Valid for new-to-UOB Debit Cardmembers

Up to 10% cashback is applicable for selected merchants:

• McDonald’s^NEW
• DFI Retail Group (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Jasons, Jasons Deli)
• Grab (excludes Grab mobile top-ups)
• Shopee Singapore (excludes ShopeePay)
• SimplyGo (bus and train rides)

Promotion is valid for transactions made from 1 July – 31 December 2023, both dates inclusive. A min. monthly spend of S$500 on your UOB One Debit Card is required. Capped at S$20 cashback per month (across McDonald’s^NEW, DFI Retail Group, Grab, Shopee Singapore & SimplyGo). This Promotion is only open to individuals who are not existing holders of any UOB One Debit Card issued by United Overseas Bank Limited in Singapore. Click here for full terms and conditions

From 1 January 2024, existing customers will continue to enjoy 3% cashback on McDonald’s^NEW, 3% cashback on DFI Retail Group (“DFI") transactions (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay), 3% on SimplyGo (bus and train rides) & 1% cashback on Grab transactions (excludes Grab mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20 per calendar month across McDonald’s^NEW, DFI Retail Group, Grab, Shopee Singapore & SimplyGo transactions. Click here for UOB One Debit Cards Cashback Programme Terms and Conditions.

“eligible UOB savings account” means a UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.

Credited salary reflected with the transaction description "GIRO-SALA" or "PAYNOW SALA" is considered valid.

Credited CDP reflected with the transaction description “CDP Dividend” is considered valid. 

Eligible UOB savings account: UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Uniplus Account and KrisFlyer UOB Account.

New-to-UOB Deposit means that you are not an existing holder of a UOB current account or savings account at the time of submitting your new account application and you must not have held and/or closed any UOB current account or savings account from 1 October 2022 to the date of the application, both dates inclusive.

'new funds' refers to incremental Fresh Funds brought in to UOB (not transferred from an existing UOB current/savings account) and deposited in a UOB savings account.

Get a Delsey Freestyle 70cm Luggage and/or Up to S$180 cash credit comprising of EITHER 1) S$50 cash credit and 2) up to S$130 cash credit  

1) Delsey Freestyle 70cm Luggage and/or S$50 cash credit:
Delsey Freestyle 70cm Luggage (worth S$540) is only for the first 50 customers per calendar day (i) who submit an online account opening application between 12 to 14 July 2023 for a new KrisFlyer UOB Account or UOB One Account along with a new application for Mighty FX, (ii) whose application is successfully approved by 31 July 2023, and (iii) who deposit at least S$5,000 Fresh Funds into their new KrisFlyer UOB Account or UOB One Account by 31 July 2023 and hold it till 31 August 2023 (inclusive of the date indicated). Customers who are not within the first 50 eligible customers per calendar day as described above, or customers who only applied for a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account, UOB One Account or UOB Mighty FX, will receive a S$50 cash credit instead. For Existing-to-UOB Deposit customers, the Fresh Funds deposited into the new SGD UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 30 April 2023. Available colours: Graphite or Sky Blue or Almond colors.

Click here for full terms and conditions governing the UOB Online Account Opening Flash Deal Promotion (12 to 14 July 2023).

And  

2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):

i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.

Click here for full terms and conditions governing UOB Transactional Campaign (1 July 2023 to 30 September 2023) apply.

“new funds” means incremental (measured against your eligible UOB savings account’s day-end balance as of 30 September 2023) fresh funds brought in to your eligible UOB savings account (i.e. not transferred from an existing UOB current/savings account).

UOB Christmas Savings Promotion (“Promotion”) is valid from 1 October 2023 to 30 December 2023, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to win a pair of Economy Class return air ticket from Singapore to Switzerland, Apple iPhone 15 or Dyson Supersonic^TM hairdryer. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.

Click here for Full Terms and Conditions governing UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023).

