A leg up with digital banking benefits

A leg up with digital banking benefits

Where’s your money really going? Take stock by using UOB TMRW to track your spending, score deals, invest and more. It’s the Spotify Unwrapped you needed, but for money.

Decode your financial habits with UOB TMRW

Decode your financial habits with UOB TMRW

Wonder where your money goes sometimes? Keep track of your finances easily with personalised insights based on your spending habits.

  • Refund notification
    Lets you know when you receive a refund for a transaction you’ve made
  • Duplicate transaction notification
    Shop without fear with alerts in the event of duplicate transactions
  • Purchase analysis
    Track and manage your spending to stay on top of your budget
  • Monthly cash flow
    Plan for the month ahead with these insights so you won’t have to worry or feel guilty about overspending
  • Subscription alert
    Informs you of possible subscriptions you may have made to a merchant
  • Personalised deals and offers
    Zero in on specials curated for you based on your spending habits

Manage your cards and bank on the go 24/7

Manage your cards and bank on the go 24/7

UOB TMRW never sleeps. Access your account balance, pay bills, transfer fund and change your transaction limits anytime, anywhere.

  • Cards management
    Reset your PIN, get a temporary credit limit increase, add your card to apps, and even activate it conveniently
  • Credit card payments
    Pay your bills easily whenever you want to avoid late payment charges
  • Instant card activation
    Activate your card once you receive it so you can use it immediately
  • Personal details
    Update your personal details such as email address and mobile number conveniently and instantly
  • SmartPay
    Convert your bills into bite-sized pieces with interest-free monthly instalments and a one-time low processing fee

Pay on the go

Pay on the go

Experience the freedom of going cardless and cashless with mobile payments at your fingertips.

Best deals on the go

Best deals on the go

Sniffing out the best deals just got easier. If you’re always on the hunt for a good deal, check out ‘Deals Within 5km’ under Rewards+ in UOB TMRW wherever you are!

Smart money management on the go

Smart money management on the go

Get a bird’s eye view of your finances across multiple bank accounts and government agencies with SGFinDex, so it’s easier to keep track of your finances and budgeting.
Financial information on SGFinDex includes details from:

  • 7 participating banks (Citibank, DBS/POSB, HSBC, Maybank, Standard Chartered Bank, OCBC)
  • CPF
  • IRAS
  • Credit Cards
  • Loans
  • Investments and more

Bank with a peace of mind wherever you are

Your personalized digital token that allows you to bank anywhere and everywhere securely and safely.

Setting up your unique 6-digit digital token for transactions is:

Setting up your unique 6-digit digital token for transactions is:

  • Fast and convenient
    Log into both UOB Personal Internet Banking and UOB TMRW seamlessly – no more OTPs
  • Access anywhere
    Add new payees and make funds transfers above your defined threshold on the go
  • Secured transactions
    Verify and confirm your online purchases and transactions with push notifications from UOB TMRW

 

Setup digital token Find out more

Make TMRW yours, download now!

Get S$350 Grab vouchers* when you sign up now!

Get S$350 Grab vouchers* when you sign up now!


    You might be interested in

    Sustainability

    Show your support and go green with Southeast Asia’s first bio-sourced card – the UOB EVOL Card.

    Smart Money

    Being able to grow your savings without doing a thing? Now we’re talking. Save when you spend with UOB One Account.

    Deals

    Unlock an epic suite of rewards, no matter your fancy, with over 1,000 deals covering from fashion to dining. You’ll also get access to Rewards+, Singapore’s newest and biggest rewards programme on UOB TMRW.

    Things you should know

    Terms and Conditions
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    W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of cashback.

    W.e.f. 1 March 2022, please be informed that transactions with transaction description "AMAZE* TRANSIT*" will be excluded from the awarding of cashback.

    *Get S$350 Grab vouchers

    The first 200 new-to-UOB credit card customers in each month of January 2024 and February 2024 who successfully apply for an eligible UOB Credit Card between 1 January 2024 and 29 February 2024 (both dates inclusive) and spend a min. of S$1,000 per month for 2 consecutive months from their card approval date, will receive S$350 Grab Vouchers. Click here for full terms and conditions.

    Insured up to S$75k by SDIC

    Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.

    Please refer here for full FAQs for the UOB EVOL Card.

    1To enjoy 8% cashback on Online and Mobile Contactless Spend, a min. spend of S$600 per statement month on your card is required. If the min. spend is not met, only the base 0.3% cashback on your Online and Mobile Contactless Spend will be awarded. Cashback is capped at S$20 per statement month for each of Online, Mobile Contactless and all Other Spend. Exclusions and other terms and conditions apply.

    2Enjoy no annual fees when you make min 3 transactions on your UOB EVOL Card every month for 12 consecutive months prior to your card annual fee charge date.

    3The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/ "PAYNOW SALA") in each calendar month.

    Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

    Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

    Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference "SALA"/"PAYNOW SALA") in each calendar month.

    Deposit Insurance Scheme:
    Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.

    ^UOB EVOL card will convert 2% on the SP Utilities bill amount to purchase SP My Green CreditsTM at $0.12 for 25 kwh. An estimated S$90 SP Utilities bill will give us enough My Green CreditsTM to offset 375 kwh of electricity (Singapore's national average electricity consumption of a 4-room flat - source: ema.gov.sg as at Jun 2021). My Green CreditTM prices are dependent on the REC selling prices offered by each developer to UOB EVOL Card. These prices may change from time to time depending on market factors. Prices are accurate as of 1 July 2022. A minimum SP Utilities bill amount of S$50 is required for conversion to My Green CreditsTM. If you had added your UOB EVOL Card before 10 Nov 2022 in the SP app, kindly re-add your card under Profile > Payment Methods to be eligible for complimentary My Green CreditsTM awarded for your SP utilities bill payments made with UOB EVOL Card.

    Apply & Pay within minutes is only valid for New-to-Bank applicants who use Myinfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval.