Enjoy 0.5%1 cash rebate on your approved loan amount when you apply for UOB Balance Transfer online now. T&Cs apply.
Get extra cash without extra stress
Enjoy 0.5%1 cash rebate with no cap on your UOB Balance Transfer approved loan amount of at least S$10,000 on any tenor.
T&Cs apply.
Apply now
Benefits
Extra cash at 0%^ interest
Get extra cash today for your investments, go for that well-deserved holiday or give your home a makeover.
^Processing fees apply
Flexible repayments
Pay from as little as S$30 or 2% of the statement balance, whichever is higher.
Get instant cash+ today when you apply for UOB Balance Transfer online
+Instant cash upon approval for applications submitted between 8am to 9pm
Rates and tenors
-
Tenor
-
One-time processing fee
-
Effective interest rate with UOB Credit Cards*
-
Effective interest rate with UOB CashPlus*
| Tenor | One-time processing fee | Effective interest rate with UOB Credit Cards* | Effective interest rate with UOB CashPlus* |
| 3 months Apply now |
1.49% | 6.11% p.a. | 6.05% p.a. |
| 6 months Apply now |
2.50% | 5.34% p.a. | 5.20% p.a. |
| 12 months Apply now |
4.28% |
4.95% p.a. |
4.69% p.a. |
1Terms and conditions apply. Click here for full cash rebate promotion terms and conditions.
To enjoy UOB Balance Transfer at your convenience, please call 6668 2087 between 9.30am to 6pm (Mon to Fri).
Your savings at a glance:
- Other bank's credit card
- UOB Balance Transfer
| Other bank's credit card | UOB Balance Transfer | ||
| Outstanding amount on other bank's credit card | S$10,000 | Outstanding amount on UOB Balance Transfer | S$10,000 |
| Your interest rate for 12 months | 28% p.a. | Your interest rate for 12 months | 0% |
| Interest payable on other bank's credit card | S$2,800 | One-time processing fee: 4.28% for 12-month loan | S$428 |
| You save | S$2,372 | ||
Frequently asked questions
I am an existing UOB Credit Card principal cardholder or CashPlus account holder, do I have to provide any documents?
As an existing credit card member or CashPlus account holder, no documents will be requested during application. However please ensure that your UOB Credit Card or CashPlus account is active and all your particulars including income are up to date.
Why did I received a lower loan amount than requested in my application?
The approved loan amount is subjected to the bank's review and can be lower than what you have requested. Disbursement happens automatically after approval to ensure customers receive their funds as fast as possible.
Will there be late repayment penalties charged if I don’t make repayment for my monthly instalment before due date during the loan tenor?
Yes, the prevailing late charge of your UOB Credit Card (or overdraft charges for UOB CashPlus account) will apply to your UOB Credit Card Balance Transfer (or UOB CashPlus Balance Transfer) if full payment of your minimum amount due is not received by statement due date.
Will I earn Uni$ from taking a UOB Credit Card Balance Transfer?
No, Credit Card Balance Transfers do not earn any Uni$ on your credit card with the bank.
Can I pay off my UOB Balance Transfer early?
There is no early repayment fee, however, once the outstanding amount has been paid, it cannot be reversed for you to enjoy the 0% interest again, even if it’s within the loan tenor.
Is there any restrictions to the disbursement of funds?
Yes, the funds for UOB Balance cannot be disbursed to or used for repayment of your UOB credit facilities, including your UOB Credit Card and UOB CashPlus account. Some possible uses for these funds are wedding, home renovations, travel, entrepreneurship, reducing or consolidating your debt with other banks or financial institutions, medical or other emergencies, lump sum payment for goods and services such as rent, tuition, school fees, etc.
Things you should know
Eligibility
- Existing UOB Credit/CashPlus customer
- Singapore Citizen or Permanent Resident
- 21 - 65 years old
- Minimum annual income of S$30,000
You might be interested in
CashPlus
With a low monthly repayment of 2% of your outstanding amount, standby cash is just a click away.
Personal Loan
Make your dreams happen FAST with interest rates as low as 2.88% p.a. (EIR from 5.43% p.a.)
Debt Consolidation Plan
Enjoy interest rates from 4.50% p.a. (EIR 8.22% p.a.), with the flexibility to select your preferred tenor of up to 8 years.
Other services
Credit Limit Review
Enjoy greater financial flexibility to do the things you love and maximise the benefits on your UOB Credit Card and/or UOB CashPlus with a hassle-free credit limit increase application.
CreditSure Plus
A credit life insurance protection plan under a group term protection scheme designed to pay off the outstanding balances on you UOB Cards and/or CashPlus account, should misfortune happen.
Debt Consolidation Plan self assessment tool
Take charge of your financials today! Assess your outstanding balances and calculate your monthly repayments instantly.
Articles for you
We're here to help
Have a question?
Contact us
Locate us
Make TMRW yours, download now!
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.
