Fashion and Shopping

• Enjoy 5% off with each coupon, capped at KRW 100,000 per coupon, with a minimum spend of KRW 100,000 per transaction at participating stores

Valid till 31 Dec 2026

How to redeem the discount coupon:
Step 1:
Visit the LTMC issuance locations at any participating stores:

• Myeongdong Main: 1F next to Gucci / B1F next to Lotteria
• Jamsil: Main Bldg 1F next to Alo Yoga / World Mall B1F opposite Weeny Beeny
• Busan Main: 1F next to Saint Laurent

Step 2:
Present your passport and UOB Lady’s Card at the issuance desk
Step 3:
Complete customer consent and email verification
Step 4:
Receive your membership card
Step 5:
Present the LTMC at checkout to apply the coupon

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Participating Stores include LOTTE Department Store at Myeongdong Main, Jamsil Branch, and Busan Main Branch. Click here for more information. Coupon exclusions apply: luxury brands, electronics, furniture, food, and event corners may not be eligible. Eligibility varies by store and customers are advised to check with the respective store before making a purchase. This offer cannot be combined with other promotions.

• Enjoy 5% off your purchase with a minimum spend of KRW 50,000, capped at KRW 10,000

Valid till 30 Dec 2026

Terms and conditions:
Valid until 30 December 2026. Payment must be made using a UOB Lady’s Card. The discount coupon is applicable only when the final payment amount is KRW 100,000 or more. Excluded items include, but are not limited to, standard garbage bags, alcoholic beverages, tobacco products, and other restricted categories. This offer cannot be combined with any other coupons or discounts. To enjoy the discount, please present the coupon at checkout before making payment.

• Get SGD 5 off with minimum spend of SGD 80

Promo code: MCAMZ5

Valid till 31 May 2027

How to redeem:

1. Visit Amazon.sg and add SGD 80 or more of eligible items to your cart.
2. Select your UOB Lady’s Card as your payment method at checkout.
3. Apply promo code MCAMZ5.
4. An SGD 5 discount will be applied on eligible orders of SGD 80 or more. 

Terms and conditions:
Valid until 31 May 2027, or when fully redeemed, whichever is earlier. Payment must be made using a UOB Lady’s Card. Limited redemptions available on a first-come, first-served basis. Offer applies to products shipped from and sold by Amazon on Amazon.sg (via desktop, mobile browser, or the Amazon Shopping App) (“Qualifying Products”), but excluding products such as Fresh & Fast products, Amazon Prime subscription fees, Amazon.sg Gift Cards, gift cards issued by third-party brands, digital purchases, alcohol, and apparel. Offer applies to Qualifying Products purchased in a single eligible order and shipped to a single address, whether in a single shipment or multiple shipments, provided all shipments under the order are delivered within 60 days of the promotion ending. Taxes, delivery fees, and gift-wrap charges do not apply when determining the Minimum Purchase Amount. The minimum purchase amount is the amount after any other promotional discounts have been applied. Offer is not valid if the order is cancelled or any item(s) from the order are returned, causing the total order amount to fall below the required Minimum Purchase Amount. If any of the Qualifying Products purchased in an eligible order are returned, your refund will equal the amount you paid for the Qualifying Product(s), subject to applicable refund policies. If you return any of the Qualifying Products, Amazon reserves the right to charge you for part or all of the benefit you received from this Offer, using the payment method you used for the original order and without further notice.

Enjoy up to 50% off at participating specialty stores, including:

• BOSS
• DIPTYQUE
• Kimrobinson
• NARS
• Shanghai Tang
• Spectacle Hut
• any many more...

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Promotion is available while stocks last. Click here for the list of participating specialty stores and promotion details. Not valid in conjunction with other promotions, discounts, privilege cards or as per stated by the merchant. Other terms and conditions apply.

