One Account

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    Highlights

    • Now bigger and better with up to 3.88% p.a. interest rates1
    • Up to 5% cash rebate+ with UOB One Card
    • Up to S$2,027 total interest and cash rebate
    • Convenience of an eStatement only account

    Receive a pair of Cathay Platinum Movie tickets worth S$562 and up to S$1804 when you successfully apply online for a new UOB One Account and UOB One Card.

    Apply now

  •  

    Boost your year-end bonus when you credit your salary into a UOB Account.

    For a limited time only, get S$80* when you credit your salary into a UOB Account+.
    Plus, earn a higher interest rate or more miles* when you credit your salary into a UOB One Account or KrisFlyer UOB Account.

    Find out more

    *T&Cs apply. +UOB Account refers to the UOB Stash Account®, KrisFlyer UOB Account, UOB One Account, UOB Uniplus Account, Passbook Savings Account and Privilege Account. Insured up to S$75k by SDIC.

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    Get up to S$2,027 p.a. in rebates & interest with One Card & One Account

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Promotion

From now till 31 December 2019, receive a pair of Cathay Platinum Movie tickets worth S$562 when you apply for a new UOB One Account with a Fresh Funds deposit of S$10,000.

 

To participate, send an SMS in this format to 77862:

UOBONE‹space›Last 4 characters of NRIC/Passport Number in UOB’s records‹space›DDMMYY of birth

Examples of a valid SMS:
UOBONE 567A 291090
UOBONE 766B 010179

 

UOB Online Promotion (1 Nov 2019 to 31 Dec 2019)

What’s more, get an additional cash credit of up to S$1804 when you successfully apply online for both the UOB One Account and UOB One Card!

Apply for your UOB One Account now, get approval within minutes3 and start transacting.

 

Apply Now

Benefits

Up to 3.88% p.a. interest 1

Up to 3.88% p.a. interest1

when you spend S$500 monthly AND credit your salary or Pay 3 bills monthly via GIRO.

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Earn 1.50% p.a. interest1 from the 1st dollar

Earn 1.50% p.a. interest1 from the 1st dollar

when you spend S$500 monthly on your UOB One Card and/or selected Cards.

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How to earn higher interests up to 3.88% p.a.1?

 

You need to perform Action 1 AND 2 or 3.

Action 1: Spend at least S$500 on your UOB One Card and/or selected Cards monthly.
What constitutes as spend?

 

All Visa and/or Mastercard® transactions successfully posted in the calendar month which also includes:

  • All Visa and/or Mastercard retail spend on your card.
  • Recurring payments which covers your insurance premiums charged to your card.

Selected Cards include UOB Lady’s Card+, UOB YOLO, UOB Debit Card and UOB Direct Visa Debit Card and Mighty FX Debit Card

 

Don't have UOB One Card? Get one today.

Apply for UOB One Account and UOB Lady's Card here.

Apply for UOB One Account and UOB YOLO here.

 

Note: A UOB Debit Card will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB YOLO) application is unsuccessful.

+UOB Lady's Card refers to any UOB Lady's / Lady's Platinum / Lady's Solitaire Credit and/or Lady’s Debit Cards issued by UOB.

 

Action 2: Crediting your salary (min S$2,000) monthly to your UOB One Account

What constitutes as Salary Credit?

  • Only valid for salary credited through GIRO with the transaction reference "SALA"
  • To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
  • Bonus interest is paid on the Monthly Average Balance# at month end

 

Action 3: Make 3 GIRO debit transactions monthly from your UOB One Account

What constitutes as GIRO debit transactions?

  • You need to make 3 GIRO debit transactions payable to any billing organisation with the bank, within the calendar month
  • You can use the GIRO form to facilitate your GIRO instructions. Download it here.
  • Bonus interest is paid on the Monthly Average Balance# at month end

 

How to earn 1.50% p.a. interest1?

 

Spend at least S$500 on your UOB One Card/selected Cards monthly.
What constitutes as spend?

 

All Visa and/or Mastercard® transactions successfully posted in the calendar month which also includes:

  • All Visa and/or Mastercard retail spend on your card.
  • Recurring payments which covers your insurance premiums charged to your card.

Selected Cards include UOB Lady's Card+, UOB YOLO, UOB Debit Card and UOB Direct Visa Debit Card and Mighty FX Debit Card

 

Don't have UOB One Card? Get one today.

Apply for UOB One Account and UOB Lady's Card here.

Apply for UOB One Account and UOB YOLO here.

Note: A UOB Debit Card will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB YOLO) application is unsuccessful.

+UOB Lady's Card refers to any UOB Lady's / Lady's Platinum / Lady's Solitaire Credit and/or Lady’s Debit Cards issued by UOB.

 

Link Mighty FX to your One Account

Link Mighty FX to your One Account

Get competitive exchange rates for your overseas spend.

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Convenience of a monthly estatement

Convenience of a monthly estatement

Go paperless with 5 years of stored electronic statements from the time you subscribe

What's more, you can earn higher interest of up to 3.88% p.a.^ on your savings with UOB One Account, when you spend on the Mighty FX Debit Card.

 

Sign up for Mighty FX today.

