Get up to S$118 cash credit when you open a UOB savings account online and sign up for salary crediting.

For the serious saver

The UOB Stash account rewards the everyday saver, whether it is for a long term goal, a rainy day or whenever you have spare cash or lump sums from your bonuses or investments. Earn up to 1% p.a. interest on your savings when you stash.
Score bonus interest

Score bonus interest

Earn up to S$575 in p.a interest. Even if you spend or make transactions, you can still earn interest as long as you maintain or increase your balance.

Greater perks

Greater perks

Receive a UOB One Debit Mastercard when you sign up. Use it for all your shopping needs and get up to 10% cashback on online shopping, groceries, transport, and more.

Accumulate more when you Stash

Here’s how you can earn up to 1% p.a interest on your savings, which is 11x higher as compared to a typical savings account.

0.05% base interest

You will always earn this interest, regardless of what you deposit into your account


Up to 0.95% bonus interest

Maintain or increase your Monthly Average Balance (MAB), as compared to the previous month

Here’s how to score higher interest rates

Maximise your bonus interest

Here’s how your bonus interest will add up.


If you maintain your savings with no withdrawals, you’ll earn even higher interest. Here’s an example.



These calculations are for illustrative purposes only and are not representations, warranties or assurances of the actual interest credited.

How it adds up

Use this tool to find out how much interest you can earn in a year by maintaining or increasing your Monthly Average Balance, as compared to the previous month.

Input your Monthly Average Balance (MAB) by adjusting the sliders or typing them in the fields manually.
Your MAB
Start earning 1% p.a. interest after S$70k
Total Interest Earned
Interest Amount Earned
(Account Opened)





Total interest amount earned (P.A.):S$50.00
This is for illustration purpose only, and is not indicative of the total interest you may earn on your savings in UOB Stash Account.


Usher in a bountiful year of the Rabbit when you save with UOB!


Simply top up your UOB savings account and participate now to receive up to S$1,888 Hongbao. Plus, receive up to 3 additional S$28 Hongbaos when you complete selected actions to collect Golden Carrots!

Here’s how you can get a guaranteed Hongbao of up to S$1,888:
Step 1: Register your participation here by 28 February 2023.
Step 2: Deposit a minimum of S$50,000 in Incremental Fresh Funds in an Eligible Account by 28 February 2023. The Incremental Fresh Funds will be earmarked for approximately 4 months.

Incremental Fresh Funds Amount Cash Credit
S$50,000 S$388
S$100,000 S$888
S$200,000 S$1,888

BONUS! Be rewarded with an additional S$28 Hongbao for each Golden Carrot you collect, up to 3 per customer! Get a Golden Carrot for each action completed below.
(a) Register for PayNow with UOB
(b) Credit your monthly salary of min. S$1,600 to your UOB account
(c) Refer a friend to top up and participation in this promotion

Promotion ends 28 February 2023. T&Cs apply.


Things you should know

Eligibility and fees
16 years old and above for online application
15 years old and above for application via branch
Early Account Closure Fee
Within 6 months from opening
Fall-below Fee
S$2 if min. average daily balance is less than S$1,000
Waived for first 6 months for accounts opened online
Min. Initial Deposit

Learn more about account fees and charges.

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).


How to apply:

1.Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants

2.Personal Internet Banking login details – applicable to existing to UOB customers

3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application


For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Receive up to S$118 cash credit when you open a UOB Stash Account online.

Or visit one of our branches to open your account.

    Bundle up for even more benefits

    Joint Stash Account

    An easier way to manage finances with your family.

    Monitor household expenses on one convenient platform to improve family saving habits

    Reduce the hassle of transferring funds between separate accounts

    Make banking simpler with these services

    Get alerts about your account instantly

    Get alerts about your account instantly

    Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

    Withdraw cash via your phone

    Withdraw cash via your phone

    With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

    Make payments simpler

    Make payments simpler

    Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

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      UOB Preferred Platinum Visa Card

      The ideal card for those who love to shop!  Get up to UNI$10 for every S$5 spent on mobile contactless payments or selected online purchases.

        Singapore Dollar Time/Fixed Deposit

        Grow your spare cash with peace of mind and earn higher returns with promotional interest rates.

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