PayNow

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    Bigger PayNow transfers.
    Same instant transactions.

    You can now make PayNow transfers above S$1,000, up to your personalised daily local transaction limit. Register your mobile number and/or NRIC/FIN for PayNow on UOB Mighty or UOB Personal Internet Banking.

    Bigger PayNow transfers.
    Same instant transactions.

    You can now make PayNow transfers above S$1,000, up to your personalised daily local transaction limit. Register your mobile number and/or NRIC/FIN for PayNow on UOB Mighty or UOB Personal Internet Banking.

  • PAYNOW PAYNOW

    PAYNOW

    Send and receive money with just your mobile number, NRIC/FIN or Company Unique Entity Number

About PayNow

NEW! You can now make PayNow transfers for amounts up to your daily transaction limit, increased from previous limit of S$1,000.

Receive money directly into your bank account with just your mobile number, NRIC/FIN or Company Unique Entity Number (UEN). No bank account number required!

Send money to the right person by being able to validate it instantly.

Get notified via SMS on your fund transfer status.


How PayNow Works



How to send money using PayNow

How to receive money using PayNow

How To Use

Now you can send and receive money with just a mobile number, NRIC/FIN or Company Unique Entity Number (UEN). No bank account number required! To get started, simply register your mobile number and/or NRIC/FIN for PayNow on either UOB Personal Internet Banking or the Mighty app.

 

Services

Step 1

Login to Mighty and select "QR Pay".

Services

Step 2

Tap on "My QR" and enter the amount you are requesting.

Services

Step 3

Share your generated QR code with your friends to receive payment.

HOW TO REGISTER FOR PAYNOW


HOW TO ADD PAYEE


HOW TO MAKE A TRANSFER VIA PAYNOW


HOW TO GENERATE PAYNOW QR CODE TO RECEIVE PAYMENTS?

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Get S$5 cash rebate when you PayNow from your UOB CashPlus account

From now till 31 July 2020, get S$5 cash rebate when you make 5 or more PayNow transactions (totalling min. S$50) from your UOB CashPlus account.

Terms and conditions apply.

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FAQ

PayNow is a new service that enables customers of participating banks to send and receive Singapore Dollar funds from one bank to another, using just their mobile number, Singapore NRIC/FIN or Company Unique Entity Number (UEN) instantly. Some examples of businesses accepting PayNow includes enrichment centers, schools, insurance companies, etc.

PayNow was introduced in response to the increased demand from customers to make funds transfer more convenient and efficient. From time to time, government may also disburse payouts through PayNow. Therefore, it is important to register your NRIC on PayNow to receive funds immediately and effortlessly.

Which are the participating PayNow banks? 
PayNow is currently offered by 9 banks – Bank of China, Citibank Singapore Limited, DBS Bank/POSB, ICBC, HSBC Bank (Singapore) Limited, Maybank, OCBC Bank, Standard Chartered Bank and United Overseas Bank. More banks may join at a later date.

Yes, PayNow is secure and adopts the same high security standards established by the banking industry in Singapore for funds transfer.

You can transfer funds for amounts up to your daily transaction limit, up from S$1,000 previously. However, if your daily accumulated PayNow and ad-hoc transfers exceeds $1,000, you will require your Mighty Secure for authentication.

PayNow is riding on the FAST platform and therefore operates 24/7.

Customers of the 9 participating banks can use PayNow.

You can access PayNow using UOB Personal Internet Banking or UOB Mighty.

You can only receive funds sent via PayNow if you have linked your mobile number and/or Singapore NRIC/FIN to your bank account number. This can be done via UOB Personal Internet Banking or UOB Mighty.

Please note that you can only receive funds to the account you have linked your mobile number and/or Singapore NRIC/FIN to. If you wish to receive funds to another account within UOB, you can do it by tapping "PayNow" and then "Setup". However, if you wish to change your PayNow registered account from another participating bank account to UOB, you will have to de-register your mobile number and/or Singapore NRIC/FIN with the first bank, then link your mobile number and/or Singapore NRIC/FIN with UOB.

You can access PayNow using UOB Personal Internet Banking or UOB Mighty.

At the funds transfer screen, simply enter the recipient's mobile number, NRIC/FIN or Company Unique Entity Number (UEN), and the amount to be transferred – and the funds are transferred almost instantly. Learn more details here.

No. PayNow only enables funds transfer between participating banks. Funds between a participating and non-participating bank can be transferred via other channels such as FAST or Interbank GIRO.

No. PayNow can only be used for Singapore Dollar funds transfers between participating banks.

The status of your funds transfer is available in the transaction history and can access via UOB Personal Internet Banking or UOB Mighty.

No, there are no charges to use PayNow.

If you have transferred money to an unintended recipient, you should immediately call 1800 222 2121. We will investigate and follow up with the recipient's bank to return the funds. You may be advised to lodge a police report to facilitate their investigation.

If you have received money from an unknown source, you should immediately contact our hotline 1800 222 2121 to report on the erroneous transfer and to authorise the return of the money to the sender. You should not utilise the money that do not belong to you. Please also report the transaction to the police.