Get up to S$120 cash credit when you open a UOB savings account online and sign up for salary crediting.

The One that makes it easy

For those who work at home, in the office. Or anywhere the road takes you. Whether you’re just starting out, striking out on your own, or taking your career further, the UOB One Account gives you the flexibility and simplicity to manage and maximise your finances.
Two simple steps to maximise interest

Two simple steps to maximise interest

Spend min. S$500 on an eligible UOB card to earn 0.25% p.a. from your first dollar. Plus, make 3 GIRO payments to get up to 2.5% p.a. interest rate or credit your salary to get up to 3.0% p.a. interest rate.

Flexible

Flexible

Choose between salary credit or GIRO. Plus, earn higher interest on your savings with our lowered salary crediting criteria of S$1,600.

Accessible

Accessible

Easily track your transactions for bonus interest with the Bonus Interest Tracker in the UOB TMRW app and Personal Internet Banking.

Greater perks

Greater perks

Your UOB One Account comes with a UOB One Debit Mastercard which you can use to get up to 3% cashback on online shopping, groceries, transport, and more.

Announcement: With effect from 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will not be eligible for bonus interest on UOB One Account. Please click here for more details.

Two simple steps to earn up to 3.0% p.a. interest

Here’s how you can maximise the interest earned on your savings

Spend min. S$500 monthly on an eligible UOB credit/debit card

+

a) Credit min. salary of S$1,600 monthly into your UOB One Account

or

b) Make 3 GIRO debit transactions per month

One Account calculator

Total Card Spend
a) Salary Credit Amount
OR
b) No. of GIRO transactions
Account Balance
By saving more, you can enjoy up to 3.0% p.a. interest
You will earn an annual interest of S$750.00 and annual cash rebate of S$200, which adds up to a total of
S$
898580
Enjoy up to 10% cashback on your daily spend at SimplyGo (bus and train rides)NEW, Dairy Farm International, Grab, Shopee Singapore, UOB Travel spend and 4.33% cashback on Singapore Power utilities bill! Plus, up to 3.33% cashback on all retail spend! Enter your monthly spend below to find out how much cashback you can earn!
SimplyGo Daily commute with SimplyGoNEW
Up to 10% cashback on bus and train rides.
S$
transport Transport
Up to 10% cashback on Grab rides and food (excludes Grab mobile wallet top-ups).
S$
groceries Groceries, Beauty & Wellness
Up to 10% cashback at Dairy Farm International such as Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Market Place and Jasons.
S$
Online Spend at Shopee Singapore Online Spend at Shopee Singapore
Up to 10% cashback on your online shopping.
S$
Utilities Bills Utilities Bills
Up to 4.33% cashback on Singapore Power utilities bill.
S$
bill-payment Recurring Bill Payment
Enjoy cashback with recurring bill payments (Mobile/broadband, insurance). Click here for form.
S$
other-spend Other Spend
Enjoy up to 3.33% cashback on dining, overseas spend, and supplementary card spend.
S$
total-spend Total Monthly Spend:
S$0
cash-rebate Total Cash Rebate:
with your UOB One Card in a year
S$0

Promotion

The One Account – An easy way to get up to 3.0% p.a. interest

 

For a limited time only, earn up to 3.0% p.a. interest and additional S$50 cash credit when you credit your salary into UOB One Account!

Earn higher interest in 2 simple steps:
1. Spend min. S$500 monthly on your UOB One Card and/or other eligible cards; and
2. Credit min. salary of S$1,600 monthly into your UOB One Account via GIRO with the transaction reference "SALA"

Register your participation in the UOB Salary Credit Campaign (1 Mar 2022 – 31 Dec 2022) to receive the additional S$50 here.

Consolidate your savings in your UOB One Account to maximise the interest earned!

Promotion ends 31 Dec 2022.

 

Things you should know

Eligibility and fees
chevron
Age
18 years old and above
Fall-below Fee
S$5 if monthly average balance is less than S$1,000
Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30
Within 6 months from opening
Min. Initial Deposit
S$1,000
Cheque Book
S$10 per cheque book (50 leaves)
Issued upon request

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

1.Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants

2.Personal Internet Banking login details – applicable to existing to UOB customers

3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Receive up to S$120 cash credit when you open a UOB One Account online.

Or book an appointment at one of our branches to open your account.

    Bundle up for even more benefits

    Everyday

    One Account with One Card

    An easy way to earn higher interest on your savings.

    • Up to 3.0% p.a. interest
    • Score additional rebates of up to 10% when you use your UOB One Credit Card for everyday spends
    Everyday

    Joint One Account

    An easier way to manage finances with your family.

    • Monitor household expenses on one convenient platform to improve family saving habits
    • Reduce the hassle of transferring funds between separate accounts
    Everyday

    One Account with Mighty FX

    Your foreign currency needs covered.

    • A simple way to convert across 10 major foreign currencies at competitive rates directly from your phone for shopping online, investing in opportunities globally or transferring funds overseas.

    Make banking simpler with these services

    Get deeper insight into your interests

    Get deeper insight into your interests

    Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.

    Withdraw cash via your phone

    Withdraw cash via your phone

    With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

    Make payments simpler

    Make payments simpler

    Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

    Better commutes with SimplyGo

    Better commutes with SimplyGo

    Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.

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