One Account

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    Highlights

    • Now bigger and better with up to 3.88% p.a. interest rates^
    • Up to 5% cash rebate+ with UOB One Card
    • Up to S$2,027 total interest and cash rebate
    • Convenience of an eStatement only account

    Get up to S$170* when you apply online for UOB One Account and One Card today.

    Apply now

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Benefits

Up to 3.88% p.a. interest^

Up to 3.88% p.a. interest^

when you spend S$500 monthly AND credit your salary or Pay 3 bills monthly via GIRO.

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Earn 1.50% p.a. interest^ from the 1st dollar

Earn 1.50% p.a. interest^ from the 1st dollar

when you spend S$500 monthly on your UOB One Card and/or selected Cards.

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How to earn higher interests up to 3.88% p.a.^?

 

You need to perform Action 1 AND 2 or 3.

Action 1: Spend at least S$500 on your UOB One Card and/or selected Cards monthly.
What constitutes as spend?

 

All Visa and/or Mastercard® transactions successfully posted in the calendar month which also includes:

  • All Visa and/or Mastercard retail spend on your card.
  • Recurring payments which covers your insurance premiums charged to your card.

Selected Cards include UOB Lady’s Card+, UOB YOLO, UOB Debit Card and UOB Direct Visa Debit Card and Mighty FX Debit Card

 

Don't have UOB One Card? Get one today.

Apply for UOB One Account and UOB Lady's Card here.

Apply for UOB One Account and UOB YOLO here.

 

Note: A UOB Debit Card will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB YOLO) application is unsuccessful.

+UOB Lady's Card refers to any UOB Lady's / Lady's Platinum / Lady's Solitaire Credit and/or Lady’s Debit Cards issued by UOB.

 

Action 2: Crediting your salary (min S$2,000) monthly to your UOB One Account

What constitutes as Salary Credit?

  • Only valid for salary credited through GIRO with the transaction reference "SALA"
  • To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
  • Bonus interest is paid on the Monthly Average Balance# at month end

 

Action 3: Make 3 GIRO debit transactions monthly from your UOB One Account

What constitutes as GIRO debit transactions?

  • You need to make 3 GIRO debit transactions payable to any billing organisation with the bank, within the calendar month
  • You can use the GIRO form to facilitate your GIRO instructions. Download it here.
  • Bonus interest is paid on the Monthly Average Balance# at month end

 

How to earn 1.50% p.a. interest^?

 

Spend at least S$500 on your UOB One Card/selected Cards monthly.
What constitutes as spend?

 

All Visa and/or Mastercard® transactions successfully posted in the calendar month which also includes:

  • All Visa and/or Mastercard retail spend on your card.
  • Recurring payments which covers your insurance premiums charged to your card.

Selected Cards include UOB Lady's Card+, UOB YOLO, UOB Debit Card and UOB Direct Visa Debit Card and Mighty FX Debit Card

 

Don't have UOB One Card? Get one today.

Apply for UOB One Account and UOB Lady's Card here.

Apply for UOB One Account and UOB YOLO here.

Note: A UOB Debit Card will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB YOLO) application is unsuccessful.

+UOB Lady's Card refers to any UOB Lady's / Lady's Platinum / Lady's Solitaire Credit and/or Lady’s Debit Cards issued by UOB.

 

Link Mighty FX to your One Account

Link Mighty FX to your One Account

Get competitive exchange rates for your overseas spend.

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Convenience of a monthly estatement

Convenience of a monthly estatement

Go paperless with 5 years of stored electronic statements from the time you subscribe

What's more, you can earn higher interest of up to 3.88% p.a.^ on your savings with UOB One Account, when you spend on the Mighty FX Debit Card.

 

Sign up for Mighty FX today.

How It Works

 

*Total interest A is equivalent to current Base Interest plus revised Bonus Interest A; Total Interest B is equivalent to current Base Interest plus revised Bonus Interest B; where current Base Interest is 0.05%p.a. and Bonus Interest is paid on first S$75,000 balance in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance.

