Get up to S$260 cash when you apply for an eligible UOB savings account online, deposit new funds, pay your bills, credit your salary and dividends with UOB. Find out how
Earn rewards when you save and spend
Watch your savings grow
Earn a base interest of 0.05% p.a. on your savings.
Get started with 3 simple steps
1) Open your account
Apply online with your PIB, Myinfo or with your ATM/Debit/Credit Card and PIN. Plus, enjoy exclusive rewards upon instant account opening
2) Start saving
Deposit just S$500, and earn daily interest on your savings
3) Review your account regularly to stay on track
Use the UOB TMRW app or Personal Internet Banking to keep track of your monthly savings and expenses
Promotion

UOB Nation of Savers SG60 Bonanza
Stand up, Singapore!
This SG60, get up to S$600 cash when you save with UOB.
Plus be one of 60 lucky winners in our S$21,800 cash lucky draw*! The more you save, the more chances you earn to win!
Here’s how to participate and earn up to S$340 guaranteed cash*:
Step 1: Register your participation here via Rewards+ on UOB TMRW by 30 September 2025.
Step 2: Deposit a minimum of S$20,000 in new funds into your eligible UOB savings account. The new funds deposited will be set aside for approximately 7 months and cannot be withdrawn during this period.
That’s it! By participating in the UOB Nation of Savers SG60 Bonanza, you will also be auto-enrolled into the lucky draw!
Don’t have a UOB savings account? Apply online now and receive up to an additional S$260 bonus cash reward when you open a new savings account and top it up to participate in our UOB Nation of Savers SG60 Bonanza.

Online Account Opening Promotion
It’s more rewarding when you save with UOB! Receive up to S$100 cash
when you apply for an eligible UOB
savings account online from 1 July to 30 September 2025 and deposit at least
S$5,000 in new funds into your new account.
Limited to the first 80 eligible customers per promotion week.
Plus, receive up to additional S$160 cash when you pay your bills and
credit your salary and dividends with
UOB.
T&Cs apply.

Get up to S$160 cash when you pay your bills, credit your
salary and dividends with UOB!
Here’s how you can get up to S$160 cash:
Step 1: Register your participation here or via Rewards+ on UOB TMRW between 1 July 2025 and 30 September 2025, both dates inclusive.
Step 2A | Bill Payment: Get S$30 cash when you perform a bill payment
(min. S$30 per transaction) via GIRO from your Eligible UOB savings account.
Alternatively, you can also make payment for your UOB car and home loan
instalments from your Eligible UOB savings account to qualify.
Step 2B | Dividend Credit: Get S$50 cash when you credit your CDP
dividends (min. S$50 per transaction) into your Eligible UOB savings account
via Direct Credit Service.
Step 2C | Salary Credit: Get S$80 cash when you credit your monthly
salary (min. S$1,600) into your Eligible UOB savings account via GIRO or
PayNow.
Full-time National Serviceman (NSF) customers will only need to successfully
credit a monthly salary or allowance of min. S$500 instead of S$1,600.
You may complete any of the actions in Step 2 above or complete all actions
depending on your banking needs.
The relevant Salary credit, GIRO bill payment, UOB car/home loan repayment
and/or credit of CDP dividends is to be completed within the next 2 calendar
months from the date of submission of the online participation form.
Eligible UOB savings accounts: UOB Passbook Savings Account, UOB Uniplus
Account, UOB Stash® Account, UOB One Account, UOB Lady’s Savings Account or
KrisFlyer UOB Account.
Promotion ends 30 September 2025. This Promotion is only open to Personal
Banking, Wealth Banking, Privilege Banking and Privilege Banking Reserve
accountholder(s) who maintain their Eligible UOB savings account with one of
the aforementioned segments at all times from the commencement date of the
Promotion Period and till 31 December 2025 (both dates inclusive).
