For the consistent saver
The UOB Stash Account rewards the everyday saver, whether it’s for a long-term goal or a rainy day.
Access to cash
No lock-in period! This means having access to your savings anytime or for a rainy day, while still earning interest every month.
Accumulate more when you Stash
Here’s how to score higher interest rates
Maximise your bonus interest
Here’s how your bonus interest will add up.
How it adds up
Use this tool to find out how much interest you can earn in a year by maintaining or increasing your Monthly Average Balance, as compared to the previous month.

Add some Pow-Wow to your savings!
Meet the Power Duo that gives you up to S$5,790 p.a. interest on your savings
1. On your first S$150,000 savings with UOB One Account: Get up to S$3,750 in interest a year in just 2 steps
2. On your next S$100,000 savings with UOB Stash Account: Get up to S$2,040 in interest a year when you maintain or increase your balances
Promotion

UOB Season of Gold Savings Promotion
The season of gold is here!
Get up to S$600 cash when you save with UOB. Plus, stand a chance to win a 20-gram 999.9 gold bar (PAMP® Rosa Gold Minted Bar) in our festive lucky draw! The more you save, the more chances you earn to win.
Here’s how to participate and earn up to S$340 in cash:
Step 1: Register your participation here or via Rewards+ on UOB TMRW by 31 December 2025.
Step 2: Deposit a minimum of S$20,000 in new funds into your UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Uniplus Account or UOB Passbook Savings account. The new funds deposited cannot be withdrawn for approx. 7 months.
That’s it! If you are eligible for the cash credit, you will also be auto-enrolled into a lucky draw where you could be one of 12 lucky winners to walk away with a 20-gram 999.9 gold bar (PAMP® Rosa Gold Minted Bar)!
Don’t have a UOB savings account? Apply online now and receive up to an additional S$260 bonus cash reward.
Promotion ends 31 Dec 2025.
T&Cs apply.

Activate Money Lock to protect your savings from digital scams
Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.
Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.
Requirements and fees
Eligibility and fees
Age
16 years old and above for online application15 years old and above for application via branch
Fall-below Fee
S$2 if min. average daily balance is less than S$1,000Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30Within 6 months from opening
Min. Initial Deposit
S$1,000Statement Type
eStatementLearn more about account fees and charges.
Actions or Documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
2.Personal Internet Banking login details – applicable to existing to UOB customers
3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will need to bring along original copies of:
- Your Physical Passport (Min 6 months validity is required)
- Proof of Residential Address (E.g. Utilities or Telecommunication bills)
- Employment Pass/S Pass/Dependent Pass
Please note that photocopied or digital copies of the above documents will not be accepted for processing.
Important notice
Important information on the use of UOB Accounts and Services
Terms and Conditions
Sales representatives, if any, may be remunerated for the recommendation or sale of this account.
Bundle up for even more benefits
Make banking simpler with these services

Get alerts about your account instantly
Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.
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Singapore Dollar Time/Fixed Deposit
Grow your spare cash with peace of mind and earn higher returns with promotional interest rates.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.