Get up to S$130 cash credit when you open a UOB savings account online.

The One for everyone

For those who work at home, in the office. Or anywhere the road takes you. Whether you’re just starting out, striking out on your own, or taking your career further, the UOB One Account gives you the flexibility and simplicity to manage and maximise your finances.
Two simple steps to maximise interest

Two simple steps to maximise interest

Spend min. S$500 on an eligible UOB card to earn 0.25% p.a. from your first dollar. Plus, make 3 GIRO payments or credit your salary to get up to 2.5% p.a. interest rate.



Choose between salary credit or GIRO. Plus, earn higher interest on your savings with our lowered salary crediting criteria of S$1,600.



Easily track your transactions for bonus interest with the Bonus Interest Tracker in the UOB TMRW app and Personal Internet Banking.

Greater perks

Greater perks

Your UOB One Account comes with a UOB One Debit Mastercard which you can use to get up to 3% cashback on online shopping, groceries, transport, and more.

Two simple steps to earn up to 2.50% p.a. interest

Here’s how you can maximise the interest earned on your savings

Spend min. S$500 monthly on an eligible UOB credit/debit card


a) Credit min. salary of S$1,600 monthly into your UOB One Account


b) Make 3 GIRO debit transactions per month

One Account calculator

Total Card Spend
a) Salary Credit Amount
b) No. of GIRO transactions
Account Balance
By saving more, you can enjoy up to 2.50% p.a. interest
You will earn an annual interest of S$750.00 and annual cash rebate of S$200, which adds up to a total of
Enjoy up to 10% cash rebate on your daily spend at Dairy Farm Singapore, Grab, Shopee Singapore, UOB Travel spend and 6% rebate on Singapore Power utilities bill! Plus, up to 5% rebate on all retail spend! Enter your monthly spend below to find out how much rebate you can earn!
transport Transport
Up to 10% rebate on Grab rides and food (excludes Grab mobile wallet top-ups).
petrol Petrol
Fuel savings of up to 20.8% at Shell and 24% at SPC.
groceries Groceries, Beauty & Wellness
Up to 10% rebate at Dairy Farm Singapore such as Cold Storage, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli.
dining Dining
Up to 50% off with UOB Dining Privileges.
bill-payment Recurring Bill Payment
(Mobile, Broadband and Utilities)
Enjoy rebates with recurring bill payments. Click here for form.
other-spend Other Spend
(including supplementary card spend)
total-spend Total Monthly Spend:
cash-rebate Total Cash Rebate:
with your UOB One Card in a year


Checking off your reopening bucket list of things to do?


Here’s more reason to celebrate – Get up to S$300 to indulge in the things you love. Simply deposit incremental fresh funds in an Eligible Account to qualify!

Plus, you could be one of 10 lucky winners to share the S$10,000 grand prize. The more you save, the bigger your rewards!

How to participate:

Step 1: Deposit a minimum of S$50,000 in Incremental Fresh Funds in an Eligible Account by 30 July 2022.
Step 2: Register your participation here by 30 July 2022.

Promotion ends 30 July 2022. T&Cs apply.

Incremental Fresh Funds are measured against your Eligible Account’s Monthly Average Balance as at 31 May 2022 and earmarked for approximately 4 months.


Things you should know

Eligibility and fees
18 years old and above
Fall-below Fee
S$5 if monthly average balance is less than S$1,000
Waived for first 6 months for accounts opened online
Early Account Closure Fee
Within 6 months from opening
Min. Initial Deposit
Cheque Book
S$10 per cheque book (50 leaves)
Issued upon request

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).


How to apply:

1.Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants

2.Personal Internet Banking login details – applicable to existing to UOB customers

3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application


For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

Receive up to S$130 cash credit when you open a UOB One Account online.

Or book an appointment at one of our branches to open your account.

    Bundle up for even more benefits


    One Account with One Card

    The simpler way to earn higher interest rates.

    • Up to 2.5% p.a. interest
    • Score additional rebates of up to 10% when you use your UOB One Credit Card for everyday spends

    Joint One Account

    An easier way to manage finances with your family.

    • Monitor household expenses on one convenient platform to improve family saving habits
    • Reduce the hassle of transferring funds between separate accounts

    One Account with Mighty FX

    Your foreign currency needs covered.

    • A simple way to convert across 10 major foreign currencies at competitive rates directly from your phone for shopping online, investing in opportunities globally or transferring funds overseas.

    Make banking simpler with these services

    Get deeper insight into your interests

    Get deeper insight into your interests

    Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.

    Withdraw cash via your phone

    Withdraw cash via your phone

    With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

    Make payments simpler

    Make payments simpler

    Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

    Better commutes with SimplyGo

    Better commutes with SimplyGo

    Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.

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