• Enjoy 10% off full-priced items with a min. spend of S$420

Promo code: FFMC2026

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Minimum spend excludes shipping costs, cancelled orders or refunds made on returned items. This offer can be used on full-price items only. Please be aware that there is a minimum spend required to require this offer, SGD420, capped at 4 redemptions per year. FARFETCH’s and Mastercard’s decision shall be final with respect to any Mastercard cardholder disputes regarding the offer. For a full list of shipping locations please visit FARFETCH.com. The offer is only available on selected brands and certain brands are excluded. Click here for list of brand exclusions. For information relating to FARFETCH return policy please visit: https://prf.hn/l/rpOJYb5. Full terms and conditions of sale can be found here: https://prf.hn/l/7abXJyV.

Promotion is valid from 5 March to 31 March 2026 ("Promo Period") only.

¹Direct offset of S$35 is only valid with minimum spend of S$550 nett in a single receipt, limited to the first 150 cardmembers across both UOB Lady’s Credit Card and Metro-UOB Card.

²Direct offset of S$25 is only valid with minimum spend of S$550 nett in a single receipt, limited to the first 390 UOB Cardmembers (including UOB Lady’s Credit Card and Metro-UOB Card).

Once the S$35 off is fully redeemed, UOB Lady's Credit and Metro-UOB Cardmembers may enjoy the S$25 off promotion for all UOB Cardmembers. Limited to one discount redemption per cardmember during the Promo Period. Discount will be applied immediately to offset your bill at the time of payment. Purchase of Metro gift vouchers is not eligible for meeting the minimum spend requirement. This promotion is not valid in conjunction with any other promotion or loyalty programmes. This promotion is not valid for transactions made on metro.com.sg. The promotion is further subject to terms and condition imposed by the merchant.

UOB assumes no liability or responsibility for the acts or defaults of Metro (Pte) Ltd or defects in the goods and services offered in this promotion. UOB is not an agent of the merchant. Any dispute about the goods and services provided in connection with this promotion or quality or service standard must be resolved directly with Metro.

Click here for full terms and conditions.

• Enjoy S$30 off your next purchase with a min. spend of S$380

Valid till 30 Apr 2026

Locations:
• #01-127/128 Vivo City 098585 | T: 8666 1295
• #B1-33 ION Orchard 238801 | T: 8686 1034
• B2-63 Marina Bay Sands 018972 | T: 8687 3481
• Level 1 Takashimaya 238873 | T: 9362 8748
• #01-261 Jewel 819666 | T: 9277 5516

Terms and conditions:
Valid until 30 April 2026. Payment must be made with a UOB Lady’s Card. Offer applies to full price and clearance products at specialty stores only and is not applicable at outlet stores (IMM and Changi City Point). No minimum spend is required to redeem the voucher for the next purchase, which is valid for redemption until 30 April 2026. Offer is open to all UOB Lady’s Cardmembers.

MINIMUSE is an edit of miniature luxury beauty - curated from the world’s best brands. Mix, match, and personalise your own beauty experience.

Terms and Conditions
Promotion is valid on 20 May 2026 between 5pm and 9pm ("Promo Period") at Metro Paragon L2 Entrance (“Promo Venue”) only. Cardmembers must present a valid Metro-UOB Card or UOB Lady’s Credit Card to enter the Promo Venue. Presentation of the card may be in physical form or via a digital version displayed through mobile wallet. Cardmembers may bring accompanying guest(s) to the Promo Venue.

¹No minimum spend is required. Limited to the first 500 cardmembers across Metro-UOB Card and UOB Lady’s Credit Card on a first-come, first-served basis.
²Direct offset of S$50 is only valid with minimum spend of S$800 nett in a single receipt, limited to the first 100 cardmembers across Metro-UOB Card and UOB Lady’s Credit Card.

Limited to one discount redemption per cardmember during the Promo Period. Discount will be applied immediately to offset your bill at the time of payment. Purchase of Metro gift vouchers is not eligible for meeting the minimum spend requirement. This promotion is not valid in conjunction with any other promotion or loyalty programmes. This promotion is not valid for transactions made on metro.com.sg. The promotion is further subject to terms and condition imposed by the merchant.

