PayNow

  • Get back what you PayNow! Get back what you PayNow!

    Get back what you PayNow!

    Be it paying loved ones, bills and topping up wallets, you could win back what you PayNow with UOB Mighty from now till 31 Aug 2021!

    Find out more

    Get back what you PayNow!

    Get back what you PayNow!

    Be it paying loved ones, bills and topping up wallets, you could win back what you PayNow with UOB Mighty from now till 31 Aug 2021!

    Find out more

  • PromptPay PromptPay

    Send money to Thailand easily via PromptPay

    Now, you can send money instantly and securely to a Thailand mobile number.

  • PAYNOW PAYNOW

    Top up your e-wallets instantly with UOB Mighty PayNow

    You can now send and receive funds to/from your e-wallets at non-financial bank institutions such as Grab, Singtel Dash and Liquid Pay, Via PayNow.

  • Mighty Gets You. Power your banking with Mighty Insights Mighty Gets You. Power your banking with Mighty Insights

    Bigger PayNow transfers.
    Same instant transactions.

    You can now make PayNow transfers above S$1,000, up to your personalised daily local transaction limit. Register your mobile number and/or NRIC/FIN for PayNow on UOB Mighty or UOB Personal Internet Banking.

    Bigger PayNow transfers.
    Same instant transactions.

    You can now make PayNow transfers above S$1,000, up to your personalised daily local transaction limit. Register your mobile number and/or NRIC/FIN for PayNow on UOB Mighty or UOB Personal Internet Banking.

  • PAYNOW PAYNOW

    PAYNOW

    Send and receive money with just your mobile number, NRIC/FIN or Company Unique Entity Number

About PayNow

Send and receive money instantly and securely with UOB Mighty when you register for PayNow.

Convenience at your fingertips with the following modes of transfers:

  1. Via Mobile Number; Singapore & Thailand PromptPay mobile number NEW!
  2. Via NRIC
  3. Via Company’s Unique Entity Number (UEN)
  4. Via Virtual Payment Address (VPA to Non financial bank institutions) NEW!

 

NEW! on PayNow:
If you have family or friends residing in Thailand, you can now send money instantly and securely to their Thailand mobile numbers.

 

3 simple steps:

 

 

Login to Mighty

 

 

Select “Pay/Transfer”

 

 

Select “PromptPay mobile no. (Thailand)”

 

For full step by step guides, click here.

 

Send and receive to/from your e-wallets at non-financial bank institutions (NFIs) via PayNow with your virtual payment address (VPA). Participating NFIs are Grab, Singtel Dash and Liquid Pay.

 

A one-time activation of your VPA is required through the e-wallet apps. Click on the respective links to find out more: Grab, Liquid Pay, Singtel Dash.

Receive money directly into your bank account with just your mobile number, NRIC/FIN or Company Unique Entity Number (UEN). No bank account number required!

Send money to the right person by being able to validate it instantly.

Get notified via SMS on your fund transfer status.


How PayNow Works



How to send money using PayNow

How to receive money using PayNow

How To Use

Now you can send and receive money with just a mobile number, NRIC/FIN, Company Unique Entity Number (UEN) or Virtual Payment Address(VPA)NEW. No bank account number required! To get started, simply register your mobile number and/or NRIC/FIN for PayNow on either UOB Personal Internet Banking or the Mighty app.

Note: For cyber security reasons, please do not use your full name as your PayNow name.

 

Services

Step 1

Login to Mighty and select "QR Pay".

Services

Step 2

Tap on "My QR" and enter the amount you are requesting.

Services

Step 3

Share your generated QR code with your friends to receive payment.

HOW TO REGISTER FOR PAYNOW


HOW TO ADD PAYEE


HOW TO MAKE A TRANSFER VIA PAYNOW


HOW TO GENERATE PAYNOW QR CODE TO RECEIVE PAYMENTS?


HOW TO MAKE A TRANSFER VIA PAYNOW TO VPA?


HOW TO MAKE A TRANSFER TO PROMPTPAY MOBILE NUMBER (TH)

 

You can now register for PayNow via SMSNEW

For parents who are holding Joint Savings Account or Child Development Account (CDA) and wish to register your child for PayNow, or if you do not have access to PIB/Mighty, simply register for PayNow via SMS.

How To Register

1. With your/ your child’s Birth Certificate/NRIC number

Send an SMS to 71423 following this format:

PAYNOW ‹space› full alphanumeric characters of Birth Certificate/NRIC ‹space› last 4 digits of the account number ‹space› NRIC

 

PayNow registration via SMS

2. Or with your Bank Registered Mobile Number

Send an SMS to 71423 following this format:

PAYNOW ‹space› full alphanumeric characters of Birth Certificate/NRIC ‹space› last 4 digits of the account number ‹space› Mobile

 

PayNow registration via SMS

 

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FAQ

PayNow is a new service that enables customers of participating banks to send and receive Singapore Dollar funds from one bank to another, using just their mobile number, Singapore NRIC/FIN or Company Unique Entity Number (UEN) instantly. Some examples of businesses accepting PayNow includes enrichment centers, schools, insurance companies, etc.

