Complimentary bottle of chilli oil with a minimum spend of RM150
Inspire the globetrotter in you with the first one-stop travel portal in Southeast Asia designed by a bank that inspires, helps you plan, and lets you book in one place.
Find out moreSkip to higher interest of up to 4.5% p.a. interest in just two steps. T&Cs apply. Insured up to S$100k by SDIC.
Find out moreTap your way to 0% FX fees, cashback on MYR spend and instant savings with UNI$ redemption.
Find out moreGet instant cash at 0% interest and low processing fees. Enjoy S$50 cash rebate* on your approved loan amount!
Find out moreInvest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund.
Learn more Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Reward. Make TMRW yours.
you are in Personal Banking
Enjoy 0% FX fees (no min spend, no cap), 10% cashback on MYR spend and instant savings with UNI$ redemption. T&Cs apply.
Enjoy instant savings at over 150 participating merchant outlets with the first instant cross-border UNI$ rewards redemption at point of sale, for Singapore cardmembers in JB.
Get exclusive dine, retail and hotel deals on all UOB Cards. Plus, 0% FX fees and additional cashback on MYR spend for selected UOB Cards.
With UOB Cards, you get access to more seamless cross-border payments and rewards when you travel to Malaysia.
*A min. spend of S$800 is required to enjoy 10% cashback (capped S$20). Valid till 31 Jan 2026.
*Cashback is capped at S$20 monthly and excludes online shopping. Valid till 31 Jan 2026.
Get the highest cashback of up to 10% locally and overseas:
*A min. spend of S$800 is required to enjoy 10% cashback (capped S$20). Valid till 31 Jan 2026.
*Cashback is capped at S$20 monthly and excludes online shopping. Valid till 31 Jan 2026.
Get the highest cashback of up to 10% locally and overseas:
Head to JB with selected UOB Cards and get instant savings with UNI$ rewards at over 150 merchant outlets across Johor such as Courts, Jean Yip, MI, Ogawa and more.
Only applicable for eligible UOB Mastercard / Visa Credit Cards issued in Singapore.
Physical card is required for in-store redemption of UNI$.
T&Cs apply.
Redemption Rate: UNI$500 = S$5, or equivalent in Malaysian Ringgit
The value of UNI$ redeemed is subject to prevailing foreign currency exchange rates.
Steps to Redeem:
Register and Scan to pay using UOB TMRW app when you travel to Malaysia from now till 31 Dec 2025 to enjoy. T&Cs apply.
Register here to sign up for the Scan to pay overseas campaign.
Access ready cash when overseas, with our waiver on service fees for all regional cash withdrawals at UOB ATMs. Find your nearest UOB ATM.
Enable your card for overseas ATM cash withdrawals now.
Only applicable for principal cardmember of an eligible UOB Mastercard or Visa credit card issued in Singapore and the card must be presented at point of redemption. The value of UNI$ redeemed is subject to prevailing foreign currency exchange rates. Where the purchase price of the good or service is higher than the value of redeemed UNI$, payment of the difference must be made by a valid and existing UOB card issued in Singapore. All redemptions of UNI$ are subject to any other terms and conditions that may be imposed by UOB at its discretion, and any disputes or queries on these terms and conditions shall be directed to UOB. UOB may, at any time and at its discretion, terminate the UNI$ redemption programme and/or amend any of these terms and conditions and all persons shall be bound by such amendments. Terms and Conditions of UOB Rewards Programme apply.
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.