The Travel Insider
Southeast Asia's first one-stop travel portal designed for UOB Cardmembers. Inspire, plan, and book your next adventure with UOB Cards.
Find out moreFeatured
Earn 2.5% p.a. interest on your Uniplus Account when you invest or insure with us.
Now enhanced to make your money work harder as you save and invest or insure with UOB. Subject to qualifying criteria. T&Cs apply. SGD deposits are insured up to S$100k by SDIC.
Find out moreCard Privileges
Card services
Cross over to your favorite deals in JB with UOB Cards
Tap your way to 0% FX fees, cashback on MYR spend and instant savings with UNI$ redemption.
Find out moreBorrow services
Balance Transfer
Get instant cash at 0% interest and low processing fees. Choose from 3, 6 and 12-months tenor.
Find out moreFeatured Solutions
Your access to Private Bank CIO’s expertise
Invest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund.
Learn more
UOB TMRW
Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Be rewarded. Take charge with UOB TMRW.
-
you are in Personal Banking
For Individuals
Wealth BankingPrivilege BankingPrivate BankingFor Companies
GROUP WHOLESALE BANKINGGroup SME BankingForeign direct investmentUOB Asean insightsIndustry insightsSUSTAINABLE SOLUTIONSAbout UOB
UOB GroupBranches & ATMsSustainabilityTech Start-Up EcosystemUOB WorldUOB Subsidiaries
UOB asset managementUnited overseas InsuranceUOB travel plannersUOB Venture managementUOB Global capital
Enjoy hassle-free payment for your bills with GIRO
You can conveniently make regular payments through GIRO for your personal income tax, substantial school and miscellaneous fees, rentals, season parking and more!
Be rewarded when you pay your bills via GIRO with UOB. Check out our promotions today.
Why GIRO?
Set up a GIRO arrangement for an easy and hassle-free payment experience.
Fast turnaround time
• Reduction in paper GIRO set-up time
• Enjoy seamless and secure set-up with 2 easy ways to apply
1) UOB Personal Internet Banking
2) eGIRO via participating Billing Organisations 
Environmentally-friendly
Save on million sheets of paper annually
Greater process efficiency
• Automated checking process reduces chances of human error and increases security with secured authentication
• Immediate set-up and confirmation
Participating eGIRO Billing Organisations
Refer here for the full list of participating eGIRO billing organisations.
You can also apply for GIRO through UOB Personal Internet Banking
Simply login to your UOB Personal Internet Banking and click on “Apply For” > Select “GIRO Arrangement” > Key in the required details and submit your application.
UOB Bill & Tax Super Saver Promotion
Pay your personal income tax and monthly bills via GIRO with UOB and earn cash rebates of up to S$600 along the way. From premium payments to your phone bills, let your rewards stack up!
Promotion ends 31 March 2027. No pre-registration required. Subject to qualifying criteria. T&Cs apply.
UOB Bill & Tax Super Saver Promotion
Pay your personal income tax and monthly bills via GIRO with UOB and earn cash rebates of up to S$600 along the way. From premium payments to your phone bills, let your rewards stack up!
Promotion ends 31 March 2027. No pre-registration required. Subject to qualifying criteria. T&Cs apply.
Apply now
Choose from savings accounts that give you up to 3.4% p.a. interest, up to 25X UNI$ and more.
UOB One Account
Maximise interest in just two steps.
- Get up to 3.4% p.a. interest on your savings (up to S$2,850 in interest a year on up to S$150,000 deposits)
- Spend a min. of S$500 monthly on an eligible UOB Card and credit your salary OR make 3 GIRO transactions per month
UOB Stash Account
It’s so easy to Stash it and let your savings grow – now with up to 2% p.a. interest!
- Simply maintain or increase your balance every month
- No lock-in period! This means having access to your savings anytime while still earning interest every month.
Subject to qualifying criteria. T&Cs apply.
KrisFlyer UOB Debit Card and Account
The debit card and account that are miles ahead.
- For every S$1 spend:
- Earn 1 mile on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
- Earn 0.4 miles on all other spend
- Plus, get up to additional 6 miles per S$1 spend when you spend and save with KrisFlyer UOB Account.
- Get S$10 off ChangiWifi and Grab rides to or from the Airport
- Exclusive benefits from Scoot (via flyscoot.com/KrisFlyerUOB) such as priority check-in and boarding, additional baggage allowance and more!
