Cash in on even more rebates of up to 20% at Lazada, 6% at Redmart and more – now with a lowered minimum monthly spend of S$500!
That’s up to S$90 rebates monthly from 1 Sep 2024 till 31 Aug 2025.
Enjoy supersized perks of up to 20% rebates with Lazada-UOB Card
- Spend Category
- Earn Rate*
- Rebates Cap*
Simply spend a min. of S$500 in a calendar month to qualify: | ||
Spend Category | Earn Rate* | Rebates Cap* |
Lazada Spend1 | 20%NEW | S$20 |
Redmart Spend2 | 6%NEW | S$20NEW |
Dine3 Entertainment3 Transport3 |
5% | S$25 |
All other spend4 | 0.30% | S$25 |
*From 1 September 2024 to 31 August 2025, min. S$500 spend per calendar month is required to qualify. Rebates is subjected to capping per category. Rebates will be issued to eligible principal cardmembers in the form of Lazada Gift Card credit. Principal cardmembers may use such credits to offset their purchases at Lazada. Principal cardmembers must add their Lazada-UOB Card as payment card in their Lazada account in order to receive the rebates. Terms and conditions apply.
From 1 Sep 2025 onwards, the awarding and minimum qualifying spend will be:
- Min. S$700 spend per calendar month will be required to qualify for rebates
- Lazada spend awarding will be 15%
- RedMart spend awarding will be 2%
- Lazada spend and RedMart spend will be aggregated under a single category and is subjected to a monthly rebates cap of S$20.
Add your Lazada-UOB Card as a payment card to receive your rebates!
Add your Lazada-UOB Card within Lazada App to start your journey of savings!
- Click on wallet icon top right corner of Lazada’s homepage to arrive at the Lazada Wallet
- Click on to “Lazada-UOB card” icon to access
- Add your card by clicking the “Add Card” button
- Input card details and link your Lazada-UOB Card
- Link your Lazada-UOB Card successfully
- Start navigating around to learn more about your privileges
Lazada Gift Card Guide
Steps to check for my awarding:
- Click on wallet icon top right corner of Lazada's homepage to arrive at the Lazada Wallet
- Click on to "Lazada-UOB card" icon to access
- Overview of rewards will be displayed
Lazada Gift Card Guide
Steps to redeem Lazada Gift Card:
- Click on wallet icon top right corner of Lazada's homepage to arrive at the Lazada Wallet
- Click on to "Purchased Gift Card" icon to access
- In the Gift Card Page, you will be able to see the total amount of rewards accumulated
- Earned Gift Card rewards could be redeemed by having the Gift Card toggle on during checkout
How it works
Here’s how to earn your monthly rebates.
-
Merchant
-
Amount Spent
-
Rebates awarded
Merchant | Amount Spent | Rebates awarded |
Lazada1 | $100 | $20 |
Redmart2 | $200 | $12 |
Transport3 Dining3 Entertainment3 |
$150 | $7.50 |
Others4 | $50 | $0.15 |
Total | $500 | $39.65 |
Merchant |
Lazada1 |
Redmart2 |
Transport3 Dining3 Entertainment3 |
Others4 |
Total |
You will be eligible to receive rebates of $39.65 which will be credited to the customers’ Lazada Gift Card in the following month.
Bundle up for even more benefits
Earn higher interest on your savings with One Account – up to 6.0% p.a. in just two steps
Skip to the good part with UOB One Account. Get up to 6.0% p.a. interest when you spend min. S$500 monthly on an eligible UOB Card AND credit your salary OR make 3 GIRO transactions monthly.
Visit go.uob.com/online-exclusive for the latest sign-up offer!
Frequently asked questions
How will I receive my rebates on Lazada?
You will receive the Lazada Gift Card via your Lazada Wallet linked to your Lazada Account.
What happens if I do not link my Lazada-UOB Card in Lazada App?
You will not be able to receive your Lazada Gift Card.
In the event if Lazada Gift Card is unable to be credited to the Lazada App due to failure to link the Lazada-UOB Card within the App, Lazada Lazada Gift Card value will be accumulated and credited in the next calendar month. Accumulation of uncredited Lazada Gift Card Vouchers will be stored up to 6 months only.
How long will the credited Lazada Gift Card be valid for?
Each Lazada Gift Card is only valid for 180 days from date of credit. There is strictly no extension of the Expiry Date. If a Lazada Gift Card is not utilised by the relevant Expiry Date, the Lazada Gift Card will be forfeited.
How do I switch to another Lazada Account for awarding?
Rebates will only be credited to the first Lazada Account that the Lazada-UOB Card is added to. If there is a need to change the awarding Lazada Account, please remove the card from the first Lazada Account before adding the card to the correct Lazada Account.
More FAQs
Click here for full FAQ
Related products and services
Supplementary Card
Be rewarded when you gift a UOB Supplementary card to your loved ones. Simply login to your UOB Personal Internet Banking account to apply now.
