Building a Nation of Savers

“new funds” means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s June 2024 Monthly Average Balance.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.

Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

Get up to S$1,460 cash credit comprising of:

1) S$1,220 cash credit
AND
2) up to S$80 cash credit
AND
3) up to S$160 cash credit

1) UOB Nation of Savers Promotion (“Promotion”) is valid from 1 July 2024 to 30 September 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady’s Savings Account. Full terms and conditions apply and can be accessed here.

And

2) UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)

Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submits an online account opening application (“Online Account Opening Application”) during a Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account (“New Account”), and (ii) whose Online Account Opening Application is successfully approved during the Promotion Period, and (iii) who deposits min. S$5,000 of Fresh Funds into the New Account within the same calendar month in which the New Account is opened, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their New Account must result in a corresponding increase of at least S$5,000 when compared against the total month- end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new UOB accountholder customers will be eligible to receive S$60 cash credit, and eligible existing UOB accountholder customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the New Account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

And

3) Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form (available at the offici al UOB website) between 1 July 2024 to 30 September 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible

^~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

Get Up to S$240 cash credit comprising:

1) Either S$80 or S$60 or S$30 cash credit
AND
2) up to S$160 cash credit

1) UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)

Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Tactical Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

And

2) Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2024 to 30 September 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible

^~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

1. 1 to 8 Sep
2. 9 to 15 Sep
3. 16 to 22 Sep
4. 23 to 29 Sep
5. 30 Sep to 6 Oct
6. 7 to 13 Oct
7. 14 to 20 Oct
8. 21 to 27 Oct
9. 28 to 31 Oct

Get Up to S$240 cash credit comprising:

1) Either S$80 or S$60 or S$30 cash credit
AND
2) up to S$160 cash credit

1) UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)

Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Tactical Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

And

2) Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2024 to 30 September 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible

^~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.

Participate in UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) by successfully submitting an online participation form available at UOB Singapore website and stand to receive the following Cash Rewards:

(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

Click here for Full Terms and Conditions governing UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023).

UOB Lady’s Festive Promotion – UOB Lady’s Savings Account (20 November 2023 to 19 January 2024) (“Promotion”) is  valid from 20 November 2023 to 19 January 2024, both dates inclusive (“Promotion Period”). You are required to (i) deposit a min. of S$15,000 in incremental fresh funds (“Participating Deposit”) into your UOB Lady’s Savings Account during the Promotion Period, (ii) successfully register your participation in this Promotion by submitting the Promotion online participation form (in the prescribed format available at go.uob.com/ladys-promo) during the Promotion Period, and (iii) maintain your Participating Deposit in your UOB Lady’s Savings Account until (for Participating Deposits deposited from 20 November to 31 December 2023) 15 March 2024 or (for Participating Deposits deposited from 1 January 2024 to 19 January 2024) 19 April 2024. The Gift Set is limited to first 200 Accountholders who satisfy all of the above requirements. Full terms and conditions apply and can be accessed here.

UOB Lady’s Festive Promotion – UOB Lady’s Card (20 November 2023 to 19 January 2024) (“Promotion”) is valid from 20 November to 19 January 2024 ("Promotion Period") only. You must successfully register to participate in the Promotion by submitting an online registration on the UOB Lady’s Card webpage (the “Online Registration”). You must successfully charge a total of at least S$3,500 in Eligible Transactions (“Qualifying Spend”) to your UOB Lady’s Credit Card from and including the date of your Online Registration by 19 January 2024 (the “Gift Spend Period”). Limited to the first 200 participants who satisfy all the conditions for the Promotion during the Promotion Period. Full terms and conditions apply and can be accessed here.

Up to S$198 cash credit comprising of 1a) S$68 cash credit or 1b) S$28 cash credit and 2) up to S$130 cash credit

1) S$68 Cash Credit or S$28 Cash Credit

a) S$68 cash credit will be awarded to the first 200 New-to-UOB Deposit participants in each calendar month (i) who submit an online account opening application between 1 January to 31 March 2024 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 31 March 2024, (iii) deposit min. S$5,000 of fresh funds into their new UOB account during the account opening month, and (iv) hold the deposited fresh funds till the end of the following calendar month.

OR

b) S$28 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iv) mentioned in (a) above. The fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts before your account opening month.

Full Terms and Conditions governing UOB Online Account Opening Promotion (1 January to 31 March 2024) apply.

And

2) Up to S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024):

(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full Terms and Conditions governing UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) apply.

Valid from 1 July till 31 August 2024 (both dates inclusive). To earn Scan to Pay chances, a min. spend of S$10 per transaction is required. To qualify for top-up chances, a min. of S$500 incremental Fresh Funds against the Account's preceding month's Monthly Average Balance is required. To qualify for New Account application chances, application must be submitted online. There is no cap on the number of chances to be earned. Full T&Cs apply

Terms and conditions apply. Visit here for full details.

Stay connected on your travels with extra savings on ChangiWiFi.

• SMS KFUOB‹space›16 digits card number to 77862 to get a unique e-Cash redemption code.
• To redeem the e-Cash redemption code, simply present the SMS together with your ChangiWiFi booking upon payment at the Changi Recommends Counter.

Payment must be made with KrisFlyer UOB Debit Card at Changi Recommends counter. Limited to one redemption per calendar year per cardmember. Offer is subject to WiFi router availability.

Enjoy savings on airport transfers with S$10 off Grab rides to or from the airport with promo code: KFUOB

Valid for Grab ride to or from Singapore Changi Airport with promo code KFUOB. Payment for the ride must be made with a KrisFlyer UOB Debit Card via the Grab mobile application. Valid on all Grab rides except GrabShuttle and GrabHitch. Limited to one redemption per half yearly per cardmember.

Maximum Effective Interest Rate (EIR) on the Stash Account is 3% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply.

Total interest is equivalent to Base Interest plus Bonus Interest; where Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.