- UOB Principal Guaranteed Structured Deposit 2026 – Series 1 – SGD- Summary of Key Features English
- UOB Principal Guaranteed Structured Deposit 2026 – Series 1 – SGD- Summary of Key Features Chinese
- UOB Principal Guaranteed Structured Deposit 2026 – Series 1 – SGD- English Termsheet
- UOB Principal Guaranteed Structured Deposit 2026 – Series 1 – SGD- Chinese Termsheet
Earn total guaranteed minimum interest of 1.9%* with UOB Structured Deposits
UOB Principal Guaranteed Structured Deposit 2026 – Series 1 provides you the opportunity to earn 0.95% guaranteed interest per year (with your principal guaranteed) paid annually over 2 years, if held to maturity.
Get started with a minimum investment of S$50,000*.
- Total Guaranteed Minimum Interest of 1.9%* of the Principal Amount over 2 years (equivalent to an effective interest rate of 0.9487% per annum) if the Structured Deposit is held until maturity
- 100% Principal Amount guaranteed when held to maturity
- Maturity Variable Interest of up to 1%* of the Principal Amount, linked to 4 underlying Singapore listed company shares*
(You will earn a maturity variable interest of up to 1% provided all 4 shares close at or above 100% of their respective Initial Price.)
This structured deposit is available from 16 February 2026 till 6 March 2026 (or when limited tranche is filled up, whichever earlier)^.
Purchase via UOB Personal Internet Banking today.
- Log in to PIB - https://pib.uob.com.sg
- On the menu sidebar, click on ‘Investment’ then select ‘Structured Deposits’
- A new screen will pop up
- Click on ‘+’ icon in the top-right hand corner
- Complete the Declaration and Customer Knowledge Assessment
- When the form loads, select the Structured Deposit tranche and fill in your account details
- Review your details and click ‘Confirm&rsqu
- Your placement of funds is submitted.
How it works
Assuming a Principal Amount of S$100,000, held until maturity:
(1) Best Case Scenario
(Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year |
Guaranteed fixed interest rate on principal amount |
Maturity variable interest rate on principal amount |
Total interest payable |
| 1 |
0.95% |
- |
0.95% |
| At maturity |
0.95% |
1% |
1.95% |
| Total interest payout |
1.90% |
1% |
2.9% |
| Principal + Interest payout |
S$100,000 + S$1,900 + S$1,000 = S$102,900 |
(2) Worst Case Scenario
(Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year |
Guaranteed fixed interest rate on principal amount |
Maturity variable interest rate on principal amount |
Total interest payable |
| 1 |
0.95% |
- |
0.95% |
| At maturity |
0.95% |
0% |
0.95% |
| Total interest payout |
1.90% |
0% |
1.9% |
| Principal + Interest payout |
S$100,000 + S$1,900 = S$101,900 |
^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
Important Notes
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2026 – Series (1) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails certain risks, including potential loss of the principal sum invested if the investment is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2026 – Series (1). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2026 – Series (1) is suitable for you.
Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2026 – Series (1) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
United Overseas Bank Limited Co. Reg. No. 193500026Z
UOB Principal Guaranteed Structured Deposit 2026 - Series 2* provides you the opportunity to earn a guaranteed interest of 3.87% payable yearly over 2 years, if held to maturity.
Get started with a minimum investment of AUD$50,000*.
- Guaranteed Minimum Interest of 3.87% p.a. of the Principal Amount paid over 2 years, if the Structured Deposit is held until maturity
- 100% Principal Amount guaranteed when held to maturity
- Maturity Variable Interest of up to 1%* of the Principal Amount, linked to 4 underlying Australian listed company shares*
(You will earn a maturity variable interest of up to 1% provided all 4 shares close at or above 100% of their respective Initial Price.)
This structured deposit is available from 27 April 2026 till 8 May 2026 (both dates inclusive) (or when limited tranche is fully subscribed, whichever earlier)^.
^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
Purchase via UOB Personal Internet Banking today.
