Growing your wealth starts here
At a glance

Growing your wealth starts here

As you work hard to support yourself and your loved ones, it’s also important to put your money to work.

With the right investment and insurance solutions built around your risk appetite, financial needs and goals, we can help you manage inflation, live more comfortably, and secure your future. Learn how our Risk-First Approach helps you protect, build and enhance your wealth.

Our 3 step perspective for wealth planning

Protect your loved ones

Protect yourself and your loved ones with an adequate cash buffer, appropriate insurance solutions and other low-risk assets.

Build your wealth

Build your wealth with the appropriate solutions to work towards stable returns in the long run.

Enhance your wealth

Enhance your wealth by nimbly capturing investment opportunities as they arise.


  • All
  • Invest
  • Insure


A digital investing platform with actively managed investment solutions, just for you.

  • Choose from four expertly crafted portfolios based on various goals and risk appetite
  • Tap on insights and research from UOB Private Bank Chief Investment Office with Income and Growth portfolios
  • Build your own portfolio from a curated list of over 100 unit trusts

PRUActive Saver III

An insurance savings plan that allows you to save small amounts for a long period or large amounts for a shorter duration. Capital guaranteed at maturity.


    PRUWealth III (SGD)

    An insurance savings plan that grows your wealth and keeps pace with your changing needs.


      Sustainable Investing

      Solutions that incorporate environmental, social, and governance (ESG) factors, along with financial metrics, to assess an investment.


        PRUActive Cash

        An insurance savings plan with yearly cash benefit that gives you the flexibility to meet today’s needs, as well as structure to ensure you continue to save for your future.

        Customise the premium and policy term to suit your financial needs.



          Subscribe to peace of mind with just a few taps on the UOB TMRW app

          With PRUCancer 360, get covered against cancer from S$16 a month*.

          *Based on sum assured of S$100,000, 25 year old female, non-smoker. The amount is rounded off to the nearest dollar.


            Unit Trusts

            We have just the right professionally-managed fund to meet your specific investment needs.

            • A diverse investment portfolio
            • Access markets closed to individual investors
            • Start as low as S$1,000 for selected funds

            Gold and Silver

            Commodities such as gold and silver are now more accessible as an asset class.

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              Services and tools

              Portfolio Advisory Tool (PAT)

              Portfolio Advisory Tool (PAT)

              Anchored upon UOB’s proprietary Risk-First approach to wealth management, PAT helps ensure that the risks you take are appropriate to your risk profile and wealth goals.


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              Important notices and disclaimers

              The information contained herein is given on a general basis without obligation and is strictly for information purposes only. This publication is not intended to be, and should not be regarded as, an offer, recommendation, solicitation or advice to buy or sell any investment or insurance product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose.

              Any description of investment or insurance products, if any, is qualified in its entirety by the terms and conditions of the investment or insurance product and if applicable, the prospectus or constituting document of the investment or insurance product. Nothing herein constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.

              The information contained herein, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the publication, all of which are subject to change at any time without notice. United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for the completeness or accuracy of the information herein. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information contained herein. Any opinions, projections and other forward looking statements contained herein regarding future events or performance of, including but not limited to, countries, markets or companies are not necessarily indicative of, and may differ from actual events or results.

              The information herein has no regard to the specific objectives, financial situation and particular needs of any specific person. Investors may wish to seek advice from an independent financial advisor before investing in any investment or insurance product. Should you choose not to seek such advice, you should consider whether the investment or insurance product in question is suitable for you.

              Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

              Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units, and the income accruing to the units, if any, may fall or rise. This marketing material is for reference only and is not a contract of assurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the products stated herein. The precise terms and conditions, specific details and exclusions applicable to these insurance products stated herein are specified in the respective policy documents. The above is for general information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs. You are recommended to read the policy documents and to seek advice from a financial adviser with regards to your specific investment objectives, financial situation and any of your particular needs before making a commitment to purchase any insurance products. In the event that you choose not to seek advice from a financial adviser, you should consider carefully whether any of the insurance products is/are suitable for you. In case of inconsistency between the English and Chinese versions, the English version shall apply and prevail. United Overseas Bank Limited does not hold itself out to be an insurer, insurance broker or insurance agent. The insurance products stated herein are provided by Prudential Assurance Company Singapore (Pte) Limited.

              These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for these policies are automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the Life Insurance Association (LIA) or SDIC websites ( or This advertisement has not been reviewed by the Monetary Authority of Singapore.

              Make TMRW yours, download now!