We See You For The Lady You Are.

We See You For The Lady You Are.

In celebration of every woman's individuality, the UOB Lady's Card is the only credit card that now gives you the freedom of choice to define your rewards; from Travel, Dining, Beauty & Wellness and Family, to Fashion, Transport and Entertainment. You also have the flexibility to change your categories every quarter, to suit your ever-changing lifestyle and interests.

Now, introducing the new UOB Lady’s Savings Account – the first-in-market savings account in Singapore for ladies that provides you with female cancer coverage as you save.

Apply Now

Enrol your categories here (For Existing cardmembers)

Celebrating you with additional rewards

Ladys

1 Jul to 30 Sep 2020

From Food Delivery to all Restaurants and Cafes, satisfy your cravings with UOB Lady's Card. Earn additional 2X (total 12X UNI$* (or 24 miles)) with every S$5 spend on Dining with no minimum spend required.

To qualify for the bonus UNI$ promotion, SMS LADYSDINING ‹space› Last 4 alphanumeric digits of your NRIC to 77862 to register. Valid for the first 10,000 UOB Lady's Credit Cardmembers who have registered via SMS and selected^ "Dining" as one of your preferred category(ies) for the current quarter (Jul – Sep 2020).

Click here to select^ your category(ies) now if you have yet to do so!

Ladys

Define your own rewards and earn 10X UNI$

Be it shopping online or in stores, locally or overseas – Earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category(ies) with no minimum spend required.
What's more, have the freedom to change your category every quarter.

How To Select Your Category(ies):

Step 1

Step 1

Login to uob.com.sg/ladys-enrol

Step 2

Step 2

Fill in your details and choose your preferred categories

Step 3

Step 3

Start earning 10X UNI$ on your chosen category(ies)!

Click here for FAQ

You do not need to choose your Bonus UNI$ category(ies) every quarter if you have already registered your selection before. However, if no selection is made, the previous quarter's selection will remain.
For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

Privileges

LuxePay

Buy now and pay later for your new luxury item at 0% p.a.

Rewards

Shop and earn UNI$ to redeem air miles and vouchers

Experiences

Access priceless perks and enjoy endless possibilities

Eshop Benefits

Get coverage for online purchases and enjoy faster online checkout

LADY'S SAVINGS ACCOUNT

Enjoy coverage for female cancer benefit based on how you save

Designed To Suit Your Lifestyle

Featuring the UOB Lady's Cards, designed by homegrown fashion designer, Priscilla Shunmugam.
Lady's Debit Card

UOB Lady's Debit Card

Up to 10% SMART$ rebate across 300 outlets such as Cold Storage, Giant, Guardian, BreadTalk, Cathay Cineplexes and more

e-Commerce protection on online purchases

Enhanced Security Zero liability on unauthorised charges when you notify the Bank of lost or stolen card3 and get notified with SMS alerts4 when transactions are made.

Lady's Platinum Card

UOB Lady's Card

10X UNI$ on one category (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Lady's Solitaire Card

UOB Lady's Solitaire Card

10X UNI$ on two categories (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Terms and conditions of UOB Lady's Card apply.
Click here for FAQ
UOB Limited Edition Lady's Solitaire Metal Crystal Card
First contactless World Elite Mastercard Metal Card in Southeast Asia
10X UNI$
or 20 miles on your 2 preferred reward categories
Complimentary
Spa Experience | Airport Limousine Rides & Lounge Access

Be the first to own this card. Spend S$45,000# on your existing UOB Lady's Card from 8 March to 30 June 2019 to qualify. To accept the invitation, SMS yesosmetal<space>your NRIC number to 77862 to register now.

The Limited Edition UOB Lady's Solitaire Metal Card, featuring a coveted blue rose.

Designed by homegrown fashion designer Priscilla Shunmugam.

Card design for illustration purposes only. Terms and conditions apply.

What's Hot

Discover exclusive partners and deals, tailored to suit your refined lifestyle preferences.

UOB Lady's Card

UOB Lady's Card

Principal Card S$192.60* Yearly First year card fee waiver

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card

Supplementary card
FREE First Card
S$96.30* Subsequent Card

Requirements (Female only)
For Singapore Citizens and Permanent Residents:
Minimum annual income of S$30,000 is required OR Fixed Deposit collateral of at least S$10,000#.

For Foreigners:
Minimum annual income of S$40,000 is required OR Fixed Deposit collateral of at least S$10,000#.


*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
View full UOB Lady's Card Terms and conditions here.

Note:
By applying for a UOB Lady's Card, your existing Lady's Solitaire Card, if any, will be automatically downgraded upon approval of your application. T&Cs apply.

UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

Principal Card S$406.60* Yearly First year card fee waiver

Annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's solitaire card.

Supplementary card
FREE First two cards
S$192.60* Subsequent Card

Requirements (Female only)
For Singapore Citizens, Permanent Residents and Foreigners:
Minimum annual income of S$120,000 is required OR Fixed Deposit collateral of at least S$30,000#.

*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB branches for more information on secured card applications.
View full UOB Lady's Card Terms and conditions here.

Note:
By applying for a Lady's Solitaire Card, your existing UOB Lady's Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.