- Log in to PIB - https://pib.uob.com.sg
- On the menu sidebar, click on ‘Investment’ then select ‘Structured Deposits’
- Click on ‘+’ icon in the top-right hand corner
- Complete the purchase by following the instructions on screen
How it works
Assuming a Principal Amount of A$100,000, held until maturity:
(1) Best Case Scenario
(Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year |
Guaranteed fixed interest rate on principal amount |
Maturity variable interest rate on principal amount |
Total interest payable |
| 1 |
3.87% |
- |
3.87% |
| At maturity |
3.87% |
1% |
4.87% |
| Principal + Interest payout |
A$100,000 + A$7,740 + A$1,000 = A$108,740 |
(2) Worst Case Scenario
(Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year |
Guaranteed fixed interest rate on principal amount |
Maturity variable interest rate on principal amount |
Total interest payable |
| 1 |
3.87% |
- |
3.87% |
| At maturity |
3.87% |
0% |
3.87% |
| Principal + Interest payout |
A$100,000 + A$7,740 =A$107,740 |
At a glance
| Category |
Details |
| Investment Currency |
Australian Dollar (“AUD” or “A$”) |
| Tenor |
2 Years |
| Offer Period |
27 April 2026 till 8 May 2026 (both dates inclusive) (or when limited tranche is fully subscribed, whichever earlier) |
| Guaranteed Fixed Interest |
Payable at the end of: |
| Year |
% of the Principal Amount |
| 1 |
3.87% |
| 2 |
3.87% |
Total Guaranteed Fixed Interest = 7.74%**
(equivalent to an effective interest rate of 3.8108% per annum)
Guaranteed Minimum Interest of 3.87% p.a. of the Principal Amount paid over 2 years |
| Maturity Variable Interest |
If Payment Condition is met, Maturity Variable Interest Rate = 1.000%;
Otherwise, Maturity Variable Interest Rate = 0%
Payment Condition shall be deemed to have been met if the Closing Prices of all Shares are at or above 100.00% of their respective Initial Prices on the Final Observation Date. |
| Total Guaranteed Minimum Interest |
7.74%** of the Principal Amount for the entire Tenor
(Being Total Guaranteed Fixed Interest of 7.74%** plus minimum Maturity Variable Interest of 0%) |
| Shares in Underlying Basket |
Company |
Bloomberg Ticker## |
| ANZ Group Holdings Limited (“ANZ”) |
ANZ AT |
| BHP Group Limited (“BHP”) |
BHP AT |
| Qantas Airways Limited (“QAN”) |
QAN AT |
| Rio Tinto Limited (“RIO”) |
RIO AT |
| ##Bloomberg ticker is provided for reference only |
| Key Risk for the Investor |
- A tenor of 2 years.
- **In the worst case scenario, the total minimum interest payable by UOB is 7.74% of the Principal Amount for the entire Tenor if the Structured Deposit is held until maturity. This is equivalent to an effective interest rate of 3.8108% per annum.
- There may be no or limited secondary market for the Structured Deposit. If the investor seeks to unwind the Structured Deposit before maturity, early withdrawal, if permitted, may be subject to prevailing market conditions, costs and charges.
- If the Structured Deposit is not held until maturity, the principal amount is not guaranteed, and the investor may incur a loss of part or all of the Principal Amount.
- Please refer to the Indicative Term Sheet for more details.
|
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
Important Notes and Disclaimers
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2026 – Series (2) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails investment risks, including potential loss of the principal sum invested if the structured deposit is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2026 – Series (2). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2026 – Series (2) is suitable for you.
Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2026 – Series (2) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
United Overseas Bank Limited Co. Reg. No. 193500026Z
April 2026
UOB Principal Guaranteed Structured Deposit 2026 - Series 3* provides you the opportunity to earn a guaranteed interest of 3.17% payable yearly over 2 years, if held to maturity.
Get started with a minimum investment of USD$50,000*.
- Guaranteed Minimum Interest of 3.17% p.a. of the Principal Amount paid over 2 years, if the Structured Deposit is held until maturity
- 100% Principal Amount guaranteed when held to maturity
- Maturity Variable Interest of up to 1%* of the Principal Amount, linked to 4 underlying United States listed company shares*
(You will earn a maturity variable interest of up to 1% provided all 4 shares close at or above 100% of their respective Initial Price.)
This structured deposit is available from 27 April 2026 till 8 May 2026 (both dates inclusive) (or when limited tranche is fully subscribed, whichever earlier)^.
^Subject to changes, please refer to Indicative Term Sheet for full details.
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
Purchase via UOB Personal Internet Banking today.
