W.e.f 1 January 2023, the One Debit Card annual fee will be adjusted to S$18.17 (inclusive of 8% GST)

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will be excluded from the awarding of cashback.

W.e.f. 1 March 2022, please be informed that transactions with transaction description “AMAZE* TRANSIT*” will be excluded from the awarding of cashback.

“Highest Cashback Card” refers to the highest cashback of up to 10% cashback for selected merchants (with retail spend of S$500) in comparison to other banks’ cashback debit cards across Singapore as of 1 October 2023.

¹Enjoy 3% cashback on McDonald's^NEW, 3% cashback on DFI Retail Group transactions (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay), 3% on SimplyGo (bus and train rides) & 1% cashback on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20 per calendar month across McDonald’s^NEW, DFI Retail Group, Shopee Singapore, SimplyGo & Grab transactions. McDonald's^NEW is with effect from 1 October 2023. Click here for UOB One Debit Card Terms and Conditions.

Valid for new-to-UOB Debit Cardmembers From 1 July 2023 – 31 December 2023, new applicants who are not existing holders of any UOB One Debit Cards issued by UOB in Singapore, will enjoy:

• Additional 7% cashback (on top of the 3% cashback under the UOB One Debit Cards Cashback Programme)* on:
  • McDonald’s^NEW Transactions
  • DFI Retail Group Transactions
  • Shopee Singapore Transactions (excludes ShopeePay)
  • SimplyGo (bus and train rides only) Transactions
• Additional 9% cashback (on top of the 1% cashback under the UOB One Debit Cards Cashback Programme)* on Grab Transactions (excludes mobile wallet top-ups).

A min. monthly spend of S$500 on your UOB One Debit Card is required. Capped at S$20 cashback per month (across McDonald’s^NEW, DFI Retail Group, Grab, Shopee Singapore & SimplyGo). McDonald’s^NEW is with effect from 1 October 2023.

*For full terms and conditions governing the UOB Debit Card 10% Cashback promotion, please click here.

²Get Up to S$160 cash credit comprising of:

1) S$30 cash credit and 2) S$130 cash credit

1) S$30 cash credit is only for the first 200 customers per calendar month (i) who submit an online account opening application between 1 October 2023 to 30 December 2023 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 30 December 2023, and (iii) deposit min. S$5,000 of Fresh Funds into their new UOB account during the calendar month which their new account opening month falls within, and (iii) hold the deposited Fresh Funds in their new UOB account till the end of the following calendar month. For existing UOB Deposit customers, the Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all their other UOB current accounts and/or savings accounts month-end balance before their new UOB account opening month. “Fresh Funds” means funds (a) in the form of non-UOB cheqyes or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time between 1 October 2023 to 30 December 2023 (both dates inclusive). Click here for full terms and conditions.

And

2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023):

(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.

Click here for full terms and conditions governing the UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023).

Insured up to S$75k by SDIC.

³There is no transaction fee charged for withdrawing cash at UOB ATMs in Malaysia, Indonesia and Thailand. A S$5 service charge per cash withdrawal will be charged for cash withdrawals on non-UOB ATMs. The amount of cash drawn is subject to foreign exchange rates. For the foreign exchange rate used for your cash withdrawal transaction, please refer to your statement of accounts for the Foreign and home currency withdrawal details. For more information, please click here.

⁴Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Debit Card Campaign Terms and Conditions
Terms and Conditions governing the UOB Debit Card Online and FX Fee Promotion, please click here.
Terms and Conditions governing the UOB Debit Card S$20 GrabFood Voucher Promotion, please click here.
Terms and Conditions governing the UOB Debit Card S$40 GrabFood Voucher Promotion, please click here.
Terms and Conditions governing the UOB Debit Card 50% off Streaming Services Promotion, please click here.
Terms and Conditions governing the UOB Debit Card ATM Recarding Exercise Promotion, please click here.

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.