Get up to S$220 cash credit comprising of:

1a) EITHER S$60 cash credit OR 1b) S$30 cash credit; and

2) S$30 cash credit; and

3) up to S$130 cash credit

EITHER

UOB Online Account Opening Weekly Friday Promotion (17 November 2023 to 22 December 2023):

1a) S$60 cash credit is only for the first 100 New-to-UOB Deposits Customers on each Tactical Promotion Date, namely 17 November 2023, 24 November 2023, 1 December 2023, 8 December 2023, 15 December 2023 and 22 December 2023, (i) who submit an online account opening application on a Tactical Promotion Date for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 30 December 2023, and (iii) deposit min. S$5,000 of Fresh Funds into their new UOB account during the account opening month which their new UOB account opening month falls within, and (iv) hold the deposited fresh funds till the end of the following calendar month. Click here for full terms and conditions governing UOB Online Account Opening Weekly Friday Promotion (17 November 2023 to 22 December 2023).

OR

UOB Online Account Opening Promotion (1 October 2023 to 30 December 2023):

1b) S$30 cash credit is only for the first 200 customers per calendar month (i) who submit an online account opening application between 1 October 2023 to 30 December 2023 (both dates inclusive) for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 30 December 2023, and (iii) deposit min. S$5,000 of Fresh Funds into their new UOB account during the calendar month which their new UOB account opening month falls within, and (iii) hold the deposited Fresh Funds in their new UOB account till the end of the following calendar month. For Existing-to-UOB Deposit customers, the Fresh Funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all their other UOB current accounts and/or savings accounts month-end balance before their new UOB account opening month. Click here for full terms and conditions governing UOB Online Account Opening Promotion (1 October 2023 to 30 December 2023).

For the avoidance of doubt:

• “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing or other UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing or other UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account.

• If you are amongst the first 100 New-to-UOB Deposits Customers on each Tactical Promotion Date to satisfy all of the requirements for the above S$60 cash credit promotion, you are only eligible to receive one (1) S$60 cash credit. You will not be entitled to receive the S$30 cash credit under the above S$30 cash credit promotion and any additional quantities of the S$60 cash credit under the above S$60 cash credit promotion, regardless of the number of new UOB accounts opened under the above promotions.

• If you are neither a New-to-UOB Deposit Customer nor among the first 100 New-to-UOB Deposits Customers on each Tactical Promotion Date to satisfy all of the requirements for the above S$60 cash credit promotion, you may be entitled to receive the S$30 cash credit under the above S$30 cash credit promotion if you are among the first 200 eligible participants in each calendar month to satisfy all requirements under the above S$30 cash credit promotion.

AND

UOB Mighty FX Weekly Friday Promotion (17 November 2023 to 22 December 2023):

2) S$30 cash credit is only for the first 100 New-to-UOB Deposits Customers on each Promotion Date, namely 17 November 2023, 24 November 2023, 1 December 2023, 8 December 2023, 15 December 2023 and 22 December 2023, (i) who submits an online application on a Promotion Date for a new MightyFX account while applying for a new UOB One Account or KrisFlyer UOB Account on the same Promotion Date, (ii) link the Mighty FX account to the new UOB One Account or KrisFlyer UOB Account, and (iii) whose application is successfully approved by 30 December 2023. Click here full terms and conditions governing UOB Mighty FX Weekly Friday Promotion (17 November 2023 to 22 December 2023).

AND

UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023):

3) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023):

a) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of at least S$30 per transaction from an eligible UOB Account via GIRO (with the transaction description “GIRO-Inward Debit”) within the next two calendar months from the date of submission of the online participation form.

b) S$50 Salary Cash Reward for customers who successfully credit monthly salary of at least S$1,600 into an eligible UOB Account via GIRO or PayNow (with the transaction description“GIRO-SALA” or “PAYNOW SALA” respectively) within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of at least S$500.

c) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (at least S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form (with the transaction description “CDP Dividend”).

Click here for full terms and conditions governing the UOB SalaryPlus Promotion (1 October 2023 to 30 December 2023).

SGD deposits are insured up to S$75k by SDIC.

Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

Only the Primary Account Holder can participate in our promotions.

Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.

Who is a Primary Account Holder?

The Primary Account Holder will be the main applicant when the application is submitted. It will be displayed as the first name under the Account Holder’s Name.

For illustration purposes only:
Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan
Primary Account Holder: Ms Wendy Tan
Secondary Account Holder: Ms Alice Tan

Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.

T&Cs apply. Insured up to S$75k by SDIC.