Uniplus Account

  • Uniplus Savings AccountUniplus Savings Account


    Earn more on your savings with bonus interest rates

  • Stronger together, united as saversStronger together, united as savers

    Stronger together, united as savers

    Unite the whole family with our great home gifts like homeware from BRUNO, Le Creuset and eVouchers from Dairy Farm Group when you deposit fresh funds of at least S$10,000 into your UOB Uniplus Account.


    Get up to S$80 cash credit when you save with UOB

    Don’t have a UOB Account? Get S$80 cash credit^ when you open an account online.

    Find out more

    Get up to S$160 cash credit when you save with UOB

    Don’t have a UOB Account? Get S$80 cash credit^ when you open an account online, and up to S$80 cash credit when you credit your salary with us.

    Find out more


Announcement: With effect from 1 August 2020, the prevailing interest rate for the Uniplus Account will be revised. Click here for more information.


Earn interest rates of up to 0.70% p.a.1 on your savings when you make an Incremental Fresh Funds deposit of at least S$15,000 into your Uniplus Account.

Here’s how:

Incremental Fresh Funds Balance Bonus Rates1 (p.a.)
S$15,000 to S$50,000 0.20%
More than S$50,000 to S$100,000 0.40%
More than S$100,000 to S$1,000,000 0.60%

Get interest of up to a total of 0.70% p.a.1. Illustration: 0.60% p.a. interest (Bonus Rate assuming Incremental Fresh Funds Balance of more than S$100,000) + 0.10% p.a. interest (Prevailing Interest Rate for account balances above S$350,000). Bonus Rates will only apply to Incremental Fresh Funds Balance of at least S$15,000, subject to a cap of S$1,000,000. Any amount of Incremental Fresh Funds Balance exceeding S$1,000,000 shall only earn interest at the applicable Prevailing Interest Rate.


Stronger together, united as savers

Plus, stand to receive great home gifts like homeware from BRUNO, Le Creuset and eVouchers from Dairy Farm Group when your incremental fresh fund deposit is at least S$10,000. SMS in to participate now.

Deposit fresh funds of
Deposit fresh funds of
Deposit fresh funds of
SMS '10K' to register for this tier SMS '30K' to register for this tier SMS '100K' to register for this tier

Gift FAQs
Le Creuset Stockpot 8qt Cerise | BRUNO Hotplate and Toaster Grill Set + Trio Attachment Bundle

Register your participation now via SMS to 77862 in this format:

Fresh Funds Amount#‹space›10-digit UOB savings account number

If you wish to register for the S$30,000 tier, SMS: 30k 2468013579
If you wish to register for the S$100,000 tier, SMS: 100k 0123456789

# The amount of Fresh Funds indicated in your SMS registration for this promotion and deposited into your UOB savings account will be earmarked for approximately 6 months. Each Account Holder can only participate in one tier in this promotion.


Don’t have a UOB Uniplus Account? Get S$80 more when you apply online now!

when you open a new Uniplus Account online and maintain an average balance of S$5,000 in the account for 6 months

Apply Now


Up to 3% cash rebate with the new UOB One Debit Card

Up to 3% cash rebate2 with the new
UOB One Debit Card

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  • Earn high daily interest rates with the convenience of monthly statements
  • Complimentary global ATM Card or enjoy a 3-year fee waiver on your UOB Debit Card
  • 24/7 access to your Uniplus Account through our UOB Personal Internet Banking and Phone Banking service
  • Access to UniAlerts which will alert you on your banking activities via email or mobile phone


Get savings of up to 3% rebate2 at Cold Storage, Giant, Guardian, 7-11, Grab & more with UOB One Debit Mastercard. Click here for more details.


Note: A UOB One Debit Mastercard will be automatically issued to you upon successful application of your UOB Uniplus Account.


Joint Account now available online

NewJoint Account now available online

Apply for a joint account from the comfort of your home and enjoy an easy and transparent way to manage shared finances.

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Hassle-free monthly
funds transfers

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  • Only the Primary Account Holder can participate in our promotions.


Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.


Who is a Primary Account Holder?


The Primary Account Holder will be the main applicant when the application is submitted. It will be displayed as the first name under the Account Holder’s Name.


For illustration purposes only:
Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan
Primary Account Holder: Ms Wendy Tan
Secondary Account Holder: Ms Alice Tan

  • Hassle-free monthly funds transfers to Uniplus Account from any account with UOB or any other financial institutions.

To enjoy this service, please complete the Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement and mail it back to us


Apply Now

Eligibility and fees

Age 15 years & above
Fall-below Fee S$2
If your average daily balance for the month falls below $500
Minimum Initial Deposit
Singaporeans / Permanent Residents S$500
Singaporeans / Permanent Residents
(with a monthly income of less than S$2,000, and who are using the account as a Basic Bank Account)
Non-Singaporeans S$1,000

Learn more about account fees and charges.


Now, you can open and transact with your account instantly. (Joint account now available online)

Get S$80^ when you apply online for UOB Uniplus Account.


For Instant Account Opening of UOB Uniplus Account
Appointment for Account Opening at Branch


Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

Actions or documents required

For Singaporeans and PRs


Application of UOB Uniplus Account (via MyInfo)

You can now apply via MyInfo, where forms are prefilled with no submission of documents needed. You will require:

  • SingPass Login
  • Choose to apply for
    ✔ Instant Account Opening for UOB Uniplus Account


Application of UOB Uniplus Account (via the online form)

  • Upload images of NRIC (front and back)
  • Authorise the bank to access CPF history


For Foreigners and U.S Persons


Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/ S Pass/ Dependent Pass


1Valid for UOB Passbook Savings Account or UOB Uniplus Account only. This promotion is valid from 1 July 2020 to 30 July 2020 (both dates inclusive). Full terms and conditions governing the UOB Passbook and Uniplus Savings Promotion (1 July to 30 July 2020) apply. The terms and conditions of the promotion may be subject to change without prior notice or reason.

2Enjoy 3% rebate on Dairy Farm Singapore (“DFSG”) transactions (Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons and Jasons Deli) & 1% rebate on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Rebates are capped at S$20 per calendar month across both DFSG & Grab transactions. Terms and Conditions apply. Visit uob.com.sg/onedctncs for details.

*The UOB Savers Unite Promotion (12 June to 31 July 2020) is valid from 12 June 2020 to 31 July 2020, both dates inclusive. Full terms and conditions apply. The Dairy Farm Singapore eVouchers can be redeemed at any Cold Storage, Market Place, Jasons, Giant, 7-Eleven, or Guardian stores island-wide.

^S$80 cash credit: Limited to the first 200 new to UOB Deposits customers per calendar month whose online account opening applications are successfully approved, deposits at least S$5,000 in fresh funds into their new UOB account before 31 August 2020 and maintains such fresh funds in their new UOB account for the applicable Deposit Holding Period. Full terms and conditions of the UOB Account Online Promotion (1 July 2020 to 31 August 2020) apply.

More Information

Important information on the use of UOB Accounts and Services

Terms & Conditions

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.