We See You For The Lady You Are.

We See You For The Lady You Are.

Awards

In celebration of every woman's individuality, the UOB Lady's Card is the only credit card that now gives you the freedom of choice to define your rewards; from Fashion, Dining, Beauty & Wellness and Family, to Transport, Entertainment and Travel. You also have the flexibility to change your categories every quarter, to suit your ever-changing lifestyle and interests.

10X UNI$1
(or 20 miles)
per S$5 spent when you choose from 7 categories
FEMALE CANCER
COVERAGE
based on your savings with UOB Lady's Savings Account
Get up to S$400 worth of Cash & Gift Vouchers2
when you apply!
Apply Now

Enrol your categories here^ (For Existing cardmembers)

Define your own rewards and earn 10X UNI$

Be it shopping online or in stores, locally or overseas – Earn 10X UNI$ (or 20 miles) per S$5 spent on your preferred category(ies) with no minimum spend required.
What's more, have the freedom to change your category every quarter.

How To Select Your Category(ies):

Step 1

Step 1

Login to uob.com.sg/ladys-enrol

Step 2

Step 2

Fill in your details and choose your preferred categories

Step 3

Step 3

Start earning 10X UNI$ on your chosen category(ies)!

Click here for FAQ

You do not need to choose your Bonus UNI$ category(ies) every quarter if you have already registered your selection before. However, if no selection is made, the previous quarter's selection will remain.
For more assistance, you can also reach our Call Centre at 1800 222 2121 (Local) and 6222 2121 (overseas).

Privileges

LuxePay

Buy now and pay later for your new luxury item at 0% p.a.

Learn More

Rewards

Shop and earn UNI$ to redeem air miles and vouchers

Learn More

Birthday Treats

Treat yourself on your special day with exciting birthday deals

Learn More

Eshop Benefits

Get coverage for online purchases and enjoy faster online checkout

Learn More

LADY'S SAVINGS ACCOUNT

Enjoy coverage for female cancer benefit based on how you save

Learn More

Designed To Suit Your Lifestyle

Featuring the UOB Lady's Cards, designed by homegrown fashion designer, Priscilla Shunmugam.
Lady's Debit Card

UOB Lady's Debit Card

UOB$ Programme (previously known as UOB SMART$ Rebate Programme)
Earn up to 10% instant cashback all year round for every UOB Cards transaction made in-stores at participating merchants.

e-Commerce protection on online purchases

Enhanced Security Zero liability on unauthorised charges when you notify the Bank of lost or stolen card4 and get notified with SMS alerts5 when transactions are made.

Lady's Platinum Card

UOB Lady's Card

10X UNI$ on one category (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Lady's Solitaire Card

UOB Lady's Solitaire Card

10X UNI$ on two categories (or 20 miles) per S$5 spent

1X UNI$ (or 2 miles) on other purchases

0% LuxePay Interest Free Payment Plan over 6 or 12 months

e-Commerce Protection on online purchases

Complimentary Travel Insurance coverage of up to USD100,0003

Terms and conditions of UOB Lady's Card apply.
Click here for FAQ
UOB Limited Edition Lady's Solitaire Metal Crystal Card
First contactless World Elite Mastercard Metal Card in Southeast Asia
10X UNI$
or 20 miles on your 2 preferred reward categories
Complimentary
Airport Limousine Rides & Lounge Access
Find Out More

The Limited Edition UOB Lady's Solitaire Metal Card, featuring a coveted blue rose.

Designed by homegrown fashion designer Priscilla Shunmugam.
Find Out More

Card design for illustration purposes only. Terms and conditions apply.

What's Hot

Discover exclusive partners and deals, tailored to suit your refined lifestyle preferences.
Featured
Beauty & Wellness
Dining & Entertainment
Fashion & Shopping
Lifestyle
Travel

UOB Lady's Card

UOB Lady's Card
Apply Now
UOB Lady's Card
Principal Card S$192.60* Yearly First year card fee waiver
(Wef. 1 Jan 2023, annual fee will be adjusted to S$194.40 inclusive of 8% GST)

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card.

Supplementary card
FREE First Card
S$96.30* Subsequent Card
(Wef. 1 Jan 2023, annual fee will be adjusted to S$97.20 inclusive of 8% GST)
Apply Now

Requirements (Female only)
For Singapore Citizens and Permanent Residents:
Minimum annual income of S$30,000 is required OR Fixed Deposit collateral of at least S$10,000#.

For Foreigners:
Minimum annual income of S$40,000 is required OR Fixed Deposit collateral of at least S$10,000#.

Documents Required: Click here


*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
View full UOB Lady's Card Terms and conditions here.

Note:
By applying for a UOB Lady's Card, your existing Lady's Solitaire Card, if any, will be automatically downgraded upon approval of your application. T&Cs apply.

UOB Lady's Solitaire Card
UOB Lady's Solitaire Card
Apply Now
UOB Lady's Solitaire Card
Principal Card S$406.60* Yearly First year card fee waiver
(Wef. 1 Jan 2023, annual fee will be adjusted to S$410.40 inclusive of 8% GST)

Annual fee waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Solitaire Card.