Subject to qualifying criteria. T&Cs apply.
UOB Lady’s Savings Account
The only savings account that gives you unstoppable rewards
- Earn up to 25X UNI$ per S$5 spend (equivalent to 10 miles per S$1) on your preferred rewards category(ies) when you save with UOB Lady’s Savings Account and spend on UOB Lady’s Credit Card
- Earn up to 10% instant cashback with UOB$ programme for UOB Lady’s Debit Cardholders.
Subject to qualifying criteria. T&Cs apply.
Uniplus Account
Make the most of today and even more tomorrow. Earn up to 2.5% interest p.a. on your savings when you invest or insure with us.
- Grow your savings with 2.5% p.a. interest for 6 months on your first S$100,000 when you invest or insure with us.
- Receive a UOB One Debit Card and enjoy up to 4% cashback on daily spends.
Subject to qualifying criteria. T&Cs apply.
Apply now
Choose from savings accounts that give you up to 3.4% p.a. interest, up to 25X UNI$ and more.
UOB One Account
Maximise interest in just two steps.
- Get up to 3.4% p.a. interest on your savings (up to S$2,850 in interest a year on up to S$150,000 deposits)
- Spend a min. of S$500 monthly on an eligible UOB Card and credit your salary OR make 3 GIRO transactions per month
UOB Stash Account
It’s so easy to Stash it and let your savings grow – now with up to 2% p.a. interest!
- Simply maintain or increase your balance every month
- No lock-in period! This means having access to your savings anytime while still earning interest every month.
Subject to qualifying criteria. T&Cs apply.
KrisFlyer UOB Debit Card and Account
The debit card and account that are miles ahead.
- For every S$1 spend:
- Earn 1 mile on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
- Earn 0.4 miles on all other spend
- Plus, get up to additional 6 miles per S$1 spend when you spend and save with KrisFlyer UOB Account.
- Get S$10 off ChangiWifi and Grab rides to or from the Airport
- Exclusive benefits from Scoot (via flyscoot.com/KrisFlyerUOB) such as priority check-in and boarding, additional baggage allowance and more!
Subject to qualifying criteria. T&Cs apply.
UOB Lady’s Savings Account
The only savings account that gives you unstoppable rewards
- Earn up to 25X UNI$ per S$5 spend (equivalent to 10 miles per S$1) on your preferred rewards category(ies) when you save with UOB Lady’s Savings Account and spend on UOB Lady’s Credit Card
- Earn up to 10% instant cashback with UOB$ programme for UOB Lady’s Debit Cardholders.
Subject to qualifying criteria. T&Cs apply.
Uniplus Account
Make the most of today and even more tomorrow. Earn up to 2.5% interest p.a. on your savings when you invest or insure with us.
- Grow your savings with 2.5% p.a. interest for 6 months on your first S$100,000 when you invest or insure with us.
- Receive a UOB One Debit Card and enjoy up to 4% cashback on daily spends.
Subject to qualifying criteria. T&Cs apply.
Frequently Asked Questions
What is GIRO?
GIRO is an automated electronic payment service. It allows you to make hassle-free monthly recurring payments to your billing organisations simply with a one-time sign-up.
What is the difference between GIRO and Bill Payment?
GIRO provides an avenue for you to make automated monthly recurring payments to your billing organisations. For Bill Payment, it provides the convenience for you to make a one-time payment instantly and securely through UOB TMRW. You may also schedule your payment date to pay immediately or preset to avoid incurring late fees.
How do I check on my application status for GIRO?
You may contact your billing organisation(s) to check on the status of your GIRO application.
When will my GIRO arrangement start?
For all GIRO application through UOB Personal Internet Banking, it will be verified by the Bank and forwarded to the respective billing organisation(s) for processing. For eGIRO submission via the billing organisation, application will be processed within 7 working days from date of receipt from the billing organisation.
Please be advised to continue paying your bills via alternative payment options until you have been notified by your billing organisation on the successful GIRO application.
Important Notice & Disclaimers
Terms and Conditions Governing eGIRO
Please note that with effect from 1 July 2026, the Terms and Conditions Governing eGIRO will be revised to apply solely to individual customers. Please click here for the revised Terms and Conditions Governing eGIRO
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.