You’ll love Mighty FX if you’re:

An avid globe-trotter
From Tokyo to Toronto, your wanderlust drives you to explore every corner of the world. Make your journeys easier with Mighty FX. Convert currencies at great rates 24/7 to get more bang for your travel buck, or set rate alerts and auto-convert at your chosen rates. Also, worry less about running out of cash – simply use your Mighty FX/ KrisFlyer UOB Debit Card to withdraw cash any overseas Mastercard-enabled ATMs.
An unapologetic online shopper
You love scouring the web for new purchases. Mighty FX can make your retail therapy even better when you shop online and pay like a local in the foreign currency using your Mighty FX/ KrisFlyer UOB Debit Card. No monthly spend limits and no admin fees when you use either debit card.

A parent supporting your child studying abroad
Sending your child overseas can be expensive, but you’re on a mission to save where you can. Save on cable charges and agent fees when you convert and transfer currencies to your child’s Mighty FX account. Your child can use the Mighty FX/ KrisFlyer UOB Debit Card to pay for school fees, lodging and daily expenses.
A savvy global investor
You’re always on the lookout for investment opportunities across the world. Seize your next opportunity anytime, anywhere with Mighty FX. Just use your Mighty FX foreign currency accounts to easily trade FX and buy foreign currency-denominated unit trusts and place time/ fixed deposits.
Promotion

Get up to S$188 and an Apple AirTag when you save with UOB and apply for Mighty FX online
Celebrate this National Day with special deals just for you on 9 Aug and every Friday till 29 Sep 2023! Get up to S$58 cash when you apply for a UOB savings account online! Plus, an Apple AirTag when you add on Mighty FX.
Here's how:
• Apply for UOB One Account or KrisFlyer UOB Account* and deposit at least S$5,800 Fresh Funds
• Add on UOB Mighty FX Account to your new UOB One Account or KrisFlyer UOB Account*
That’s not all! Receive additional S$130 cash when you pay your bills, credit your salary and dividends with UOB.
*Limited to the first 150 New-to-UOB Deposits customers for each Tactical Promotion Date. Full T&Cs apply.
Here's how to convert currencies
Step 1
Get started on UOB TMRW
Tap on Wealth
Step 2
Tap on Mighty FX
Step 3
Choose your base and required currency
Step 4
Slide to confirm

Step 1
Get started on UOB TMRW
Log in to UOB TMRW
Here's how to place a fixed deposit with your converted currencies
Step 1
On the Wealth tab, tap on Place fixed deposit
Step 2
Select the Time Deposit and crediting Mighty FX foreign currency account
Step 3
Select the tenor and date
Step 4
Select maturity instructions
Step 5
Slide to confirm

