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Revision of Standard Terms & Conditions Governing Credit Facilities
With effect from 15 January 2024, we will be revising the Standard Terms & Conditions Governing Credit Facilities (“the Standard Term”) for all property loans. Please click here for more details.
Be rewarded with up to S$1,000* cash credit for every successful referral. T&Cs apply. Find out more.
Enjoy attractive interest rates on your International Property Loans with UOB
Our loan tenures go up to 35 years, or until you reach 75 years of age, whichever is earlier
Obtain financing quantum of up to 70% of your property purchase price or valuation (whichever is lower)
We offer financing in SGD or AUD for residential properties* located in the vibrant cities of Sydney, Melbourne and Perth with Loan-to-value of up to 70%** and loan tenor of up to 35 years!
*For investment only.
**% of purchase price or valuation, whichever is lower.
We offer financing in SGD or JPY for residential properties* located in the beautiful cities of Tokyo, Osaka, Kyoto, Yokohama and Fukuoka with Loan-to-value of up to 70%** and loan tenor of up to 35 years!
*For investment only.
**% of purchase price or valuation, whichever is lower.
We offer financing in SGD or GBP for residential properties* located in the metropolitan city of London with Loan-to-value of up to 70%** and loan tenor of up to 35 years!
*For investment only.
**% of purchase price or valuation, whichever is lower.
We offer financing in SGD for residential properties* located in the diverse cities of Kuala Lumpur, Penang and Johor Bahru city of London with Loan-to-value of up to 70%** and loan tenor of up to 35 years!
*For own stay or investment.
**% of purchase price or valuation, whichever is lower.
We offer financing in SGD or USD for residential properties* located in the friendly cities of Bangkok, Phuket and selected popular cities with Loan-to-value of up to 70%** and loan tenor of up to 30 years!
*Freehold condominiums only, for own stay or Investment.
**% of purchase price or valuation, whichever is lower.
1) Contact us via form
Start off with filling up our contact us form and let us know your desired country of loan.
2) A banker will be assigned
A UOB banker will be in touch with you to assist you on the application process.
3) Apply for your loan
With the help of your UOB banker, your loan application will be processed in no time.
Our financing solution allows you to widen your real estate opportunities by financing the purchase of your overseas properties or refinancing your existing overseas property loan. You may choose to finance your overseas property by borrowing in Singapore Dollar (SGD) or in the currency of the property location, regardless of your location anywhere in the world.
You can choose to finance your property(s) in selected cities in Australia, Japan, Malaysia, Thailand, and the United Kingdom.
No, it is not necessary for you to be a Singaporean.
We offer financing for Foreigners in addition to Singaporeans and Singapore Permanent Residents (SPR).
However, there are some restrictions on providing financing to Australian nationals and Japanese Nationals. Reach out to our friendly banker to enquire more.
You need to be at least 21-65 years old at the point of loan application.
We provide financing in extensive areas within the respective countries.
Some popular cities which we finance in are as follows:
Generally, UOB offer financing for freehold apartments, condominiums across the different countries which we offer financing in. Please reach out to our friendly bankers here to check if we are able to finance your desired international property.
The financing quantum is up to 70% of the purchase price of your desired property or its valuation, whichever is lower.
In order to provide flexibility to our customers, you have a choice to choose your loan in either domicile currency and Singapore Dollars for financing in Australia, Japan and United Kingdom. For example, if you purchase a London property, you can choose to take your loan in SGD or GBP.
For Malaysia property financing, yes, you would need to borrow in Singapore dollars (SGD) only.
For Thailand property financing, you have a choice to borrow in Singapore dollars (SGD) and United States dollar (USD).
You can opt to switch currency (if applicable), after acceptance of the loan, at a nominal fee. For instance, you accepted the loan in for your London property in Great Britain Pounds (GBP) and wish to convert it to Singapore dollars (SGD) or vice versa at a nominal charge.
We can accept a maximum of 4 borrowers for each property loan.
The maximum loan repayment period is 35 years or up to 75 years old at the end of the loan tenor, whichever is earlier. The loan duration plus the age of the applicant at the time of application must be less than or equal to 75 years.
For example, you are now 25 years old and want to take up an International Property Loan with UOB. Your loan tenor will be 35 years instead of 50 years.
You will need to have a UOB Singapore retail account for the servicing of all UOB International Property Loans. This account can be in foreign currency.
In addition to the property purchase price, below is an overview of the fees and taxes that you may be subjected to, in addition to others where applicable for your consideration when you take up an IPL with UOB, call our friendly bankers here today to find out more.
For approved properties financed by UOB in Australia, Japan, and the United Kingdom, they should be used solely for investment (buy to let) purposes only. You will not be able to use the property for your own stay.
For approved properties financed by UOB in Thailand and Malaysia, they can be owner-occupied or for investment purposes.
We know that seeking loan financing can be a harrowing affair. Feel free to reach out to our friendly bankers here for step by step guidance on the requirements for a fuss-free financing experience!
Please leave your contact details here and we will be in touch shortly.
Yes. Please refer to the below terms and conditions governing International Property Loans for each country.
The above does not constitute an offer, an invitation to offer, a solicitation or recommendation to enter into or conclude any transaction and is issued for information and discussion purposes only. Actual transactions are handled according to the actual circumstance of each case. Final terms may differ and loan approval is subject to the Bank’s final credit assessment.
Call Centre hotline:
1800 388 2121 (Singapore)/ +65 6388 2121 (International) (8am to 8pm)
Determine the home loan amount you can afford with our Affordability Calculator.
First-in-market to provide credible instant online property valuation covering 90% of residential properties in Singapore.
Be rewarded with up to S$1,000* cash credit into your UOB Credit Card for every successful referral.
*T&Cs apply
UOB 3-Month Compounded SORA Home Loan package that gives you better control of your finances.
Determine the home loan amount you can afford with our Affordability Calculator.
First-in-market to provide credible instant online property valuation covering 90% of residential properties in Singapore.
Be rewarded with up to S$1,000* cash credit into your UOB Credit Card for every successful referral.
*T&Cs apply
UOB 3-Month Compounded SORA Home Loan package that gives you better control of your finances.
Enjoy additional legal and valuation subsidies when you refinance your Private Home Loan with UOB or take up a new Property Equity Term Loan.
Enjoy a total home solution with us. Our HDB Home Loan is designed to give you competitive interest savings, flexibility, convenience and a host of other benefits to answer your every need.
Refinance your residential or commercial property with UOB to enjoy great savings. Plus, unlock the potential of greater financial flexibility today!
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