Get S$500 worth of Grab vouchers* when you sign you sign up now!
Benefits
Own every evolution with the UOB EVOL Card, and get 8% cashback on online and mobile purchases!
Cashback for your digital lifestyle
8% cashback1 on online and mobile contactless spend
No annual fee
When you make 3 transactions monthly
Maximise your savings
Up to 7.8% p.a. interest on UOB One Account when you spend with UOB EVOL Card.
Cashback illustration
See how easy it is to earn cashback on the things you love with a minimum spend of S$600.
- Spend
- Spend amount
- Cashback Earned
| Spend | Spend amount | Cashback Earned |
| 8% Cashback on Online | ||
| Shopping haul from Taobao | S$120 | S$9.60 |
| Grab rides | S$100 | S$8.00 |
| Game purchases via Apple store | S$30 | S$2.40 |
| 8% Cashback on Mobile Contactless | ||
| Bus and train rides via SimplyGo | S$70 | S$5.60 |
| Dining and café spend via Mobile pay | S$100 | S$8.00 |
| Purchase from Sephora via Mobile pay | S$80 | S$6.40 |
| 0.3% Cashback on all other spend | ||
| Phone bill | S$40 | S$0.12 |
| Gym membership | S$60 | S$0.18 |
| Total | S$600 | S$40.30 |
Online refers to all spend made via the internet. Mobile contactless refers to in-store contactless spend made via Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and other mobile wallet services that accepts UOB EVOL Card. Cashback is capped at S$20 on Online spend, S$20 on Mobile Contactless spend and S$20 on all other spend for each statement month. Exclusions apply.
About UOB EVOL
Sustainability
Show your support and go green with Southeast Asia’s first bio-sourced card – the UOB EVOL Card. Enjoy a variety of sustainable deals, take your carbon footprint to zero with SP Group and more!
Rewards+
Access to Singapore’s personalised rewards programme on UOB TMRW app. Enjoy curated dining, shopping, travel deals and more, plus track and use your cashback and rewards points.
Digital Banking with UOB TMRW
Where’s your money really going? Take stock by using UOB TMRW to track your spending, score deals, invest and more. It’s the Spotify Unwrapped you needed, but for money.
Smart Money
Boost your savings with UOB One Account. What’s more, ease your cashflow when you buy now and pay later with UOB SmartPay.
Other benefits
South East Asia’s first quick-read card
The 16 digit card number vertically stacked in 4 rows, allowing you to read the card number easily.
SimplyGo
Travel effortlessly with SimplyGo and earn 8% cashback when you use your UOB EVOL Card for bus and train rides.
Auto-enrolment for eStatements
Enjoy peace of mind knowing that UOB archives your credit cards statements electronically for 5 years from the time of subscription.
UOB Payment Facility NEW
Pay anything with the UOB Payment Facility and earn points (UOB UNI$) to redeem amazing rewards!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).
Travel with peace of mind
Travel with peace of mind
Enjoy the following several benefits when you travel with your UOB EVOL Card
Shop online with peace of mind
Make your online purchases with UOB EVOL Card to enjoy coverage of up to US$200 per claim per annum
Other benefits
South East Asia’s first quick-read card
The 16 digit card number vertically stacked in 4 rows, allowing you to read the card number easily.
SimplyGo
Travel effortlessly with SimplyGo and earn 8% cashback when you use your UOB EVOL Card for bus and train rides.
Auto-enrolment for eStatements
Enjoy peace of mind knowing that UOB archives your credit cards statements electronically for 5 years from the time of subscription.
UOB Payment Facility NEW
Pay anything with the UOB Payment Facility and earn points (UOB UNI$) to redeem amazing rewards!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).