UOB Lady's
Debit Card

UOB Lady's
Debit Card

Principal Card S$18* Yearly First 3 years card fee waiver

Thereafter, annual fee waiver with at least 12 Mastercard transactions per calendar year.

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Debit Card.

Requirements:
For both locals & foreigners: Female and be at least 16 years old. Hold a UOB Savings or Current account. No minimum income requirement.

*Inclusive of Singapore's prevailing Goods and Services Tax (GST).

For more details regarding fees and charges, please click here. View full Terms and Conditions here.
View full UOB Lady's Debit Card Terms and conditions here.

*12X Bonus UNI$ comprises of (i) 10X UNI$ under the Terms and Conditions for the UOB Lady's Cards, (ii) additional bonus 2X UNI$ under the Terms and Conditions for UOB Lady's Card Bonus UNI$ Dining Promotion: (i) 1No minimum spend required. UNI$1 is awarded for every S$5 spend. Register via uob.com.sg/ladys-enrol and select category(ies) for which you will earn Bonus 9X UNI$. The maximum amount of Bonus 10X UNI$ you can earn in a calendar month is (a) 1,800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady's Classic Card or UOB Lady's Platinum Card Cardmember; or (b) 5,400 UNI$ which is equivalent to S$3,000 spent if you are a UOB Lady's Solitaire Card or UOB Lady's Solitaire Metal Card Cardmember. Cardmembers can choose to convert their UNI$ into air miles at the conversion rate of UNI$1 = 2 miles. Terms and conditions apply, click here for details. (ii) UOB Lady's Card Bonus UNI$ Dining Promotion: Valid from 1 Jul – 30 Sep 2020, open to all UOB Lady's Credit Cardmembers who have selected "Dining" as one of their preferred category(ies) and who are the first 10,000 UOB Lady's Credit Card Cardmembers to successfully register to participate in the Promotion via SMS by keying in "LADYSDINING<space>Last 4 alphanumeric digits of the Cardmember's NRIC" to 77862 within the Promotion Period from the Cardmember's registered mobile number with UOB. The maximum amount of Bonus 2X UNI$ you can earn in a calendar month is (a) 400 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady's Classic Card or UOB Lady’s Platinum Card Cardmember; or (b) 1200 UNI$ which is equivalent to S$3,000 spent if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. Terms and conditions apply, click here for details.

^If you have already enrolled for your category(ies), do note for subsequent entries it will take effect the next quarter (Oct – Dec) onwards and the bank will take the last entry of category(ies) for the new quarter Bonus UNI$ awarding. If you have not enrolled for your category(ies), it will take effect as of date of enrolment.

#Terms and Conditions of the UOB Lady’s Savings Account Bonus UNI$ Acquisition Promotion (7 Aug 2020 - 31 Oct 2020) applies and is available here.

2Up to S$230 comprises of A) S$150 cash credit and B) S$80 cash credit or A) S$150 cash credit and C) S$40 cash credit. A) S$150 cash credit: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 to 30 Sep 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. Click here for full terms and conditions. B) S$80 cash credit (1 Aug to 30 Sep 2020): Limited to the first 200 new-to-UOB Deposits customers per calendar month (i) whose online account opening application for a new UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, UOB Lady’s Savings Account and/or UOB One Account is successfully approved by UOB during the Promotion Period, (ii) who deposits at least S$5,000 in fresh funds into their new UOB account+ during the Promotion Period and (iii) maintains such fresh funds in their new UOB account+ for a period of 6 consecutive months commencing from the last day of the relevant calendar month in which their fresh funds were deposited into the new UOB account+. Click here for full terms and conditions. C) S$40 cash credit (1 Aug to 30 Sep 2020): Limited to the first 200 existing UOB Deposits customers per calendar month i) whose online account opening application for a new UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, UOB Lady’s Savings Account and/or UOB One Account is successfully approved by UOB during the Promotion Period, (ii) who deposits at least S$5,000 in Fresh Funds into the new UOB account+ during the Promotion Period which results in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts+ and/or savings accounts+ as at 31 July 2020; and (iii) maintains such fresh funds in the new UOB account+ a period of 6 consecutive months commencing from the last day of the relevant calendar month in which their fresh funds were deposited into the new UOB account+. Click here for full terms and conditions.

+Insured up to S$75,000 by SDIC.

3The Cardmember who notifies the Bank that her Card has been lost, stolen or PIN disclosed, shall not be liable for any Card transactions effected after the Bank has received notification of such loss, theft or disclosure, provided that such loss, theft or disclosure is not due to negligence, fraudulent act, or default on the part of the Cardmember. Please refer to the UOB Debit Cardmember Agreement for more details.

4Please ensure that your mobile number is registered and updated with UOB. Click here for details.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm.

Wef 10 February 2020, the administrative fee levied for the processing of voluntary Card account closure, termination or early repayment of the Lady's LuxePay Plan instalment amount will be revised to S$150 in addition to making full and final settlement of the Instalment Purchase Price or the balance thereof.

Wef 16 March 2020, please be informed that selected transactions such as wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of UNI$.

For details, click here for the UOB Lady's Card full terms and conditions.