Low interest rate from 2.88% p.a. (EIR from 5.43% p.a.).
Benefits
Instant approval and cash disbursement^
^For online applications submitted between 8am to 9pm
Affordable interest rates from 2.88% p.a. (EIR from 5.43% p.a.)
Waiver of processing fee for all tenors
Monthly repayment as low as $20±/month
±Amount based on approved loan S$1,000 at 2.88%p.a. (EIR 5.43%p.a.) for 60 months tenor, rounded to nearest tens.
Rates
Things you should know
Eligibility
- Existing UOB Credit Card/CashPlus customer
- Singapore Citizen or Permanent Resident
- 21-65 years old
- Minimum annual income of S$30,000
Terms and Conditions
Frequently asked questions
1. I am an existing UOB Credit Card principal cardholder or CashPlus account holder, do I have to provide any documents?
No documents will be requested during application. However please ensure your UOB Credit Card or CashPlus account is still active, all particulars including income with the bank are up-to-date.
2. Why did I received a lower loan amount than requested in my application?
To ensure all customers receive their funds as soon as possible, once your loan has been approved, we will disburse the approved amount immediately.
3. Will there be fees charged if I don’t make repayment for my monthly instalment before due date?
Yes, late charge will be applied along with finance charge which accrues daily at prevailing interest rate, until full payment for your billed instalment amount is received.
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Balance transfer
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CashPlus
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Debt Consolidation Plan
Enjoy interest rates from 4.50% p.a. (EIR 8.22% p.a.), with the flexibility to select your preferred tenor of up to 8 years.
Other services
Credit Limit Review
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UOB SmartPay
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Cash Advance
With UOB Cash Advance, never worry about not having enough cash on hand.
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