For the serious saver
The UOB Stash account rewards the everyday saver, whether it is for a long term goal, a rainy day or whenever you have spare cash or lump sums from your bonuses or investments. Earn up to 1% p.a. interest on your savings when you stash.
Score bonus interest
Earn up to S$575 in p.a interest. Even if you spend or make transactions, you can still earn interest as long as you maintain or increase your balance.
Accumulate more when you Stash
Here’s how to score higher interest rates
Maximise your bonus interest
Here’s how your bonus interest will add up.
Earn up to 11X more interest with UOB Stash Account
If you maintain your savings with no withdrawals, you’ll earn even higher interest. Here’s an example.
These calculations are for illustrative purposes only and are not representations, warranties or assurances of the actual interest credited.
How it adds up
Use this tool to find out how much interest you can earn in a year by maintaining or increasing your Monthly Average Balance, as compared to the previous month.
Promotion

Usher in a bountiful year of the Rabbit when you save with UOB!
Simply top up your UOB savings account and participate now to receive up to S$1,888 Hongbao. Plus, receive up to 3 additional S$28 Hongbaos when you complete selected actions to collect Golden Carrots!
Here’s how you can get a guaranteed Hongbao of up to S$1,888:
Step 1: Register your participation here by 28 February 2023.
Step 2: Deposit a minimum of S$50,000 in Incremental Fresh Funds in an Eligible Account by 28 February 2023. The Incremental Fresh Funds will be earmarked for approximately 4 months.
Incremental Fresh Funds Amount | Cash Credit |
S$50,000 | S$388 |
S$100,000 | S$888 |
S$200,000 | S$1,888 |
BONUS! Be rewarded with an additional S$28 Hongbao for each Golden Carrot you collect, up to 3 per customer! Get a Golden Carrot for each action completed below.
(a) Register for PayNow with UOB
(b) Credit your monthly salary of min. S$1,600 to your UOB account
(c) Refer a friend to top up and participation in this promotion
Promotion ends 28 February 2023. T&Cs apply.
Things you should know
Eligibility and fees
Age
16 years old and above for online application15 years old and above for application via branch
Early Account Closure Fee
S$30Within 6 months from opening
Fall-below Fee
S$2 if min. average daily balance is less than S$1,000Waived for first 6 months for accounts opened online
Min. Initial Deposit
S$1,000Learn more about account fees and charges.
Actions or Documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
1.Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will require:
- Passport
- Proof of Residential Address
- Employment Pass/S Pass/Dependent Pass
Important notice
Important information on the use of UOB Accounts and Services
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.
Bundle up for even more benefits
Make banking simpler with these services

Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.
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One Account with One Card
Just 2 steps to earn higher interest of up to 7.8% p.a.NEW! when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score up to 15% cashback on daily spends with UOB One Credit Card.
Singapore Dollar Time/Fixed Deposit
Grow your spare cash with peace of mind and earn higher returns with promotional interest rates.