
Get extra cash without extra stress
Enjoy 0.5% cash rebate with no cap on your UOB Balance Transfer approved loan amount of at least S$10,000 on any tenor.
Promotion ends 30 June 2023. T&Cs apply.
Apply now
Benefits
Extra cash at 0%^ interest
Get extra cash today for your investments, go for that well-deserved holiday or give your home a makeover.
^processing fee apply
Flexible repayments
Pay from as little as S$30 or 2% of the statement balance, whichever is higher.
Get instant cash+ today when you apply for UOB Balance Transfer online
+Instant cash upon approval for applications submitted between 8am to 9pm
Rates and tenors
Get unlimited cash rebate of up to 0.5%1 when you apply for UOB Balance Transfer online. T&Cs apply.
- Tenor
- Processing fee
- Effective interest rate with UOB Credit Cards*
- Effective interest rate with UOB CashPlus*
Tenor | Processing fee | Effective interest rate with UOB Credit Cards* | Effective interest rate with UOB CashPlus* |
3 months Apply now |
1.49% | 6.11% p.a. | 6.05% p.a. |
6 months Apply now |
2.50% | 5.34% p.a. | 5.20% p.a. |
12 months Apply now |
4.28% | 4.95% p.a. | 4.69% p.a. |
Balance Transfer at 0%^ interest rate To enjoy UOB Balance Transfer at your convenience, please call 6668 2087 between 9.30am to 6pm (Mon to Fri). |
1Terms and conditions apply. Click here for full cash rebate promotion terms and conditions.
Your savings at a glance:
- Other bank's credit card
- UOB Balance Transfer
Other bank's credit card | UOB Balance Transfer | ||
Outstanding amount on other bank's credit card | S$10,000 | Outstanding amount on UOB Balance Transfer | S$10,000 |
Your interest rate for 12 months | 28% p.a. | Your interest rate for 12 months | 0% |
Interest payable on other bank's credit card | S$2,800 | One-time processing fee: 4.28% for 12-month loan | S$428 |
You save | S$2,372 |
Things you should know
Eligibility
- Existing UOB Credit/CashPlus customer
- Singapore Citizen or Permanent Resident
- 21 - 65 years old
- Minimum annual income of S$30,000
You might be interested in
CashPlus
With a low monthly repayment of 2% of your outstanding amount, standby cash is just a click away.
Personal Loan
The faster way to get the financial boost you need, along with interest rates as low as 3.77% p.a (EIR from 6.89% p.a.) with no processing fee and up to 2.2% unlimited cash rebate on your approved loan amount.
Debt Consolidation Plan
Enjoy interest rates from 4.50% p.a. (EIR 8.22% p.a.), with the flexibility to select your preferred tenor of up to 8 years.
Other services

Credit Limit Review
Enjoy greater financial flexibility to do the things you love and maximise the benefits on your UOB Credit Card and/or UOB CashPlus with a hassle-free credit limit increase application.

CreditSure Plus
A credit life insurance protection plan under a group term protection scheme designed to pay off the outstanding balances on you UOB Cards and/or CashPlus account, should misfortune happen.

Debt Consolidation Plan self assessment tool
Take charge of your financials today! Assess your outstanding balances and calculate your monthly repayments instantly.
Articles for you

Stability or flexibility – whichever your preference, we have the solutions

Concerned about inflation? Experts help ease your biggest money concerns