Step 1
Get started on UOB TMRW
Log in to UOB TMRW
Things you should know
Actions or documents required
For Singaporeans and PRs
Sign up for Mighty FX online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
- Retrieve with Myinfo using Singpass login – applicable to new-to-UOB customers, existing to UOB customers and joint applicants
- Personal Internet Banking login details – applicable to existing UOB customers
- Credit/Debit card number and PIN – applicable to existing UOB customers applying for single-named account application
For Foreigners and U.S. Persons
Please proceed to any UOB Branch for application. You will require:
- Passport
- Proof of Residential Address
- Employment Pass / S Pass / Dependent Pass
Important notice and disclaimers
UOB Debit Cardmember Agreement
UOB Terms and Conditions Governing Accounts and Services
UOB Debit Card Fees and Charges
NETS Terms and Conditions
The information stated above serves as a consumer guide only. Please refer to uob.com.sg for UOB Debit Cardmember Agreement and Account Fees and Charges. Terms and Conditions governing Accounts and Services apply. Any customers using Mighty FX acknowledge and accept that all transactions they make are made solely upon their judgment and at their discretion and own risk. Nothing in UOB’s brochures, investment reports and/or any of UOB’s material supplied to the customer, nor any customer investment profiling conducted for the customer, shall be construed as UOB’s investment advice as regards to the relative attractiveness of one investment option over another. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Foreign currency trading is subject to rate fluctuations, which may provide both opportunities and risks. Customers who have any questions about their legal or tax positions as a result of opening an account with UOB or effecting any transaction on an account with UOB should engage an independent legal or tax adviser as they consider appropriate.
Explore world culinary privileges with Mastercard x LUBUDS
Get an Apple AirTag and/or up to S$188 cash credit comprising of:
EITHER
1a) S$58 cash credit is only for the first 150 New-to-UOB Deposits customers for each Tactical Promotion Date (i) who submit an online account opening application for a new eligible account on 9 August 2023, 11 August 2023, 18 August 2023, 25 August 2023, 1 September 2023, 8 September 2023, 15 September 2023, 22 September 2023 and 29 September 2023 (each, a “Tactical Promotion Date”), (ii) whose application is successfully approved by 30 September 2023, and (iii) deposit min. S$5,800 of Fresh Funds into their new UOB account in the account opening month, and (iii) hold the deposited Fresh Funds till the end of the following calendar month.
Or
1b) S$30 cash credit is only for the first 580 customers per calendar month (i) who submit an online account opening application between 1 August to 30 September 2023 for a new eligible account, (ii) whose application is successfully approved by 30 September 2023, and (iii) deposit min. S$5,800 of Fresh Funds into their new UOB account during the account opening month, and (iii) hold the deposited Fresh Funds till the end of the following calendar month. For Existing-to-UOB Deposit customers, the fresh funds deposited into the new SGD UOB account must result in a corresponding increase of at least S$5,800 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 31 July 2023.
Eligible Account: UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account.
Click here for full terms and conditions governing the UOB Online Account Opening Promotion (1 August to 30 September 2023) and the full terms and conditions governing UOB Online Account Opening National Day Promotion (9 August to 30 September 2023).
For the avoidance of doubt, if you are amongst the first 150 New-to-UOB Deposits customers to satisfy all of the requirements for the S$58 cash credit promotion for a Tactical Promotion Date, you are only eligible to receive one (1) S$58 cash credit. You will not be entitled to receive additional quantities of the S$58 cash credit and/or the S$30 cash credit, regardless of the number of new UOB accounts opened during the promotion period.
If you are not a New-to-UOB Deposit customer or not within the first 150 to satisfy all of the requirements for the S$58 cash credit promotion for a Tactical Promotion Date, you may be entitled to the platform offer of S$30 cash credit if you are the first 580 eligible participants in each calendar month to satisfy all requirements of the platform offer.
And
EITHER
2a) Apple AirTag is only for the first 150 New-to-UOB Deposits customers for each Tactical Promotion Date (i) who applies on a Tactical Promotion Date for a new MightyFX account while applying for a new UOB One Account or KrisFlyer UOB Account on the same day, (ii) link the Mighty FX account to the new UOB One Account or KrisFlyer UOB Account and (iii) whose application is successfully approved by 30 September 2023.
Click here for full terms and conditions governing the August and September 2023 UOB Mighty FX NDP acquisition offer.
Or
2b) S$20 cash credit is only for the first 580 customers per calendar month (i) who submit an online account opening application for a UOB Mighty FX between 1 August to 30 September 2023 for new UOB Mighty FX and (ii) whose application is successfully approved by 30 September 2023.
Click here for full terms and conditions governing the August and September 2023 UOB Mighty FX platform acquisition offer.
3) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):
i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.
Click here for full terms and conditions governing the UOB Transactional Campaign (1 July 2023 to 30 September 2023).
SGD deposits are insured up to S$75k by SDIC.
Interest rate: For SGD accounts, interest rates are those offered on UOB One Account and KrisFlyer UOB Account. SGD deposits are insured up to S$75k by SDIC. For foreign currency accounts, interest rates are for USD, AUD, NZD and CNH accounts only. Chinese Renminbi Offshore (CNH) is unavailable for point-of-sale transactions, online transactions and/or overseas ATM cash withdrawals.
No monthly spend cap: No spend limits on the Mighty FX Debit Card and KrisFlyer UOB Debit Card as long as there are sufficient funds in your debit card account(s).
The information herein shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing herein constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.
The information herein, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the article, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this publication, United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this publication.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Bundle up for even more benefits

Mighty FX with One Account
Skip to the good part with UOB One Account. Get up to 7.8% p.a. interest in just two steps!
- Get up to 7.8% p.a. interest on your savings
- Earn up to 10% cashback on daily spend with your UOB One Debit Card
- From 1 August – 30 September 2023, get a S$20 cash credit when you apply for Mighty FX online! T&Cs apply.
- National Day Special: On 9 August and every Friday until 29 September 2023, get up to S$58 cash when you apply for a UOB One Account online, plus an Apple AirTag when you add on Mighty FX. T&Cs apply.

Mighty FX with KrisFlyer UOB Account
Accelerate the miles earned on your overseas spends without transaction fees.
- Earn up to 6 bonus KrisFlyer miles for every S$1 you spend
- Access exclusive travel benefits and privileges
- From 1 August – 30 September 2023, get a S$20 cash credit when you apply for Mighty FX online! T&Cs apply.
- National Day Special: On 9 August and every Friday until 29 September 2023, get up to S$58 cash when you apply for a KrisFlyer UOB Account online, plus an Apple AirTag when you add on Mighty FX. T&Cs apply.
Make banking simpler with these services

Get deeper insight into your travel expenses
Leave the hassle to us! We’ll send you a summary of purchases and withdrawals made during your travels.

Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
Common questions about Mighty FX
Frequently Asked Questions
Click here for the FAQs.
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