W.e.f 1 January 2023, the One Debit Card annual fee will be adjusted to S$18.17 (inclusive of 8% GST)

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will be excluded from the awarding of cashback.

W.e.f. 1 March 2022, please be informed that transactions with transaction description “AMAZE* TRANSIT*” will be excluded from the awarding of cashback.

“Highest Cashback Card” refers to the highest cashback of up to 10% cashback for selected merchants (with retail spend of S$500) in comparison to other banks’ cashback debit cards across Singapore as of 1 October 2022.

¹Enjoy 3% cashback on Dairy Farm International (“DFI") transactions (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, CS Fresh, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay), 3% on SimplyGo (bus and train rides) & 1% cashback on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20 per calendar month across DFI, Shopee Singapore, SimplyGo & Grab transactions. Click here for UOB One Debit Card Terms and Conditions.

Valid for new-to-UOB Debit Cardmembers From 1 July 2023 – 31 December 2023, new applicants who are not existing holders of any UOB debit cards issued by UOB in Singapore, will enjoy:

• Additional 7% cashback (on top of the 3% cashback under the UOB One Debit Cards Cashback Programme)* on:
  • Shopee Singapore Transactions
  • DFI Transactions
  • SimplyGo (bus and train rides only) Transactions
• Additional 9% cashback (on top of the 1% cashback under the UOB One Debit Cards Cashback Programme)* on Grab Transactions.
• A min. monthly spend of S$500 on your UOB One or Lady’s Debit Card is required. Capped at S$20 cashback per month (across Shopee Singapore, Dairy Farm International, SimplyGo & Grab).

*For full terms and conditions governing the UOB Debit Card 10% Cashback promotion, please click here.

²Get up to S$188 cash credit comprising of:

1a) EITHER S$58 cash credit OR 1b) S$30 cash credit;

2) up to S$130 cash credit:

EITHER
1a) S$58 cash credit is only for the first 150 New-to-UOB Deposits customers for each Tactical Promotion Date (i) who submit an online account opening application for a new eligible account on 9 August 2023, 11 August 2023, 18 August 2023, 25 August 2023, 1 September 2023, 8 September 2023, 15 September 2023, 22 September 2023 and 29 September 2023 (each, a “Tactical Promotion Date”), (ii) whose application is successfully approved by 30 September 2023, and (iii) deposit min. S$5,800 of Fresh Funds into their new UOB account in the account opening month, and (iii) hold the deposited Fresh Funds till the end of the following calendar month.

Or

1b) S$30 cash credit is only for the first 580 customers per calendar month (i) who submit an online account opening application between 1 August to 30 September 2023 for a new eligible account, (ii) whose application is successfully approved by 30 September 2023, and (iii) deposit min. S$5,800 of Fresh Funds into their new UOB account during the account opening month, and (iii) hold the deposited Fresh Funds till the end of the following calendar month. For Existing-to-UOB Deposit customers, the fresh funds deposited into the new SGD UOB account must result in a corresponding increase of at least S$5,800 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 31 July 2023.

Eligible Account: UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account.

Click here for full terms and conditions governing the UOB Online Account Opening Promotion (1 August to 30 September 2023) and the full terms and conditions governing UOB Online Account Opening National Day Promotion (9 August to 30 September 2023).

For the avoidance of doubt, if you are amongst the first 150 New-to-UOB Deposits customers to satisfy all of the requirements for the S$58 cash credit promotion for a Tactical Promotion Date, you are only eligible to receive one (1) S$58 cash credit. You will not be entitled to receive additional quantities of the S$58 cash credit and/or the S$30 cash credit, regardless of the number of new UOB accounts opened during the promotion period.

If you are not a New-to-UOB Deposit customer or not within the first 150 to satisfy all of the requirements for the S$58 cash credit promotion for a Tactical Promotion Date, you may be entitled to the platform offer of S$30 cash credit if you are the first 580 eligible participants in each calendar month to satisfy all requirements of the platform offer.

And

2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):

(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.

Click here for full terms and conditions governing the UOB Transactional Campaign (1 July 2023 to 30 September 2023).

Insured up to S$75k by SDIC.

³There is no transaction fee charged for withdrawing cash at UOB ATMs in Malaysia, Indonesia and Thailand. A S$5 service charge per cash withdrawal will be charged for cash withdrawals on non-UOB ATMs. The amount of cash drawn is subject to foreign exchange rates. For the foreign exchange rate used for your cash withdrawal transaction, please refer to your statement of accounts for the Foreign and home currency withdrawal details. For more information, please click here.

⁴Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.