A world of privileges awaits

Finest dining experiences, reserved for you

Finest dining experiences, reserved for you

Indulge in intimate, personalised dining experiences and endless epicurean adventures with the world’s leading culinary artists.

Unrivalled travel benefits, reserved for you

Unrivalled travel benefits, reserved for you

With expedited immigration, limousine and unlimited lounge access, enjoy an unprecedented level of freedom, seamlessness and flexibility whenever you travel.

An elevated lifestyle, reserved for you

An elevated lifestyle, reserved for you

Experience a wealth of lifestyle benefits, and indulge in the finest experiences life has to offer.

Ultimate luxury experiences, reserved for you

Ultimate luxury experiences, reserved for you

Witness fashion and culture with personal invitations to preview events and access a world-class concierge service dedicated to your needs any time of the day.

UOB Reserve Concierge

UOB Reserve Concierge

Be it a luxury purchase or table at a Michelin-starred restaurant locally or overseas, your dedicated 24-hour Concierge service will assist you any time at the following hotlines:


  • Local: 1800 222 0990
  • Overseas: +65 6222 0990

Exclusive Privileges

  • All
  • Rewards
  • Lifestyle
  • Dining
  • Travel

Welcome Gift

Be rewarded with up to 250,000 air miles as part of the UOB Reserve Card membership.

  • Receive 100,000 air miles upon joining or membership renewal
  • For UOB Private Banking or UOB Privilege Reserve Banking clients, receive additional 80,000 air miles upon joining
  • For UOB Private Banking clients with over S$5 million in Assets under Management, receive additional 70,000 air miles upon joining


    Bonus Spend Gift

    Receive a bonus of an additional 100,000 air miles upon membership renewal with a total retail spend of S$250,000 within the membership year.


      An Invitation to Mandala Club Membership

      A community that inspires meaningful moments and connections that matter. Be part of the elite private club where UOB is fully funding the associated joining costs for UOB Reserve Cardmembers.

      If you are a UOB Reserve Diamond Cardmember, you will also enjoy one year’s subscription to the club community.

      For enquiries, please contact your UOB Relationship Manager or UOB Concierge.


        Asia’s Finest Tables by UOB Cards

        Be treated to a bespoke dining experience with off-menu* creations and signature dishes prepared by acclaimed chefs. Additional privileges include a complimentary second diner and a complimentary glass of Robert Parker Wine.

        Grab your seats from 5 July 12pm. Limited seat available on a first-come-first-serve basis.


          Reserve Dining: Featured Experiences

          Experience intimate, personalised dining experiences and endless epicurean adventures with leading culinary chefs.

          In the pursuit of a truly sublime epicurean experience, treat your senses in a series of culinary showcases and indulge in the artistry of an exceptional spread featuring four-hands collaboration by Michelin-starred chefs, specially curated for you. Limited seats available for each session, on a first-come-first-served basis.


            Unlimited Lounge Access

            Bask in the privilege of VIP airport lounges worldwide for you and a guest the next time you travel, with Priority Pass™.

            • Access to over 1,300 VIP airport lounges worldwide
            • Complimentary refreshments and snacks
            • Complimentary Wi-Fi in selected lounges and more

            Supplementary cardmembers will also be able to apply for unlimited lounge access with Priority Pass.

            If you or any of your supplementary cardmember(s) have an existing physical Priority Pass membership(s) issued by UOB Reserve Card, do note that the membership has ceased. To continue enjoying your Priority Pass benefits, please activate your online membership.


              Asia’s Finest Tables by UOB Cards In partnership with COMO Group

              Enjoy one complimentary set menu with every three sets at participating restaurants in Singapore, Thailand and Indonesia. Experience COMO’s culinary world with a collection of Michelin-starred restaurants and dining concepts by celebrated chefs, there’s something for every taste and occasion.


                Meet and Greet Services

                With over 450 international airports covered with YQnow Group's Meet and Greet Services, you can enjoy the convenience and efficiency of seamless travel wherever you go.

                • Two complimentary Meet and Greet Services per calendar year
                • 25% off published retail rates

                For bookings, please contact UOB Concierge.


                  Harrods Knightsbridge London Exclusive

                  Spend £1,000 (up to 3 transactions in the same day) at Harrods Knightsbridge, London and choose to redeem a unique experience at Tiffany Blue Box Café, Studio Frantzen or Baccarat Bar.

                    Setsu Niseko Exclusive

                    Setsu Niseko Exclusive

                    Unwind and revitalise at Setsu Niseko, home to one of the area's largest wellness facilities within the area designed around a series of indoor and outdoor hot spring bath, spa and yoga studio. Enjoy one complimentary night with every 3 paid nights and other exclusive perks.

                      SIX the Musical

                      SIX the Musical Exclusive

                      Get ready to lose your head over the latest theatrical phenomenon to hit Singapore with 10% off your tickets to SIX the Musical now on sale.

                      UOB is the Official Bank Partner of SIX the Musical.

                        The Perfect Stay at Marina Bay Sands

                        The Perfect Stay at Marina Bay Sands

                        Book a minimum two nights stay and enjoy a complimentary bottle of curated Robert Parker Wine Advocate Year of the Dragon vintage, complimentary breakfast, airport pickup, and an all-access pass for 2 to the ArtScience museum.