HOW TO QUALIFY | REWARD |
^‘New funds’ refers to funds in the form of non-UOB cheques or non-UOB cashier’s order; which are not transferred from an existing UOB current/savings/fixed deposit account; and which are not withdrawn from such existing account and re-deposited into your new eligible UOB savings account at any time during the Promotion Period. |
Online Account Opening Weekly Promotion: 1 July to 30 September 2025 For the first 80 eligible customers per promotion week
|
|
SalaryPlus Promotion: Receive up to S$160 cash reward |
- Qualifying round 1: 8 March 2025 to 31 March 2025
- Qualifying round 2: 1 April 2025 to 30 April 2025
Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.
New Funds Amount | Guaranteed Cash Credit Amount | New-to-UOB Deposits Bonus Cash Reward (with min. S$50,000 new funds amount) |
S$20,000 | S$100 | N/A |
S$50,000 | S$300 | S$120 Nation of Savers Bonus Cash Reward + Up to S$240 Online Account Opening Cash Reward |
S$100,000 | S$700 | |
S$150,000 | S$1,100 |
Get up to S$1,460 cash credit comprising of:
1) S$1,220 cash credit
AND
2) up to S$80 cash credit
AND
3) up to S$160 cash credit
1) UOB Nation of Savers Promotion (“Promotion”) is valid from 1 July 2024 to 30 September
2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in
the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an
online participation form to UOB for this Promotion during the Promotion Period, and maintain the
Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash
credit awarded under this Promotion depends on your actual Participating Deposit amount for this
Promotion. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB
Stash Account and UOB Lady’s Savings Account. Full terms and conditions apply and can be accessed here.
AND
2) UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)
Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of
each Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October
2024, (i) who submits an online account opening application (“Online Account Opening Application”) during
a Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s
Savings Account or UOB One Account (“New Account”), and (ii) whose Online Account Opening Application is
successfully approved during the Promotion Period, and (iii) who deposits min. S$5,000 of Fresh Funds into
the New Account within the same calendar month in which the New Account is opened, and (iv) hold the
deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers,
the Fresh Funds deposited into their New Account must result in a corresponding increase of at least
S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings
accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit,
eligible new UOB accountholder customers will be eligible to receive S$60 cash credit, and eligible
existing UOB accountholder customers will be eligible to receive S$30 cash credit. “Fresh Funds” means
funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any
existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing
current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn)
into the New Account at any time during the Promotion Period. T&Cs apply. Click here
for full terms and conditions.
AND
3) Participate in the UOB SalaryPlus Promotion (1 July 2024 to 30 September 2024) by successfully
submitting an online participation form (available at the official UOB website) between 1 July 2024 to
30 September 2024, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction
from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully
perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated
Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from
the date of submission of the online participation form;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all
customers other than full time National Serviceman) or at least S$500 (for customers who are full time
National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or
PayNow# within the next two calendar months from the date of submission of the online
participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per
transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit
Service~ within the next two calendar months from the date of submission of the online
participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB
One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car and home loan instalment must be reflected with the transaction
description “Misc Debit” and bank reference of “Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as “GIRO-SALA”
or “PAYNOW SALA” to be eligible.
~CDP dividends must be credited from the Central Depository with the transaction description
“CDP Dividend” to be eligible.
Get Up to S$240 cash credit comprising:
1) Either S$80 or S$60 or S$30 cash credit
AND
2) up to S$160 cash credit
1) UOB Online Account Opening Weekly Promotion (1 November to 31 December 2024)
Valid from 1 November 2024 to 31 December 2024 (“Promotion Period”). Limited to the first 100
customers of each Promotion Week, namely from 1 to 10 November 2024 and every calendar week from 11
November to 31 December 2024, (i) who submit an online account opening application during a Promotion Week
for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB
One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii)
deposit min. S$5,000 of Fresh Funds into their new UOB account within the same calendar month as their new
UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the
following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB
account must result in a corresponding increase of at least S$5,000 when compared against the total
month-end balance of all their other UOB current accounts and/or savings accounts as at 31 October 2024
and such increase must be maintained till the end of the following calendar month. Eligible new-to-UOB
customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be
eligible to receive S$60 cash credit, and eligible existing-to-UOB deposit customers will be eligible to
receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB
cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit
account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and
re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during
the Promotion Period. T&Cs apply. Click here
for full terms and conditions.