- Log in to PIB - https://pib.uob.com.sg
- In the menu sidebar, click on ‘Investment’ and ‘Structured Deposits’
- Click on ‘+’ icon in the top-right hand corner
- Complete the purchase by following the instructions on screen
How it works
Assuming a Principal Amount of US$100,000, held until maturity:
(1) Best Case Scenario
(Maximum interest payable, where all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year |
Guaranteed fixed interest rate on principal amount |
Maturity variable interest rate on principal amount |
Total interest payable |
| 1 |
3.17% |
- |
3.17% |
| At maturity |
3.17% |
1% |
4.17% |
| Principal + Interest payout |
US$100,000 + US$6,340 + US$1,000 = US$107,340 |
(2) Worst Case Scenario
(Minimum interest payable, where not all Shares close at or above 100% of their respective Initial Prices on Final Observation Date.)
| End of Year |
Guaranteed fixed interest rate on principal amount |
Maturity variable interest rate on principal amount |
Total interest payable |
| 1 |
3.17% |
- |
3.17% |
| At maturity |
3.17% |
0% |
3.17% |
| Principal + Interest payout |
US$100,000 + US$6,340 = US$106,340 |
At a glance
| Category |
Details |
| Investment Currency |
United States Dollar (“USD” or “US$”) |
| Tenor |
2 Years |
| Offer Period |
27 April 2026 till 8 May 2026 (both dates inclusive) (or when limited tranche is fully subscribed, whichever earlier) |
| Guaranteed Fixed Interest |
Payable at the end of: |
| Year |
% of the Principal Amount |
| 1 |
3.17% |
| 2 |
3.17% |
Total Guaranteed Fixed Interest = 6.34%**
(equivalent to an effective interest rate of 3.1216% per annum)
Guaranteed Minimum Interest of 3.17% p.a. of the Principal Amount paid over 2 years |
| Maturity Variable Interest |
If Payment Condition is met, Maturity Variable Interest Rate = 1.000%;
Otherwise, Maturity Variable Interest Rate = 0%
Payment Condition shall be deemed to have been met if the Closing Prices of all Shares are at or above 100.00% of their respective Initial Prices on the Final Observation Date. |
| Total Guaranteed Minimum Interest |
6.34%** of the Principal Amount for the entire Tenor
(Being Total Guaranteed Fixed Interest of 6.34%* plus minimum Maturity Variable Interest of 0%) |
| Shares in Underlying Basket |
Company |
Bloomberg Ticker## |
| Amazon.com, Inc. (“AMZN”) |
AMZN UQ |
| American Express Company (“AXP”) |
AXP UN |
| Bank of America Corporation (“BAC”) |
BAC UN |
| Caterpillar Inc. (“CAT”) |
CAT UN |
| ##Bloomberg ticker is provided for reference only |
| Key Risk for the Investor |
- A tenor of 2 years.
- **In the worst case scenario, the total minimum interest payable by UOB is 6.34% of the Principal Amount for the entire Tenor if the Structured Deposit is held until maturity. This is equivalent to an effective interest rate of 3.1216% per annum.
- There may be no or limited secondary market for the Structured Deposit. If the investor seeks to unwind the Structured Deposit before maturity, early withdrawal, if permitted, may be subject to prevailing market conditions, costs and charges.
- If the Structured Deposit is not held until maturity, the principal amount is not guaranteed, and the investor may incur a loss of part or all of the Principal Amount.
- Please refer to the Indicative Term Sheet for more details.
|
*Note: Product terms and conditions apply. Please refer to the Indicative Term Sheet for more details. A copy of the Indicative Term Sheet is available at the point of sale or at any United Overseas Bank Limited (“UOB”) branch.
Important Notes and Disclaimers
The above is for general information only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by United Overseas Bank Limited (“UOB”) to enter into or conclude any transaction. The amount placed in the UOB Principal Guaranteed Structured Deposit 2026 – Series (3) is principal guaranteed only if held until the maturity date. Investing in a structured deposit entails investment risks, including potential loss of the principal sum invested if the structured deposit is not held to maturity. Please refer to the Indicative Term Sheet for full product details. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Principal Guaranteed Structured Deposit 2026 – Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should consider carefully whether UOB Principal Guaranteed Structured Deposit 2026 – Series (3) is suitable for you.
Structured deposits are not fixed deposits. Unlike traditional deposits, the UOB Principal Guaranteed Structured Deposit 2026 – Series (3) has risk and investment elements, and is not an insured deposit within the meaning of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
United Overseas Bank Limited Co. Reg. No. 193500026Z
April 2026
