The highest interest rate ever on your savings with One Account – now up to 7.8% p.a. interest
Whether you’re just starting out, striking out on your own, or taking your career further, we want to make it easy for you to maximise your savings and help you achieve your financial goals. With the UOB One Account, you can now earn higher interest of up to 7.8% p.a. with just 2 simple steps!
Choose between salary credit or GIRO. Plus, earn higher interest on your savings with our lowered salary crediting criteria of S$1,600.
Easily track your transactions for bonus interest with the Bonus Interest Tracker in the UOB TMRW app and Personal Internet Banking.
Here’s how your bonus interestEnhanced! on your savings add up
Account Monthly Average Balance (MAB)
|Account Monthly Average Balance (MAB)|
One Account calculator
Never miss out on earning higher interest with the UOB TMRW app
Easily track your progress towards earning bonus interest every month on the UOB TMRW app. Simply tap on Accounts > One Account > Details
Monitor the activities required to unlock the next tier of bonus interest by clicking on View activities
Receive personalised reminders based on your saving habits so that you never miss out on topping up your UOB One Account balance to unlock the next tier of bonus interest
Add some Pow-Wow to your savings!
Meet the Power Duo that gives you up to S$8,000 p.a. interest
1. On your first S$100,000 savings with UOB One Account: Get up to S$5,000 in interest a year in just 2 steps
2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances
Get up to S$140 cash credit when you open a UOB savings account online
It’s easy to get more out of your savings with UOB! Be rewarded with up to S$140 cash when you apply for a UOB savings account online, deposit Fresh Funds, sign up for salary crediting and perform GIRO payments with your UOB account.
Choose from our savings accounts that reward you with up to 7.8% p.a. interest, bonus miles and more.
Promotion ends 30 April 2023. T&Cs apply.
Things you should know
Eligibility and fees
Age18 years old and above
Fall-below FeeS$5 if monthly average balance is less than S$1,000
Waived for first 6 months for accounts opened online
Early Account Closure FeeS$30
Within 6 months from opening
Min. Initial DepositS$1,000
Cheque BookS$10 per cheque book (50 leaves)
Issued upon request
Actions or documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
1.Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will require:
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Bundle up for even more benefits
One Account with Mighty FX
Your foreign currency needs covered.
- A simple way to convert across 10 major foreign currencies at competitive rates directly from your phone for shopping online, investing in opportunities globally or transferring funds overseas.
Make banking simpler with these services
Get deeper insight into your interests
Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.
Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
Here's something else you may like
UOB Stash Account
Accumulate even more savings with up to 5.0% p.a. interestNEW! when you maintain or increase your Monthly Average Balance.
UOB EVOL Card
The perfect card for anyone who loves to eat out, watch movies, take Grab, and more. Get higher cashback when you spend during weekends.