Get up to S$198 cash when you apply for an eligible UOB savings account online, deposit new funds, pay your bills and credit your salary and dividends!  

For the consistent saver

The UOB Stash Account rewards the everyday saver, whether you are saving towards a long-term goal, for a rainy day or whenever you have spare cash from bonuses or investments. It’s so easy to Stash it and watch your savings grow – now with up to 5% p.a. interest!
Score bonus interest

Score bonus interest

Earn up to S$3,000 in interest a year simply by parking your money aside or saving consistently every month. You can continue to spend or transact with your Stash Account as you can still earn bonus interest as long as you maintain or increase your balance.

Access to cash

Access to cash

No lock-in period! This means having access to your savings anytime or for a rainy day, while still earning interest every month.

Greater perks

Greater perks

Receive a UOB One Debit Card when you sign up for a Stash Account. Use it for all your shopping needs and get up to 10% cashback on diningENHANCED, online shopping, groceries, transport, and more.

Accumulate more when you Stash

Here’s how you can earn up to 5% p.a interest on your savings, which is up to 60x more than what you would get if you leave your money in a traditional savings account!

0.05% base interest

You will always earn this interest, regardless of what you deposit into your account

+

Up to 4.95% p.a. bonus interest

Maintain or increase your Monthly Average Balance (MAB), as compared to the previous month

Here’s how to score higher interest rates

Maximise your bonus interest
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Here’s how your bonus interest will add up.

 

How it adds up

Use this tool to find out how much interest you can earn in a year by maintaining or increasing your Monthly Average Balance, as compared to the previous month.

Input your Monthly Average Balance (MAB) by adjusting the sliders or typing them in the fields manually.
 
Your MAB
Start earning 1% p.a. interest after S$70k
Total Interest Earned
Interest Amount Earned
 
Aug
(Account Opened)
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
S$0.00
 
 
 
 
 
 
S$10k

 
S$50k

 
S$100k

S$150k

 
S$200k

 
Total interest amount earned (P.A.):S$50.00
This is for illustration purpose only, and is not indicative of the total interest you may earn on your savings in UOB Stash Account.
Power Duo

Add some Pow-Wow to your savings!

Meet the Power Duo that gives you up to S$8,000 p.a. interest

1. On your first S$100,000 savings with UOB One Account: Get up to S$5,000 in interest a year in just 2 steps

2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances

Promotion

Get up to S$198 cash when you save with UOB

Get more out of your savings with UOB! Receive up to S$68 cash when you apply for an eligible UOB savings account online from 1 January to 31 March 2024 and bring in at least S$5,000 in new funds to deposit with us. Plus, receive up to additional S$130 cash when you pay your bills and credit your salary and dividends with UOB.

T&Cs apply.

 

Things you should know

Eligibility and fees
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Age
16 years old and above for online application
15 years old and above for application via branch
Early Account Closure Fee
S$30
Within 6 months from opening
Fall-below Fee
S$2 if min. average daily balance is less than S$1,000
Waived for first 6 months for accounts opened online
Min. Initial Deposit
S$1,000

Learn more about account fees and charges.

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants

2.Personal Internet Banking login details – applicable to existing to UOB customers

3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Get up to S$198 cash when you open a UOB Stash Account online.

You may also open your account on UOB TMRW or visit one of our branches today.

    Bundle up for even more benefits

    Joint Stash Account

    An easier way to manage finances with your family.

    Monitor household expenses on one convenient platform to improve family saving habits

    Reduce the hassle of transferring funds between separate accounts

    Make banking simpler with these services

    Get alerts about your account instantly

    Get alerts about your account instantly

    Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

    Withdraw cash via your phone

    Withdraw cash via your phone

    With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

    Make payments simpler

    Make payments simpler

    Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

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