Apply for UOB Preferred Platinum Visa Card now!
Benefits
Earn from online shopping and entertainment
Up to UNI$10 per S$5 spend (4 miles per S$1 spend) 
Earn from mobile contactless spend
Up to UNI$10 per S$5 spend (4 miles per S$1 spend)
UOB$ programme
earn instant cashback all year round for every transaction made at participating merchants
Promotions
UOB Payment Facility
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).
SimplyGo
Say hello to more convenience with SimplyGo.
- No need for top-ups
- No need for multiple cards
- Earn rewards on your rides
escentials
Valid for both online and in-store purchases:
15% off with min. spend of S$650
Promo code: UOB15ESC2425
10% off with min. spend of S$350
Promo code: UOB10ESC2425
ION #B2-29
Paragon #03-02/05
Shopee
- S$10 off with min. spend of S$120 on every Saturday
Valid till 27 Dec 2025
Promotions
UOB Payment Facility
Pay anything with the UOB Payment Facility and earn UNI$!
- The UOB Payment Facility allows you to pay everyday expenses such as monthly bills, rent, taxes and even a one-off large purchase with your UOB Credit Card, with a low one-time administrative fee.
- Every dollar approved will earn you UNI$2.5 for every S$5 approved (equivalent to one air mile for every dollar).
SimplyGo
Say hello to more convenience with SimplyGo.
- No need for top-ups
- No need for multiple cards
- Earn rewards on your rides
escentials
Valid for both online and in-store purchases:
15% off with min. spend of S$650
Promo code: UOB15ESC2425
10% off with min. spend of S$350
Promo code: UOB10ESC2425
ION #B2-29
Paragon #03-02/05
Shopee
- S$10 off with min. spend of S$120 on every Saturday
Valid till 27 Dec 2025
Things you should know
Eligibility and fees
Eligibility
Minimum age 21 years oldFor Singapore citizens and permanent residents
- Minimum annual income S$30,000
For foreigners
- Minimum annual income S$40,000
Documents Required: Click here
Fees
Principal card- S$196.20^ yearly
- First year card fee waiver
Supplementary card
- FREE first card
- FREE first year*
- After which an annual fee of S$98.10 will be charged
^Fees are inclusive of Singapore's prevailing Goods & Services Tax (GST)
Important Notice
Sales representatives, if any, may be remunerated for the recommendation or sale of this card.
Apply & Pay within minutes
Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!
What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!
Click here to find out more common FAQs about your credit card
Click here to find out more about digital banking solutions
For existing Principal UOB Credit Card holders
Alternatively, if you are already a Principal UOB Credit Card holder, you can send an SMS application to 77862:
- <Yespv>space<Last 4 digits of existing UOB Card>space<NRIC#>
SMS T&Cs apply
Terms and conditions
With effect from 22 May 2020, please be informed that:
a) you will earn up to UNI$10 per S$5 spend on selected online shopping and entertainment transactions, and Mobile Contactless Transactions^ only;
b) the total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. After which, UNI$1 will be awarded per S$5 spend. UNI$ will not be awarded for transactions at UOB$ merchants where UOB$ is issued. Other UOB$ terms and conditions apply. Spend exclusions apply.
With effect from 16 March 2020, please be informed that selected transactions such as insurance payments, Grab mobile wallet top-ups, wire transfers, payments to Non-Financial Institutions (such as crypto-currencies etc), quasi-cash and more will be excluded from the awarding of UNI$. For the avoidance of doubt, all other Grab transactions will continue to be eligible for awarding of UNI$.
With effect from 1 February 2021, UNI$ will no longer be awarded for Transactions involving payments to hospitals, automobile parking lots and garages.
With effect from 1 March 2022, UNI$ will no longer be awarded for transactions with transaction descriptions "TRANSIT*" and "AMAZE* TRANSIT*".
With effect from 1 August 2022, UNI$ will no longer be awarded for payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities.
With effect from 21 July 2024, UNI$ will no longer be awarded for transactions with the transaction description “NORWDS*”.
With effect from 1 October 2024, UNI$ will no longer be awarded for transactions with the transaction description “AMAZE*” and Merchant Category Codes 5965 Direct marketing – Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified).
For details, please refer to the full terms and conditions.
Frequently asked questions
Why was I not awarded with the bonus UNI$9 for my transaction?
Bonus UNI$9 is awarded to 1) mobile contactless transactions and 2) selected online shopping, dining and entertainment transactions charged to the card. Please click here for more details on the list of eligible transactions.
The total bonus UNI$ awarded to you from qualifying spend on selected online transactions and mobile contactless transactions is capped at UNI$2,000 for each calendar month. If you have met the monthly cap for the calendar month, you will not be awarded with the bonus UNI$9 for these transactions.
Please note that mobile contactless transactions are only classified as such if the transaction is effected by waving the mobile device against the contactless payment reader in the physical store. Mobile contactless transactions made in-app are considered as online transactions and will only be awarded the bonus UNI$ if they are eligible online shopping, dining and entertainment transactions.
Is there a cap on the bonus UNI$9?
The total bonus UNI$ awarded to you from qualifying spend on selected online transactions and mobile contactless transactions is capped at UNI$2,000 for each calendar month.
What are the eligible online transactions for the bonus UNI$?
Please click here for more details on the list of eligible transactions.
For more information about UOB credit cards, please click here
Before you begin, please prepare the following documents.
For salaried employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC and
- Income documents (any of the following)
- Latest 12 months' CPF Contribution History Statement via Singpass login or
- Latest Computerised Payslip (Fixed income earner with Basic Salary $2,500) /
Latest 3 months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500) or - Latest Income Tax Notice of Assessment + Latest 12 months' CPF Contribution History Statement or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency)
For self employed
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For commission based employees
- NRIC (front and back) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills, etc ) if differs from address in NRIC and
- Latest Income Tax Notice of Assessment
For foreigners
- Valid Passport (with at least 6 months’ validity) and
- Employment Pass (EP or S Pass only with at least 6 months’ validity) and
- Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc) and
- Income documents (any of the following)
- Latest Computerised Payslip (in Singapore Dollar currency) or
- Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
- Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months
For existing UOB Credit Cardmembers
- Latest income documents as above are required if you wish to update the Credit Limit on your UOB Cards; or if there has been a change in your employment.
Important notes
- For CPF Contribution History Statement submission, the maximum credit limit is calculated based on the CPF salary ceiling of S$6,000 per month. Please submit your latest Income Tax Notice of Assessment together with your CPF Contribution History Statement if your monthly salary is more than S$6,000.
- Print your Income Tax Notice of Assessment via https://mytax.iras.gov.sg with your Singpass or IRAS PIN.
- Note that if your income documents reflect a lower income than that in our bank records, we will have to reduce the current credit limit of your existing unsecured facilities to reflect prevailing earned income.
- We reserve the right to request for information and income documents if deemed necessary.
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Extra help, extra fast approval! UOB Personal Loan gives you the financial boost you need with rates from 1.85% p.a. (EIR from 3.40% p.a.).
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Stress less with UOB Balance Transfer! Enjoy 12 months of 0% interest at low one-time 4.28% processing fee on your approved loan amount! (EIR from 4.69% p.a.)
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Embark on a culinary adventure with our curated collection of reviews, deals and more. A guide designed for the epicurious.
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A travel portal to inspire, plan and book your next vacation in one place.
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Get the latest deals and inspirations for all your shopping needs. There’s a deal for everyone at ShopUOB.
Rewards+ on UOB TMRW
Travel with Rewards+ on UOB TMRW for access to the hottest regional deals and coupons, curated just for you.
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