PayNow was introduced in response to the increased demand from customers to make funds transfer more convenient and efficient. From time to time, government may also disburse payouts through PayNow. Therefore, it is important to register your NRIC on PayNow to receive funds immediately and effortlessly.

Which are the participating PayNow banks? 
PayNow is currently offered by 9 banks – Bank of China, Citibank Singapore Limited, DBS Bank/POSB, ICBC, HSBC Bank (Singapore) Limited, Maybank, OCBC Bank, Standard Chartered Bank and United Overseas Bank. More banks may join at a later date.

Yes, PayNow is secure and adopts the same high security standards established by the banking industry in Singapore for funds transfer.

NFI stands for Non-Bank Financial Institutions. They are typically financial service providers providing services such as e-Wallets.

A virtual payment address, or VPA, is an identifier used by the NFIs that can be uniquely mapped to an individual account.

Your VPA will always have the following format:

Grab user: +(Country Code)(mobile number)#GRAB For example, +6591234567#GRAB

Liquid Pay user: +(Country Code)(mobile number)#XNAP For example, +6591234567#XNAP

Singtel Dash user: +(Country Code)(mobile number)#DASH For example, +6591234567#DASH

Bank users can start making fund transfer to participating NFIs via PayNow with VPA.

Currently the participating NFIs for PayNow are Grab, Singtel Dash and Liquid Pay.

This is similar to PayNow, except customer needs to use VPA when making PayNow Fund Transfer to the NFIs instead of NRIC or Mobile Number.

The PayNow fund transfer to NFI using VPA will be almost immediate, similar to normal PayNow fund transfer.

The same PayNow transfer limit will apply when customer making PayNow transfer to NFI using VPA.

You can transfer funds subject to your daily or monthly withdrawal limits. Please refer here for more information.

PayNow is riding on the FAST platform and therefore operates 24/7.

Customers of the 9 participating banks can use PayNow.

You can access PayNow using UOB Personal Internet Banking or UOB Mighty.

You can only receive funds sent via PayNow if you have linked your mobile number and/or Singapore NRIC/FIN to your bank account number. This can be done via UOB Personal Internet Banking or UOB Mighty.

Please note that you can only receive funds to the account you have linked your mobile number and/or Singapore NRIC/FIN to. If you wish to receive funds to another account within UOB, you can do it by tapping "PayNow" and then "Setup". However, if you wish to change your PayNow registered account from another participating bank account to UOB, you will have to de-register your mobile number and/or Singapore NRIC/FIN with the first bank, then link your mobile number and/or Singapore NRIC/FIN with UOB.

You can access PayNow using UOB Personal Internet Banking or UOB Mighty.

At the funds transfer screen, simply enter the recipient's mobile number, NRIC/FIN or Company Unique Entity Number (UEN), and the amount to be transferred – and the funds are transferred almost instantly. Learn more details here.

No. PayNow only enables funds transfer between participating banks. Funds between a participating and non-participating bank can be transferred via other channels such as FAST or Interbank GIRO.

No. PayNow can only be used for Singapore Dollar funds transfers between participating banks.

The status of your funds transfer is available in the transaction history and can access via UOB Personal Internet Banking or UOB Mighty.

No, there are no charges to use PayNow.

If you have transferred money to an unintended recipient, you should immediately call 1800 222 2121. We will investigate and follow up with the recipient's bank to return the funds. You may be advised to lodge a police report to facilitate their investigation.

If you have received money from an unknown source, you should immediately contact our hotline 1800 222 2121 to report on the erroneous transfer and to authorise the return of the money to the sender. You should not utilise the money that do not belong to you. Please also report the transaction to the police.

PromptPay is the PayNow equivalent in Thailand where customers can conveniently transfer funds to Thailand via a mobile number. With the partnership between Singapore and Thailand, PayNow and PromptPay users can now easily transfer funds to Thailand mobile number and vice versa.

No, you can only transfer to Thai customers who registered PromptPay mobile number with participant banks, which are the following;

KBANK – Kasikorn Bank

SCB – Siam Commercial Bank

BBL – Bangkok Bank

KTB – Krungthai Bank

* More thai banks, e.g. UOB Thailand, may participate in this partnership in the future.

Yes, there is a daily transfer limit of SGD1,000 (or THB equivalent).

  1. Select “Pay/Transfers” on Mighty home page
  2. Tap on “PromptPay mobile no. (Thailand)”
  3. Key in details such as your receiving Thailand mobile number, amount to transfer and swipe to transfer.

For full step by steps, click here

You only need to register for PayNow to receive money into your bank account. Sending money does not require you to register for PayNow.

Please click here to refer to the step by step guide. A reminder not to use your full name as your PayNow name for cyber security reasons.

 

Important Notes:

PayNow Terms and conditions