You can withdraw supported currencies such as SGD, AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD and USD. Chinese Renminbi Offshore (CNH) is not available for point-of-sale/online transactions and overseas ATM cash withdrawals.

Each overseas non-UOB ATM withdrawal will incur a flat-fee of S$5 or its foreign currency equivalent. The overseas ATM bank may also charge withdrawal fees or dynamic currency conversion fees at their sole discretion.

11 major currencies: Australian dollar, Canadian dollar, Chinese Renminbi Offshore, Euro, Great Britain Pound, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Singapore Dollar, Swiss Franc, United States Dollar

*Mighty FX special rates are only applicable to Mighty FX conversions from SGD to the relevant Mighty FX foreign currency on the date specified.

No admin fee when you spend in all currencies supported by Mighty FX

For example, if you converted SGD to AUD, your chosen amount will be debited from your UOB SGD account. The converted amount will be credited to your Mighty FX AUD account.

With Mighty FX multi-currency account, you can convert currencies and:

• Sell them when they appreciate in value
• Buy USD- or EUR-denominated unit trusts on the UOB TMRW app
• Use the converted currencies to place foreign currency time/ fixed deposits on the UOB TMRW app

For example, if you converted SGD to AUD, your chosen amount will be debited from your UOB SGD account. The converted amount will be credited into your Mighty FX AUD account.

Get a Delsey Freestyle 70cm Luggage and/or Up to S$180 cash credit comprising of EITHER 1) S$50 cash credit and 2) up to S$130 cash credit

1) Delsey FreeStyle 70cm Luggage and/or S$50 cash credit:

Delsey FreeStyle 70cm Luggage (worth S$540) is only for the first 50 customers per calendar day (i) who submit an online account opening application between 12 to 14 July 2023 for a new KrisFlyer UOB Account or UOB One Account along with a new application for Mighty FX, (ii) whose application is successfully approved by 31 July 2023, and (iii) who deposit at least S$5,000 Fresh Funds into their new KrisFlyer UOB Account or UOB One Account by 31 July 2023 and hold it till 31 August 2023 (inclusive of the date indicated). Customers who are not within the first 50 eligible customers per calendar day as described above, or customers who only applied for a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account, UOB One Account or UOB Mighty FX, will receive a S$50 cash credit instead. For Existing-to-UOB Deposit customers, the Fresh Funds deposited into the new SGD UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 30 April 2023. Available colours: Graphite or Sky Blue or Almond colors.

Click here for full terms and conditions governing the UOB Online Account Opening Flash Deal Promotion (12 to 14 July 2023).

And

2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):

1. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an eligible UOB Account via GIRO (with the transaction description “GIRO-Inward Debit”) within the next two calendar months from the date of submission of the online participation form.
2. S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an eligible UOB Account via GIRO or PayNow (with the transaction description “GIRO-SALA” or “PAYNOW SALA” respectively) within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of at least S$500.
3. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (at least S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form (with the transaction description “CDP Dividend”).

Click here for full terms and conditions governing UOB Transactional Campaign (1 July 2023 to 30 September 2023) apply.

Terms and conditions apply. Please visit uob.com.sg/oneaccount for details.

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Terms and conditions apply. Visit uob.com.sg/KrisFlyerUOB for full terms and conditions.

KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Interest is not payable on the credit balance of a KrisFlyer UOB Account.

Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA".

SGD Deposits are insured up to S$75k by SDIC.

1) S$58 cash credit is only for the first 150 New-to-UOB Deposits customers for each Tactical Promotion Date (i) who submit an online account opening application for a new eligible account on 9 August 2023, 11 August 2023, 18 August 2023, 25 August 2023, 1 September 2023, 8 September 2023, 15 September 2023, 22 September 2023 and 29 September 2023 (each, a “Tactical Promotion Date”), (ii) whose application is successfully approved by 30 September 2023, and (iii) deposit min. S$5,800 of Fresh Funds into their new UOB account in the account opening month, and (iii) hold the deposited Fresh Funds till the end of the following calendar month.

Eligible Account: UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account.

Click here for full terms and conditions governing the UOB Online Account Opening Promotion (1 August to 30 September 2023) and the full terms and conditions governing UOB Online Account Opening National Day Promotion (9 August to 30 September 2023).

2) Apple AirTag is only for the first 150 New-to-UOB Deposits customers for each Tactical Promotion Date (i) who applies on a Tactical Promotion Date for a new MightyFX account while applying for a new UOB One Account or KrisFlyer UOB Account on the same day, (ii) link the Mighty FX account to the new UOB One Account or KrisFlyer UOB Account and (iii) whose application is successfully approved by 30 September 2023.

Click here for full terms and conditions governing the August and September 2023 UOB Mighty FX NDP acquisition offer.”

3) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):

i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.

ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.

iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.

Click here for full terms and conditions governing the UOB Transactional Campaign (1 July 2023 to 30 September 2023).

SGD deposits are insured up to S$75k by SDIC.

Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

S$76 Cash Credit (for new-to-UOB Deposits customers)
a) S$38 cash credit for the first 450 customer per calendar month to:

1. Successfully open a new Eligible UOB Account^*online from 1 April 2021 to 30 June 2021;
2. Deposit at least S$5,000 of fresh funds into the new Eligible UOB Account from 1 April 2021 to 30 June 2021; and
3. Maintain the fresh funds deposited for 2 months.
   AND
4. b) S$38 cash credit for customers who:
5. Successfully opens a new Eligible UOB Account^*online from 1 April 2021 to 30 June 2021;
6. Credits his/her monthly salary into the new Eligible UOB Account within the 2^ndcalendar month of the new Eligible UOB Account opening date; and
7. Successfully completes and submits the participation form for this Promotion to UOB via https://forms.uob.com.sg/personal/save/salary-credit.html

Click here for full terms and conditions.

S$38 Cash Credit (for existing UOB Deposits customers)

1. Successfully opens a new Eligible UOB Account^{^}online from 1 April 2021 to 30 June 2021; and
2. Credits his/her monthly salary into the new Eligible UOB Account within the 2nd calendar month of the new Eligible UOB Account opening date;
3. Have not previously credited his/her monthly salary via GIRO into any UOB account from 1 September 2020 to 30 March 2021; and
4. Successfully completes and submits the participation form for this Promotion to UOB via https://forms.uob.com.sg/personal/save/salary-credit.html

Click here for full terms and conditions.

^*Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB Lady’s Savings Account and/or UOB One Account

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$75k by SDIC.

Daily repayment of S$0.65 is calculated based on an approved loan amount of S$1,000 for loan tenor of 60 months and interest rate of 3.68% a year with 1% processing fee.