Enjoy more convenience and safety on your trips. Use UOB TMRW to Scan to pay with your phone without any transaction fees.


Products recommended for you

Digital Banking
Travel cash-free across borders

Digital Banking
Mighty FX
Get more out of your travel, shopping and investment needs
- Convert currencies in advance to lock in favourable rates on the UOB TMRW app
- Enjoy zero admin fees when you use your Mighty FX or KrisFlyerUOB Debit Card for overseas or online shopping
- Withdraw cash at any overseas Mastercard-enabled ATM
Don't have Mighty FX yet? Simply add on Mighty FX to your UOB One Account or KrisFlyer UOB Account

Digital Banking
UOB TMRW
The all-in-one banking app built around you and your needs.
Featuring AI-driven insights to better manage your money, rewards personalised to you, and investing made simple through SimpleInvest.
Make TMRW yours.

Save
UOB One Account
Skip to the good part and earn the highest interest rate ever on your savings with One Account – up to 7.8% p.a. interest (approx. S$5,000 a year) in just two steps!

Cards
UOB Credit Cards
Get up to S$510 cash credit or 50,000 miles when you apply now!
T&Cs apply.

Cards
UOB Lady’s Credit Card
You now have the power to choose the rewards that are perfect for you and you alone.
- 15X UNI$ (or 30 miles) per S$5 spent on your preferred reward category(ies) with no minimum spend required.
- UOB Lady's LuxePay Plan 6 or 12-month installment plan with no interest or processing fees.
- Free e-Commerce protection for online purchases up to USD200

Cards
UOB One Card
Highest cashback card on your daily favourites
- Up to 15% cashback on your daily spend at McDonald'sNEW, DFI Retail Group, Grab, SimplyGo, Shopee and UOB Travel
- Up to 4.33% cashback on Singapore Power utilities bill
- Up to 3.33% cashback on all retail spend
- Fuel savings of up to 22.66% at Shell and SPC
- Greater savings with up to 7.8% p.a. interest with UOB One Account

Invest
SimpleInvest
A digital investing platform with actively managed investment solutions, just for you.
- Choose from four expertly crafted portfolios based on various goals and risk appetite
- Tap on insights and research from UOB Private Bank Chief Investment Office with Income and Growth portfolios
- Build your own portfolio from a curated list of over 100 unit trusts

Invest
Sustainable Investing
With sustainable investments, build a portfolio that creates a positive impact on the environment and society.
Invest where it matters.

Save
UOB Stash Account
It’s easy to Stash it and let your savings grow – now with up to 5% p.a. interest.
- Earn up to S$3,000 in interest a year when you maintain or increase your balance.
- No lock-in period! Get access to your savings anytime while you continue to earn interest every month.

Cards
UOB PRVI Miles Card
Enjoy limitless fun with the highest limitless miles card.
- Every S$1 spend will earn you:
- 1.4 miles on local spend
- 2.4 miles on overseas spend, including online shopping on overseas websites
- 6 miles on major airlines and hotels through Expedia, agoda and UOB Travel
- 20,000 loyalty miles every year with minimum spend of S$50,000 in a year (UOB PRVI Miles Amex exclusive)
- Choice to redeem for miles, cash rebate or vouchers

Borrow
UOB Home Loans
Singapore’s first digital home solution, built on the largest real estate ecosystem. Enabling Singaporeans to secure their dream home with speed and confidence
Services for you
The Dining Advisor
Short-circuit your search for good food with a comprehensive new food guide designed to fee your food obsessions.
The Travel Insider
The new travel portal that inspires, helps you plan and lets you book in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
With you at every life moment
Adulting
Adulthood is an exciting life stage, with its fair share of freedoms and responsibilities. No worries - we’ve got your back, as you prepare for the challenges of adulting.
Growing your Money
We journey with you to protect and build your wealth, and make your money work harder, so you can focus on achieving your life goals.
Getting Married
Marriage marks the start of a new adventure with your partner. It is never too early to start planning ahead for one of the most important milestones in your life.
Starting a Family
At UOB, we believe all children are smart. Start by building a plan now to nurture your child’s unique combination of smarts.
Solutions curated with you in mind

For the Ladies
Proudly supporting women to be financially strong, sound and confident with our personalised suite of products and solutions to help you save, protect and invest with peace of mind. All this while making it more rewarding for you as you pamper yourself and live life on your terms.

Sustainable Living
Choosing to live sustainably starts now. Learn how we can enable you to create impact with your everyday choices to live sustainably.

Home and Property
Built on the largest real estate ecosystem, our digital solutions will empower you to secure your home with speed and confidence.
Articles

The Sandwich Generation: Tips on Achieving Harmony and Balance
It can be challenging as a member of the sandwich generation to support both your parents and children.

Russia-Ukraine conflict: Has it slowed the transition to clean energy?
Russia is one of the world’s largest gas and oil producers. Its war with Ukraine and resulting sanctions is seriously affecting global supplies.

First 5 things you should do with your money in this new normal
Beyond physical and mental distress, the COVID-19 outbreak has caused an unprecedented level of financial uncertainty for households across the world.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.