Apply now and get up to S$210 worth of Lazada cashback vouchers with an addition of up to S$140 cash credit~ plus 3,000 welcome miles1

KrisFlyer UOB Mighty FX

Get FX ready for your travels with Mighty FX
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1. Convert currencies anytime, anywhere on the UOB TMRW app.
2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!
3. What’s more, enjoy zero conversion fee on all currencies from now until 31 August 2023! Visit UOB Mighty FX webpage for more information.

 

Convert into the foreign currency you need and withdraw with your KrisFlyer UOB Debit Card at any overseas Mastercard-enabled ATMs^^. Each overseas ATM withdrawal incurs a flat fee of S$5 or in the foreign currency equivalent~.

^^Supported currencies include SGD, USD, JPY, GBP, HKD, EUR, CAD, AUD, CHF, NZD, CNH (CNH unavailable for POS/online transactions and overseas ATM cash withdrawals).
~The overseas ATM bank may also charge withdrawal fees or Dynamic Currency Conversion (DCC) fees at their sole discretion.

Earn 200 KrisFlyer miles^ with every conversion of S$1,000. Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too. Enjoy the double dip on cash savings and miles accumulation!

^Capped at a maximum of 4 conversions (SGD to any of supported currencies on KrisFlyer UOB Mighty FX) per calendar year per cardmember.

Benefits

More interest, more miles

More interest, more miles

Earn miles whether you’re saving or spending

Exclusive privileges

Exclusive privileges

Earn interest on your savings, no conversion fee and more

Travel privileges

Travel privileges

Never get left behind on travel privileges with ChangiWiFi, Grab and Scoot.

1 KrisFlyer mile per S$1 spend

1 KrisFlyer mile per S$1 spend

on Singapore Airlines, Scoot, KrisShop and Kris+ purchases

0.4 KrisFlyer miles per S$1 spend

0.4 KrisFlyer miles per S$1 spend

on all other spend

Up to 7 KrisFlyer miles per S$1 spend

Up to 7 KrisFlyer miles per S$1 spend

when you spend and save with the KrisFlyer UOB Debit Card and Account

Other benefits

Accessibility around the world

Accessibility around the world

Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.

Everything in Your Hands

Everything in Your Hands

Pay for your everyday purchases and public transport with just a tap, and enjoy quicker, paperless access to your bank statements

Complete Peace of Mind

Complete Peace of Mind

Safeguard your online purchases while tracking your expenses with the UOB TMRW app.

Privileges

  • All
  • Exclusive
  • Travel
  • Scoot benefits
s$10_off_dining,_retail_with__kris+
Exclusive

S$10 off dining, retail with Kris+

From 1 February 2023 to 31 July 2023, get S$10 when you sign up for Kris+ and input the code KPUOB23 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide

    earn_up_to_2.5_miles_per_dollar_spend_at_krisshop
    Exclusive

    Earn up to 2.5 miles per dollar spend at KrisShop

    1 KrisFlyer mile per S$1 spend are credited under the Singapore Airlines Group related card transactions for KrisFlyer UOB Debit Card by UOB while 1.5 KrisFlyer miles per S$1 spend are awarded by KrisShop.

      earn_interest_on_your_savings
      Exclusive

      Earn interest on your savings

        3,000_welcome_miles
        Travel

        3,000 Welcome miles

        From 1 November 2022 onwards (inclusive of the date mentioned), new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least Singapore Five Dollars (S$5) is successfully charged to your KrisFlyer UOB Debit Card.

          no_conversion_fee
          Travel

          No conversion fee

          All KrisFlyer miles earned are directly credited to your KrisFlyer Account with no conversion fee.

            s$10_off_changiwifi
            Travel

            S$10 off ChangiWiFi

            Stay connected on your travels with extra savings on ChangiWiFi.

              s$10_off_grab_rides
              Travel

              S$10 off Grab rides

              Enjoy savings on airport transfers with S$10 off Grab rides to or from the airport.Promo code: KFUOB

                priority_check-in_and_boarding
                Scoot benefits

                Priority check-in and boarding

                via flyscoot.com/krisflyeruob

                  additional_baggage_allowance
                  Scoot benefits

                  Additional baggage allowance

                  via flyscoot.com/krisflyeruob

                    standard_seat_selection
                    Scoot benefits

                    Standard seat selection

                    via flyscoot.com/krisflyeruob

                      booking_flexibility_waiver
                      Scoot benefits

                      Booking Flexibility Waiver

                      via flyscoot.com/krisflyeruob

                        Compare accounts

                        Things you should know

                        Eligibility and fees
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                        Eligibility
                        • Minimum 18 years old
                        • Singapore citizen/ Permanent Resident/ Foreigner
                        • No minimum income requirement
                        • Initial amount of S$1,000 to open account

                        Now, you can open and transact with your account instantly
                        • A KrisFlyer UOB Debit Card will be sent to you when you open a KrisFlyer UOB Deposit Account for cash withdrawals and debit card payments.

