PayNow

  • PAYNOW PAYNOW

About PayNow

Receive money directly into your bank account with just your mobile number, NRIC/FIN or Company Unique Entity Number (UEN). No bank account number required!

Send money to the right person by being able to validate it instantly.

Get notified via SMS on your fund transfer status.


How PayNow Works



How to send money using PayNow

How to receive money using PayNow

How To Use

Now you can send and receive money with just a mobile number, NRIC/FIN or Company Unique Entity Number (UEN). No bank account number required! To get started, simply register your mobile number and/or NRIC/FIN for PayNow on either UOB Personal Internet Banking or the Mighty app.

Services

Step 1

Login to Mighty and select "QR Pay".

Services

Step 2

Tap on "My QR" and enter the amount you are requesting.

Services

Step 3

Share your generated QR code with your friends to receive payment.

HOW TO REGISTER FOR PAYNOW


HOW TO ADD PAYEE


HOW TO MAKE A TRANSFER VIA PAYNOW


HOW TO GENERATE PAYNOW QR CODE TO RECEIVE PAYMENTS?

Promotions

Carry on with PayNow

Carry on with PayNow

 

Stand to win S$100 with UOB PayNow when you make a PayNow transaction to businesses by using their UEN (Unique Entity Number). Each transaction you make (min. S$1) earns you one chance in the draw.

From now till 21 June 2020, 100 winners every week!

5 Huawei P40 Pro up for grabs

Stand a chance to win a HUAWEI P40 Pro (worth S$1,448 each).

Simply download UOB Mighty and perform the following transactions from now till 30 June 2020:

Transactions
(Only on Mighty app)
Chance(s) earned*
Every S$10
bill payment
1
Every S$10
fund transfer
1
Every S$10
PayNow transfer
1

For new Mighty users, sign up now and double (2x) your chances* when you perform any of the above transactions for the first time!

*Chances are capped at 200 chances per customer. Terms and conditions apply.

Click here for Lucky Draw Frequently Asked Questions (FAQ).

Download Mighty

Download UOB Mighty today.

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FAQ

PayNow is a new service that enables customers of participating banks to send and receive Singapore Dollar funds from one bank to another, using just their mobile number, Singapore NRIC/FIN or Company Unique Entity Number (UEN) instantly. Some examples of businesses accepting PayNow includes enrichment centers, schools, insurance companies, etc.

PayNow was introduced in response to the increased demand from customers to make funds transfer more convenient and efficient. From time to time, government may also disburse payouts through PayNow. Therefore, it is important to register your NRIC on PayNow to receive funds immediately and effortlessly.

Which are the participating PayNow banks? 
PayNow is currently offered by 9 banks – Bank of China, Citibank Singapore Limited, DBS Bank/POSB, ICBC, HSBC Bank (Singapore) Limited, Maybank, OCBC Bank, Standard Chartered Bank and United Overseas Bank. More banks may join at a later date.

Yes, PayNow is secure and adopts the same high security standards established by the banking industry in Singapore for funds transfer.

You can transfer funds subject to your daily or monthly withdrawal limits. Please refer here for more information.

PayNow is riding on the FAST platform and therefore operates 24/7.

Customers of the 9 participating banks can use PayNow.

You can access PayNow using UOB Personal Internet Banking or UOB Mighty.

You can only receive funds sent via PayNow if you have linked your mobile number and/or Singapore NRIC/FIN to your bank account number. This can be done via UOB Personal Internet Banking or UOB Mighty.

Please note that you can only receive funds to the account you have linked your mobile number and/or Singapore NRIC/FIN to. If you wish to receive funds to another account within UOB, you can do it by tapping "PayNow" and then "Setup". However, if you wish to change your PayNow registered account from another participating bank account to UOB, you will have to de-register your mobile number and/or Singapore NRIC/FIN with the first bank, then link your mobile number and/or Singapore NRIC/FIN with UOB.

You can access PayNow using UOB Personal Internet Banking or UOB Mighty.

At the funds transfer screen, simply enter the recipient's mobile number, NRIC/FIN or Company Unique Entity Number (UEN), and the amount to be transferred – and the funds are transferred almost instantly. Learn more details here.

No. PayNow only enables funds transfer between participating banks. Funds between a participating and non-participating bank can be transferred via other channels such as FAST or Interbank GIRO.

No. PayNow can only be used for Singapore Dollar funds transfers between participating banks.

The status of your funds transfer is available in the transaction history and can access via UOB Personal Internet Banking or UOB Mighty.

No, there are no charges to use PayNow.

If you have transferred money to an unintended recipient, you should immediately call 1800 222 2121. We will investigate and follow up with the recipient's bank to return the funds. You may be advised to lodge a police report to facilitate their investigation.

If you have received money from an unknown source, you should immediately contact our hotline 1800 222 2121 to report on the erroneous transfer and to authorise the return of the money to the sender. You should not utilise the money that do not belong to you. Please also report the transaction to the police.