United Overseas Bank Limited (“UOB”) assumes no liability or responsibility for the acts or defaults of the merchant or defects in the goods, services or gifts offered in this event. UOB is not an agent of the merchant. Any dispute about the quality or service standard must be resolved directly with the merchant. The merchant may impose conditions for the redemption of the gifts. UOB will not be responsible for any injury, loss or damage suffered as a result of the redemption of the gifts or usage of the goods, services and/or gifts.

Click here for full terms and conditions.

• 10% off normal priced items

Valid till 30 Oct 2026

Terms and conditions:
Valid until 30 October 2026. Payment must be made using a UOB Lady’s Card, which must be presented before purchase. This offer is not valid in conjunction with any other ongoing promotions, offers, loyalty programs, vouchers, gift certificates and/or discounts unless otherwise stated. This offer is valid at Marc Jacobs regular store in Pavilion Kuala Lumpur only, applies to normal-priced items only, and may be subject to applicable taxes. All Marc Jacobs Terms and Conditions apply.

• Up to 10% savings + complimentary gift + 10% tax-free

Valid till 31 Mar 2027

Terms and conditions:
Valid until 31 March 2027. Payment must be made using a UOB Lady’s Card. Click here to download the coupon and present it at the information counter of participating Mitsui outlet malls to receive discount coupons. Participating Mitsui outlet malls include MITSUI OUTLET PARK Yokohama Bayside, Makuhari, Tama Minami-Osawa, Iruma, Marine Pia Kobe, Sendai Port, Jazz Dream Nagashima, Shiga Ryuo, Sapporo Kitahiroshima, Kurashiki, Kisarazu, Hokuriku Oyabe, Osaka Kadoma, and Okazaki. Tax-free shopping is available only for same-day purchases with a minimum spend of ¥5,000, and a valid passport must be presented. Please check in-store for more details. Offer is not applicable to cards issued in Japan.

• 10% off purchases with min. spend of S$1,000 (capped at S$100)

Valid till 30 Jun 2029

Terms and conditions:
Discount is applicable for all UOB Lady's Debit and Credit Card. Valid for purchases via the Samsung online store only (excluding IPP transactions), with min. spend of S$1,000 (capped at S$100). Samsung reserves the right to amend or withdraw the Promotion without prior notice. UOB Cards Privileges General Terms and Conditions apply.

Subject to qualifying criteria. Terms and conditions apply.

Shop now

• Get S$8 voucher off with minimum spend of S$80

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. An eligible UOB Lady’s Cardmember can only make one redemption per month. The customer is responsible for checking that the discount is reflected at the checkout page prior to placing an order. In the event that the discount is not reflected or applied, Shopee will not retrospectively provide or apply the discount. The promotion is not valid for products listed under the “Dining, Travel & Services” and “Miscellaneous” categories, selected resellers, Seller Store Pickup orders, web purchases, and selected items, including Stage 1 & 2 Milk Formulas and Grab Vouchers. Customers may contact support@shopee.sg in the event of any disputes regarding the promotion. Bank, Mastercard and Shopee's decision on all matters relating to the Promotion will be determined at its reasonable discretion and is final and binding on all participants.

• Enjoy 10% off with a minimum spend of S$200

Valid till 31 May 2027

Terms and conditions:
Valid until 31 May 2027. Payment must be made using a UOB Lady’s Card. Offer is valid with a minimum spend of S$200 in a single receipt. Valid exclusively in & Other Stories stores in Singapore. Offer is applicable to sale items. Not applicable to the purchase of special collections and co-labs.

• 12% off sitewide, including sale items
  Promo code: MC12

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Log in to or register for an account at https://ba-sh.com/sg/ and make a purchase. Enter promo code MC12 in the coupon code field at checkout. No minimum spend is required to enjoy the benefits under this Promotion. Unless otherwise specified, this Promotion is not valid in conjunction with other promotional offers, discounts, coupons, or membership privileges.

• 10% off storewide
  Promo code: UOB‹First 6 digits of UOB Card Number›

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Shop at https://www.garmin.com.sg/. Applicable for regular-priced items only. Not valid in conjunction with other discounts, promotions or privileges. UOB Cards Privileges General Terms and Conditions apply.

