Apply now and get up to S$210 worth of Lazada cashback vouchers with an addition of up to S$140 cash credit~ plus 3,000 welcome miles1
How to earn KrisFlyer miles
- Spend on KrisFlyer UOB Debit Card^
(No min. spending required) - + Save in Krisflyer UOB Account
- = Fly with KrisFlyer miles earned
| Spend on KrisFlyer UOB Debit Card^ (No min. spending required) |
+ Save in KrisFlyer UOB Account | = Fly with KrisFlyer miles earned |
| KrisFlyer miles earned per S$1 spend 1 mile on Singapore Airlines, Scoot, KrisShop and Kris+ purchases 0.4 miles on all other spend |
Bonus KrisFlyer miles earned per S$1 spend* +5 miles +6 miles (with salary crediting+) Deposit balance (Monthly average balance  ) of S$1,000 and above must be maintained |
Total KrisFlyer miles Up to 6 miles Up to 7 miles (with salary crediting+) |
| See example |
||
^Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services applies. Spend exclusion applies.
*KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Full terms and conditions apply. Click here for details.
#Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month.
+Only valid for salary credited (S$1,600) through GIRO with the transaction reference "SALA" To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
KrisFlyer UOB Mighty FX
Get FX ready for your travels with Mighty FX
1. Convert currencies anytime, anywhere on the UOB TMRW app.
2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!
3. What’s more, enjoy zero conversion fee on all currencies from now until 31 August 2023! Visit UOB Mighty FX webpage for more information.
| Currency | From a Money Changer | From KrisFlyer UOB Mighty FX |
| GBP | £58.41 | £58.46 |
| AUD | $105.04 | $105.08 |
| EUR | €65.14 | €65.30 |
| JPY | ¥7,733 | ¥7,736 |
| HKD | $566.00 | $565.58 |
| USD | $72.20 | $72.13 |
Based on rates obtained from Mighty FX and independent money changers as of 10 September 2019 for illustration purposes only.
Withdraw cash from overseas ATMs
^^Supported currencies include SGD, USD, JPY, GBP, HKD, EUR, CAD, AUD, CHF, NZD, CNH (CNH unavailable for POS/online transactions and overseas ATM cash withdrawals).
~The overseas ATM bank may also charge withdrawal fees or Dynamic Currency Conversion (DCC) fees at their sole discretion.
Be awarded with additional KrisFlyer miles on your conversions and spend!
^Capped at a maximum of 4 conversions (SGD to any of supported currencies on KrisFlyer UOB Mighty FX) per calendar year per cardmember.
Benefits
More interest, more miles
Earn miles whether you’re saving or spending
Exclusive privileges
Earn interest on your savings, no conversion fee and more
Travel privileges
Never get left behind on travel privileges with ChangiWiFi, Grab and Scoot.
1 KrisFlyer mile per S$1 spend
on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
0.4 KrisFlyer miles per S$1 spend
on all other spend
Up to 7 KrisFlyer miles per S$1 spend
when you spend and save with the KrisFlyer UOB Debit Card and Account
Other benefits
Accessibility around the world
Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.
Everything in Your Hands
Pay for your everyday purchases and public transport with just a tap, and enjoy quicker, paperless access to your bank statements
Complete Peace of Mind
Safeguard your online purchases while tracking your expenses with the UOB TMRW app.
Privileges
Exclusive
S$10 off dining, retail with Kris+
From 1 February 2023 to 31 July 2023, get S$10 when you sign up for Kris+ and input the code KPUOB23 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide
Exclusive
Earn up to 2.5 miles per dollar spend at KrisShop
1 KrisFlyer mile per S$1 spend are credited under the Singapore Airlines Group related card transactions for KrisFlyer UOB Debit Card by UOB while 1.5 KrisFlyer miles per S$1 spend are awarded by KrisShop.
Exclusive
Earn interest on your savings
Travel
3,000 Welcome miles
From 1 November 2022 onwards (inclusive of the date mentioned), new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least Singapore Five Dollars (S$5) is successfully charged to your KrisFlyer UOB Debit Card.
Travel
No conversion fee
All KrisFlyer miles earned are directly credited to your KrisFlyer Account with no conversion fee.
Travel
S$10 off ChangiWiFi
Stay connected on your travels with extra savings on ChangiWiFi.
Travel
S$10 off Grab rides
Enjoy savings on airport transfers with S$10 off Grab rides to or from the airport.Promo code: KFUOB
Scoot benefits
Priority check-in and boarding
Scoot benefits
Additional baggage allowance
Compare accounts
Things you should know
Eligibility and fees
Eligibility
- Minimum 18 years old
- Singapore citizen/ Permanent Resident/ Foreigner
- No minimum income requirement
- Initial amount of S$1,000 to open account
Now, you can open and transact with your account instantly
• A KrisFlyer UOB Debit Card will be sent to you when you open a KrisFlyer UOB Deposit Account for cash withdrawals and debit card payments.
Start saving instantly from the comfort of your home
• Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes^ and start transacting instantly without ever leaving home.
Fees
Annual fee- S$54.00* yearly
- First year annual fee waived
Account fees
- Fall-below fee of S$2 per month (below S$1,000 balance)
- S$30 for closing of account within 6 months from opening
- S$10 per additional cheque book (50 leaves)
- No initial deposit or fall below fee on your foreign currency accounts.
