Get up to S$240 cash when you apply for an eligible UOB savings account online, deposit new funds, pay your bills, credit your salary and dividends with UOB. Or, receive a pair of JBL Live Beam 3 earphones on Flash Deal Fridays from 22 November to 20 December 2024! Find out how.

Interest on your savings

Interest on your savings

Enjoy base interest of 0.05% p.a. on your account balance.

The only account that earns miles on your savings

The only account that earns miles on your savings

Earn up to 6 bonus KrisFlyer miles when you spend and save.

Rates as good as what you see online, with no conversion fee

Rates as good as what you see online, with no conversion fee

Convert currencies at competitive rates in advance on UOB FX+ via the UOB TMRW app.

Get up to 6 bonus miles on your spend

Earn bonus KrisFlyer miles with Deposit Balance (Monthly Average Balance) of S$1,000 and above

5 bonus miles per S$1 spend on eligible credit cards

or

6 bonus miles per S$1 spend on eligible credit cards and with salary crediting (min. S$1,600 monthly)

S$10 off Changi WIFI

S$10 off Changi WIFI

Stay connected on your future travels with extra savings on ChangiWiFi. SMS KFUOB‹space›16 digits card number to 77862 to get a unique e-Cash redemption code.

Exclusive privileges on Scoot

Exclusive privileges on Scoot

Enjoy a range of complimentary perks like priority check-in and boarding, additional baggage allowance and standard seat selection.  Click here for more details.

How many miles you can earn

Monthly Eligible Card Spend
Salary Crediting?
Monthly Account Balance
Bonus annual KrisFlyer Miles earned from the Account

Promotion

Earn up to 180,000 KrisFlyer miles with your KrisFlyer UOB Account

 

Top up fresh funds into your KrisFlyer UOB Account and maintain funds over a period of 4 months to earn up to 180,000 KrisFlyer miles* - redeemable for a pair of return Singapore Airlines Business Saver tickets to Maldives!

*Promotion ends 28 February 2025. T&Cs apply.

Get 12,000 KrisFlyer miles for a S$30,000 deposit
• To register, SMS KF30‹space›10 digit KrisFlyer UOB A/C number to 77862 (eg. KF30 1234567890)

Get 45,000 KrisFlyer miles for a S$100,000 deposit
• To register, SMS KF100‹space›10 digit KrisFlyer UOB A/C number to 77862 (eg. KF100 1234567890)

Get 180,000 KrisFlyer miles for a S$300,000 deposit
• To register, SMS KF300‹space›10 digit KrisFlyer UOB A/C number to 77862 (eg. KF300 1234567890)

Don’t have an account? Apply for your KrisFlyer UOB Account online now. Get 3,000 KrisFlyer miles when you charge your first eligible transaction (min. S$5) on your KrisFlyer UOB Debit Card. Valid for new first-time applicants only. T&Cs apply.

An automatic SMS response will be sent to you acknowledging receipt of your SMS registration. This automatic response does not constitute successful participation in the Promotion. T&Cs apply, click here.

 

Activate Money Lock to protect your savings from digital scams

Activate Money Lock to protect your savings from digital scams

Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.

Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.   

KrisFlyer UOB FX

Rates as good as what you see online, with no conversion fee

Rates as good as what you see online, with no conversion fee

Convert currencies at competitive rates in advance on UOB FX+ via the UOB TMRW app.
We support 11 major currencies.

Pay with your KrisFlyer UOB Debit Card overseas

Pay with your KrisFlyer UOB Debit Card overseas

Spend overseas or online in the supported currencies at zero admin fees. Besides, you can use your KrisFlyer UOB Debit Card to also make cash withdrawals at any overseas Mastercard-enabled ATM.

Set rate alerts

Set rate alerts

Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.

Earn more KrisFlyer miles

Earn more KrisFlyer miles

Earn 200 KrisFlyer miles with every conversion of S$1,000.

Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too.

Things you should know

Eligibility and fees
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Minimum Age
18 years old and above
Fall-below Fee
S$2 per month (for below S$1,000 balance)
Early Account Closure Fee
S$30
Within 6 months from opening
Cheque Book
S$10 per cheque book (50 leaves)
Issued upon request
KrisFlyer UOB Debit Card Annual Fee
S$54.50 (inclusive of GST)

The annual fee for the first year will be waived.