• Enjoy 5% off with each coupon, capped at KRW 100,000 per coupon, with a minimum spend of KRW 100,000 per transaction at participating stores

Valid till 31 Dec 2026

How to redeem the discount coupon:
Step 1:
Visit the LTMC issuance locations at any participating stores:

• Myeongdong Main: 1F next to Gucci / B1F next to Lotteria
• Jamsil: Main Bldg 1F next to Alo Yoga / World Mall B1F opposite Weeny Beeny
• Busan Main: 1F next to Saint Laurent

Step 2:
Present your passport and UOB Lady’s Card at the issuance desk
Step 3:
Complete customer consent and email verification
Step 4:
Receive your membership card
Step 5:
Present the LTMC at checkout to apply the coupon

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Participating Stores include LOTTE Department Store at Myeongdong Main, Jamsil Branch, and Busan Main Branch. Click here for more information. Coupon exclusions apply: luxury brands, electronics, furniture, food, and event corners may not be eligible. Eligibility varies by store and customers are advised to check with the respective store before making a purchase. This offer cannot be combined with other promotions.

• Enjoy 5% off your purchase with a minimum spend of KRW 50,000, capped at KRW 10,000

Valid till 30 Dec 2026

Terms and conditions:
Valid until 30 December 2026. Payment must be made using a UOB Lady’s Card. The discount coupon is applicable only when the final payment amount is KRW 100,000 or more. Excluded items include, but are not limited to, standard garbage bags, alcoholic beverages, tobacco products, and other restricted categories. This offer cannot be combined with any other coupons or discounts. To enjoy the discount, please present the coupon at checkout before making payment.

• Get SGD 5 off with minimum spend of SGD 80

Promo code: MCAMZ5

Valid till 31 May 2027

How to redeem:

1. Visit Amazon.sg and add SGD 80 or more of eligible items to your cart.
2. Select your UOB Lady’s Card as your payment method at checkout.
3. Apply promo code MCAMZ5.
4. An SGD 5 discount will be applied on eligible orders of SGD 80 or more. 

Terms and conditions:
Valid until 31 May 2027, or when fully redeemed, whichever is earlier. Payment must be made using a UOB Lady’s Card. Limited redemptions available on a first-come, first-served basis. Offer applies to products shipped from and sold by Amazon on Amazon.sg (via desktop, mobile browser, or the Amazon Shopping App) (“Qualifying Products”), but excluding products such as Fresh & Fast products, Amazon Prime subscription fees, Amazon.sg Gift Cards, gift cards issued by third-party brands, digital purchases, alcohol, and apparel. Offer applies to Qualifying Products purchased in a single eligible order and shipped to a single address, whether in a single shipment or multiple shipments, provided all shipments under the order are delivered within 60 days of the promotion ending. Taxes, delivery fees, and gift-wrap charges do not apply when determining the Minimum Purchase Amount. The minimum purchase amount is the amount after any other promotional discounts have been applied. Offer is not valid if the order is cancelled or any item(s) from the order are returned, causing the total order amount to fall below the required Minimum Purchase Amount. If any of the Qualifying Products purchased in an eligible order are returned, your refund will equal the amount you paid for the Qualifying Product(s), subject to applicable refund policies. If you return any of the Qualifying Products, Amazon reserves the right to charge you for part or all of the benefit you received from this Offer, using the payment method you used for the original order and without further notice.

Enjoy up to 50% off at participating specialty stores, including:

• BOSS
• DIPTYQUE
• Kimrobinson
• NARS
• Shanghai Tang
• Spectacle Hut
• any many more...

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Promotion is available while stocks last. Click here for the list of participating specialty stores and promotion details. Not valid in conjunction with other promotions, discounts, privilege cards or as per stated by the merchant. Other terms and conditions apply.