- Learn more about account fees and charges
*Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
Apply & Pay within minutes
For steps on how to digitize your card for mobile contactless payment, please click here.
Important Note:
Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval. For more details, visit here.
Terms and conditions
W.e.f. 1 December 2021, please be informed that transactions made at SPC Service Stations will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.
W.e.f. 1 March 2022, please be informed that transactions with transaction descriptions “TRANSIT*” and “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of KrisFlyer Miles.
Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services.
1From 1 November 2022 onwards, new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least S$5 is successfully charged to his/her KrisFlyer UOB Debit Card. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Service applies. Spend exclusion applies.
^Applicable to New to UOB customers who are Singaporeans/ PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
~Get up to S$210 worth of Lazada cashback vouchers with an addition of up to S$140 cash credit:
1) Up to S$210 worth of Lazada cashback vouchers with an additional up to S$60 cash credit is for customers who have successfully satisfied the relevant conditions of the UOB Online Account Opening Promotion (1 May to 31 July 2023):
- Up to S$210 worth of Lazada cashback vouchers will be awarded to ALL customers who (i) successfully open a UOB Uniplus Account, UOB Lady’s Savings Account, UOB Stash Account, KrisFlyer UOB Account or UOB One Account online from 1 May to 31 July 2023, (ii) deposit at least S$5,000 of fresh funds into their new UOB account during the calendar month which their new account opening month falls within, and (iii) hold the deposited fresh funds till the end of the following calendar month.
- S$60 cash credit will be awarded to the first 200 New-to-UOB-Deposits customers per calendar month who meet (i) to (iii) mentioned in (a) above.
- S$30 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iii) mentioned in (a) above.
For existing UOB Deposits Customers, the fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 30 April 2023.
Full Terms and Conditions governing UOB Online Account Opening Promotion (1 May to 31 July 2023) apply.
AND
2) S$80 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Salary Credit and GIRO Payment Reward Campaign (1 April 2023 to 30 June 2023):
- S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the online participation form; and/or
- S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an Eligible UOB Account via GIRO within two calendar months from the date of submission of the online participation form.
Full Terms and Conditions governing UOB Salary Credit and GIRO Reward Campaign (1 April 2023 to 30 June 2023) apply.
Apply now
KrisFlyer UOB Account with Mighty FX
KrisFlyer UOB Account
KrisFlyer UOB Bundle
Frequently asked questions
What if I cannot recall my KrisFlyer membership no. during the Account opening?
You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.
I do not have an existing KrisFlyer membership, what should I do?
We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.
What do I need to do after I have opened the KrisFlyer UOB Account?
If you already hold a KrisFlyer UOB Credit and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
To start earning bonus miles, simply:
• Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
• Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar
I do not have a KrisFlyer UOB Account, how do I apply?
For Singaporeans and PRs:
Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.
For Foreigners and U.S Persons:
Please proceed to any UOB branch for application.
How do I credit my salary to my KrisFlyer UOB Account?
To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
What constitutes as Salary Credit?
- Only valid for salary credited through GIRO with the transaction reference "SALA"
- Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles
How are miles awarded?
KrisFlyer UOB Debit and Credit Cards
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.
KrisFlyer UOB Credit and Debit Cards:
• Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Base KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
Eligible UOB Credit Cards (UOB PRVI Miles Card, UOB Privilege Banking Card, UOB Visa Infinite Card, UOB Reserve Card):
• Cardmembers will earn miles in the form of UNI$ which will be credited to your UOB card account.
• Cardmembers may choose to convert into KrisFlyer miles. Click here for more information.
• Please refer to the respective credit cards pages for more information.
KrisFlyer UOB Account:
• Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
• Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
• Bonus KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
• Please refer to full terms and conditions for details.
How do I compute my Monthly Average Balance (MAB)?
It is for illustrative purposes only, and is not a representation, warranty or assurance of applicable Monthly Average Balance of Apr 2019 under this Promotion:
| Date | Each day end account balance |
| 1 - 15 April 2019 (5days) | S$100,000 |
| 16 - 30 April (15 days) | S$200,000 |
| Sum of day-end account balances in April 2019) | (S$100,000 x 15 days) + (S$200,000 x 15 days) = S$4,500,000 |
| No. of calendar days in April 2019 | 30 |
| Monthly average balance of April 2019 | S$4,500,000 / 30 days = S$150,000 |
Where can I find out more about KrisFlyer UOB Cards Enhanced Card Benefits?
Click here to find out more
Here’s something else you may like
KrisFlyer UOB Credit Card
Unlock more KrisFlyer miles and exclusive privileges with the KrisFlyer UOB Credit Card.
UOB One Card
You're a savvy spender and getting the most out of your card is your forte. The UOB One Card gives you the most cashback and helps you grow your savings. It's the smarter way to spend.
UOB EVOL Card
Own every evolution with the UOB EVOL Card. Get rewarded for shopping at all your go-tos, in-app or online.
Explore more with UOB card privileges
The Dining Advisor
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
The Travel Insider
A travel portal to inspire, plan and book your next vacation in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Explore more with UOB card privileges
The Dining Advisor
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
The Travel Insider
A travel portal to inspire, plan and book your next vacation in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
We're here to help
Have a question?
Contact us
Locate us
Make TMRW yours, download now!
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.
