
Passbook Savings Account
Track your savings and transactions in a simple way with a passbook.
Grow your savings while tracking your transactions
Watch your savings grow
Earn a base interest of 0.05% p.a. on your savings.

Convenient access to your account
Gain 24/7 access to your account through UOB Personal Internet Banking and UOB TMRW.
Get started with 3 simple steps
Step 1: Open your new account
Apply for your Passbook Savings account at any of our UOB branches.
Step 2: Start saving and transacting
Earn daily interest on your savings.
Step 3: Update your passbook to track your transactions
Update your passbook at selected UOB ATMs island-wide and stay on top of your monthly savings and expenses.
Promotions

UOB Level Up Your Savings Promotion
Level up your savings and earn more cash when you top up.
Here’s how to participate and get up to S$700 cash (Existing UOB customers) or S$800 cash (New-to-Deposits customers)
:
Step 1: Register your participation here or via Rewards+ on UOB TMRW by 30 September 2026.
Step 2: Deposit a minimum of S$20,000 in new funds
into your UOB One Account, UOB Stash Account, UOB Lady’s Savings Account or UOB Passbook Savings account. The new funds deposited cannot be withdrawn for approx. 7 months^
Don’t have a UOB Deposits account? Apply online now to receive up to an additional S$120 bonus cash reward.
Promotion ends 30 September 2026.
Subject to qualifying criteria. T&Cs apply
^Refer to UOB Level Up Your Savings Promotion T&Cs for the Earmark End Date.

Activate Money Lock to protect your savings from digital scams
Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.
Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.
Things you should know
Eligibility and fees
Age
15 years old and aboveEarly Account Closure Fee
S$30Within 6 months from opening
Fall-below Fee
S$2 if min. average daily balance is less than S$500Min. Initial Deposit
S$500 (Singaporeans/Permanent Residents)S$20 (Singaporeans/Permanent Residents with monthly income of less than S$2,000, and who are using the account as a basic Bank Account)
S$1,000 (Foreigners)
Important notice
Important information on the use of UOB Accounts and Services
Visit the full Terms & Conditions.
Sales representatives, if any, may be remunerated for the recommendation or sale of this account.
Make banking simpler with these services

Gain deeper insights into your account
To track your account more efficiently, pair your Passbook Savings Account with the UOB TMRW app. UOB Insights will give you an overview of how much you’ve spent and saved so you can stay on top of your budget.

Enjoy the deals you love with UOB Rewards+
Enjoy over 1,000 deals, cashback and rewards across over 20,000 locations islandwide with Singapore's biggest rewards programme.
Here’s something else you may like
One Account with One Card
Maximise interest in just two steps. Get up to 3.4% p.a. interest
when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score up to 10% cashback on daily spends with UOB One Credit Card. What’s more, sign up now and enjoy the highest cashback of up to 20% on daily spend*.
Subject to qualifying criteria. T&Cs apply.
*Valid for new-to-UOB Credit Cardmembers only.
Singapore Dollar Time/Fixed Deposit
Let your money grow in a safe place. Enjoy higher returns with minimal risk and competitive interest rates.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.