                        Contact UOB Concierge for more details.


                          Accelerated Rewards

                          2.4 air miles on foreign currency spend

                          For every S$1 spent in foreign currency - be it during your travels or shopping online at your favourite sites such as FARFETCH, NET-A-PORTER, YOOX and many more.

                          2 air miles on local luxury spend

                          For every S$1 spent locally on specially selected luxury fashion, watch, and jewellery brands like Hermès, Chanel, Richard Mille, The Hour Glass, Christian Louboutin and many more.

                          1.6 air miles on all other local purchases

                          For every S$1 spent.

                          With effect from 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of UNI$, cashback, and KrisFlyer Miles. Please click here for the full terms and conditions.

                            The Perfect Bite at Marina Bay Sands

                            The Perfect Bite at Marina Bay Sands

                            Two-to-dine with a minimum spend of S$388 nett and enjoy a complimentary amuse bouche and a glass of curated Robert Parker Wine Advocate 96+ rated wine along with a free annual subscription.

                            Contact UOB Concierge for more details.


                              Limousine Transfers

                              Arrive in style for your dinner dates and staycations, or on your journey to the airport for your upcoming travels.

                              • Four complimentary limousine transfers per calendar year
                              • 20% off retail rates with TBR Global Chauffeuring

                              For bookings, please contact UOB Concierge.

                                Complimentary Hotel Night Stay

                                Complimentary Hotel Night Stay

                                Explore the marvels of the world and indulge in unparalleled luxury.

                                Enjoy one complimentary night for every three nights booked with UOB Visa Complimentary Night Program by Ascenda.


                                  Complimentary Golf Rounds

                                  Perfect your swing at premier golf clubs at home and in Southeast Asia – an exclusive VISA offer

                                  • Four complimentary weekday green fees per calendar year at The Sentosa Golf Club and Tanah Merah Country Club, exclusively for UOB Reserve Cardmembers
                                  • 50% off weekday green fees at 50 participating golf clubs across Southeast Asia, excluding public holidays
                                  • Additional four complimentary weekday green fees per calendar, exclusively for UOB Reserve Cardmembers who are UOB Private Banking clients

                                  Limited rounds available and subject to a first-come, first-served basis.

                                  For bookings, please contact UOB Concierge.


                                    No miles conversion fees

                                    Convert UNI$ to KrisFlyer miles and enjoy waiver of miles conversion fees as a UOB Reserve Cardmember.


                                      Reserve Dining: Privileges

                                      Savour gourmet dishes and enjoy an exclusive 15% off your food bill, featuring delectable cuisines from Chinese to Western, Italian to Japanese, at selected restaurants such as Amo, GEMMA Restaurant, Morsels, OSO Ristorante and more.


                                        Assistance Services

                                        Providing you with holistic assistance, protection and insurance schemes to safeguard your well-being around-the-clock.

                                        • Home Assistance
                                        • Vehicle Assistance
                                        • Travel and Medical Assistance Services

                                        For enquiries, please call UOB Concierge.


                                          Car Rentals and Airport Transfers

                                          Access to exclusive Visa Offers with a Premium Fleet of Car Rentals and Airport Transfers.


                                            Overseas Celebrity Chef Restaurants

                                            Indulge in exclusive privileges at a curated selection of top global Michelin-Starred restaurants.

                                            For reservations, contact your UOB Concierge.


                                              Round-the-Clock Medical Services

                                              Skip the clinic queue and teleconsult a GP on the WhiteCoat app from the comfort and safety of home. Have your medication delivered to your doorstep and access your medical history and documents in-app conveniently.


                                                UOB Medical Concierge

                                                The UOB Medical Concierge provides the expertise you need to make informed decisions for all your family’s health needs:

                                                • Access to the appropriate specialists
                                                • Timely medical assistance
                                                • Fuss-free arrangements
                                                • Preventive healthcare services
                                                • Holistic wellness offerings

                                                For enquiries, please call UOB Concierge.


                                                  UOB Reserve Banking Services

                                                  Perform all your banking needs in complete comfort and privacy at any of our dedicated Privilege Banking Centres. Enjoy priority queues and preferential services at any of our UOB Group branches islandwide.


                                                    Visa Concierge

                                                    Explore the wonders of your homeland with Visa. Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, providing access to extraordinary experiences each and every day through a curated range of services, amenities and exclusive privileges.

                                                    Click the link below or Whatsapp +65 800 4481 292 for more details.


                                                      Visa Luxury Hotel Collection

                                                      The Luxury Hotel Collection offers best-in-class travel benefits exclusively for Visa cardholders. Enjoy seven premium benefits when you book through the Luxury Hotel Collection.


                                                        Yacht Charter

                                                        Enjoy the sea breeze with Valencia Yacht on an exclusive charter cruise from Singapore to nearby Lazarus islands. Enjoy S$100 off published charter rates for UOB Reserve Cardmembers.

                                                        For reservations, please book 5 working days in advance via your UOB Concierge.