• Enjoy 10% off full-priced items with a min. spend of S$420

Promo code: FFMC2026

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Minimum spend excludes shipping costs, cancelled orders or refunds made on returned items. This offer can be used on full-price items only. Please be aware that there is a minimum spend required to require this offer, SGD420, capped at 4 redemptions per year. FARFETCH’s and Mastercard’s decision shall be final with respect to any Mastercard cardholder disputes regarding the offer. For a full list of shipping locations please visit FARFETCH.com. The offer is only available on selected brands and certain brands are excluded. Click here for list of brand exclusions. For information relating to FARFETCH return policy please visit: https://prf.hn/l/rpOJYb5. Full terms and conditions of sale can be found here: https://prf.hn/l/7abXJyV.

Promotion is valid from 5 March to 31 March 2026 ("Promo Period") only.

¹Direct offset of S$35 is only valid with minimum spend of S$550 nett in a single receipt, limited to the first 150 cardmembers across both UOB Lady’s Credit Card and Metro-UOB Card.

²Direct offset of S$25 is only valid with minimum spend of S$550 nett in a single receipt, limited to the first 390 UOB Cardmembers (including UOB Lady’s Credit Card and Metro-UOB Card).

Once the S$35 off is fully redeemed, UOB Lady's Credit and Metro-UOB Cardmembers may enjoy the S$25 off promotion for all UOB Cardmembers. Limited to one discount redemption per cardmember during the Promo Period. Discount will be applied immediately to offset your bill at the time of payment. Purchase of Metro gift vouchers is not eligible for meeting the minimum spend requirement. This promotion is not valid in conjunction with any other promotion or loyalty programmes. This promotion is not valid for transactions made on metro.com.sg. The promotion is further subject to terms and condition imposed by the merchant.

UOB assumes no liability or responsibility for the acts or defaults of Metro (Pte) Ltd or defects in the goods and services offered in this promotion. UOB is not an agent of the merchant. Any dispute about the goods and services provided in connection with this promotion or quality or service standard must be resolved directly with Metro.

Click here for full terms and conditions.

• Enjoy S$30 off your next purchase with a min. spend of S$380

Valid till 30 Apr 2026

Locations:
• #01-127/128 Vivo City 098585 | T: 8666 1295
• #B1-33 ION Orchard 238801 | T: 8686 1034
• B2-63 Marina Bay Sands 018972 | T: 8687 3481
• Level 1 Takashimaya 238873 | T: 9362 8748
• #01-261 Jewel 819666 | T: 9277 5516

Terms and conditions:
Valid until 30 April 2026. Payment must be made with a UOB Lady’s Card. Offer applies to full price and clearance products at specialty stores only and is not applicable at outlet stores (IMM and Changi City Point). No minimum spend is required to redeem the voucher for the next purchase, which is valid for redemption until 30 April 2026. Offer is open to all UOB Lady’s Cardmembers.

MINIMUSE is an edit of miniature luxury beauty - curated from the world’s best brands. Mix, match, and personalise your own beauty experience.

Terms and Conditions
Promotion is valid on 20 May 2026 between 5pm and 9pm ("Promo Period") at Metro Paragon L2 Entrance (“Promo Venue”) only. Cardmembers must present a valid Metro-UOB Card or UOB Lady’s Credit Card to enter the Promo Venue. Presentation of the card may be in physical form or via a digital version displayed through mobile wallet. Cardmembers may bring accompanying guest(s) to the Promo Venue.

¹No minimum spend is required. Limited to the first 500 cardmembers across Metro-UOB Card and UOB Lady’s Credit Card on a first-come, first-served basis.
²Direct offset of S$50 is only valid with minimum spend of S$800 nett in a single receipt, limited to the first 100 cardmembers across Metro-UOB Card and UOB Lady’s Credit Card.

Limited to one discount redemption per cardmember during the Promo Period. Discount will be applied immediately to offset your bill at the time of payment. Purchase of Metro gift vouchers is not eligible for meeting the minimum spend requirement. This promotion is not valid in conjunction with any other promotion or loyalty programmes. This promotion is not valid for transactions made on metro.com.sg. The promotion is further subject to terms and condition imposed by the merchant.

United Overseas Bank Limited (“UOB”) assumes no liability or responsibility for the acts or defaults of the merchant or defects in the goods, services or gifts offered in this event. UOB is not an agent of the merchant. Any dispute about the quality or service standard must be resolved directly with the merchant. The merchant may impose conditions for the redemption of the gifts. UOB will not be responsible for any injury, loss or damage suffered as a result of the redemption of the gifts or usage of the goods, services and/or gifts.

