Instant approval and cash disbursement^
^For online applications submitted between 8am to 9pm
Low interest rate of 3.77% p.a. (EIR from 6.89%)
Waiver of processing fee for all tenors
Unlimited cash rebate
Get the extra financial boost with attractive cash rebate.
- Approved Loan Amount
- Eligible Tenors
- Rebate Calculation
- Maximum Cash Rebate
|Approved Loan Amount||Eligible Tenors||Rebate Calculation||Maximum Cash Rebate|
|S$5,000 to S$9,999||24, 36, 48 or 60-months||1.00% of Approved Loan Amount||No cap.
Additional S$100 for new-to-CashPlus customers
|S$10,000 to S$39,999||1.09% of Approved Loan Amount|
|S$40,000 to S$79,999||1.40% of Approved Loan Amount|
|S$80,000 above||2.20% of Approved Loan Amount|
*Terms and conditions apply. Click here for full cash rebate promotion terms and conditions.
Rates and Tenors
- Apply Now
- Tenor ( Months)
- Interest Rates (% P.A.)
- EIR (% P.A.)
Flexible repayment loan tenor from minimum 1 to maximum 5 years.
Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The minimum EIR is 6.89%p.a. and the maximum EIR is 7.29%p.a. based on your loan tenor.
Interest is computed based on the Effective Interest Rate (EIR) payable on a reducing balance basis, where interest is computed by:
• Effective Interest Rate (“EIR”) x the Outstanding Loan Amount ÷ 365/366 days X number of days to the next Credit Card/CashPlus statement date. If the date of approval of the UOB Personal Loan and the date of your Credit Card/CashPlus Statement is less than 30/31 days, the interest payable of your 1st UOB Personal Loan instalment will be pro-rated on a 365 days basis or 366 days basis in a leap year.
Things you should know
- Existing UOB Credit Card/CashPlus customer
- Singapore Citizen or Permanent Resident
- 21-65 years old
- Minimum annual income of S$30,000
Terms and Conditions
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