                                                          The Bicester Collection Exclusive

                                                          Enjoy a VIP discount of 10%, a hands-free shopping experience, and access to a private lounge at The Bicester Collection.

                                                          For enquiries, please call UOB Travel Concierge.


                                                            Health Screening Packages

                                                            Health is wealth, so take charge of your health with an annual health screening at preferential rates with Fusion Medical.

                                                            For bookings, please contact UOB Concierge.


                                                              Hotel Status Matching

                                                              Receive an exclusive upgrade to Pan Pacific DISCOVERY Titanium status and indulge in their benefits and rewards. Receive instant benefits and earn rewards on eligible purchases at 800+ hotels in 100 countries worldwide.

                                                              For enquiries, please contact UOB Concierge.

                                                                Complimentary Travel Insurance

                                                                Complimentary Travel Insurance

                                                                Acquire peace of mind with our comprehensive range of services to keep yourself covered during your travels.

                                                                • Personal Accident Cover
                                                                • Travel Inconvenience Cover
                                                                • All Risks Cover

                                                                For enquiries, please call UOB Concierge.


                                                                  Luxury Hotel Programme

                                                                  An exclusive treat to complimentary room upgrades, dining credits, amenities and more at participating hotel groups.

                                                                  For enquiries, please call UOB Travel Concierge.


                                                                    Printemps Paris Exclusive

                                                                    Enjoy up to 16.6% tax refund, additional 5% discounts, and other privileges at Printemps Paris.

                                                                    For enquiries, please call UOB Travel Concierge.


                                                                      UOB Travel Concierge

                                                                      Unlock bespoke travel experiences with our dedicated Travel Concierge Manager to assist with all travel needs. From flights to hotels or even a whole itinerary to your dream destination, tailor every detail to perfection.

                                                                      UOB Travel Concierge is managed by UOB Travel Planners - a member of the United Overseas Bank Group. UOB Travel Planners Pte Ltd is a subsidiary of United Overseas Bank Limited.


                                                                        Hotel Dining Privileges

                                                                        Go on a gastronomical journey and enjoy up to 30% off your food bill at participating restaurants from Pan Pacific Hotels Group, The Fullerton Hotels Singapore, The Ritz-Carlton Millenia Singapore and Sheraton Towers Singapore.

                                                                        For reservations, contact your UOB Concierge.

                                                                          Compare accounts

                                                                          The UOB Reserve Card is available exclusively via invitation only.

                                                                          By Invitation Only

                                                                          To indicate your interest in applying for the UOB Reserve Card or find out more about the privileges that come with the Card, contact the UOB Reserve Concierge at 1800 222 0990 and we will arrange for a Reserve Card Relationship Manager to contact you at your convenience.

                                                                          Eligibility and fees

                                                                          Eligibility and fees
                                                                          Exclusively via invitation only

                                                                          Minimum 21 years old

                                                                          For Singapore Citizens, Permanent Residents and Foreigners:
                                                                          Minimum annual income of S$500,000 is required
                                                                          Principal card
                                                                          Membership Fee: S$3,924 yearly (inclusive of 9% GST)

                                                                          Receive UNI$50,000 (equivalent to 100,000 air miles) two months after payment due date. Please note that this annual card membership fee cannot be waived. Card application is subject to Bank's approval.

                                                                          When you renew your UOB Reserve Card membership, a renewal fee of S$3,924 (inclusive of 9% GST) will be charged and you will be awarded with 100,000 air miles.

                                                                          Supplementary card
                                                                          First Supplementary (Metal) Card: Free for life
                                                                          Second and subsequent card(s): S$654 (inclusive of 9% GST)

                                                                          To apply, please contact your UOB Reserve Concierge or your Reserve Card Relationship Manager.

                                                                          UOB Reserve Card terms and conditions apply. Click here for full terms and conditions.

                                                                          Approval of any application for the UOB Reserve Card is at the discretion of the Bank.

                                                                          With effect from 21 July 2024, transactions with the transaction description “NORWDS*” will be excluded from the awarding of UNI$, cashback, and KrisFlyer Miles.

                                                                          Here’s something else you may like

                                                                          Supplementary Card

                                                                          Indulge your loved one with a complimentary UOB Reserve Supplementary (Metal) Card that opens doors to the world of exclusive privileges, with our compliments. Contact your Relationship Manager to apply.

                                                                          Payment Facility

                                                                          Earn 1 air mile for every S$1 approved on everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your Reserve Card, with a low one-time administrative fee.

                                                                          KrisFlyer UOB Account

                                                                          Earn interest and up to 8.4 bonus miles on your UOB Reserve Card spend. Terms and conditions apply. Insured up to S$100k by SDIC.

                                                                          Explore more with UOB card privileges

                                                                          Explore more with UOB card privileges

                                                                          Card services

                                                                          Card services

                                                                          Other useful links

                                                                          UOB Cardmembers’ Agreement

                                                                          Click here for a copy of the UOB Cardmembers’ Agreement.

                                                                          GIRO Application Form: Download Form
                                                                          Bill Payment Form: Download Form

                                                                          Make TMRW yours, download now!