Supplementary card
FREE For life
Apply Now

Requirements (Female only)
For Singapore Citizens, Permanent Residents and Foreigners:
Minimum annual income of S$120,000 is required OR Fixed Deposit collateral of at least S$30,000#.

Documents Required: Click here


*Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.
View full UOB Lady's Card Terms and conditions here.

Note:
By applying for a Lady's Solitaire Card, your existing UOB Lady's Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.

UOB Lady's
Debit Card

UOB Lady's Debit Card
Apply Now

For UOB Lady's Debit Card &
UOB Lady's Savings Account


UOB Lady's
Debit Card

Apply and get up to 10% cashback Up to 10% cashback** on online shopping, groceries, transport and food delivery

Principal Card S$18* Yearly First 3 years card fee waiver
(Wef. 1 Jan 2023, annual fee will be adjusted to S$18.17 inclusive of 8% GST)

Thereafter, annual fee waiver with at least 12 Mastercard transactions per calendar year.

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Debit Card.

Form Download

Requirements:
For both locals & foreigners: Female and be at least 16 years old. Hold a UOB Savings or Current account. No minimum income requirement.

For existing UOB Lady's Debit Cardmembers, you can adjust your Debit Card Mastercard spending limit. If you wish to adjust, click here to find out more.

*Inclusive of Singapore's prevailing Goods and Services Tax (GST).

For more details regarding fees and charges, please click here. View full Terms and Conditions here.

**For full terms and conditions governing the UOB Debit Card 10% Cashback Promotion, click here.

View full UOB Lady's Debit Card Terms and conditions here.

Terms and Conditions governing the UOB Lady's Debit Card Foreign Currency Point-Of-Sale Spend Promotion (15 Nov 2022 to 15 Jan 2023), please click here.

Terms and Conditions governing the UOB Debit Cards 10% Rebate Promotion (21 Nov 2022 to 21 Jan 2023), please click here.

W.e.f 1 January 2023, the Lady’s Debit Card annual fee will be adjusted to S$18.17 (inclusive of 8% GST)

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of UNI$.

1No minimum spend required. UNI$1 is awarded for every S$5 spend. Register via uob.com.sg/ladys-enrol and select category(ies) for which you will earn Bonus 9X UNI$. The maximum amount of Bonus 10X UNI$ you can earn in a calendar month is (a) 1800 UNI$ which is equivalent to S$1,000 spent, if you are a UOB Lady’s Classic Card or UOB Lady’s Platinum Card Cardmember; or (b) 5400 UNI$ which is equivalent to S$3,000 spent if you are a UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card Cardmember. Cardmembers can choose to convert their UNI$ into air miles at the conversion rate of UNI$1 = 2 miles. Terms and conditions apply, click here for details.

^If you have already enrolled for your category(ies), do note for subsequent entries it will take effect the next quarter (Apr – Jun) onwards and the bank will take the last entry of category(ies) for the new quarter Bonus UNI$ awarding. If you have not enrolled for your category(ies), it will take effect as of date of enrolment.

2Up to S$400 worth of Cash & Gift Vouchers comprises of A) S$300 Cash Credit and B) S$100 Dairy Farm Gift Vouchers+.

A) S$300 Cash Credit (UOB Credit Card Acquisition Promotion)
For the first 300 new-to-UOB Credit Card customers per promotion month who successfully apply for a UOB Credit Card by 31 December 2022 and spend a min. of S$1,000 per month for 2 consecutive months from card approval date. Click here for full terms and conditions.

And

B) S$100 Dairy Farm Gift Voucher+ (UOB Lady’s Credit Card Acquisition Promotion):
For the first 200 new-to-UOB Lady's Credit Card customers who successfully apply for a UOB Lady's Credit Card by 31 December 2022 and spend a min. of S$1,000 per month for 2 consecutive months from card approval date. Click here for full terms and conditions.

+S$100 Dairy Farm Gift Vouchers are redeemable at Cold Storage, Marketplace, Jasons, Giant, Guardian and 7- Eleven.

Information is accurate as of Nov 2022.

Apply & Pay within minutes is only valid for New-to-Bank applicants who use MyInfo to retrieve personal details and income information, pass all screening steps and income checks. Applications must be submitted from 7am - 8pm. You will be able to receive your physical card 5 working days upon card approval. For more details, visit here.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

3Cardholder must have completed the Benefit registration process prior to the commencement of their trip. Coverage starts on the day of successful cardholder registration and is valid for 12 months. Click here to register. Click here for full terms and conditions. The entire cost of Common Carrier fare must be charged to your UOB Lady’s Solitaire Card or UOB Lady’s Solitaire Metal Card.

4The Cardmember who notifies the Bank that her Card has been lost, stolen or PIN disclosed, shall not be liable for any Card transactions effected after the Bank has received notification of such loss, theft or disclosure, provided that such loss, theft or disclosure is not due to negligence, fraudulent act, or default on the part of the Cardmember. Please refer to the UOB Debit Cardmember Agreement for more details.

5Please ensure that your mobile number is registered and updated with UOB. Click here for details.