
UOB TMRW, the app built around you
Meet UOB TMRW, the all-in-one banking app built around you and your needs. It features AI-driven insights, rewards personalised to you through Rewards+, and investing made simple through SimpleInvest.
Our app is optimised for a seamless banking experience anytime, anywhere.
Bank. Invest. Reward. Make TMRW yours. Download now
What's New
Make the most of UOB TMRW mobile banking app with the latest announcements, features and promotions, all in one app.
Bank with ease

Everything at a glance
The new app has never been more user-friendly, with one-tap access to your most used features.

Manage your accounts and transactions on the go
Get quick account updates on your deposits, bonus interests, investments, credit cards' deals and rewards.
Effortless payments

Easier access to your daily payments with PayNow on UOB TMRW
Conveniently make purchases or payments securely and receive earlier government payouts when you register for PayNow on UOB TMRW with your NRIC/FIN.

Easy payments with Scan To Pay
Pay at hawker centres, convenience stores and retail shops easily with Scan To Pay. Supported QR codes: PayNow QR, NETS QR, FavePay QR locally and DuitNow QR in Malaysia.

Pay anyone via mobile locally and in Thailand
Send and receive funds easily using a mobile number or NRIC via PayNow. Have friends in Thailand? You can now send money easily via PromptPay.

Pay bills easily
With our extensive list of over 350 billing organisations, pay your bills instantly and securely. Add them as billers so you need not input the bill details each time you pay.

Never miss a scheduled transfer
With scheduled funds transfer, you can setup a recurring fund transfer based on amount, date and frequency of transfer.

Buy now, pay later with UOB SmartPay
Split your bills into bite-sized payments on UOB TMRW. Enjoy interest-free monthly instalment with 1-time low processing fee and flexible payments over 3, 6, 12 months with UOB SmartPay.