A world of privileges awaits

Finest dining experiences, reserved for you

Finest dining experiences, reserved for you

Indulge in intimate, personalised dining experiences and endless epicurean adventures with the world’s leading culinary artists.

Unrivalled travel benefits, reserved for you

Unrivalled travel benefits, reserved for you

With expedited immigration, limousine and unlimited lounge access, enjoy an unprecedented level of freedom, seamlessness and flexibility whenever you travel.

An elevated lifestyle, reserved for you

An elevated lifestyle, reserved for you

Experience a wealth of lifestyle benefits, and indulge in the finest experiences life has to offer.

Ultimate luxury experiences, reserved for you

Ultimate luxury experiences, reserved for you

Witness fashion and culture with personal invitations to preview events and access a world-class concierge service dedicated to your needs any time of the day.

UOB Reserve Concierge

UOB Reserve Concierge

Be it a luxury purchase or table at a Michelin-starred restaurant locally or overseas, your dedicated 24-hour Concierge service will assist you any time at the following hotlines:


  • Local: 1800 222 0990
  • Overseas: +65 6222 0990

Exclusive Privileges

  • All
  • Rewards
  • Lifestyle
  • Dining
  • Travel

Welcome Gift

Be rewarded with up to 250,000 air miles as part of the UOB Reserve Card membership.

  • Receive 100,000 air miles upon joining or membership renewal
  • For UOB Private Banking or UOB Privilege Reserve Banking clients, receive additional 80,000 air miles upon joining
  • For UOB Private Banking clients with over S$5 million in Assets under Management, receive additional 70,000 air miles upon joining


    Bonus Spend Gift

    Receive a bonus of an additional 100,000 air miles upon membership renewal with a total retail spend of S$250,000 within the membership year.


      An Invitation to Mandala Club Membership

      A community that inspires meaningful moments and connections that matter. Be part of the elite private club where UOB is fully funding the associated joining costs for UOB Reserve Cardmembers.

      If you are a UOB Reserve Diamond Cardmember, you will also enjoy one year’s subscription to the club community.

      For enquiries, please contact your UOB Relationship Manager or UOB Concierge.


        Reserve Dining: Featured Experiences

        Experience intimate, personalised dining experiences and endless epicurean adventures with leading culinary chefs.

        In the pursuit of a truly sublime epicurean experience, treat your senses in a series of culinary showcases and indulge in the artistry of an exceptional spread featuring four-hands collaboration by Michelin-starred chefs, specially curated for you. Limited seats available for each session, on a first-come-first-served basis.


          Unlimited Lounge Access

          Bask in the privilege of VIP airport lounges worldwide for you and a guest the next time you travel, with Priority Pass™.

          • Access to over 1,300 VIP airport lounges worldwide
          • Complimentary refreshments and snacks
          • Complimentary Wi-Fi in selected lounges and more

          Supplementary cardmembers will also be able to apply for unlimited lounge access with Priority Pass.

          If you or any of your supplementary cardmember(s) have an existing physical Priority Pass membership(s) issued by UOB Reserve Card, do note that the membership has ceased. To continue enjoying your Priority Pass benefits, please activate your online membership.


            Meet and Greet Services

            With over 450 international airports covered with YQnow Group's Meet and Greet Services, you can enjoy the convenience and efficiency of seamless travel wherever you go.

            • Two complimentary Meet and Greet Services per calendar year
            • 25% off published retail rates

            For bookings, please contact UOB Concierge.

              The Perfect Bite at Marina Bay Sands

              The Perfect Bite at Marina Bay Sands

              Two-to-dine with a minimum spend of S$388 nett and enjoy a complimentary amuse bouche and a glass of curated Robert Parker Wine Advocate 96+ rated wine along with a free annual subscription.

              Contact UOB Concierge for more details.


                Accelerated Rewards

                2.4 air miles on foreign currency spend

                For every S$1 spent in foreign currency - be it during your travels or shopping online at your favourite sites such as FARFETCH, NET-A-PORTER, YOOX and many more.

                2 air miles on local luxury spend

                For every S$1 spent locally on specially selected luxury fashion, watch, and jewellery brands like Hermès, Chanel, Richard Mille, The Hour Glass, Christian Louboutin and many more.