AND
2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1
October 2024 to 31 December 2024) by successfully submitting an online participation form (available at
the official UOB website) between 1 October 2024 to 31 December 2024, both dates inclusive, to receive
the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per
transaction from their designated Eligible UOB Savings Account in this Promotion via GIRO with the
transaction description “GIRO-Inward Debit”, and/or who successfully perform a loan repayment transaction
for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB Savings Account for this
promotion, in each case, within the next two calendar months from the date of submission of the online
participation form;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all
customers other than full time National Serviceman) or at least S$500 (for customers who are full time
National Serviceman) into their designated Eligible UOB Savings Account for this promotion via GIRO or
PayNow# within the next two calendar months from the date of submission of the online
participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per
transaction into their designated Eligible UOB Savings Account for this Promotion via Direct Credit
Service~ within the next two calendar months from the date of submission of the online
participation form.
Eligible UOB Savings Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB
One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit”
and bank reference of "Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW
SALA" to be eligible.
~CDP dividends must be credited from the Singapore Central Depository with the transaction
description “CDP Dividend” to be eligible.
Promotion Week
- 1 – 6 Jul 25
- 7 – 13 Jul 25
- 14 – 20 Jul 25
- 21 – 27 Jul 25
- 28 Jul – 3 Aug 25
- 4 – 10 Aug 25
- 11 – 17 Aug 25
- 18 – 24 Aug 25
- 25 – 31 Aug 25
- 1 – 7 Sep 25
- 8 – 14 Sep 25
- 15 – 21 Sep 25
- 22 – 30 Sep 25
Promotion Week
- 1-6 July
- 7-13 July
- 14-20 July
- 21-27 July
- 28 July-3 August
- 4-10 August
- 11-17 August
- 18-24 August
- 25-31 August
- 1-7 September
- 8-14 September
- 15-21 September
- 22-30 September
Reward | How to Qualify |
Online Account Opening Weekly
Promotion: 1 November to 31 December 2024 For the first 100 customers per promotion week:
Limited to the first 100
customers per promotion week who must not have (i) held and/or terminated any UOB
products (New-to-UOB customers) or (ii) held and/or closed any UOB current account
or savings account (New-to-UOB Deposits customers) or (iii) held and/or closed the
same account type as the new Account applied for in your Application (Existing UOB
Deposits customers) from 1 November 2023 to the date of your Application, both dates
inclusive. |
‘new funds’ refers to funds in the form of non-UOB cheques or non-UOB cashier’s order; which are not transferred from an existing UOB current/savings/fixed deposit account; and which are not withdrawn from such existing account and re-deposited into your new Eligible UOB savings account at any time during the Promotion Period. |
Receive up to S$160 cash reward |
|
UOB FX+ Debit Card Weekly Promotion (4 November to 29 December 2024)
Limited to the first 50 customers of each promotion week, namely every calendar week from 4 November to 29 December 2024, (i) who submit an online application for a new FX+ account linked to either your One Account, Wealth Premium Account, Privilege Account or iAccount, and (ii) whose application is approved by 31 December 2024. T&Cs apply. Click here for full terms and conditions.
Get up to S$260 cash credit comprising:
1) Either S$100 or S$60 or S$30 cash credit
AND
2) Up to S$160 cash credit
1) UOB Online Account Opening Weekly Promotion (1 July to 30 September 2025)
Valid from 1 July to 30 September 2025 (“Promotion Period”). Limited to the first 80 customers of each Promotion Week, namely the week between 1 and 6 July 2025 and every calendar week between 7 July 2025 and 30 September 2025, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new Eligible UOB Account till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and/or savings accounts as at 30 June 2025 and such increase must also be maintained till the end of the following calendar month. Eligible new-to-UOB customers will be eligible to receive S$100 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new Eligible UOB Account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.
Eligible UOB Account means: (i) for the period commencing from 1 July 2025 to 30 September 2025 (both dates inclusive), a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account.
AND
2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 July 2025 to 30 September 2025) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2025 to 30 September 2025, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 January 2025 to 30 June 2025.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.
~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
Applicable to non-joint accounts only.
FX+ can be linked to One Account, Privilege Account, Wealth Premium Account or iAccount
Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB's approval.
