From 1 July 2025, authentication through SMS One-Time-Password (OTP) will be progressively changed to Digital Token Authentication via the UOB TMRW app when you add your UOB Mastercard or Visa Card(s) to Apple Wallet.
The adding of UOB American Express and UnionPay Card(s) to mobile wallets is currently not supported.
Please note that SMS OTP authentication will no longer be available. Customers without digital access or digital token will be notified to set up their digital access and digital token before proceeding with mobile wallet provisioning. Click here for Frequently Asked Questions (FAQs).
Benefits
Simple
Tap or hold your mobile device close to the contactless terminal to pay. Your transaction is sent when the green check appears on-screen.
Secure
When you use your phone to pay in stores, Google Pay doesn’t send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your information – so your card details stay safe.
Trackable
A payment confirmation with transaction details will be sent via your mobile network once a purchase is made so it’s easy for you to keep track.
Hassle-free
Instantly lock, secure or wipe your mobile with Android Device Manager when you lose it.
Add your UOB Cards securely through UOB TMRW
You can also add your cards securely to Google Pay through UOB TMRW.
Step 1
Log in to UOB TMRW and tap “Accounts”.
Step 2
Tap on your credit or debit card that you wish to add to Google Pay Wallet.
Step 3
Go to “Services” tab and tap on “Gpay Save to Phone”.
Step 4
Enter digital token code to authenticate request.
Step 5
Request initiated to add card into Google Pay Wallet.
Step 6
Read through terms and conditions and tap “Accept” to proceed.
Step 7
Card added successfully in Google Pay.
Add your UOB Cards securely through UOB TMRW
You can also add your cards securely to Google Pay through UOB TMRW.
Step 1
Log in to UOB TMRW and tap “Accounts”.
Step 2
Tap on your credit or debit card that you wish to add to Google Pay Wallet.
Step 3
Go to “Services” tab and tap on “Gpay Save to Phone”.
Step 4
Enter digital token code to authenticate request.
Step 5
Request initiated to add card into Google Pay Wallet.
Step 6
Read through terms and conditions and tap “Accept” to proceed.
Step 7
Card added successfully in Google Pay.
Add your UOB Cards via Google Pay Wallet
Step 1
Open your Google Pay app to add your card. If you don’t have it yet download now!
Step 2
Fill up your card details.
Step 3
Read through terms and conditions and select “Accept” to proceed.
Step 4
Select “Send text” for verification.
Step 5
You will receive push notification on device with UOB TMRW app installed.
Step 6
Confirm you are adding your UOB card to a device by clicking ‘Continue’.
Step 7
Validate details & tap “Add card” to proceed.
Step 8
Enter digital token code to authenticate request.
Step 9
6-digit one time password (OTP) will be shown in UOB TMRW app.
Step 10
Return to Google Pay Wallet and enter the 6-digit OTP shown in UOB TMRW app.
Step 11
Card added successfully.
Add your UOB Cards via Google Pay Wallet
Step 1
Open your Google Pay app to add your card. If you don’t have it yet download now!
Step 2
Fill up your card details.
Step 3
Read through terms and conditions and select “Accept” to proceed.
Step 4
Select “Send text” for verification.
Step 5
You will receive push notification on device with UOB TMRW app installed.
Step 6
Confirm you are adding your UOB card to a device by clicking ‘Continue’.
Step 7
Validate details & tap “Add card” to proceed.
Step 8
Enter digital token code to authenticate request.
Step 9
6-digit one time password (OTP) will be shown in UOB TMRW app.
Step 10
Return to Google Pay Wallet and enter the 6-digit OTP shown in UOB TMRW app.
Step 11
Card added successfully.
Enable Push Notifications for UOB TMRW
on your mobile device
To avoid any disruptions to your online card transactions, follow the steps below to enable notifications on your mobile device.
Step 1
Open "Settings" > Tap on "Apps and Notifications".
Step 2
Tap on Show Notifications.
Step 3
Tap on "UOB TMRW". You have successfully enabled your notifications for UOB TMRW.
Other services
UOB TMRW
More digital banking services
Forgot your digital username or password?
Digital Token
Other services
UOB TMRW
More digital banking services
Forgot your digital username or password?
Digital Token
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