The UOB One Debit Mastercard will not be issued if you have an existing UOB Debit Card. To find out more information and the latest offers on UOB One Debit Card, click here. For UOB One Debit Card Terms and Conditions, click here .

Maximum Effective Interest Rate (EIR) on the Stash Account is 3% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance (MAB) for the present calendar month is equal to or more than the MAB for the preceding calendar month. Terms and Conditions apply

Monthly Average Balance refers to the summation of each day-end balance in the Stash Account for each calendar month divided by the number of calendar days for that month.

To check if you qualify for bonus interest, your MAB will be compared between 2 months. If the difference between your previous month’s MAB and your current month’s MAB is zero or higher, you’ll get bonus interest.

For example, you opened a Stash Account in Sep 2023 and your MAB is S$20,000. You didn’t make any withdrawals in Oct 2023, and your MAB remains at S$20,000. As such, you’ll enjoy bonus interest for Oct 2023.

If you have performed withdrawals, you can still receive bonus interest when you top-up again within the same month. Simply login to UOB Personal Internet Banking or UOB TMRW to find out the required top up amount and balance to maintain for the month.

Base interest is calculated based on each day-end balance in the UOB Stash Account, and Bonus Interest is calculated based on Monthly Average Balance.

This calculation is based on a UOB Stash Account holder with an initial deposit of S$50,000 and maintains a Monthly Average Balance of at least S$50,000 for 12 months. Total interest earned will be up to 0.60% p.a., more than 6 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$25.

This calculation is based on a UOB Stash Account holder with an initial deposit of S$100,000 and maintains a Monthly Average Balance of at least S$100,000 for 12 months. Total interest earned will be up to 1.00% p.a., more than 11 times that of a normal savings account at 0.05% p.a., earning an interest rate of S$50.

Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB Lunar New Year Savings Promotion (1 January 2023 to 28 February 2023) (“Promotion”) is only valid from 1 January 2023 to 28 February 2023, both dates inclusive (“Promotion Period”). You are required to deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account during the Promotion Period, successfully submit an online participation form to UOB for this Promotion during the Promotion Period and maintain the Participating Deposit in your Eligible Account until the end of Earmark Period. Cash credit awarded in this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will get to collect up to three (3) Golden Carrot Rewards, each consists of an additional cash credit of S$28, if they successfully perform certain actions. Full terms and conditions apply and can be accessed here.

Incremental Fresh Funds are measured against your Eligible Account’s day-end balance as at 31 December 2022.

Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Uniplus Account, UOB Passbook Savings Account.

‘Earmarked’ means that the Incremental Fresh Funds deposited will not be reflected in the Eligible Account statements and cannot be withdrawn.

You are only eligible to receive one Golden Carrot (S$28 Hongbao), regardless of the number of successful referrals you make during the Promotion Period.

Up to S$110 cash credit comprising EITHER 1a) S$60 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit:

1a) S$60 cash credit is only for the first 200 New-to-UOB Deposit customers per calendar month who:

1. Successfully open a UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, or UOB One Account online from 1 March 2023 to 30 April 2023, and
2. Deposits at least S$5,000 Fresh Funds into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1b) S$30 cash credit is only for the first 200 Existing-to-UOB Deposit customers per calendar month who:

1. Successfully open a new a UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account, or UOB One Account online from 1 March 2023 to 30 April 2023;
2. Deposit at least S$5,000 Fresh Funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
3. Fresh Funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 28 February 2023.

Click here for full terms and conditions governing UOB Online Account Opening Promotion (1 March to 30 April 2023).

And

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:

1. Successfully submitted an online participation form here; and
2. Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).

Get a Delsey 70cm Clavel Valise Luggage, or up to S$120 cash credit comprising of EITHER 1a) S$70 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit

Delsey 70cm Clavel Valise Luggage is only for the first 200 New to UOB Deposits customers per calendar month who:

• Successfully open a new KrisFlyer UOB Account or UOB One Account together with a Mighty FX account online between 1 November 2022 to 31 December 2022; and
• Deposit at least S$5,000 into their new KrisFlyer UOB Account or UOB One Account within the account opening month and hold it till the end of the following calendar month.

OR

• 1a) S$70 cash credit is only for the first 200 New to UOB Deposits customers per calendar month who:

  • Successfully open a UOB Lady's Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account online between 1 November 2022 to 31 December 2022; and
  • Deposit at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
  
  OR
   

• 1b) S$30 Cash Credit is only for the first 200 existing to UOB Deposits customers per calendar month who:

  • Successfully open a UOB Lady's Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online between 1 November 2022 to 31 December 2022;
  • Deposit at least S$5,000 of fresh funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
  • Fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 October 2022.
  
  

  Click here for full terms and conditions.

  
  And
   

• 2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

  • Successfully submitted an online participation form here; and
  • Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.
  
  

  Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

Promotion is valid from 16 November 2022 to 18 November 2022 (“Promo Period”). To participate, (i) you are required to successfully submit your online application to open a new Eligible Account as the sole accountholder during the Promo Period and (ii) your application for your new Eligible Account must be approved by UOB with an account number issued by 30 November 2022. Eligible Accounts: UOB Stash Account, UOB Lady’s Savings Account, UOB Uniplus Account, KrisFlyer UOB Account and UOB One Account. S$50 Grab Voucher applies for New-to-UOB Deposits customers only and S$30 Grab Voucher applies for Existing-to-UOB Deposits customers who do not hold an Eligible Account prior to the application submitted for that new Eligible Account in this promotion. Full terms and conditions apply. Click here for full terms and conditions.

Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady's Saving Account. UOB 12 Gifts of Christmas Savings Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promo Period”). You are required to deposit incremental fresh funds in the specified amount during the Promo Period and successfully submit an online participation form to UOB for this Promotion during the Promo Period. Cash credit awarded in this Promotion depends on your participating deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will be automatically enrolled into the Lucky Draw. Full terms and conditions apply and can be accessed here.

UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) Terms and Conditions apply.

Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash^® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

UOB Stash Your Cash Promotion (1 September 2022 to 31 October 2022) (“Promotion”) is only valid from 1 September 2022 to 31 October 2022, both dates inclusive (“Promotion Period”). You are required to deposit incremental Fresh Funds in the specified amount during the Promotion Period and successfully submit an SMS registration to UOB for this Promotion during the Promotion Period. Cash credit awarded in this Promotion depends on your participating deposit amount for this Promotion. Full terms and conditions apply and can be accessed here.

Reward is capped at S$9,000 for S$1,000,000 in Incremental Fresh Funds deposited.

Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash^® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full Terms and Conditions for UOB 3 month Fixed Deposit Foreign Exchange Promotion will apply.

The Promotional Interest Rate(s) quoted are as at 6 February 2023. This promotion is applicable to individual customers only and is not valid with any other privileges or promotions unless otherwise stated. The fixed deposit must be made with Converted Fresh Funds and not funds transferred from existing UOB savings/current/fixed deposit account(s) or UOB cheques, cashier's orders and demand drafts. The promotional interest rate will only apply if the fixed deposit is held to maturity. If the fixed deposit is withdrawn before its maturity, no interest will be payable unless UOB decides otherwise (in which case, the amount of interest payable will be determined by UOB). UOB may change the terms and conditions of this promotion (including the promotion period, promotional interest rate, fixed deposit tenor, or terminate this promotion) at any time without having to provide any reason or prior notice. It is important to read and accept the full terms and conditions that apply to the UOB 3 month Fixed Deposit Foreign Exchange Promotion here. This promotion is available from 6 February 2023 to 31 March 2023.

“Fresh Funds” refers to (i) funds in the form of non-UOB cheques; (ii) other funds that are not transferred from any existing UOB current/savings or fixed deposit account; or (iii) other funds that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the Account within the Promotional Period.

Please refer to the terms and conditions here for full definitions.

“Converted Fresh Funds” refers to Fresh Funds that are converted from one currency into any one of the Currencies at the Bank’s quoted prevailing rate of exchange (which shall be determined by the Bank at its discretion) and deposited into the Account within the Promotional Period.

Please refer to the terms and conditions here for full definitions.

Delsey Comete + 67cm Luggage (worth S$510) is only for the first 50 customers per calendar day (i) who submit an online account opening application between 15 to 17 February 2023 for a new KrisFlyer UOB Account or UOB One Account, in either case together with a new application for Mighty FX, (ii) whose application is successfully approved by 28 February 2023, and (iii) who deposit at least S$5,000 Fresh Funds into their new KrisFlyer UOB Account or UOB One Account by 28 February 2023 and hold it till 31 March 2023 (inclusive of the date indicated). Customers who are not within the first 50 eligible customers as described above, or customers who applied for an Eligible Account other than a KrisFlyer UOB Account or UOB One Account will receive a S$50 cash credit. For Existing-to-UOB Deposit customers, the Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 31 December 2022. Available colors: Delsey Comete + 67cm Luggage (worth S$510) is available in Black and Iguana. Full terms and conditions apply. Click here for full terms and conditions.

Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

Up to S$178 cash credit comprising EITHER 1a) S$128 cash credit, OR 1b) S$108 cash credit, OR 1c) S$88 cash credit and 2) S$50 cash credit:

• 1a) S$128 cash credit is only for New-to-UOB customers who:

  • Successfully open a new Eligible UOB Account online from 16 to 18 January 2023; and
  • Deposits at least S$8,888 into their new UOB account and hold it until 31 January 2023.
  
  OR
   

• 1b) S$108 cash credit is only for New-to-UOB Deposit customers who:

  • Successfully open a new Eligible UOB Account online from 16 to 18 January 2023; and
  • Deposits at least S$8,888 Fresh Funds into their new UOB account and hold it until 31 January 2023.
  
  OR
   

• 1c) S$88 cash credit is only for Existing-to-UOB Deposit customers who:

  • Successfully open a new Eligible UOB Account online from 16 to 18 January 2023; and
  • Deposits at least S$8,888 Fresh Funds into their new UOB account and hold it 31 January 2023; and
  • whose Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$8,888 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 31 December 2022.
  
  

  Eligible UOB Account: UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account and/or UOB One Account.

   

  Click here for full terms and conditions.

  
  And
   

• 2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:

  • Successfully submitted an online participation form here; and
  • Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.
  
  

  Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).

Up to S$120 cash credit comprising of EITHER 1a) S$70 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit

• 1a) S$70 cash credit is only for the first 200 New to UOB Deposits customers per calendar month who:

  • Successfully open a UOB Lady's Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account online between 1 November 2022 to 31 December 2022; and
  • Deposit at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
  
  OR
   

• 1b) S$30 Cash Credit is only for the first 200 existing to UOB Deposits customers per calendar month who:

  • Successfully open a UOB Lady's Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online between 1 November 2022 to 31 December 2022;
  • Deposit at least S$5,000 of fresh funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
  • Fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 October 2022.

  Click here for full terms and conditions.

  
  And
   

• 2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

  • Successfully submitted an online participation form here; and
  • Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.
  
  

  Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).