Highlights
Privileges

American Express
Shop Small Pop-up Market
Support local businesses such as Haig Road Putu Piring, Cat Socrates and Creamier at the Shop Small Pop-up Market and receive a goodie bag containing exclusive merchandise worth more than S$130 when you spend S$50 or more on your UOB PRVI Miles Amex Card*

American Express
Local Deals Near You
Enjoy exclusive offers on your UOB PRVI Miles American Express Card! Simply register your Card for your preferred offer to be eligible for your cash credits.

American Express
Hong Kong Network Offers
Enjoy up to 35% savings when traveling to Hong Kong. Year-round offers at nearly 100 popular merchants, including Moon Lok Chiu Chow, Pricerite, Dior Beauty, Fortress and more.

American Express
Fun Taiwan Offers
Indulge in a wide range of benefits when traveling to Taiwan. Offers include discounts for dining, shopping, accommodation and more.

American Express
Experience Maldives
Enjoy exclusive offers when travelling to Maldives. From resorts, safaris, hotels restaurants and more.

American Express
American Express Essentials
Experience a world of inspiration with fun, surprising and original tips for a better, smarter life.
Whether looking for ideas for your next vacation or the latest trends in food, fashion or design, let American Express Essentials be your guide.

Mastercard
UOB PRVI Miles Mastercard Identity Theft Protection
Activate your UOB PRVI Miles Mastercard for peace of mind when surfing and paying online. The proactive monitoring, alerts and resolution help to ensure security of your personal data from identity theft or fraud.

Visa
UOB PRVI Miles Visa eCommerce Purchase Protection
Make your online purchases with your UOB PRVI Miles Visa Card to coverage of up to US$200 per claim per annum on the possible losses from your online purchases in partnership with Visa, which includes:
- Non-delivery of purchased item after 30 days of scheduled delivery.
- Wrong or incomplete delivery of purchased item.
- Physical damage to the delivered item at time of delivery.
Things you should know
Eligibility and fees
Eligibility
Minimum age 21 years oldFor Singapore citizens and permanent residents
- Minimum annual income S$30,000
For foreigners
- Minimum annual income S$40,000
OR - Fixed deposit collateral of minimum S$10,000#
Documents Required: Click here
Fees
Principal card- S$259.20^ yearly
- First year card fee waiver
Supplementary card
- First card free
- S$129.60^ yearly subsequent card
(With effect from 1 January 2023, annual fee is applicable for new and existing 2nd Supplementary Cards.)
^Fees are inclusive of Singapore's prevailing Goods & Services Tax (GST)
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
Application via Myinfo

Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
Terms and conditions
^ " Highest limitless miles card" refers to the highest miles earn rate on general eligible spending in comparison with other comparable entry-level non-premium miles credit cards in Singapore that award miles with no minimum spend and no cap on miles earned, as of 1 June 2023. You may convert your UNI$ earned into miles of participating frequent flyer programmes under the UOB Rewards Programme, full details of which are available here.
1Miles Earn Rate
1.4 mile or 2.4 miles for every S$1 spent locally or overseas respectively
- UOB PRVI Miles Cardmembers will earn UNI$ for spend on their UOB PRVI Miles Card. UNI$ will not be awarded on transactions under the UOB$ Programme where UOB$ cashback are issued except for UOB PRVI Miles American Express® Cardmembers.
- Cardmembers will earn UNI$6 for every S$5 spent on transactions in foreign currencies (equivalent to 2.4 miles for every S$1 spent), where the payment gateway is outside of Singapore, and UNI$3.5 for every S$5 spent on transactions in Singapore Dollars (equivalent to 1.4 miles for every S$1 spent).
- UNI$ will not be awarded for 0% Instalment Payment Plans, charitable/religious organisations, government institutions and services, gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency or cryptocurrency), AXS transactions, all transactions at SPC Service Stations (except for UOB PRVI Miles American Express Card) and Shell Service Stations, payment of funds to prepaid accounts, balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, other financial charges and any other transactions we may exclude from time to time without prior notice. Other spend exclusions apply.
- With effect from 16 March 2020, UNI$ will also no longer be awarded for:
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- selected transactions on wire transfers, payments to Non-Financial Institutions (e.g. crypto-currencies etc);
- insurance payments on UOB PRVI Miles American Express Card;
- Grab mobile wallet top-ups on UOB PRVI Miles Visa Card;
- quasi-cash and more
- For the avoidance of doubt, insurance payments on UOB PRVI Miles Visa and UOB PRVI Miles World Mastercard have been excluded as of June 2015 and March 2015 correspondingly and all other Grab transactions will continue to be eligible for awarding of UNI$.
- With effect from 1 February 2021, UNI$ will no longer be awarded for Transactions involving payments to hospitals, automobile parking lots and garages.
- With effect from 1 March 2022, UNI$ will no longer be awarded for transactions with transaction descriptions “TRANSIT*” and “AMAZE* TRANSIT*”.
- With effect from 1 August 2022, UNI$ will no longer be awarded for payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities.
- For details, please refer to the revised terms and conditions.
6 miles for every S$1 spent on selected travel partners:
- Cardmembers will earn UNI$15 for every S$5 spent (equivalent to 6 miles for every S$1 spent) on corresponding Qualifying Transactions for each of the travel partners as described below. The rate of UNI$15 for every S$5 spend on Qualifying Transactions comprises of:
a. local spend for every S$5 spent: prevailing earn rate of UNI$3.5 and bonus earn rate of UNI$11.5; or
b. overseas spend for every S$5 spent: prevailing earn rate of UNI$6 and bonus earn rate of UNI$9;
depending on the currency and payment gateway effected on the Qualifying Transactions.
Agoda:
- Valid for bookings till 31 December 2023 (date inclusive) and stay till 30 June 2024 (date inclusive).
- To have an eligible "Qualifying Transaction", Cardmembers must: (a) make booking via the dedicated landing page at agoda.com/prvimiles for hotel bookings that have the "Promotion Eligible" banner on the property room type results page; (b) settle payment with their UOB PRVI Miles Card of which agoda is the party receiving and handling the payment from the Cardmembers (prepaid room types only, not valid for pay at hotel types); (c) enter Principal Cardmember's 8-digits mobile number (registered with UOB for one-time password) at the payment page; and (d) complete the hotel stay.
- The bonus UNI$ will be credited to Cardmember's credit card account within three months from Cardmember's departure from hotel.
Expedia:
- Valid for bookings till 30 April 2024 (date inclusive) and travel dates till 31 July 2023 (date inclusive).
- "Qualifying Transactions" refers to transactions at Expedia.com.sg/prvimiles, by Cardmember when he/she pays directly to Expedia using a UOB PRVI Miles Card, on bookings of (a) hotels-only; or (b) flight-only or flight and hotel package booking, where Expedia is the Merchant of Record for the flight booking on participating airlines.
- UOB reserves the right at any time and from time to time at its sole and absolute discretion to vary, amend, add or delete the list of participating airlines as stated in terms and conditions.
UOB Travel:
- Valid for bookings till 31 December 2023 (date inclusive).
- "Qualifying Transactions" refers to transactions at prvi.uobtravel.com by Cardmember when he/she pays directly to UOB Travel using a UOB PRVI Miles Card, on bookings of participating airlines and hotels for travel originating out of Singapore only.
- UOB reserves the right at any time and from time to time at its sole and absolute discretion to vary, amend, add or delete the list of participating airlines as stated in terms and conditions.
Deposit Insurance Scheme:
- Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
American Express is a trademark of American Express. The UOB PRVI Miles American Express® Card is issued by United Overseas Bank Limited pursuant to a license from American Express.
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UOB PRVI Miles Visa Card

UOB PRVI Miles World Mastercard

UOB PRVI Miles American Express Card
For existing UOB Principal Credit Cardholders
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Channel
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Category
Channel | Category |
VISA | ‹YesmilesV›space‹Last 4 digits of existing UOB Card›space‹NRIC#› |
Mastercard | ‹YesmilesM›space‹Last 4 digits of existing UOB Card›space‹NRIC#› |
American Express | ‹YesmilesA›space‹Last 4 digits of existing UOB Card›space‹NRIC#› |
Channel |
VISA |
Mastercard |
American Express |
Ways to utilise your UNI$
Enrol for our Frequent Flyer Conversion Programme
Simply enroll and your UNI$ will be converted automatically or on demand to KrisFlyer Miles or Asia Miles based on your subscribed programme.
Redeem your UNI$
Besides miles redemption, your UNI$ earned can be used to redeem cashback to offset your card spend or vouchers for shopping, dining, and more
Other useful links
UOB Cardmembers’ Agreement
Click here for a copy of the UOB Cardmembers' Agreement.