You can open an account online, get approval within minutes and start transacting instantly (where applicable).

You have an account with us or are an existing principal credit cardholder (For Singaporeans, PRs and Foreigners):

You can now apply using existing bank details or via Myinfo, where forms are prefilled with no submission of documents needed. You will require:

  • UOB Internet Banking or UOB TMRW App; or
  • Card no. and Pin; or
  • SingPass Login

You are new to UOB (For Singaporeans and PRs)

You can now apply via Myinfo, where forms are prefilled with no submission of documents needed. You will require: 

  • SingPass Login

You are new to UOB (For Foreigners)

Proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass 

1) I do not have an existing KrisFlyer membership, what should I do?

We will assign and create a KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.

 

2) How are miles awarded?

KrisFlyer UOB Debit and Credit Cards

  • Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
  • Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
  • Please refer to KrisFlyer UOB Debit Card and/or KrisFlyer UOB Credit Card terms and conditions for more details.

Eligible UOB Credit Cards (UOB PRVI Miles Card, UOB Privilege Banking Card, UOB Visa Infinite Card, UOB Visa Infinite Metal Card and UOB Reserve Card):

  • Cardmembers can earn miles in the form of UNI$ from respective cards spent which will be credited to your UOB card account.
  • Cardmembers can choose to convert the UNI$ into KrisFlyer miles. Please refer to the respective credit card pages for more information.
  • Cardmembers with a KrisFlyer UOB Account can earn bonus miles, refer to details below.

KrisFlyer UOB Account:

  • Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
  • Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
  • Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
  • Please refer to full terms and conditions for details.

 

3) How do I compute my monthly average balance (MAB)?

MAB is the summation of each day-end balance in KrisFlyer UOB Account for each month divided by the number of calendar days for that month.

 

For more FAQs, refer to the full list here

Important information on the use of UOB Accounts and Services

View the full Terms and Conditions.
With effect from 1 October 2024, transactions with the transaction description “AMAZE*” and/or Merchant Category Codes 4900 Utilities (For UOB Reserve Card only), 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8062 Hospitals (For UOB Reserve Card and UOB Metal Infinite Card only), 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of KrisFlyer miles.
Click here for details.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Receive a pair of JBL Live Beam 3 earphones and cash rewards when you open a KrisFlyer UOB Account online.

Bundle up for even more benefits

KrisFlyer UOB Account with KrisFlyer UOB Credit Card

Let your daily spend leads to experiences – on repeat

  • 3 KrisFlyer miles per S$1 spend on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
  • Up to 3 KrisFlyer miles per $1 spend on selected everyday spend categories, with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
  • 1.2 miles per S$1 spend on all other eligible spend
  • Exclusive benefits with Scoot, KrisShop, Grab rides and more
  • Terms and conditions apply.

Joint KrisFlyer UOB Account

An easier way to manage finances with your family to earn miles.

  • Monitor household expenses on one convenient platform to improve family saving habits
  • Reduce the hassle of transferring funds between separate accounts

KrisFlyer UOB FX

Rates as good as what you see online, with no conversion fee

  • Earn miles on your overseas spends without transaction fees.
  • 24/7 access to 10 major foreign currencies at competitive rates
  • Convert anytime on your phone and use your KrisFlyer UOB Debit Card to pay for overseas purchases to skip admin fees
  • Enjoy a low flat-fee of S$5 or foreign currency equivalent when you withdraw cash at any overseas Mastercard-enabled ATMs

Make banking simpler with these services

Get deeper insight into your travel expenses

Get deeper insight into your travel expenses

Leave the hassle to us! We’ll send you a summary of purchases and withdrawals made during your travels.

Withdraw cash via your phone

Withdraw cash via your phone

With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler

Make payments simpler

Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

Enjoy the deals you love with UOB Rewards+

Enjoy the deals you love with UOB Rewards+

Enjoy over 1,000 deals, cashback and rewards across over 20,000 locations islandwide with Singapore's biggest rewards programme.

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    UOB Stash Account

    Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.

      UOB Lady's Savings Account

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        SDIC

        Deposit Insurance Scheme

        Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


        Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

        We're here to help