Mighty FX

Mighty FX

Your multi-currency companion for your travel, online shopping and investment needs.

TGIFx Fridays! On 3 March, 17 March and 31 March 2023, enjoy special rates* on JPY, HKD, AUD and NZD! Learn more.

Attractive exchange rates at your fingertips

24/7 access to attractive rates

24/7 access to attractive rates

Skip the queue at money changers. Use your UOB TMRW app to convert currencies at attractive and transparent rates anytime.
We support 11 major currencies.

Zero admin fees

Zero admin fees

Pay with your Mighty FX Debit Card when you shop overseas or online and save on admin fees. Plus, there are no additional fees if you convert over a certain amount or during the weekend.

Withdraw cash anywhere

Withdraw cash anywhere

Carry less cash and travel light and securely. Besides paying for overseas spends, you can also use your Mighty FX Debit Card to make cash withdrawals at any overseas Mastercard-enabled ATM.

You’ll love Mighty FX if you’re:

An adventurous traveller

An adventurous traveller

From Tokyo to Toronto, you have a wanderlust that drives you to explore every corner of the world. Make your journey(s) easier with Mighty FX, which allows you to convert currencies anytime and anywhere.

An unapologetic online shopper

An unapologetic online shopper

You love scouring the web for new purchases. Mighty FX can make your retail therapy even better with attractive exchange rates. Simply convert the amount you need, pay with your Mighty FX Debit Card and you also save on admin fees.

A frugal student abroad

A frugal student abroad

Studying overseas can be expensive, but you’re on a mission to save where you can. Make every dollar count with Mighty FX, which allows you to convert your Singapore dollars to the currency you need at no additional fees.

A savvy global investor

A savvy global investor

You’re always on the lookout for investment opportunities across the world. Seize your next opportunity anytime, anywhere with Mighty FX. Just use your Mighty FX foreign currency accounts to easily invest in unit trusts, structured deposits and more.

Get started with 3 simple steps

It’s much easier to convert currency at competitive rates.

1) Select the "Wealth" tab and tap on Mighty FX in your UOB TMRW app

Choose the currency and amount you want to convert

2) Confirm your request

The converted amount will instantly be credited into the account of your chosen currency

3) Pay for your foreign currency spends with your Mighty FX Debit Card

The exact amount will be debited from the relevant Mighty FX foreign currency account with no additional admin fees


FX Fridays


On 3 March, 17 March and 31 March 2023, enjoy special rates* on the following currencies!

  • JPY
  • HKD
  • AUD
  • NZD


Things you should know

Actions or documents required
For Singaporeans and PRs

Sign up for Mighty FX online, get approval within minutes and start transacting instantly (where applicable).


How to apply:

  • Retrieve with MyInfo using Singpass login – applicable to new-to-UOB customers, existing to UOB customers and joint applicants 
  • Personal Internet Banking login details – applicable to existing UOB customers
  • Credit/Debit card number and PIN – applicable to existing UOB customers applying for single-named account application
For Foreigners and U.S. Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass / S Pass / Dependent Pass

UOB Debit Cardmember Agreement
UOB Terms and Conditions Governing Accounts and Services
UOB Debit Card Fees and Charges
NETS Terms and Conditions

The information stated above serves as a consumer guide only. Please refer to uob.com.sg for UOB Debit Cardmember Agreement and Account Fees and Charges. Terms and Conditions governing Accounts and Services apply. Any customers using Mighty FX acknowledge and accept that all transactions they make are made solely upon their judgment and at their discretion and own risk. Nothing in UOB’s brochures, investment reports and/or any of UOB’s material supplied to the customer, nor any customer investment profiling conducted for the customer, shall be construed as UOB’s investment advice as regards to the relative attractiveness of one investment option over another. Investors investing in investment and/or treasury products denominated in non-local currency should be aware of the risks of exchange rate fluctuations that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Foreign currency trading is subject to rate fluctuations, which may provide both opportunities and risks. Customers who have any questions about their legal or tax positions as a result of opening an account with UOB or effecting any transaction on an account with UOB should engage an independent legal or tax adviser as they consider appropriate.


*Mighty FX special rates are only applicable to Mighty FX conversions from SGD to the relevant Mighty FX foreign currency on the dates specified.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open your account instantly.

Ready to apply? Open your account instantly.

Or visit one of our branches to open your account.

    Bundle up for even more benefits

    Mighty FX with One Account

    Just 2 steps to earn higher interest on your savings.

    • Get up to 7.8% p.a.interestNEW! on your savings
    • Earn up to 10% cashback on daily spend with your UOB One Debit Card

    Mighty FX with KrisFlyer UOB Account

    Accelerate the miles earned on your overseas spends without transaction fees.

    • Earn up to 6 bonus KrisFlyer miles for every S$1 you spend
    • Access exclusive travel benefits and privileges

    Make banking simpler with these services

    Get deeper insight into your travel expenses

    Get deeper insight into your travel expenses

    Leave the hassle to us! We’ll send you a summary of purchases and withdrawals made during your travels.

    Get alerts about your account instantly

    Get alerts about your account instantly

    Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

    Already have Mighty FX?

    Download UOB TMRW to start using Mighty FX.

    Common questions about Mighty FX

    Frequently Asked Questions

    Click here for the FAQs.

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      UOB One Account with UOB One Card

      Just 2 steps to earn up to 7.8% p.a.interestNEW! when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score cashback of up to 10% when you use the UOB One Credit Card.

        UOB Stash Account

        Accumulate even more savings with up to 5.0% p.a. interestNEW! when you maintain or increase your Monthly Average Balance.

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