                1.6 air miles on all other local purchases

                For every S$1 spent.


                  Limousine Transfers

                  Arrive in style for your dinner dates and staycations, or on your journey to the airport for your upcoming travels.

                  • Four complimentary limousine transfers per calendar year
                  • 20% off retail rates with TBR Global Chauffeuring

                  For bookings, please contact UOB Concierge.

                    Complimentary Hotel Night Stay

                    Complimentary Hotel Night Stay

                    Explore the marvels of the world and indulge in unparalleled luxury.

                    Enjoy one complimentary night for every three nights booked with UOB Visa Complimentary Night Program by Ascenda.


                      Complimentary Golf Rounds

                      Perfect your swing at premier golf clubs at home and in Southeast Asia – an exclusive VISA offer

                      • Four complimentary weekday green fees per calendar year at The Sentosa Golf Club and Tanah Merah Country Club, exclusively for UOB Reserve Cardmembers
                      • 50% off weekday green fees at 50 participating golf clubs across Southeast Asia, excluding public holidays
                      • Additional four complimentary weekday green fees per calendar, exclusively for UOB Reserve Cardmembers who are UOB Private Banking clients

                      Limited rounds available and subject to a first-come, first-served basis.

                      For bookings, please contact UOB Concierge.


                        No miles conversion fees

                        Convert UNI$ to KrisFlyer miles and enjoy waiver of miles conversion fees as a UOB Reserve Cardmember.


                          Reserve Dining: Privileges

                          Savour gourmet dishes and enjoy an exclusive 15% off your food bill, featuring delectable cuisines from Chinese to Western, Italian to Japanese, at selected restaurants such as Amo, GEMMA Restaurant, Morsels, OSO Ristorante and more.


                            Assistance Services

                            Providing you with holistic assistance, protection and insurance schemes to safeguard your well-being around-the-clock.

                            • Home Assistance
                            • Vehicle Assistance
                            • Travel and Medical Assistance Services

                            For enquiries, please call UOB Concierge.


                              Car Rentals and Airport Transfers

                              Access to exclusive Visa Offers with a Premium Fleet of Car Rentals and Airport Transfers.


                                Overseas Celebrity Chef Restaurants

                                Indulge in exclusive privileges at a curated selection of top global Michelin-Starred restaurants.

                                For reservations, contact your UOB Concierge.


                                  Round-the-Clock Medical Services

                                  Skip the clinic queue and teleconsult a GP on the WhiteCoat app from the comfort and safety of home. Have your medication delivered to your doorstep and access your medical history and documents in-app conveniently.


                                    UOB Medical Concierge

                                    The UOB Medical Concierge provides the expertise you need to make informed decisions for all your family’s health needs:

                                    • Access to the appropriate specialists
                                    • Timely medical assistance
                                    • Fuss-free arrangements
                                    • Preventive healthcare services
                                    • Holistic wellness offerings

                                    For enquiries, please call UOB Concierge.


                                      UOB Reserve Banking Services

                                      Perform all your banking needs in complete comfort and privacy at any of our dedicated Privilege Banking Centres. Enjoy priority queues and preferential services at any of our UOB Group branches islandwide.


                                        UOB Travel Concierge

                                        Unlock bespoke travel experiences with our dedicated Travel Concierge Manager to assist with all travel needs. From flights to hotels or even a whole itinerary to your dream destination, tailor every detail to perfection.


                                          Visa Concierge

                                          Explore the wonders of your homeland with Visa. Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, providing access to extraordinary experiences each and every day through a curated range of services, amenities and exclusive privileges.

                                          Click the link below or Whatsapp +65 800 4481 292 for more details.


                                            Visa Luxury Hotel Collection

                                            The Luxury Hotel Collection offers best-in-class travel benefits exclusively for Visa cardholders. Enjoy seven premium benefits when you book through the Luxury Hotel Collection.


                                              Yacht Charter

                                              Enjoy the sea breeze with Valencia Yacht on an exclusive charter cruise from Singapore to nearby Lazarus islands. Enjoy S$100 off published charter rates for UOB Reserve Cardmembers.

                                              For reservations, please book 5 working days in advance via your UOB Concierge.