Travel with peace of mind
Travel with peace of mind
Enjoy the following several benefits when you travel with your UOB EVOL Card
Shop online with peace of mind
Make your online purchases with UOB EVOL Card to enjoy coverage of up to US$200 per claim per annum
Promotions
Others
ALBA STEP UP app – Turning Waste into Treasure
Earn points by recycling with us and redeem them with sustainable partners across Singapore
Shop
BYKURAHOME
- 10% off with min. S$60 spend
Promo code: EVOL10
Others
Craftsforgreen
- 15% off regular-priced items
Promo code: EVOL15
Food
CrunchCutlery
- 10% off with min. $35 spend + free island-wide shipping
Promo code: VISCC10
Shop
Eco-Lyfe
- 10% off + 1 free bamboo cutlery set
Promo code: EVOL10
Food
GoodFoodPeople - Your plant-based journey made easy on this online marketplace
- S$10 off with min S$50 spend
Promo code: EVOL10
Shop
HEAVENLUXE
- S$50 off on all bundle sets
Promo code: UOBEVOL50
Others
Hush Candle - soy wax
- 15% off with min. S$50 spend
Promo code: EVOL15OFF
Others
Minimakers
- 10% off beeswax related products
Promo code: EVOL10
Others
Monkey Loot
- 15% off min. $45 spend
Promo code: UOBEVOL15
Others
My Naked Bar
- 15% off mynakedbar Starter Kits
Promo code: EVOLSTART15 - 10% off min. S$50 spend
Promo code: EVOL10
Shop
POASIA
- 15% off min. $45 spend
Promo code: UOBEVOL15
Food
SaladStop!
- 50% off signature salad, wrap and grain bowl when you order online
Promo code: EVOL50
Shop
Sigi Skin
- 10% off^
Promo code: EVOL10 - 15% discount on Sustainable Products (Dew Potion, Idyllic Fields, Garden Party Clay Mask Refill, and glass tumblers)
Promo code: EVOL15
Shop
Source Collections
- 10% off with min. spend of S$100 in a single order
Promo code: EVOL10
Others
SusGain - Singapore's rewards app for YOU, the PLANET and the COMMUNITY
Turn your eco-conscious actions and spend into points, cashback, donations and trees at 1,000+ locations islandwide
Shop
The Green Collective SG
- Save 10% online and in-store
Promo code: VISA10
Shop
The Sustainability Project
- Enjoy 13% off storewide
Promo code: EVOL13
Food
The Tea Story
- 20% Off on all Your Organic & Caffeine Free Teas
Promo code: EVOLTTS20
Shop
TWOOAK
- $5 off min. spend of $50^
Promo code: EVOL5OFF - Drop off your contact lens blisters at the Studio and get $1 off your next order#.
Compare accounts
For more great ideas to own it,
follow us on Instagram at @OwnMyEVOL
Love mother earth?
Be an eco-friend with benefits
Paper statements
See ya never!
Annual fees?
You can officially waive that goodbye.
Things you should know
Eligibility and fees
Eligibility
Age: 21 years and aboveSingaporean/PR:
- Instant Card approval via Myinfo
- Minimum annual income of S$30,000 OR
- Fixed Deposit collateral of at least S$10,000^^
For Foreigners:
- Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of at least S$10,000^^
^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
Documents required: Click here.
Annual Fees:
- Enjoy no annual fee2 on your Principal Card when you make min. 3 transactions per month for 12 consecutive months prior to your card anniversary date
- Applicable for annual fee on your following card anniversary date from 1 Jan 2023 onwards
- With effect from 1 January 2023:
- Principal card: S$194.40
- 1st Supplementary Card: Free
- 2nd Supplementary Card onwards: S$97.20
Already an existing UOB Credit Cardholder?
Alternative, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:
<YesEVOL>space<Last 4 digits of existing UOB Card>space<NRIC#>
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77862:
‹YesEVOL›space‹Last 4 digits of existing UOB Card›space‹NRIC#›
SMS T&Cs apply.
Terms and Conditions
W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of cashback.
W.e.f. 1 March 2022, please be informed that transactions with transaction description "AMAZE* TRANSIT*" will be excluded from the awarding of cashback.
*Get up to S$500 Grab Vouchers
Promotion is only valid from 1 August 2023 to 31 October 2023 (“Promo Period”). Only valid for new-to-UOB Credit Card customers who apply for a UOB EVOL Card during the Promo Period and spend a min. of S$1,000 per calendar month for 2 consecutive months on their new UOB EVOL Card within 60 days from their card approval date (“Qualifying Spend”). Gifts are awarded in each promotion month to participants who accumulate the Qualifying Spend with the least total number of days. Limited to 100 gifts per promotion month (total of 300). Participants are also required to register via SMS in the prescribed format during the Promo Period. Click here for full terms and conditions.
