Receive a Jo Malone Cologne 30ml when you apply for a UOB Lady’s Savings Account online and deposit new funds. 

Accelerate your rewards as you save

Earn up to 25X UNI$ (10 miles per S$1)NEW! when you pair your UOB Lady’s Savings Account with UOB Lady’s Credit Card. Plus, enjoy free female cancer coverage as you save.
Greater rewards

Greater rewards

• Earn up to 25X UNI$ per S$5 spent (10 miles per S$1 spent)NEW! on your preferred rewards category(ies) when you spend with your Lady’s Credit Card and save with your Lady’s Savings Account

• Earn up to 10% instant cashback with UOB$ programme for UOB Lady’s Debit Cardholders.

Protect

Protect

• Get free coverage of up to S$200,000 for 6 female cancers from the first dollar you save. No medical assessment required.

Dental

Dental

• Teeth whitening treatment at S$1,288, which includes in-clinic whitening treatment and a take-home whitening kit for maintenance.
• Dental wellness at S$98, which includes scaling, polishing, and fluoride treatment.

An unstoppable pairing that gives you up to 25X UNI$NEW!

Here’s how you can earn up to 25X UNI$ per S$5 spend (equiv. to 10 miles per S$1) on your preferred rewards category(ies) with no minimum spend required. What’s more, have the freedom to change your category(ies) every quarter.

Spend on UOB Lady’s Credit Card

Earn 10X UNI$ for every S$5 spent

(equivalent to 4 miles per S$1) on your preferred rewards category(ies)

+

Save with UOB Lady’s Savings Account

Earn up to additional 15X Lady’s Savings Bonus UNI$ for every S$5 spent

(equivalent to 6 miles per S$1) on your preferred rewards category(ies)

Choose your preferred rewards category(ies) and earn up to 25X UNI$

Plus, live on your own terms and have the freedom to change your preferred rewards category(ies) every quarter.

Choose your preferred rewards category(ies) and earn up to 25X UNI$

Plus, live on your own terms and have the freedom to change your preferred rewards category(ies) every quarter.

Lady’s Card and Lady’s Savings Account Calculator

Monthly card spend in preferred rewards category(ies)
Monthly card spend on other purchases
Monthly Average Balance (MAB) of your Lady's Savings Account
You can earn 15X UNI$ per S$5 spend (equiv. 6 miles per S$1) on your preferred rewards category(ies).
ladys card

Lady's Card Bonus 9X UNI$ on preferred rewards category 1,800
Lady's Card Base 1X UNI$ on other purchases 240
Lady's Savings Bonus up to 15X UNI$ on preferred rewards category 1,000
Total UNI$ earned monthly 3,040
Total UNI$ earned in a year
UNI$
Total Miles earned if you convert your accumulated UNI$
MILES
ladys card

Lady's Card Bonus 9X UNI$ on preferred rewards categories 1,800
Lady's Card Base 1X UNI$ on other purchases 240
Lady's Savings Bonus up to 15X UNI$ on preferred rewards categories 1,000
Total UNI$ earned monthly 3,040
Total UNI$ earned in a year
UNI$
Total Miles earned if you convert your accumulated UNI$
MILES

Pair your UOB Lady’s Savings Account with the UOB Lady's Card

From now till 30 April 2024, receive a Jo Malone Cologne 30ml and enjoy an exquisite dining experience for two at Michelin-starred restaurants
and when you apply for a UOB Lady’s Savings Account and Lady’s Credit Card online

UOB Lady’s Savings Account with UOB Lady’s Card

Up to 25X UNI$ for every S$5 spent (10 miles per S$1) on your preferred rewards category

  • 10X UNI$ per S$5 spent (4 miles per S$1) with no min. spend on your UOB Lady’s Credit Card
  • Up to additional 15X UNI$ per S$5 spent (6 miles per S$1) when you save with UOB Lady’s Savings Account
  • Choose from Travel, Dining, Fashion, Beauty & Wellness, Family, Entertainment and Transport
  • UNI$1 per S$5 spent (0.4 miles per S$1) on other purchases
  • 0% LuxePay
    Interest Free Payment Plan over 6 or 12 months
  • e-Commerce Protection on online purchases
Note: By applying for a UOB Lady's Card, your existing Lady's Solitaire Card, if any, will be automatically downgraded upon approval of your application.
T&Cs apply.

UOB Lady’s Savings Account with UOB Lady's Solitaire Card

Up to 25X UNI$ for every S$5 spent (10 miles per S$1) on two of your preferred rewards categories

  • 10X UNI$ per S$5 spent (4 miles per S$1) with no min. spend on your UOB Lady’s Credit Card
  • Up to additional 15X UNI$ per S$5 spent (6 miles per S$1) when you save with UOB Lady’s Savings Account
  • Choose from Travel, Dining, Fashion, Beauty & Wellness, Family, Entertainment and Transport
  • UNI$1 per S$5 spent (0.4 miles per S$1) on other purchases
  • 0% LuxePay
    Interest Free Payment Plan over 6 or 12 months
  • e-Commerce Protection on online purchases
Note: By applying for a Lady's Solitaire Card, your existing UOB Lady's Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.

For existing UOB Cardmembers, kindly ensure that your annual income as per the bank’s record has been updated to S$120k p.a. and above before proceeding with your application. If you have not done so, please click here to update your income.

