Uniplus Account

  • uniplusuniplus

    A sweet deal with higher interest rates

    Now you can apply for your Uniplus Account, get approval within minutes1 and start transacting. Get S$80 cash credit# when you apply online.

    Apply Now

    Get up to S$80 cash credit^ when you credit your salary with us

    Plus, earn higher interest rate or more miles^ when you credit your salary into a UOB One Account or KrisFlyer UOB Account.

    Find out more

    ^Full T&Cs apply. Insured up to S$75k by SDIC.


Earn higher interest rates of up to 1.30% p.a.* on your savings when you make an Incremental Fresh Funds deposit of at least S$15,000.

Here’s how:

Incremental Fresh Funds Balance Bonus Rates* (p.a.)
S$15,000 to S$50,000 0.80%
More than S$50,000 to S$100,000 1.00%
More than S$100,000 to S$1,000,000 1.20%

Get interest of up to a total of 1.30% p.a.*. Illustration: 1.20% p.a. interest (Bonus Rate assuming Incremental Fresh Funds Balance of more than S$100,000) + 0.10% p.a. interest (Prevailing Interest Rate for account balances above S$350,000). Bonus Rates will only apply to Incremental Fresh Funds Balance of at least S$15,000, subject to a cap of S$1,000,000. Any amount of Incremental Fresh Funds Balance exceeding S$1,000,000 shall only earn interest at the applicable Prevailing Interest Rate.


Promotion ends 30 April 2020.


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Ease of access

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Hassle-free monthly
funds transfers

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  • Earn high daily interest rates with the convenience of monthly statements
  • Complimentary global ATM Card or enjoy a 3-year fee waiver on your UOB Debit Card



  • Hassle-free monthly funds transfers to Uniplus Account from any account with UOB or any other financial institutions.

To enjoy this service, please complete the Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement and mail it back to us


Apply Now

Eligibility and fees

Age 15 years & above
Fall-below Fee S$2
If your average daily balance for the month falls below $500
Minimum Initial Deposit
Singaporeans / Permanent Residents S$500
Singaporeans / Permanent Residents
(with a monthly income of less than S$2,000, and who are using the account as a Basic Bank Account)
Non-Singaporeans S$1,000

Learn more about account fees and charges.


Now, you can open and transact with your account instantly.

Get S$80# when you apply online for UOB Uniplus Account.


For Instant Account Opening of UOB Uniplus Account
Appointment for Account Opening at Branch


Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

Actions or documents required

For Singaporeans and PRs


Application of UOB Uniplus Account (via MyInfo)

You can now apply via MyInfo, where forms are prefilled with no submission of documents needed. You will require:

  • SingPass Login
  • Choose to apply for
    ✔ Instant Account Opening for UOB Uniplus Account


Application of UOB Uniplus Account (via the online form)

  • Upload images of NRIC (front and back)
  • Authorise the bank to access CPF history


For Foreigners and U.S Persons


Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/ S Pass/ Dependent Pass


1Applicable for Singaporeans and PRs only. Limited to new to UOB customers.

#S$80 cash credit: Limited to the first 300 new-to-UOB Deposits customers per calendar month whose online account opening applications are successfully approved, deposits at least S$5,000 in fresh funds into their new UOB account before 30 April and maintains such fresh funds in their new UOB account for the applicable Deposit Holding Period. Full terms and conditions of the UOB Online Promotion (1 March to 30 April 2020) apply.

*Valid for UOB Passbook Savings Account or UOB Uniplus Account only. This promotion is valid from 6 March 2020 to 30 April 2020  (both dates inclusive). Full terms and conditions governing the UOB Passbook and Uniplus Savings Promotion (6 March to 30 April 2020) apply.

More Information

Important information on the use of UOB Accounts and Services

Terms & Conditions

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

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Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.