The UOB One Debit Mastercard will not be issued if you have an existing UOB Debit Card. To find out more information and the latest offers on UOB One Debit Card, click here. For UOB One Debit Card Terms and Conditions, click here .

Maximum Effective Interest Rate (EIR) on the Stash Account is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply

Monthly Average Balance refers to the summation of each day-end balance in the Stash Account for each calendar month divided by the number of calendar days for that month.

To check if you qualify for bonus interest, your MAB will be compared between 2 months. If the difference between your previous month’s MAB and your current month’s MAB is zero or higher, you’ll get bonus interest.  

For example, you opened a Stash Account in Sep 2020 and your MAB is S$20,000. You didn’t make any withdrawals in Oct 2020, and your MAB remains at S$20,000. As such, you’ll enjoy bonus interest for Oct 2020.

If you have performed withdrawals, you can still receive bonus interest when you top-up again within the same month. Simply login to UOB Personal Internet Banking or UOB TMRW to find out the required top up amount and balance to maintain for the month.

Base interest is calculated based on each day-end balance in the UOB Stash Account, and Bonus Interest is calculated based on Monthly Average Balance.

This calculation is based on a UOB Stash Account holder with an initial deposit of S$50,000 and maintains a Monthly Average Balance of at least S$50,000 for 12 months. Total interest earned will be up to 0.60% p.a., more than 6 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$25.

This calculation is based on a UOB Stash Account holder with an initial deposit of S$100,000 and maintains a Monthly Average Balance of at least S$100,000 for 12 months. Total interest earned will be up to 1.00% p.a., more than 11 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$50.

Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Uniplus Account, and/or UOB Passbook Savings Account. UOB Mid-year Savings Promotion (2 June 2022 to 30 July 2022) ("Promotion") is only valid from 2 June 2022 to 30 July 2022, both dates inclusive ("Promo Period"). You are required to deposit incremental fresh funds in the specified amount during the Promo Period and successfully submit an online participation form to UOB for this Promotion during the Promo Period. Cash credit awarded in this Promotion depends on your participating deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will be automatically enrolled into the S$10,000 Draw to stand a chance to win a cash prize from the total cash prize value of S$10,000. Only 10 winners will be selected for the S$10,000 Draw. Click here for full terms and conditions.

*Up to S$130 cash credit comprising EITHER 1a) S$80 cash credit, OR 1b) S$60 cash credit, OR 1c) S$30 cash credit when you open an account online, and 2) S$50 cash credit when you credit your salary with UOB.

• 1a) S$80 cash credit is only for the first 200 New to UOB customers per calendar month who:

  • Successfully open a new Eligible UOB Account⁺ online from 1 May 2022 to 31 July 2022, and
  • Deposits at least S$5,000 fresh funds into their new UOB account within the account opening month and holds it till the end of the following calendar month.
  
  OR
   

• 1b) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:

  • Successfully open a new Eligible UOB Account⁺ online from 1 May 2022 to 31 July 2022, and
  • Deposits at least S$5,000 fresh funds into their new UOB account within the account opening month and holds it till the end of the following calendar month.
  
  OR
   

• 1c) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:

  • Successfully open a new Eligible UOB Account⁺ online from 1 May 2022 to 31 July 2022;
  • Deposit at least S$5,000 fresh funds into their new UOB Account within the account opening month and holds it till the end of the following calendar month; and fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 30 April 2022.
  
  

  ⁺Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account. Click here for full terms and conditions.
  
  And
  
  

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

• Successfully submitted an online participation form here; and
• Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

Insured up to S$75k by SDIC.

*UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) Terms and Conditions apply.

^~Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash^® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Insured up to S$75k by SDIC.

Available in 4 colours: Phantom Black, Cream, Green, and Lavender. T&Cs apply. Click here for the full terms and conditions.

Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

*Up to S$130 cash credit comprising EITHER 1a) S$80 cash credit, OR 1b) S$60 cash credit, OR 1c) S$30 cash credit when you open an account online, and 2) S$50 cash credit when you credit your salary with UOB.

• 1a) S$80 cash credit is only for the first 200 New to UOB customers per calendar month who:

  • Successfully open a new Eligible UOB Account⁺ online from 1 May 2022 to 31 July 2022, and
  • Deposits at least S$5,000 fresh funds into their new UOB account within the account opening month and holds it till the end of the following calendar month.
  
  OR
   

• 1b) S$60 cash credit is only for the first 200 New to UOB Deposit customers per calendar month who:

  • Successfully open a new Eligible UOB Account⁺ online from 1 May 2022 to 31 July 2022, and
  • Deposits at least S$5,000 fresh funds into their new UOB account within the account opening month and holds it till the end of the following calendar month.
  
  OR
   

• 1c) S$30 Cash Credit is only for the first 200 existing UOB Deposit customers per calendar month who:

  • Successfully open a new Eligible UOB Account⁺ online from 1 May 2022 to 31 July 2022;
  • Deposit at least S$5,000 fresh funds into their new UOB Account within the account opening month and holds it till the end of the following calendar month; and fresh funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 30 April 2022.
  
  

  ⁺Eligible UOB Account: UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account. Click here for full terms and conditions.
  
  And
  
  

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

• Successfully submitted an online participation form here; and
• Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

Insured up to S$75k by SDIC.