Singapore Dollar Fixed Deposit

Singapore Dollar Fixed Deposit

Enjoy peace of mind while maximising your money with fixed returns.

Secure higher returns with fixed rates

Gain higher interest

Gain higher interest

Watch your spare cash grow with minimal risk through competitive interest rates.

Convenient automatic renewal

Convenient automatic renewal

Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.

Flexible choice

Flexible choice

We offer a wide range of tenors to suit your needs.

How it works

To place a new fixed deposit


Step 1: Transfer the minimum required fresh funds to your existing savings/current account


Step 2: Login to UOB Personal Internet Banking > Click "Investment" > Select "Fixed Deposit"


Step 3: Fill in the following details


  • Fixed Deposits Account
  • Placement Amount
  • Tenor (Select "10 months" to enjoy the promotional interest rates)
  • Debiting Account
  • Maturity instruction

Once your transaction is successful, your new placement will be shown when you click into the account.


To amend maturity instructions


Step 1: Login to UOB Personal Internet Banking


Step 2: Click "Investment" > Select "Fixed Deposit"


Step 3: Click "Amend" and amend your maturity instruction


Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.

Things you should know

Eligibility and fees
Minimum placement
15 years old and above
S$5,000 for tenors of 1-month and above
S$250,000 for tenors of 7 days and 14 days
S$1,000,000 for tenors of less than 7 days

No fees required to maintain the account.

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to place a fixed deposit? Log in to UOB Personal Internet Banking to start.

Ready to place a fixed deposit? Log in to UOB Personal Internet Banking to start.

Or book an appointment at one of our branches to open your Singapore Dollar Fixed Deposit account.

    Make banking simpler with these services

    Get alerts about your account instantly

    Get alerts about your account instantly

    Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

    Track your investments on the go

    Use UOB TMRW to view, manage and keep track of all your UOB accounts.

    You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.

    Here’s something else you may like

    Foreign Currency Fixed Deposit

    Maximise your foreign currency deposits with attractive promotional rates and fixed returns while getting peace of mind.

      UOB Stash Account

      Accumulate even more savings with up to 1% p.a. interest when you maintain or increase your Monthly Average Balance.

        One Account with One Card

        The easier way to earn up to 2.5% p.a. interest when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score cashback of up to 10% when you use the UOB One Credit Card.

          We're here to help