Foreign Currency Time/Fixed Deposit

Foreign Currency Time/Fixed Deposit

Maximise your returns on foreign currency deposits with our higher interest rates

Secure higher returns for foreign currencies

Gain higher interest

Gain higher interest

With one of Singapore’s lowest deposit requirements, start your investment journey with confidence and earn higher interest through our rates here.

Instant application NEW

Instant applicationNEW!

Reduce waiting time at the branch and open a UOB Fixed Deposit account instantly online here.

Flexible choice

Flexible choice

We offer a wide range of tenors to suit your needs.

Convenient automatic renewal

Convenient automatic renewal

Enjoy the convenience of automatic renewal upon maturity of your fixed deposit while you stay home and stay safe.

How it works

To place a new fixed deposit


Step 1: Transfer the minimum required fresh funds to your existing savings/current account


Step 2: Login to UOB Personal Internet Banking > Click "Investment" > Select "Fixed Deposit"


Step 3: Fill in the following details


  • Fixed Deposits Account
  • Placement Amount
  • Placement Currency
  • Tenor
  • Debiting Account
  • Maturity instruction

Once your transaction is successful, your new placement will be shown when you click into the account.


To amend maturity instructions


Step 1: Login to UOB Personal Internet Banking


Step 2: Click "Investment" > Select "Fixed Deposit"


Step 3: Click "Amend" and amend your maturity instruction


Once you have confirmed to proceed, your new maturity instructions will be shown when you click into the account.

Things you should know

Eligibility and fees
18 years old and above

No fees are required to maintain the account.

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open your account instantly

Ready to apply? Open your account instantly.

Make banking simpler with these services

Track your investments on the go

Use UOB TMRW to view, manage and keep track of all your UOB accounts.

You can also use the app to place new fixed deposits, as well as renew or withdraw from matured ones anytime.

Get alerts about your account instantly

Get alerts about your account instantly

Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

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