^ UNI$1 is awarded for every S$5 spend. 10X UNI$ is awarded for Selected Online Transactions and Contactless Transactions only. The total UNI$ awarded to each Cardmember from qualifying spend on Selected Online Transactions and Contactless Transactions is capped at UNI$2,000 for each calendar month. After which, 1X UNI$ will be awarded for every S$5 spend. UNI$ will not be awarded on transactions at SMART$ merchants where SMART$ are issued. Other SMART$ terms and conditions apply. With the UNI$ earned, you may redeem for miles or rewards instantly at over 4,000 stores and restaurants islandwide with our Instant Rewards partners. Cardmembers can choose to convert their UNI$ into air miles at the conversion rate of UNI$1 = 2 miles.
* Online Purchases refers to online retail credit card transactions (whether made locally or overseas) via shopping website for the purchase of goods or services (for apparels, bags, shoes, accessories, discount and drug stores, electronics, supermarkets, dining, food delivery, entertainment and ticketing) made available by any merchant.
Contactless transactions refers collectively to: (i) Card Transactions that are performed using the Card via Visa payWave; and (ii) Card Transactions made via Apple Pay, Samsung Pay, Google Pay and UOB Mighty (or such other mobile payment services as UOB may from time to time approve at its sole discretion), that is effected at any Visa payWave Readers, either by tapping or waving the Card or mobile device against the Visa payWave Readers. For the avoidance of doubt, Contactless Transactions exclude Magnetic Secure Transmission transactions.
With effect from 1 Feb 2018, UNI$ will not be awarded for payments made to charitable/religious organizations, government institutions and services. With effect from 25 June 2018, UNI$ will not be awarded for AXS transactions.
With effect from 1 December 2018, UNI$ will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions.
Wef 1 September 2019, please be informed that:
1) payments to educational institutions will be excluded from rewards (base & accelerated UNI$ awarding)
2) SMOOVPAY transactions will be excluded from rewards (accelerated UNI$ awarding) on UOB Preferred Platinum Visa Card.
UOB SMART$ rebates will no longer be available at Metro from April 2019. You can continue to utilize your UOB SMART$ rebates at over 300 participating outlets islandwide. Visit uob.com.sg/SMART for more information.
For details, please refer to the full terms and conditions.