Promotion

Receive a Jo Malone Cologne 30ml (worth S$120) when you open a UOB Lady’s Savings Account

Bloom, conquer and be unstoppable – meet the all-new Lady’s Savings Account that rewards you with more of what you love. Unlock up to 25X UNI$ when you pair your Lady’s Savings Account with Lady’s Credit Card.

From now till 30 April 2024, be amongst the first 150 new-to-UOB deposit customers to apply for Lady’s Saving Account online and deposit at least S$10,000 new funds to receive a Jo Malone Cologne 30ml. T&Cs apply.

 

Things you should know

Account eligibility
chevron
Age
16 years old and above
Female Cancer Benefit Eligibility
(For Female Accountholders only)
Entry Age:
Min. 16 years old (age last birthday)
Max. 55 years old (age last birthday)
Female cancer benefit will cease at 64 years old (age last birthday)
Early Account Closure Fee
S$30
Within 6 months from opening
Gender
Female*
Fall-below Free
S$2 if average balance for the month is below S$1,000
Waived for first 6 months for accounts opened online
Min. Initial Deposit
S$1,000

*Open to all genders from 1 May 2024 onwards.

Learn more about account fees and charges.

Eligibility

Age: 21 years and above


Singaporean/PR:

  • Minimum annual income of S$30,000 OR
  • Fixed Deposit collateral of at least S$10,000#


For Foreigners:

  • Minimum annual income of S$40,000 OR
  • Fixed Deposit collateral of at least S$10,000#


Documents required: Click here
Annual fees:
  • With effect from 1 January 2024:
    • Principal card: S$196.20^ yearly
    • First year card fee waiver

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card.

Supplementary card
  • FREE for first card
  • S$98.10^ for subsequent card

Terms and conditions:

^Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

Note: By applying for a UOB Lady's Card, your existing Lady's Solitaire Card, if any, will be automatically downgraded upon approval of your application. T&Cs apply.

Eligibility:
Age: 21 years and above

Singaporean/PR/Foreigners:
  • Minimum annual income of S$120,000 is required OR
  • Fixed Deposit collateral of at least S$30,000#.


Documents required: Click here.
Annual fees:
  • With effect from 1 January 2024:
    • Principal card: S$414.20^ yearly
    • First year card fee waiver

Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Card.

Supplementary card
  • FREE for first 2 cards
  • S$196.20^ for subsequent card

Terms and conditions:

^Inclusive of Singapore's prevailing Goods and Services Tax (GST).
#Terms and conditions apply. Please visit UOB Branches for more information on secured card applications. Supporting documents (NRIC or passport) will be required.

Note: By applying for a Lady's Solitaire Card, your existing UOB Lady's Card, if any, will be automatically upgraded upon approval of your application. T&Cs apply.

 

For existing UOB Cardmembers, kindly ensure that your annual income as per the bank’s record has been updated to S$120k p.a. and above before proceeding with your application. If you have not done so, please click here to update your income.

Eligibility:
Female only
Age: 16 years and above

Singaporean/PR/ Foreigners:
  • Hold a UOB Savings or Current account
  • No minimum income requirement

For existing UOB Lady's Debit Cardmembers, you can adjust your Debit Card Mastercard spending limit. If you wish to adjust, click here to find out more.
Annual fees:
  • With effect from 1 January 2024:
    • Principal card: S$18.34* yearly
    • First 3 years card fee waiver

  • Thereafter, annual fee waiver with at least 12 Mastercard transactions per calendar year.
  • Annual Fee Waiver shall not apply to applicants who have cancelled and reapplied for the same principal UOB Lady's Debit Card.

*Inclusive of Singapore's prevailing Goods and Services Tax (GST).

Terms and conditions:

  • **For full terms and conditions governing the UOB Debit Card 10% Cashback Promotion, click here.
  • View full UOB Lady's Debit Card Terms and conditions here.

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

  1. Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
  2. Personal Internet Banking login details – applicable to existing to UOB customers
  3. Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Refer to the detailed FAQs below to have your questions answered.

UOB Lady's Savings Account Group Cancer Plan ("Plan") is underwritten by Prudential Assurance Company Singapore (Pte) Ltd (Reg. No. 199002477Z.) ("Prudential") and United Overseas Bank Limited ("UOB") is the Master Policyholder of this Plan.

 

You are recommended to read the FAQ and Terms & Conditions.  For more information, please seek advice from a UOB Banker or a qualified financial adviser representative. As this Plan has no savings or investment feature, there is no cash value if the Plan ends or if the Plan is terminated prematurely.

 

The information contained on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this Plan in the FAQ and Terms & Conditions documents which can be obtained from a UOB Banker or a qualified financial adviser representative.

 

The information contained in this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

 

This Plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Plan is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Receive a Jo Malone Cologne 30ml (worth S$120) when you apply for a UOB Lady’s Savings Account online and deposit new funds.

You may also open your account on UOB TMRW or visit one of our branches today.

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    Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

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    Check your UNI$ balance on UOB TMRW app and redeem your favourite deals. You can use your UNI$ to offset bills and purchases instantly at key utility and e-commerce platforms such as Kris+, SP Utilities App and UOB Apple Rewards store.

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