Grab up to 10%
rebate1 with
Singapore's most generous rebate card

Receive up to S$250* when you apply for UOB One Card
APPLY NOW

 

Up to 10% rebate on all Grab transactions1
Up to 5% rebate on all spend2
Up to 3.88% P.A. interest rates with UOB One Account3
Existing cardmembers will get a replacement card from August to October 18, please click here for frequently asked questions.
01 Up to 10% rebate on all Grab transactions1

Get an additional 5% on Grab rides, food and top-ups when you qualify for your quarterly cash rebate, and enjoy up to S$2,400 cash rebate in a year!

Up to 6% rebate on Singapore Power utilities bill1 (wef 16 May 2019)

 

Effective from 16 May 2019, get an additional 1% rebate on your Singapore Power utilities bill when you qualify for your quarterly cash rebate!

Enjoy an additional S$5 rebate when you pay with UOB One Card!
From 15 Aug to 30 Sep 2019, be the first 5,000 first-time customers to pay your bill via SP Utilities App with UOB One Card and get a S$5 rebate.

Simply SMS SP5‹space›8-digits mobile number (registered with UOB for one-time password) to 77862 to register by 30 Sep 2019 (example: SP5 87654321).

Other terms and conditions apply.

Up to 5% rebate on all spend2

Spend

S$500, S$1,000 or S$2,000 per month (min. 5 purchases)

+

3 months

consecutively
(based on qualifying quarters)

=

Get cash rebate

S$50, S$100 or S$300 respectively per quarter


How it works

If your UOB One Card statement date is the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.

If you spend:

Statement date and minimum monthly spend

15 AUG (S$500)

15 SEP (S$500)

15 OCT (S$500)

 

Total Grab Transactions

 

S$100

S$100

S$100

Minimum number of purchases per statement period

5

Rebate Earned

15 NOV

S$50

+

S$15

=

S$65

(3.33%)

(5% Grab rebate)

Statement date and minimum monthly spend

15 AUG (S$1,000)

15 SEP (S$1,000)

15 OCT (S$1,000)

 

Total Grab Transactions

 

S$200

S$200

S$200

Minimum number of purchases per statement period

5

Rebate Earned

15 NOV

S$100

+

S$30

=

S$130

(3.33%)

(5% Grab rebate)

Statement date and minimum monthly spend

15 AUG (S$2,000)

15 SEP (S$2,000)

15 OCT (S$2,000)

 

Total Grab Transactions

 

S$300

S$300

S$300

Minimum number of purchases per statement period

5

Rebate Earned

15 NOV

S$300

+

S$45

=

S$345

(5%)

(5% Grab rebate)

02 Up to 3.88% p.a. interest3 on UOB One Account

Account Balance in your UOB One Account

Spend S$500 on your
UOB One Card

Spend S$500 on your
UOB One Card
+
Credit your salary or perform 3 GIRO transactions

First S$15,000 1.50% p.a. 1.85% p.a.
Next S$15,000 1.50% p.a. 2.00% p.a.
Next S$15,000 1.50% p.a. 2.15% p.a.
Next S$15,000 1.50% p.a. 2.30% p.a.
Next S$15,000 1.50% p.a. 3.88% p.a.

See how your savings stack up

Here’s how to earn maximum cash rebate plus other card privileges with S$2,000 monthly spend:

Mobile and broadbad bills

Enjoy rebates with recurring bill payments. Click here for form.

S$200

per month

Petrol

Fuel savings of up to 20.8% at Shell and 24% at SPC.

S$400

per month

Dining

Up to 50% off with UOB dining priviliges

S$400

per month

Groceries

Additional 0.3% SMART$ rebate at Cold Storage, Market Place, Jasons, Giant

S$450

per month

Overseas Spend

Enjoy rebates with overseas spend

S$300

per month

Suplementary Card Spend

Enjoy rebates with supplementary card spend

S$250

per month


Total Monthly Spend: S$2,000

Earn S$1,200 cash rebate with your UOB One Card in a year and up to 3.88% interest p.a. on savings in UOB One Account

03

Additional rebate with UOB SMART$ rebate programme

Get up to 10% SMART$ rebate4 which you can use to offset your next purchase at over 300 participating merchants

SMART$ Merchants Rebate

City Tours

10%

Shell

7%

United Overseas Insurance

5%

BreadTalk

3%

Cathay Cineplexes, World of Sports

2%

Air Asia

1%

Cold Storage, Market Place, Jasons, Giant, Guardian

0.3%

Visit uob.com.sg/smart for the full list of merchants.