                                                The Bicester Collection Exclusive

                                                Enjoy a VIP discount of 10%, a hands-free shopping experience, and access to a private lounge at The Bicester Collection.

                                                For enquiries, please call UOB Travel Concierge.


                                                  Health Screening Packages

                                                  Health is wealth, so take charge of your health with an annual health screening at preferential rates with Fusion Medical.

                                                  For bookings, please contact UOB Concierge.


                                                    Hotel Status Matching

                                                    Receive an exclusive upgrade to Pan Pacific DISCOVERY Titanium status and indulge in their benefits and rewards. Receive instant benefits and earn rewards on eligible purchases at 800+ hotels in 100 countries worldwide.

                                                    For enquiries, please contact UOB Concierge.

                                                      Complimentary Travel Insurance

                                                      Complimentary Travel Insurance

                                                      Acquire peace of mind with our comprehensive range of services to keep yourself covered during your travels.

                                                      • Personal Accident Cover
                                                      • Travel Inconvenience Cover
                                                      • All Risks Cover

                                                      For enquiries, please call UOB Concierge.


                                                        Luxury Hotel Programme

                                                        An exclusive treat to complimentary room upgrades, dining credits, amenities and more at participating hotel groups.

                                                        For enquiries, please call UOB Travel Concierge.


                                                          Printemps Paris Exclusive

                                                          Enjoy up to 16.6% tax refund, additional 5% discounts, and other privileges at Printemps Paris.

                                                          For enquiries, please call UOB Travel Concierge.


                                                            Hotel Dining Privileges

                                                            Go on a gastronomical journey and enjoy 30% off your food bill at participating restaurants from Pan Pacific Hotels Group, The Fullerton Hotels Singapore, The Ritz-Carlton Millenia Singapore and Sheraton Towers Singapore.

                                                            For reservations, contact your UOB Concierge.

                                                              Compare accounts

                                                              The UOB Reserve Card is available exclusively via invitation only.

                                                              By Invitation Only

                                                              To indicate your interest in applying for the UOB Reserve Card or find out more about the privileges that come with the Card, contact the UOB Reserve Concierge at 1800 222 0990 and we will arrange for a Reserve Card Relationship Manager to contact you at your convenience.

                                                              Eligibility and fees

                                                              Eligibility and fees
                                                              Exclusively via invitation only

                                                              Minimum 21 years old

                                                              For Singapore Citizens, Permanent Residents and Foreigners:
                                                              Minimum annual income of S$500,000 is required
                                                              Principal card
                                                              Membership Fee: S$3,924 yearly (inclusive of 9% GST)

                                                              Receive UNI$50,000 (equivalent to 100,000 air miles) two months after payment due date. Please note that this annual card membership fee cannot be waived. Card application is subject to Bank's approval.

                                                              When you renew your UOB Reserve Card membership, a renewal fee of S$3,924 (inclusive of 9% GST) will be charged and you will be awarded with 100,000 air miles.

                                                              Supplementary card
                                                              First Supplementary (Metal) Card: Free for life
                                                              Second and subsequent card(s): S$654 (inclusive of 9% GST)

                                                              To apply, please contact your UOB Reserve Concierge or your Reserve Card Relationship Manager.

                                                              UOB Reserve Card terms and conditions apply. Click here for full terms and conditions.

                                                              Approval of any application for the UOB Reserve Card is at the discretion of the Bank.

                                                              Here’s something else you may like

                                                              Supplementary Card

                                                              Indulge your loved one with a complimentary UOB Reserve Supplementary (Metal) Card that opens doors to the world of exclusive privileges, with our compliments. Contact your Relationship Manager to apply.

                                                              Payment Facility

                                                              Earn 1 air mile for every S$1 approved on everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your Reserve Card, with a low one-time administrative fee.

                                                              KrisFlyer UOB Account

                                                              Earn interest and up to 8.4 bonus miles on your UOB Reserve Card spend. Terms and conditions apply. Insured up to S$100k by SDIC.

                                                              Explore more with UOB card privileges

                                                              Explore more with UOB card privileges

                                                              Card services

                                                              Card services

                                                              Other useful links

                                                              UOB Cardmembers’ Agreement

                                                              Click here for a copy of the UOB Cardmembers’ Agreement.

                                                              Make TMRW yours, download now!