The simple and fuss-free account with low initial deposit for your saving needs.
Get started with 3 simple steps
1) Open your account
Apply online with your PIB, MyInfo or with your ATM/Debit/Credit Card and PIN. Plus, enjoy exclusive rewards upon instant account opening
2) Start saving
Deposit just S$500, and earn daily interest on your savings
3) Review your account regularly to stay on track
Use the UOB TMRW app or Personal Internet Banking to keep track of your monthly savings and expenses
Get up to S$140 cash credit when you open a UOB savings account online
It’s easy to get more out of your savings with UOB! Be rewarded with up to S$140 cash when you apply for a UOB savings account online, deposit Fresh Funds, sign up for salary crediting and perform GIRO payments with your UOB account.
Choose from our savings accounts that reward you with up to 7.8% p.a. interest, bonus miles and more.
Promotion ends 30 April 2023. T&Cs apply.
Things you should know
Eligibility and Fees
Age16 years old and above for online application
15 years old and above for application via branch
Fall-below FeeS$2 if min. average daily balance is less than S$500
Waived for first 6 months for accounts opened online
Early Account Closure FeeS$30
Within 6 months from opening
Min. Initial DepositS$500 (Singaporeans/Permanent Residents)
S$20 (Singaporeans/Permanent Residents with a monthly income of less than S$2,000)
Actions or documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
- Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
- Personal Internet Banking login details – applicable to existing to UOB customers
- Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. Please bring along your:
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Joint Uniplus Savings Account
An easier way to manage finances with your family
Reduce the hassle of transferring funds between separate accounts
Monitor household expenses on one convenient platform, to better plan your family budget and reach financial goals together
Make banking simpler with these services
Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.
Enjoy the deals you love with UOB Rewards+
Enjoy over 1,000 deals, cashback and rewards across over 20,000 locations islandwide with Singapore's biggest rewards programme.
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