Low interest rate from 2.88% p.a. (EIR from 5.43% p.a.).

At a glance
At a glance

Make your dreams happen FAST with UOB Personal Loan, interest from 2.88% p.a. (EIR from 5.43% p.a.)


Instant approval and cash disbursement

Instant approval and cash disbursement^

^For online applications submitted between 8am to 9pm

Affordable interest rates from 2.88% p.a. (EIR from 5.43% p.a.)

Affordable interest rates from 2.88% p.a. (EIR from 5.43% p.a.)

Waiver of processing fee for all tenors

Waiver of processing fee for all tenors

Monthly repayment as low as $20<sup>±</sup>/month

Monthly repayment as low as $20±/month

±Amount based on approved loan S$1,000 at 2.88%p.a. (EIR 5.43%p.a.) for 60 months tenor, rounded to nearest tens.

Things you should know

  • Existing UOB Credit Card/CashPlus customer
  • Singapore Citizen or Permanent Resident
  • 21-65 years old
  • Minimum annual income of S$30,000

1. I am an existing UOB Credit Card principal cardholder or CashPlus account holder, do I have to provide any documents?
No documents will be requested during application. However please ensure your UOB  Credit Card or CashPlus account is still active, all particulars including income with the bank are up-to-date.


2. Why did I received a lower loan amount than requested in my application?
To ensure all customers receive their funds as soon as possible, once your loan has been approved, we will disburse the approved amount immediately.


3. Will there be fees charged if I don’t make repayment for my monthly instalment before due date?
Yes, late charge will be applied along with finance charge which accrues daily at prevailing interest rate, until full payment for your billed instalment amount is received.

You might be interested in

Balance transfer

Enjoy 0.5% cash rebate with no cap on your UOB Balance Transfer approved loan amount of at least S$10,000 on any tenor.


With a low monthly repayment of 2% of your outstanding amount, standby cash is just a click away.

Debt Consolidation Plan

Enjoy interest rates from 4.50% p.a. (EIR 8.22% p.a.), with the flexibility to select your preferred tenor of up to 8 years.

Other services

Credit Limit Review

Credit Limit Review

Enjoy greater financial flexibility to do the things you love and maximise the benefits on your UOB Credit Card and/or UOB CashPlus with a hassle-free credit limit increase application.

UOB SmartPay

UOB SmartPay

Whether it’s a travel package, air tickets, or a luxury purchase, ease your cash flow with UOB SmartPay and convert your credit card bill or selected transaction(s) to interest-free instalments.

Cash Advance

Cash Advance

With UOB Cash Advance, never worry about not having enough cash on hand.

Make TMRW yours, download now!