1Enjoy up to 3.88% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. Please refer to full set of UOB One Visa Credit Card Terms and Conditions.

With effect from 1 Feb 2018, cash rebate will not be awarded for payments made to charitable/religious organizations, government institutions and services. For details, please refer to frequently asked questions. With effect from 1 December 2018, cash rebate will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions. 

2Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.

With effect from 1st August 2018, we will be revising the interest rate on your UOB One Account. For more information, click here.

4SMART$ Terms and conditions apply. Visit uob.com.sg/smart for details.

04
Receive up to

S$250*

when you apply for UOB One Card

ONE Card

Principal Card:

S$192.60 yearly
(First-year card fee waiver)

Supplementary card:

1st card: Free
Subsequent card: S$96.30

Fees are inclusive of Singapore's prevailing Goods and Services Tax (GST). Enjoy automatic waiver of annual fee on the anniversary date with a minimum spend of S$12,000.

APPLY NOW
Singapore citizen/PR:

Min. annual income of S$30,000 OR

Fixed Deposit collateral of at least S$10,000

Foreigners:

Min. annual income of S$40,000 OR

Fixed Deposit collateral of at least S$10,000

ONE Account

Fall below fee of S$5/month (below S$1,000 balance)

S$30 for closing of account within 6 months of opening

S$10 per additional cheque book (50 leaves)

For a list of applicable fees, please click here

Initial Amount:

S$1,000

Foreigners:

18 years old

APPLY NOW

(for UOB One Card & UOB One Account)

With effect from 1 September 2019, please be informed that payments to educational institutions will be excluded from cash rebate (min spend and awarding). For details, click here for the UOB One Card full terms and conditions.

With effect from 1 February 2018, cash rebate will not be awarded for payments made to charitable/religious organisations, government institutions and services. For details, please refer to frequently asked questions. With effect from 1 December 2018, UNI$ will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions.

UOB SMART$ rebates will no longer be available at Metro from April 2019. You can continue to utilize your UOB SMART$ rebates at over 300 participating outlets islandwide. Visit uob.com.sg/SMART for more information.

"Singapore's Most Generous Rebate Card" refers to the highest cash rebate of 5% based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks’ cash rebate cards across Singapore as of 31 December 2018. Please note that exclusions apply.

1Cardmembers who have been awarded the quarterly cash rebate will get an additional 5% rebate on the total Grab transactions successfully charged and posted to the Card Account in each statement month. Effective from 16 May 2019, cardmembers who have been awarded the quarterly cash rebate will get an additional 1% rebate on the Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional rebates will be capped at S$100 per month.

2Enjoy up to 5% cash rebate based on a retail spend of S$2,000 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cash rebate of S$300. Enjoy up to 3.33% cash rebate based on a retail spend of S$1,000 or S$500 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cash rebate of S$100 or S$50 respectively. Please note that exclusions apply. Please refer to the full set of Terms and Conditions.

3Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criteria of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

4Visit uob.com.sg/smart for the full list of merchants.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. For more details, please click here.

*Up to S$250 comprises of i) S$150 Cash Credit when you apply for a new Credit Card ii) S$100 Cash Credit when you open an UOB One Account. i) S$150 cash credit when you apply online for a new Credit Card from 1 Jun - 31 Oct 19: Minimum S$1,500 spend within 30 days from the approval date of the Credit Card. Gift is limited to the first 1,000 eligible applicants who meet the minimum spend. Full terms and conditions apply, click here for more information. ii) S$100 Cash Credit for UOB One Account: Limited to the first 200 new to UOB Deposits customers only. Terms and conditions of the UOB Savers Promotion V (17 May – 31 Aug 2019) ("Promotion") apply