Terms and conditions

• *The Effective Interest Rate (EIR) is calculated based on an approved balance transfer amount of S$10,000 with 3%/2% of monthly minimum repayment (for Cards Balance Transfer and CashPlus Balance Transfer respectively) and full repayment of the balance transfer amount outstanding at the end of the promotional period. Effective interest rate is subjected to compounding if the monthly interest charges are not paid in full.
• ^{^}The promotional interest rate is applicable only to approved balance transfer amount and is valid from the date the bank approves the balance transfer request and ends when the approved balance transfer amount is fully paid or on the last day of the promotional tenor, whichever earlier.
• Thereafter, the prevailing cash advance interest rate (Credit Cards Balance Transfer) or prevailing CashPlus interest rate (CashPlus Balance Transfer) shall apply or such other rates as the bank may stipulate from time to time at its absolute discretion.