                        Start saving instantly from the comfort of your home
                        • Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes^ and start transacting instantly without ever leaving home.
                        Fees
                        Annual fee
                        • S$54.00* yearly
                        • First year annual fee waived

                        Account fees
                        • Fall-below fee of S$2 per month (below S$1,000 balance)
                        • S$30 for closing of account within 6 months from opening
                        • S$10 per additional cheque book (50 leaves)
                        • No initial deposit or fall below fee on your foreign currency accounts.
                        • Learn more about account fees and charges


                        *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
                        Apply & Pay

                        For new-to-bank customers, the application process has been enhanced to be fast, simple, and secure with MyInfo. No more endless fields to fill in and documents to upload.

                        For steps on how to digitize your card for mobile contactless payment, please click here.

                        Important Note:
                        Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval. For more details, visit here.

                        W.e.f. 1 December 2021, please be informed that transactions made at SPC Service Stations will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

                        W.e.f. 1 March 2022, please be informed that transactions with transaction descriptions “TRANSIT*” and “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

                        W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of KrisFlyer Miles.

                        Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services.

                        1From 1 November 2022 onwards, new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least S$5 is successfully charged to his/her KrisFlyer UOB Debit Card. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Service applies. Spend exclusion applies.

                        ^Applicable to New to UOB customers who are Singaporeans/ PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

                        ~Get up to S$210 worth of Lazada cashback vouchers with an addition of up to S$140 cash credit:


                        1) Up to S$210 worth of Lazada cashback vouchers with an additional up to S$60 cash credit is for customers who have successfully satisfied the relevant conditions of the UOB Online Account Opening Promotion (1 May to 31 July 2023):

                        1. Up to S$210 worth of Lazada cashback vouchers will be awarded to ALL customers who (i) successfully open a UOB Uniplus Account, UOB Lady’s Savings Account, UOB Stash Account, KrisFlyer UOB Account or UOB One Account online from 1 May to 31 July 2023, (ii) deposit at least S$5,000 of fresh funds into their new UOB account during the calendar month which their new account opening month falls within, and (iii) hold the deposited fresh funds till the end of the following calendar month.
                        2. S$60 cash credit will be awarded to the first 200 New-to-UOB-Deposits customers per calendar month who meet (i) to (iii) mentioned in (a) above.
                        3. S$30 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iii) mentioned in (a) above.

                        For existing UOB Deposits Customers, the fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 30 April 2023.

                        Full Terms and Conditions governing UOB Online Account Opening Promotion (1 May to 31 July 2023) apply.

                        AND

                        2) S$80 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Salary Credit and GIRO Payment Reward Campaign (1 April 2023 to 30 June 2023):

                        1. S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the online participation form; and/or
                        2. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an Eligible UOB Account via GIRO within two calendar months from the date of submission of the online participation form.

                        Full Terms and Conditions governing UOB Salary Credit and GIRO Reward Campaign (1 April 2023 to 30 June 2023) apply.


                        Apply now

                        KrisFlyer UOB Account with Mighty FX

                        KrisFlyer UOB Account with Mighty FX

                        KrisFlyer UOB Account

                        KrisFlyer UOB Account

                        KrisFlyer UOB Bundle

                        KrisFlyer UOB Bundle

                        Apply now and get up to S$210 worth of Lazada cashback vouchers with an addition of up to S$140 cash credit~ plus 3,000 welcome miles1

                        Apply now and get up to S$210 worth of Lazada cashback vouchers with an addition of up to S$140 cash credit~ plus 3,000 welcome miles1

                          Frequently asked questions

                          What if I cannot recall my KrisFlyer membership no. during the Account opening?
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                          You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.

                          We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.

                          If you already hold a KrisFlyer UOB Credit and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
                          To start earning bonus miles, simply:
                          • Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
                          • Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar

                          For Singaporeans and PRs:
                          Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

                          For Foreigners and U.S Persons:
                          Please proceed to any UOB branch for application.

                          To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.

                          • Only valid for salary credited through GIRO with the transaction reference "SALA"
                          • Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles

                          KrisFlyer UOB Debit and Credit Cards
                          • Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                          • Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.

                          KrisFlyer UOB Account:
                          • Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
                          • Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                          • Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
                          • Please refer to full terms and conditions for details.

                          KrisFlyer UOB Credit and Debit Cards:
                          • Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                          • Base KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.

                          Eligible UOB Credit Cards (UOB PRVI Miles Card, UOB Privilege Banking Card, UOB Visa Infinite Card, UOB Reserve Card):
                          • Cardmembers will earn miles in the form of UNI$ which will be credited to your UOB card account.
                          • Cardmembers may choose to convert into KrisFlyer miles. Click here for more information.
                          • Please refer to the respective credit cards pages for more information.

                          KrisFlyer UOB Account:
                          • Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
                          • Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                          • Bonus KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
                          • Please refer to full terms and conditions for details.

                          It is for illustrative purposes only, and is not a representation, warranty or assurance of applicable Monthly Average Balance of Apr 2019 under this Promotion:

                          Click here to find out more


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                          Explore more with UOB card privileges

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                          Card services


                          Card services

                          Other useful links

                          UOB Debit Cardmembers’ Agreement
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                          Click here for a copy of the UOB Debit Cardmembers’ Agreement.

                          Click here for a copy of the UOB Debit Card Fees and Charges.

                          We're here to help

                          Make TMRW yours, download now!