Illustration: 0.75% p.a. interest (Bonus Rate assuming Incremental Fresh Funds Balance of more than S$100,000) + 0.05% p.a. interest (Prevailing Interest Rate). Bonus Rates will only apply to Incremental Fresh Funds Balance of at least S$15,000, subject to a cap of S$1,000,000. Any amount of Incremental Fresh Funds Balance exceeding S$1,000,000 shall only earn interest at the applicable Prevailing Interest Rate.

Valid for UOB Passbook Savings Account or UOB Uniplus Account only. This promotion is valid from 1 August 2022 to 30 September 2022 (both dates inclusive). Full terms and conditions governing the UOB Passbook and Uniplus Savings Promotion (1 August 2022 to 30 September 2022) apply. The terms and conditions of the promotion may be subject to change without prior notice or reason.

Get a Delsey Clavel 70cm Luggage, or up to S$120 cash credit comprising of EITHER 1a) S$70 cash credit, OR 1b) S$30 cash credit and 2) S$50 cash credit

Delsey Clavel 70cm Luggage is only for the first 200 New to UOB Deposits customers per calendar month who:

• Successfully open a new KrisFlyer UOB Account or UOB One Account together with a Mighty FX account online between 1 November 2022 to 31 December 2022; and
• Deposit at least S$5,000 into their new KrisFlyer UOB Account or UOB One Account within the account opening month and hold it till the end of the following calendar month.

OR

• 1a) S$70 cash credit is only for the first 200 New to UOB Deposits customers per calendar month who:

  • Successfully open a UOB Lady's Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account and/or UOB One Account online between 1 November 2022 to 31 December 2022; and
  • Deposit at least S$5,000 into their new UOB account within the account opening month and hold it till the end of the following calendar month.
  
  OR
   

• 1b) S$30 Cash Credit is only for the first 200 existing to UOB Deposits customers per calendar month who:

  • Successfully open a UOB Lady's Savings Account, UOB Uniplus Account, UOB Stash Account, UOB KrisFlyer Account, or UOB One Account online between 1 November 2022 to 31 December 2022;
  • Deposit at least S$5,000 of fresh funds into their new UOB account within the account opening month and hold it till the end of the following calendar month; and
  • Fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 October 2022.
  
  

  Click here for full terms and conditions.

  
  And
   

• 2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 March 2022 to 31 December 2022) for customers who have:

  • Successfully submitted an online participation form here; and
  • Successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO within two calendar months from the date of submission of the participation form.
  
  

  Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 March 2022 to 31 December 2022).

“eligible UOB savings account” means a UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.

Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.

CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

Click here for Full Terms and Conditions governing UOB Salary Credit and GIRO Reward Campaign (1 April 2023 to 30 June 2023).

Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash^® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings/fixed deposit account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Participate in the UOB SalaryPlus Promotion (1 October 2024 and 31 December 2024) by successfully submitting an online participation form (available at the official UOB website)  between 1 October 2024 and 31 December 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

((ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of “Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” to be eligible.

^~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady's Saving Account. UOB 12 Gifts of Christmas Savings Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promo Period”). You are required to deposit incremental fresh funds in the specified amount during the Promo Period and successfully submit an online participation form to UOB for this Promotion during the Promo Period. Cash credit awarded in this Promotion depends on your participating deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will be automatically enrolled into the Lucky Draw. Full terms and conditions apply and can be accessed here.

UOB Passbook Savings and Uniplus Account Promotion (1 November 2022 to 31 December 2022) (“Promotion”) is only valid from 1 November 2022 to 31 December 2022, both dates inclusive (“Promotion Period”). You are required to deposit incremental Fresh Funds in the specified amount during the Promotion Period and successfully submit an SMS registration to UOB for this Promotion during the Promotion Period. Interest awarded in this Promotion depends on your incremental fresh funds deposited for this Promotion and if you qualify as a New Salary Accountholder, Existing Salary Accountholder or Non-Salary Accountholder. Visit here for full terms and conditions.

Eligible UOB savings account include UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Uniplus Account, KrisFlyer UOB Account and/or UOB Passbook Savings Account.

Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB Lunar New Year Savings Promotion (1 January 2023 to 28 February 2023) (“Promotion”) is only valid from 1 January 2023 to 28 February 2023, both dates inclusive (“Promotion Period”). You are required to deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account during the Promotion Period, successfully submit an online participation form to UOB for this Promotion during the Promotion Period and maintain the Participating Deposit in your Eligible Account until the end of Earmark Period. Cash credit awarded in this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will get to collect up to three (3) Golden Carrot Rewards, each consists of an additional cash credit of S$28, if they successfully perform certain actions. Full terms and conditions apply and can be accessed here.

Incremental Fresh Funds are measured against your Eligible Account’s day-end balance as at 31 December 2022.

Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Uniplus Account, UOB Passbook Savings Account.

‘Earmarked’ means that the Incremental Fresh Funds deposited will not be reflected in the Eligible Account statements and cannot be withdrawn.

You are only eligible to receive one Golden Carrot (S$28 Hongbao), regardless of the number of successful referrals you make during the Promotion Period.

Eligible UOB Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash^® Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full Terms and Conditions for UOB 3 month Fixed Deposit Foreign Exchange Promotion will apply.

The Promotional Interest Rate(s) quoted are as at 6 February 2023. This promotion is applicable to individual customers only and is not valid with any other privileges or promotions unless otherwise stated. The fixed deposit must be made with Converted Fresh Funds and not funds transferred from existing UOB savings/current/fixed deposit account(s) or UOB cheques, cashier's orders and demand drafts. The promotional interest rate will only apply if the fixed deposit is held to maturity. If the fixed deposit is withdrawn before its maturity, no interest will be payable unless UOB decides otherwise (in which case, the amount of interest payable will be determined by UOB). UOB may change the terms and conditions of this promotion (including the promotion period, promotional interest rate, fixed deposit tenor, or terminate this promotion) at any time without having to provide any reason or prior notice. It is important to read and accept the full terms and conditions that apply to the UOB 3 month Fixed Deposit Foreign Exchange Promotion here. This promotion is available from 6 February 2023 to 31 March 2023.

“Fresh Funds” refers to (i) funds in the form of non-UOB cheques; (ii) other funds that are not transferred from any existing UOB current/savings or fixed deposit account; or (iii) other funds that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the Account within the Promotional Period.

Please refer to the terms and conditions here for full definitions.

“Converted Fresh Funds” refers to Fresh Funds that are converted from one currency into any one of the Currencies at the Bank’s quoted prevailing rate of exchange (which shall be determined by the Bank at its discretion) and deposited into the Account within the Promotional Period.

Please refer to the terms and conditions here for full definitions.

Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

“new funds” means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your new eligible UOB savings account, and must result in at least a corresponding increment in your eligible UOB saving account’s day-end balance throughout the promotion period and earmark period when compared against your eligible UOB savings account’s Monthly Average Balance for the calendar month of September 2024.

Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.

Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.

Get up to S$940 cash credit comprising:

1) S$700 cash credit
AND
2) up to S$80 cash credit
AND
3) up to S$160 cash credit

1) UOB Save up Cash in Promotion (“Promotion”) is valid from 1 October 2024 to 31 December 2024, both dates inclusive (“Promotion Period”). To qualify, you must (i) deposit a specified amount of incremental fresh funds (“Participating Deposit”) into an eligible account (“Eligible Account”), (ii) successfully submit an online participation form to UOB to earmark the Participating Deposit for a specified period (“Earmark Period”), and (iii) maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your Participating Deposit amount. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

And

2) UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)

Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submits an online account opening application (“Online Account Opening Application”) during a Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account (“New Account”), and (ii) whose Online Account Opening Application is successfully approved during the Promotion Period, and (iii) who deposits min. S$5,000 of Fresh Funds into the New Account within the same calendar month in which the New Account is opened, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds depos ited into their New Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new UOB accountholder customers will be eligible to receive S$60 cash credit , and eligible existing UOB accountholder customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the New Account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.

And

3) Participate in the UOB SalaryPlus Promotion (1 October 2024 to 31 December 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 October 2024 to 31 December 2024, both dates inclusive, to receive the following cash rewards:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, or/and who successfully perform a loan repayment transaction for their UOB car loan^{^} or UOB home loan^{^} from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form;

(ii) $80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow^# within the next two calendar months from the date of submission of the online participation form; and

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^~ within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

Full terms and conditions apply and can be accessed here.

^{^}Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

^#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible

^~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.

Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$100k by SDIC.

Total interest is equivalent to Base Interest plus Bonus Interest; where Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.40% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 4.00% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.