Uniplus Account

  • Uniplus Savings AccountUniplus Savings Account

     

    Earn more on your savings with bonus interest rates and up to S$100 cash credit*

  •  

    Get up to S$80 cash credit^+ when you save with UOB

    Don’t have a UOB Uniplus Account? Get up to S$80 cash credit^+ when you open a new account online.

    Find out more

    Get up to S$80 cash credit^+ when you save with UOB

    Don’t have a UOB Uniplus Account? Get up to S$80 cash credit^+ when you open a new account online.

    Find out more

Promotion

Earn interest rates of up to 0.60% p.a.1 on your savings when you make an incremental fresh funds deposit of at least S$15,000 into your Uniplus Account.

Here’s how:

Incremental Fresh Funds Balance Bonus Rates1 (p.a.)
S$15,000 to S$50,000 0.15%
More than S$50,000 to S$100,000 0.35%
More than S$100,000 to S$1,000,000 0.55%

Get interest of up to a total of 0.60% p.a.1. Illustration: 0.55% p.a. interest (Bonus Rate assuming Incremental Fresh Funds Balance of more than S$100,000) + 0.05% p.a. interest (Prevailing Interest Rate). Bonus Rates will only apply to Incremental Fresh Funds Balance of at least S$15,000, subject to a cap of S$1,000,000. Any amount of Incremental Fresh Funds Balance exceeding S$1,000,000 shall only earn interest at the applicable Prevailing Interest Rate.

 

Plus, receive up to S$100 cash credit* when you deposit at least S$30,000 incremental fresh funds!

Deposit fresh funds of
S$30,000
Deposit fresh funds of
S$60,000
SMS '30K' to register for this tier SMS '60K' to register for this tier

Register your participation now via SMS to 77862 in this format:

Fresh Funds Amount#‹space›10-digit UOB Uniplus Account number

Example:
If you wish to register for the S$30,000 tier, SMS: 30k 2468013579
If you wish to register for the S$60,000 tier, SMS: 60k 0123456789

#The amount of fresh funds indicated in your SMS registration for this promotion and deposited into your UOB savings account will be earmarked for approximately 6 months. Each Account Holder can only participate in one tier in this promotion.

 

Don’t have a UOB Uniplus Account? Get up to S$80 more when you apply online now!

New to UOB customers: Get S$80 cash credit^ when you open a new UOB Uniplus Account online and maintain an average balance of S$5,000 in the account for 6 months
Existing to UOB Deposits customers: Get S$40 cash credit+ when you open a new UOB Uniplus Account online and maintain an average balance of S$5,000 in the account for 6 months

Apply Now

Benefits

Simple savings account with daily interest and low initial balance

Simple savings account with daily interest and low initial balance

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Up to 3% cash rebate with the new UOB One Debit Card

Up to 3% cash rebate2 with the new
UOB One Debit Card

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Get savings of up to 3% rebate2 at Cold Storage, Giant, Guardian, 7-11, Grab & more with UOB One Debit Mastercard. Click here for more details.

 

Note: A UOB One Debit Mastercard will be automatically issued to you upon successful application of your UOB Uniplus Account.

 

Joint Account now available online

NewJoint Account now available online

Apply for a joint account from the comfort of your home and enjoy an easy and transparent way to manage shared finances.

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pay-transfer

Hassle-free monthly
funds transfers

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  • Only the Primary Account Holder can participate in our promotions.

 

Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.

 

Who is a Primary Account Holder?

 

The Primary Account Holder will be the main applicant when the application is submitted. It will be displayed as the first name under the Account Holder’s Name.

 

For illustration purposes only:
Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan
Primary Account Holder: Ms Wendy Tan
Secondary Account Holder: Ms Alice Tan

  • Hassle-free monthly funds transfers to Uniplus Account from any account with UOB or any other financial institutions.

To enjoy this service, please complete the Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement and mail it back to us

 

Apply Now

Eligibility and fees

Age 15 years old & above
Fall-below Fee
(if average daily balance is below S$500)
S$2
Early Account Closure Fee
(if account is closed within 6 months from account opening)
S$30
Minimum Initial Deposit
Singaporeans / Permanent Residents S$500
Singaporeans / Permanent Residents
(with a monthly income of less than S$2,000, and who are using the account as a Basic Bank Account)
S$20
Non-Singaporeans S$1,000

Learn more about account fees and charges.

 

Now, you can open and transact with your account instantly. (Joint account now available online)

Get up to S$80^+ when you apply online for UOB Uniplus Account.

 

APPLY NOW
For Instant Account Opening of UOB Uniplus Account
BOOK NOW
Appointment for Account Opening at Branch

 

Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

Actions or documents required

For Singaporeans and PRs

 

Existing UOB Customers

  • You may apply via UOB Mighty or Personal Internet Banking with your PIB login.

 

New UOB Customers

  • You can now apply via MyInfo with your SingPass login. Forms are prefilled with no submission of documents needed and account can be opened instantly!

 

For Foreigners and U.S Persons

 

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/ S Pass/ Dependent Pass

 

1Valid for UOB Passbook Savings Account or UOB Uniplus Account only. This promotion is valid from 3 August 2020 to 30 September 2020 (both dates inclusive). Full terms and conditions governing the UOB Passbook and Uniplus Savings Promotion (3 August 2020 to 30 September 2020 ) apply. The terms and conditions of the promotion may be subject to change without prior notice or reason.

2Enjoy 3% rebate on Dairy Farm Singapore (“DFSG”) transactions (Cold Storage, Giant, Guardian, 7-Eleven, Market Place, Jasons and Jasons Deli) & 1% rebate on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Rebates are capped at S$20 per calendar month across both DFSG & Grab transactions. Terms and Conditions apply. Visit uob.com.sg/onedctncs for details.

*The UOB Bonus Savings Promotion (1 Sep – 31 Oct 2020) is valid from 1 September 2020 to 31 October 2020, both dates inclusive. Full terms and conditions apply.

^S$80 cash credit (1 Aug to 30 Sep 2020): Limited to the first 200 new-to-UOB Deposits customers per calendar month (i) whose online account opening application for a new UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, UOB Lady’s Savings Account and/or UOB One Account is successfully approved by UOB during the Promotion Period, (ii) who deposits at least S$5,000 in fresh funds into their new UOB account during the Promotion Period and (iii) maintains such fresh funds in their new UOB account for a period of 6 consecutive months commencing from the last day of the relevant calendar month in which their fresh funds were deposited into the new UOB account. Click here for full terms and conditions.

+S$40 cash credit (1 Aug to 30 Sep 2020): Limited to the first 200 existing UOB Deposits customers per calendar month i) whose online account opening application for a new UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, UOB Lady’s Savings Account and/or UOB One Account is successfully approved by UOB during the Promotion Period, (ii) who deposits at least S$5,000 in Fresh Funds into the new UOB account during the Promotion Period which results in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 31 July 2020; and (iii) maintains such fresh funds in the new UOB account a period of 6 consecutive months commencing from the last day of the relevant calendar month in which their fresh funds were deposited into the new UOB account. Click here for full terms and conditions.

More Information

Important information on the use of UOB Accounts and Services

Terms & Conditions

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.