How It Works

 

*Total interest A is equivalent to current Base Interest plus revised Bonus Interest A; Total Interest B is equivalent to current Base Interest plus revised Bonus Interest B; where current Base Interest is 0.05%p.a. and Bonus Interest is paid on first S$75,000 balance in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance.

Calculator

Total card spent
 
 
 
Salary credit amount
 
 
 
OR No. of GIRO transactions
 
 
Account balance in your
UOB One Account
 
 
By topping up more, you can enjoy up 3.88% pa.a interest^!
 
 
You will earn an annual interest of S$1,216 and annual cash rebate of
S$200, which adds up to a total of
S$
 
Rebate Calculator
 
Enjoy up to 10% rebate on all Grab transactions, 6% rebate on Singapore Power utilities bill (wef 16 May 2019) and up to 5% rebate on ALL spend+! Key in your month spend on the card and see the rebate and other benefits you’ll receive.
petrol
TransportUp to 10% rebate+ on Grab rides, food and top-ups!
S$
petrol
PetrolFuel savings of up to 20.8% at Shell and 24% at SPC.
S$
groceries
Groceries:Additional 0.3% SMART$ rebate at Cold Storage, Market Place, Jasons, Giant.
S$
dining
Dining:Up to 50% off with UOB Dining Privileges.
S$
bill-payment
Recurring Bill Payment:(Mobile/broadband, insurance)
Enjoy rebates with recurring bill payments. Click here for form.
S$
other-spend
Other Spend:(including supplementary card spend)
Enjoy rebates with monthly instalments, and supplementary card spend.
S$
total-spend
Total Monthly Spend:
S$0
cash-rebate
Total Cash Rebate:with your UOB One Card in a year
S$0

Apply Now

Eligibility and fees

Age 18 years beyond
 
Fall-below Fee $5
Min Monthly Average Balance of $1,000
Early Account Closure Fee $30
Within 6 months from opening
Cheque Book $10
Per additional cheque book
(50 leaves)

Learn more about account fees and charges.

 

Get up to S$1804 when you apply online for both One Account and One Card.

 

APPLY NOW
Online Account Opening for UOB One Account and One Card
BOOK NOW
Appointment for Account Opening at Branch

 

Note: A UOB Debit Card will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB YOLO) application is unsuccessful.

 

Now, you can open and transact with your account instantly.
Get S$804 when you apply online for UOB One Account.

 

APPLY NOW
For Instant Account Opening of UOB One Account

 

Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

 

Actions or documents required

For Singaporeans and PRs

You can now apply via MyInfo, where forms are prefilled with no submission of documents needed. You will require:

  • SingPass Login

Choose to apply for

  • Instant Account Opening for UOB One Account or
  • UOB One Account and One Card

 

Application of UOB One Account and One Card (via the online form)

  • Upload images of NRIC (front and back)
  • Authorise the bank to access CPF history

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residence Address
  • Employment Pass/ S Pass/ Dependent Pass

 

 

With effect from 30 November 2019, please be informed that additional transactions will be excluded from the awarding of any bonus interest on UOB One Account. Click here for more details.

1Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criteria of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month.

+ Enjoy up to 5% cash rebate based on a retail spend of S$2,000 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cash rebate of S$300. Enjoy up to 3.33% cash rebate based on a retail spend of S$1,000 or S$500 and min. 5 transactions per statement month for each qualifying quarter to earn the quarterly cash rebate of S$100 or S$50 respectively. Cardmembers who have been awarded the quarterly cash rebate will get an additional 5% rebate on the total Grab transactions successfully charged and posted to the Card Account in each statement month. Effective from 16 May 2019, cardmembers who have been awarded the quarterly cash rebate will get an additional 1% rebate on the Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Additional rebates will be capped at S$100. Please note that exclusions apply. Visit uob.com.sg/one for the full terms and conditions.

 #Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

2Limited to the first 500 new to UOB Deposits customers who successfully apply for a new UOB One Account with a Fresh Funds deposit of S$10,000. Fresh Funds used to participate in this Promotion cannot be withdrawn until 31 March 2020. Terms and conditions of the UOB One Account Acquisition Promotion (13 November 2019 to 31 December 2019) ("Promotion") apply.

3Applicable for Singaporeans and PRs only. Limited to new to UOB customers.

4Up to S$180 cash credit comprises of i) S$100 Cash Credit when you successfully apply for a new UOB Credit Card and ii) S$80 Cash Credit when you successfully open a new UOB One Account. i) S$100 cash credit when you apply online for a new Credit Card from 1 Nov – 31 Dec 19: Minimum S$1,000 spend within 30 days from the approval date of the Credit Card. Gift is limited to the first 400 eligible applicants who meet the minimum spend. Not valid for KrisFlyer UOB Credit Card & PRVI Miles Card. Full terms and conditions apply, click here for more information. ii) S$80 Cash Credit for UOB One Account: Limited to the first 500 new to UOB Deposits customers who successfully apply for their new UOB account online, deposits at least S$5,000 in fresh funds into their new UOB account and maintains such fresh funds in their new UOB account for 6 consecutive months. Terms and conditions of the UOB Online Promotion (1 November 2019 to 31 December 2019) apply.

Important Notices

Important information on the use of UOB Accounts and Services

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.