The highest interest rate ever on your savings with One Account – now up to 7.8% p.a. interest
Whether you’re just starting out, striking out on your own, or taking your career further, we want to make it easy for you to maximise your savings and help you achieve your financial goals. With the UOB One Account, you can now earn higher interest of up to 7.8% p.a. with just 2 simple steps!
Choose between salary credit or GIRO. Plus, earn higher interest on your savings with our lowered salary crediting criteria of S$1,600.
Easily track your transactions for bonus interest with the Bonus Interest Tracker in the UOB TMRW app and Personal Internet Banking.
Here’s how your bonus interestEnhanced! on your savings add up
Account Monthly Average Balance (MAB)
|Account Monthly Average Balance (MAB)|
One Account calculator
Never miss out on earning higher interest with the UOB TMRW app
Easily track your progress towards earning bonus interest every month on the UOB TMRW app. Simply tap on Accounts > One Account > Details
Monitor the activities required to unlock the next tier of bonus interest by clicking on View activities
'Tis the season for saving! Count down the days to Christmas with us as we reveal 1 of 12 mystery gifts every 5 days between 1 November - 31 December 2022. More than S$20,000 worth of gifts up for grab!
Click here to find out today's mystery gift.
Step 1: Register your participation here within the promotional period specified for your gift of choice
Step 2: Deposit a minimum of S$30,000 in Incremental Fresh Funds in an Eligible Account by 31 December 2022
|Incremental Fresh Funds Amount||Cash Credit|
Promotion ends 31 December 2022. T&Cs apply.
Things you should know
Eligibility and fees
Age18 years old and above
Fall-below FeeS$5 if monthly average balance is less than S$1,000
Waived for first 6 months for accounts opened online
Early Account Closure FeeS$30
Within 6 months from opening
Min. Initial DepositS$1,000
Cheque BookS$10 per cheque book (50 leaves)
Issued upon request
Actions or documents required
How to apply:
1.Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will require:
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Bundle up for even more benefits
One Account with One Card
- Up to 7.8% p.a. interest
- Score up to 15% cashback on daily spends with UOB One Credit Card.
- Apply for the UOB One Account and One Card online and get up to S$420 cash credit today! Promotion ends 31 Dec 2022. T&Cs apply.
One Account with Mighty FX
Your foreign currency needs covered.
- A simple way to convert across 10 major foreign currencies at competitive rates directly from your phone for shopping online, investing in opportunities globally or transferring funds overseas.
- Be the first 200 to sign up and convert a minimum of S$500 with Mighty FX and get S$10 cash. Promotion till 14 Dec 2022. T&Cs apply.
Make banking simpler with these services
Get deeper insight into your interests
Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.
Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
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UOB Stash Account
Accumulate even more savings with up to 1% interest (equivalent to S$575) p.a when you maintain or increase your Monthly Average Balance.
UOB EVOL Card
The perfect card for anyone who loves to eat out, watch movies, take Grab, and more. Get higher cashback when you spend during weekends.