The most generous rebate card now gives you a million more perks

Receive up to S$200 Cash Credit* when you
apply for UOB One Card

 

Up to 5% rebates on all spend1
Up to 3.88% p.a. interest2 on
UOB One Account
  Million S$1 Deals
Existing cardmembers will get a replacement card from August to October 18, please click here for frequently asked questions.
01 Up to 5% rebates on all spend1

Spend

S$500, S$1,000 or S$2,000 per month (min. 5 purchases)

+

3 months

consecutively
(based on qualifying quarters)

=

Get cash rebate

S$50, S$100 or S$300 respectively per quarter


How it works

If your UOB One Card statement date is the 15th of every month, a minimum of 5 purchases with a combined minimum spend must be posted before the statement date for you to earn the quarterly cash rebate.

If you spend:

Statement date and minimum monthly spend

15 AUG (S$500)

15 SEP (S$500)

15 OCT (S$500)

 

Minimum number of purchases per statement period

5

Quarterly Rebate Earned

15 NOV

S$50

(3.33%)

Statement date and minimum monthly spend

15 AUG (S$1,000)

15 SEP (S$1,000)

15 OCT (S$1,000)

 

Minimum number of purchases per statement period

5

Quarterly Rebate Earned

15 NOV

S$100

(3.33%)

Statement date and minimum monthly spend

15 AUG (S$2,000)

15 SEP (S$2,000)

15 OCT (S$2,000)

 

Minimum number of purchases per statement period

5

Quarterly Rebate Earned

15 NOV

S$300

(5%)

02 Up to 3.88% p.a. interest2 on UOB One Account

Account Balance in your UOB One Account

Spend S$500 on your
UOB One Card

Spend S$500 on your
UOB One Card
+
Credit your salary or perform 3 GIRO transactions

First S$15,000 1.50% p.a. 1.85% p.a.
Next S$15,000 1.50% p.a. 2.00% p.a.
Next S$15,000 1.50% p.a. 2.15% p.a.
Next S$15,000 1.50% p.a. 2.30% p.a.
Next S$15,000 1.50% p.a. 3.88% p.a.

See how your savings stack up

Here’s how to earn maximum cash rebate plus other card privileges with S$2,000 monthly spend:

Mobile and broadbad bills

Enjoy rebates with recurring bill payments. Click here for form.

S$200

per month

Petrol

Fuel savings of up to 20.8% at Shell and 24% at SPC.

S$400

per month

Dining

Up to 50% off with UOB dining priviliges

S$400

per month

Groceries

Additional 0.3% SMART$ rebate at Cold Storage, Market Place, Jasons, Giant

S$450

per month

Overseas Spend

Enjoy rebates with overseas spend

S$300

per month

Suplementary Card Spend

Enjoy rebates with supplementary card spend

S$250

per month


Total Monthly Spend: S$2,000

Earn S$1,200 cash rebate with your UOB One Card in a year and up to 3.88% interest p.a. on savings in UOB One Account

03

Additional rebate with UOB SMART$ rebate programme

Get up to 10% SMART$ rebate3 which you can use to offset your next purchase at over 300 participating merchants

SMART$ Merchants Rebate

City Tours

10%

Shell

7%

United Overseas Insurance

5%

BreadTalk

3%

Cathay Cineplexes, Metro, World of Sports

2%

Air Asia

1%

Cold Storage, Market Place, Jasons, Giant, Guardian

0.3%

Visit uob.com.sg/smart for the full list of merchants.

1Enjoy up to 3.88% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. Please refer to full set of UOB One Visa Credit Card Terms and Conditions.

2Maximum effective interest rate (EIR) on the One Account is 1.60% p.a. for deposits of S$50,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.43% p.a. for deposits of S$50,000, provided customers meet both criteria of S$500 Card Spend AND (a) min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debits in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.

With effect from 1st August 2018, we will be revising the interest rate on your UOB One Account. For more information, click here.

4SMART$ Terms and conditions apply. Visit uob.com.sg/smart for details.

04
Receive up to

S$200

Cash Credit* when you apply for UOB One Card.

ONE Card

Principal Card:

S$192.60 yearly
(First-year card fee waiver)

Supplementary card:

1st card: Free
Subsequent card: S$96.30

Fees are inclusive of Singapore's prevailing Goods and Services Tax (GST). Enjoy automatic waiver of annual fee on the anniversary date with a minimum spend of S$12,000.

APPLY NOW
Singapore citizen/PR:

Min. annual income of S$30,000 OR

Fixed Deposit collateral of at least S$10,000

Foreigners:

Min. annual income of S$40,000 OR

Fixed Deposit collateral of at least S$10,000

ONE Account

Fall below fee of S$2/month (below S$500 balance)

S$30 for closing of account within 6 months of opening

S$10 per additional cheque book (50 leaves)

For a list of applicable fees, please click here

Initial Amount:

S$500

Foreigners:

18 years old

APPLY NOW

(for UOB One Card & UOB One Account)

"Singapore’s most generous rebate card" refers to the highest cash rebate of 5% based on a retail spend amount of S$2,000 per month for 3 consecutive months, in comparison to other banks’ cash rebate cards across Singapore as of 30 June 2018. Please note that exclusions apply.

1 Enjoy up to 3.33% cash rebate based on a retail spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a retail spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. If you did not get any quarterly cash rebate between January to December, 0.03% base rebate will be awarded at the end of the statement months between January to December in a calendar year, calculated based on the total eligible spend amount in that year. Please note that exclusions apply. Please refer to the full set of UOB One Card Terms and Conditions.

With effect from 1 Feb 2018, cash rebate will not be awarded for payments made to charitable/religious organizations, government institutions and services. For details, please refer to frequently asked questions.

With effect from 1 December 2018, UNI$ will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions.

2 Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criteria of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.

3 Visit uob.com.sg/smart for the full list of merchants.

* S$150 Cash Credit for Credit Card Application: Cash credit limited to the first 600 qualifying new UOB Principal Credit Cardmembers. New Cardmembers must spend a minimum of S$1,200 within the first 30 days of card approval. Valid 16 Jul - 16 Oct 2018. Other terms and conditions apply. S$50 Cash Credit for UOB One Account: Limited to new to UOB Deposits customers only. Terms and conditions of the UOB Savers Promotion (1 Sep – 31 Oct 2018) ("Promotion") apply.