Calculator

Total card spent
Salary credit amount
OR No. of GIRO transactions
Account balance in your
UOB One Account
By topping up more, you can enjoy up 3.88% pa.a interest^!
You will earn an annual interest of S$1,216 and cash rebate of
S$200, which adds up to a total of
S$
Rebate Calculator
 
Enjoy up to 5% cash rebate+ on all spend! Key in your month spend on the card and see the rebate and other benefits you’ll receive.
petrol
Petrol:Best fuel petrol savings: Up to 20.8% at Shell and 24% at SPC.
S$
groceries
Groceries:Additional 0.3% SMART$ rebate at Cold Storage, Market Place, Jasons, Giant.
S$
dining
Dining:Up to 50% off with UOB Dining Privileges.
S$
bill-payment
Recurring Bill Payment:(Mobile/broadband, insurance)
Enjoy rebates with recurring bill payments. Click here for form.
S$
other-spend
Other Spend:(including supplementary card spend)
Enjoy rebates with monthly instalments, and supplementary card spend.
S$
total-spend
Total Monthly Spend:
S$0
cash-rebate
Total Cash Rebate:with your UOB One Card in a year
S$0

 

1 Million S$1 Deals

From now to end October 2018, enjoy exciting S$1 deals at the following merchants when you pay with your UOB One Card via mobile payment. Visit uob.com.sg/onemillion weekly for more details!

+ Enjoy up to 3.33% cash rebate based on a retail spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a retail spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. If you did not get any quarterly cash rebate between January to December, 0.03% base rebate will be awarded at the end of the statement months between January to December in a calendar year, calculated based on the total eligible spend amount in that year. Please note that exclusions apply. Visit uob.com.sg/one for the full terms and conditions.

Apply Now

Eligibility and fees

Age 18 years beyond
 
Fall-below Fee $2
Min Monthly Average Balance of $500
Early Account Closure Fee $30
Within 6 months from opening
Cheque Book $10
Per additional cheque book
(50 leaves)

Learn more about account fees and charges.

 

Get up to S$170* when you apply online for UOB One Account and One Card.

 

APPLY NOW for UOB One Account and One Card

 

Note: A UOB Debit Card will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB YOLO) application is unsuccessful.

 

Now, you can open and transact with your account instantly.
Get S$50* when you apply online for UOB One Account.

 

APPLY NOW For Instant Account Opening of UOB One Account

 

Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

 

Actions or documents required

For Singaporeans and PRs

You can now apply via MyInfo, where forms are prefilled with no submission of documents needed. You will require:

  • SingPass Login

Choose to apply for

  • Instant Account Opening for UOB One Account or
  • UOB One Account and One Card

 

Application of UOB One Account and One Card (via the online form)

  • Upload images of NRIC (front and back)
  • Authorise the bank to access CPF history

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residence Address
  • Employment Pass/ S Pass/ Dependent Pass

 

 

^Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criteria of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month.

+Enjoy up to 3.33% cash rebate based on a retail spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively. Enjoy up to 5% cash rebate based on a retail spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300. Each qualifying quarter consists of 3 consecutive statement periods. If you did not get any quarterly cash rebate between January to December, 0.03% base rebate will be awarded at the end of the statement months between January to December in a calendar year, calculated based on the total eligible spend amount in that year. Please note that exclusions apply. Visit uob.com.sg/one for the full terms and conditions.

 #Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month. 

*S$50 Cash Credit for UOB One Account: Limited to new to UOB Deposits customers only. Terms and conditions of the UOB Savers Promotion (1 Sep – 31 Oct 2018) ("Promotion") apply.

S$100 Rebate for Card Application: Limited to the first 1,000 qualifying new UOB Principal Credit Cardmembers who spend a minimum of S$1,000 within the first 30 days of their new card approval. Valid from 17 October – 31 December 2018. S$20 Rebate / Vouchers for Card Application:  Limited to the first 2,000 qualifying new UOB Principal Credit Cardmembers who make their first transaction at selected merchants within the first 30 days of card approval. Valid from 17 October – 31 December 2018.  Full terms and conditions apply, please visit uob.com.sg/creditcards.

Cessation of Cheque Book Delivery to Overseas Mailing Addresses 

One Account: Revision of Terms and Conditions Governing Accounts and Services (Individual Customers)

One Account: Revision of Interest Rates. Now bigger and better with higher interest of up to 3.88% p.a.

Important Notices

Important information on the use of UOB Accounts and Services

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.