#Up to S$160 cash credit comprising of Either 1) S$30 cash credit and 2) S$130 cash credit
1) S$30 cash credit is only for the first 200 customers per calendar month
i. who submit an online account opening application between 1 October 2023 to 30 December 2023 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account,
ii. whose application is successfully approved by 30 December 2023, and (iii) deposit min. S$5,000 of Fresh Funds into their new UOB account during the calendar month which their new account opening month falls within, and
iii. hold the deposited Fresh Funds in their new UOB account till the end of the following calendar month. For existing UOB Deposit customers, the Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all their other UOB current accounts and/or savings accounts month-end balance before their new UOB account opening month."Fresh Funds”means funds (a) in the form of non-UOB cheqyes or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time between 1 October 2023 to 30 December 2023 (both dates inclusive). Click here for full terms and conditions.
2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Salary Credit and GIRO Payment Reward Campaign (1 Oct 2023 to 31 Dec 2023):
i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an eligible UOB Account via GIRO (with the transaction description “GIRO-Inward Debit”) within the next two calendar months from the date of submission of the online participation form.
ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an eligible UOB Account via GIRO or PayNow (with the transaction description “GIRO-SALA” or “PAYNOW SALA” respectively) within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of at least S$500.
iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (at least S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form (with the transaction description “CDP Dividend”).
Click here for full terms and conditions governing the UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023).
Insured up to S$75k by SDIC
Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.
Please refer here for full FAQs for the UOB EVOL Card.
1To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.
2Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.
3The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/ "PAYNOW SALA") in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/"PAYNOW SALA") in each calendar month.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.
^UOB EVOL card will convert 2% on the SP Utilities bill amount to purchase SP My Green CreditsTM at $0.12 for 25 kwh. An estimated S$90 SP Utilities bill will give us enough My Green CreditsTM to offset 375 kwh of electricity (Singapore's national average electricity consumption of a 4-room flat - source: ema.gov.sg as at Jun 2021). My Green CreditTM prices are dependent on the REC selling prices offered by each developer to UOB EVOL Card. These prices may change from time to time depending on market factors. Prices are accurate as of 1 July 2022. A minimum SP Utilities bill amount of S$50 is required for conversion to My Green CreditsTM. If you had added your UOB EVOL Card before 10 Nov 2022 in the SP app, kindly re-add your card under Profile > Payment Methods to be eligible for complimentary My Green CreditsTM awarded for your SP utilities bill payments made with UOB EVOL Card.
Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.
Bundle up for even more benefits
Earn the highest interest rate ever on your savings with One Account – up to 7.8% p.a. in just two steps
Skip to the good part with UOB One Account. Simply spend min. S$500 monthly on your UOB EVOL Card AND credit your salary, OR make 3 GIRO transactions monthly.
Enjoy more privileges when you pair the UOB One Account with UOB EVOL Card. Visit uob.com.sg/uobsavers for the latest sign-up offer!
Related products
Supplementary Card
Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.
UOB SMARTPAY
Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.
UOB One Account
Two steps is all you need to earn higher interest. Enjoy up to 7.8% p.a. interest (approx. S$5,000 a year) when you add the UOB One Account to your UOB EVOL Card!
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Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
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ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Explore more with UOB card privileges
The Dining Advisor
Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.
The Travel Insider
A travel portal to inspire, plan and book your next vacation in one place.
ShopUOB
Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
UOB Rewards+
Enjoy curated UOB Card deals, cashback and rewards with UOB Rewards+. View, track and redeem more of what you love, all on UOB TMRW
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Card services
Card activation
As a security measure, you will be required to activate your card before usage. To begin, you can activate your card instantly with these easy ways.
Increase your credit limit
Maximise your UOB card benefits by increasing your credit limit.
Overseas card use
Enable your UOB card for overseas use.
Report lost / stolen card
Call 1800-222-2121 (local) or +65 6222 2121 (from overseas)
More UOB card services
Learn more on how to better manage your and protect your transactions.
Make TMRW yours, download now!
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