Deposit Insurance Scheme

Deposit Insurance Scheme

With effect from 1 Apr 2006, United Overseas Bank Limited (UOB) is a participating bank of the Deposit Insurance Scheme ("Scheme").

This page applies to all individual and non-individual UOB accounts / products that are covered under the Deposit Insurance Scheme.

What is Deposit Insurance Scheme?

The Deposit Insurance (DI) Scheme protects insured deposits held with a full bank or finance company. Insured depositors will be compensated up to a maximum of S$100,000 in the event a DI Scheme member fails.

The DI Scheme is administered by Singapore Deposit Insurance Corporation Limited (SDIC).

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.

Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member.

Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to Singapore Deposit Insurance Corporation Limited for more information and to download Consumer Guides.

List of insured deposits

Savings Accounts
chevron
  • CHILD DEVELOPMENT ACCOUNT (CDA)
  • COINS BANK
  • CORPORATE SAVINGS (SGD) ACCOUNT
  • CPF SAVINGS
  • EQUITIES CSA
  • FLEXIDEPOSIT
  • FUN SAVERS
  • JUNIOR SAVERS ACCOUNT
  • LADY'S SAVINGS ACCOUNT
  • PF SGD CSA
  • SAVINGS ACCOUNT
  • SETTLEMENT ACCOUNT
  • STASH ACCOUNT
  • TX ACCOUNT
  • UNIPLUS
  • UNIPLUS 100
  • UOB WORKPLUS ACCOUNT
  • YP SWEEP ACCOUNT
  • UOB LOCKAWAY ACCOUNT
  • 1ST ZERO MORTGAGE OD
  • BANKERS CURRENT ACCOUNT
  • BIZTRANSACT ACCOUNT
  • BUSINESS PROPERTY LOAN PLUS CURRENT ACCOUNT
  • CAMPUS
  • CASH SETTLEMENT ACCOUNT (CORPORATE)
  • CLIENT ACCOUNT
  • CONVEYANCING ACCOUNT
  • CORPORATE CURRENT ACCOUNT
  • CORPORATE INTEREST
  • CURRENT
  • ESCROW ACCOUNT
  • FLEXIYIELD ACCOUNT
  • I-ACCOUNT
  • I-ACCOUNT 100
  • I-ACCOUNT 25
  • I-ACCOUNT 50
  • KRISFLYER UOB ACCOUNT
  • ONE ACCOUNT
  • PRIVILEGE ACCOUNT
  • UOB HOMEPLUS
  • UOB HOMESTAR
  • WEALTH PREMIUM ACCOUNT
  • eBUSINESS ACCOUNT
  • SUSTAINABLE SGD
  • CPF FIXED DEPOSIT
  • MONTHLY TIME DEPOSIT
  • QTRLY TIME DEPOSIT
  • SRS FIXED DEPOSIT
  • SINGAPORE DOLLAR TIME/FIXED DEPOSIT
  • CPF INVESTMENT ACCOUNT
  • SRS ACCOUNT

Above list of insured deposits are updated as of 27/11/2023