Singapore Dollar Time/Fixed Deposit

Singapore Dollar Time/Fixed Deposit

Work your money harder with promotional interest rate of up to 2.70% p.a.

Secure higher returns with fixed rates

Gain higher interest

Gain higher interest

Watch your spare cash grow with minimal risk through competitive interest rates.

Instant application NEW

Instant applicationNEW!

Reduce waiting time at the branch and open a UOB Fixed Deposit account instantly online here.

Flexible choice

Flexible choice

We offer a wide range of tenors to suit your needs.

Convenient automatic renewal

Convenient automatic renewal

Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.

How it works

To place a new fixed deposit


Step 1: Transfer the minimum required fresh funds to your existing savings/current account


Via UOB Personal Internet Banking


Step 2: Login to UOB Personal Internet Banking > Click "Investment" > Select "Fixed Deposit"


Step 3: Fill in the requested details and click confirm to proceed.




Step 2: Login to UOB TMRW App > Select “Services” > Select “Fixed deposit placement”


Step 3: Fill in the requested details and swipe confirm to proceed.


Once your transaction is successful, your new placement will be shown when you click into the account.



To amend maturity instructions


Step 1: Login to UOB Personal Internet Banking


Step 2: Click "Investment" > Select "Fixed Deposit"


Step 3: Click "Amend" and amend your maturity instruction


Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.

Things you should know

Eligibility and fees
Minimum placement
18 years old and above
S$5,000 for tenors of 1-month and above
S$250,000 for tenors of 7 days and 14 days
S$1,000,000 for tenors of less than 7 days

No fees required to maintain the account.

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open your account instantly.

Ready to apply? Open your account instantly.

    Make banking simpler with these services

    Get alerts about your account instantly

    Get alerts about your account instantly

    Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

    Track your investments on the go

    Use UOB TMRW to view, manage and keep track of all your UOB accounts.

    You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.

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