UOB SMARTPAY
Buy now and pay later with UOB SmartPay. Split your bills into interest-free monthly installments. Now available on UOB TMRW.
Things you should know
Eligibility and fees
Eligibility
- Age: 21 years and above
Singaporean/PR:
Instant Card approval via Myinfo
- Minimum annual income of S$30,000 OR
- Fixed Deposit collateral of at least S$10,000^^
For Foreigners: Minimum annual income of S$40,000 OR
- Fixed Deposit collateral of at least S$10,000^^
^^Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
Documents required: Click here.
Fees
With effect from 1 January 2024:- Principal card: S$196.20 (first year fee wavier)
- 1st Supplementary Card: Free
- 2nd Supplementary Card onwards: S$98.10
Minimum Monthly Repayment
Choose to settle your outstanding balances in full or only pay the Minimum Payment. This Minimum Payment is calculated as follows:
Amount of outstanding Card Account balance | Minimum Payment |
Less than S$50 | Outstanding Card Account balance |
Equal to or more than S$50 but does not exceed Credit Limit | 3% of outstanding Card Account balance or S$50 whichever is higher, plus any overdue amounts |
Exceeds Credit Limit | 3% of Credit Limit, plus excess over Credit Limit, plus any overdue amounts |
Other Fees & Charges | |
Fees for foreign currency transaction | All transactions in foreign currencies will be subject to an administrative fee of 3.25%. |
International Processing Fee (Dynamic Currency Conversion Fee) | Transactions made in SGD and processed outside Singapore using Visa will be subject to a fee of 1% of the transaction amount respectively |
Interest | 27.8% per annum subject to a minimum charge of S$3, calculated on a daily basis from the date of the transaction, on any amount remaining unpaid (including late payment charges) until such outstanding is paid in full |
For other fees and charges, please refer to the UOB Cardmember Agreement here
Already an existing UOB Credit Cardholder?
Alternatively, if you are already a Principal UOB Credit Card Holder, you can send an SMS application to 77672:
<Yeslazada>space<Last 4 digits of existing UOB Card>space<NRIC#>
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
Terms and conditions
1Lazada spend refers to card transactions made on Lazada Singapore with description LAZADA*,AMAZE*LAZADA*,2C2P*LAZADA” and MCC 5311, 5310, 5331, 5399, 5732, 5999, but shall exclude Redmart and any Lazada Wallet top-up transactions. Lazada spend will be subjected to a monthly rebates cap of S$20.
2RedMart spend refers to card transactions made on Lazada Singapore with description beginning with “LAZADA*, REDMART*AMAZE* LAZADA*,AMAZE* REDMART*” and MCC 5411, but shall exclude Lazada Spend. RedMart spend will be subjected to a monthly rebates cap of S$20.
3Dining, Entertainment & Transport spend refers to card transactions made at the respective merchant category codes or transaction description as stated in the terms and conditions.
Dining, Entertainment & Transport spend will be aggregated under a single category and is subjected to a monthly rebates cap of S$25.
4All other spend refers to card transactions made that excludes Lazada, Redmart, Dining, Entertainment & Transport spend. Standard exclusion applies. All other spend will be aggregated under a single category and is subjected to a monthly rebates cap of S$25.
5Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
The maximum annual interest for deposits of S$150,000 in the One Account is S$6,000 and is calculated based on the maximum effective interest rate (EIR) of 4.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
T&Cs apply. Insured up to S$100k by SDIC
W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of rebates.
*From 1 September 2024 to 31 August 2025, minimum S$500 spend per calendar month is required to qualify. Rebates is subjected to capping per category. Rebates will be issued to eligible principal cardmembers in the form of Lazada Gift Card credit. Principal cardmembers may use such credits to offset their purchases at Lazada. Principal cardmembers must add their Lazada-UOB Card as payment card in their Lazada account in order to receive the rebates. Terms and conditions.
+Get up to S$230 worth of gifts and one-year free RedMart Membership:
1) S$200 cashback (Lazada-UOB Card Acquisition Promotion):
For new-to-UOB credit card customers who successfully apply for an Lazada-UOB Card between 1 September 2024 – 31 December 2024 (both dates inclusive). To qualify, Lazada-UOB cardmembers need to spend a min. of S$100 per month at Lazada for 3 consecutive months from their card approval date to receive S$200 cashback.
Terms and conditions apply.
Click here for full terms and conditions.
2) S$30 Lazada Vouchers
Applicable for Lazada-UOB cardmember that successfully adds Lazada-UOB card as a payment card within the Lazada App before 31 December 2024. S$30 vouchers will be issued in the form of 2 x S$15 vouchers, redeemable with a min. spend of $100. Vouchers will be issued to eligible customer’s Lazada account. Click here for full terms and conditions.
3) One-year free RedMart Membership
Applicable for customers who successfully apply for Lazada-UOB Card between 1 October to 31 December 2024. RedMart membership code will be sent to eligible customers by SMS to customer’s bank registered mobile number. Click here for full terms and conditions apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.