Click here for full terms and conditions.

• 10% off normal priced items

Valid till 30 Oct 2026

Terms and conditions:
Valid until 30 October 2026. Payment must be made using a UOB Lady’s Card, which must be presented before purchase. This offer is not valid in conjunction with any other ongoing promotions, offers, loyalty programs, vouchers, gift certificates and/or discounts unless otherwise stated. This offer is valid at Marc Jacobs regular store in Pavilion Kuala Lumpur only, applies to normal-priced items only, and may be subject to applicable taxes. All Marc Jacobs Terms and Conditions apply.

• Up to 10% savings + complimentary gift + 10% tax-free

Valid till 31 Mar 2027

Terms and conditions:
Valid until 31 March 2027. Payment must be made using a UOB Lady’s Card. Click here to download the coupon and present it at the information counter of participating Mitsui outlet malls to receive discount coupons. Participating Mitsui outlet malls include MITSUI OUTLET PARK Yokohama Bayside, Makuhari, Tama Minami-Osawa, Iruma, Marine Pia Kobe, Sendai Port, Jazz Dream Nagashima, Shiga Ryuo, Sapporo Kitahiroshima, Kurashiki, Kisarazu, Hokuriku Oyabe, Osaka Kadoma, and Okazaki. Tax-free shopping is available only for same-day purchases with a minimum spend of ¥5,000, and a valid passport must be presented. Please check in-store for more details. Offer is not applicable to cards issued in Japan.

• 10% off purchases with min. spend of S$1,000 (capped at S$100)

Valid till 30 Jun 2029

Terms and conditions:
Discount is applicable for all UOB Lady's Debit and Credit Card. Valid for purchases via the Samsung online store only (excluding IPP transactions), with min. spend of S$1,000 (capped at S$100). Samsung reserves the right to amend or withdraw the Promotion without prior notice. UOB Cards Privileges General Terms and Conditions apply.

Subject to qualifying criteria. Terms and conditions apply.

Shop now

• Get S$8 voucher off with minimum spend of S$80

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. An eligible UOB Lady’s Cardmember can only make one redemption per month. The customer is responsible for checking that the discount is reflected at the checkout page prior to placing an order. In the event that the discount is not reflected or applied, Shopee will not retrospectively provide or apply the discount. The promotion is not valid for products listed under the “Dining, Travel & Services” and “Miscellaneous” categories, selected resellers, Seller Store Pickup orders, web purchases, and selected items, including Stage 1 & 2 Milk Formulas and Grab Vouchers. Customers may contact support@shopee.sg in the event of any disputes regarding the promotion. Bank, Mastercard and Shopee's decision on all matters relating to the Promotion will be determined at its reasonable discretion and is final and binding on all participants.

• Enjoy 10% off with a minimum spend of S$200

Valid till 31 May 2027

Terms and conditions:
Valid until 31 May 2027. Payment must be made using a UOB Lady’s Card. Offer is valid with a minimum spend of S$200 in a single receipt. Valid exclusively in & Other Stories stores in Singapore. Offer is applicable to sale items. Not applicable to the purchase of special collections and co-labs.

• 12% off sitewide, including sale items
  Promo code: MC12

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Log in to or register for an account at https://ba-sh.com/sg/ and make a purchase. Enter promo code MC12 in the coupon code field at checkout. No minimum spend is required to enjoy the benefits under this Promotion. Unless otherwise specified, this Promotion is not valid in conjunction with other promotional offers, discounts, coupons, or membership privileges.

• 10% off storewide
  Promo code: UOB‹First 6 digits of UOB Card Number›

Valid till 31 Dec 2026

Terms and conditions:
Valid until 31 December 2026. Payment must be made using a UOB Lady’s Card. Shop at https://www.garmin.com.sg/. Applicable for regular-priced items only. Not valid in conjunction with other discounts, promotions or privileges. UOB Cards Privileges General Terms and Conditions apply.