Selected China SQ destinations only. Beijing and Shanghai would require a top-up of additional KrisFlyer miles.
An automatic SMS response will be sent to you acknowledging receipt of your SMS registration. This automatic response does not constitute successful participation in the Promotion.
Promotion dates:
(a) 11 April 2025
(b) 18 April 2025
(c) 25 April 2025
(d) 2 May 2025
(e) 9 May 2025
(f) 16 May 2025
(g) 23 May 2025
(h) 30 May 2025
Promotion dates:
Eligible Card spend transactions are based on the following
- Eligible Visa/MasterCard local and foreign retail transactions subjected to the exclusions mentioned below;
- Insurance payments made on a recurring basis on selected credit or debit cards;
- Total posted retail transactions by the selected Credit Card(s) principal and supplementary holder plus any spending on the selected Debit card(s); and
- Transactions posted within a CALENDAR month
UOB Credit and Debit Cards that are eligible to earn bonus interest on the UOB One Account include UOB One Card, UOB Lady’s Card (all card types), UOB EVOL Card, Lazada-UOB Card, UOB One Debit Visa Card, UOB One Debit Mastercard, UOB Lady’s Debit Card and UOB FX+ Debit Card.
See here for full list of retail transactions.
Note:
A UOB One Debit Mastercard will be automatically issued to you if your UOB Credit Card (UOB One Card/UOB Lady’s Card/UOB EVOL Card) application is unsuccessful.
UOB Lady's Card refers to any UOB Lady's/Lady's Platinum/Lady's Solitaire Credit and/or Lady’s Debit Cards issued by UOB.
UOB Direct Visa Debit Card & UOB Debit Mastercard has now been renamed to UOB One Debit Visa & UOB One Debit Mastercard respectively.
Promotion dates:
- 6 June 2025
- 13 June 2025
- 20 June 2025
- 27 June 2025
Limited to the first 100 eligible customers per promotion date who must not have (i) held and/or terminated any UOB products (New-to-UOB customers) or (ii) held and/or closed any UOB current account or savings account (New-to-UOB Deposits customers) or (iii) held and/or closed the same account type as the new eligible UOB savings account applied for in this promotion (Existing UOB Deposits customers), in each case, from 1 June 2024 to the date of application for the new eligible UOB savings account, both dates inclusive.
Applicable to single-name accounts only.
UOB One Debit Card
Enjoy up to 4% cashback on Grab transactions (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo transactions (bus and train rides), McDonald’s transactions and 1% cashback on GOMO recurring transactions, Singapore Power utilities bill (excluding payments via AXS), Singtel recurring transactions, and Mobile Pay transactions such as Apple Pay, Google Pay and Samsung Pay. A minimum spend of S$300 per calendar month is required. Cashback is capped at S$30 per calendar month across all eligible transactions. Please click here for the full terms and conditions.
Get a Harman Kardon Speaker and up to S$160 cash or up to S$220 cash comprising of 1) S$60 cash credit and 2) up to S$160 cash credit
1) Harman Kardon Speaker or S$60 cash credit
Limited to the first 150 customers on each tactical promotion date, namely 5 October 2024, 11 October 2024, 18 October 2024 and 25 October 2024 (each a “Tactical Promotion Date”). Harman Kardon Speaker (worth up to S$299) is only for the first 50 eligible customers on each Tactical Promotion Date during the promotion (i) who submit an online account opening application on a Tactical Promotion Date for a new single-name KrisFlyer UOB Account, UOB One Account, UOB Lady’s Savings Account, UOB Stash Account or UOB Uniplus Account (each an “Account”), (ii) whose application is successfully approved by 31 October 2024, and (iii) who deposit at least S$5,000 into their new Account by 31 October 2024 and hold it till 30 November 2024 (inclusive of the date indicated). For the next 100 customers who did not qualify for the Harman Kardon Speaker by being the first 50 customers but have otherwise satisfied all the conditions, they will be awarded with a S$60 cash credit instead. For existing UOB deposit customers, the fresh funds deposited into the new Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current/savings accounts as at 30 September 2024. If you had received a reward under the UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024), you will not be eligible to receive a reward under this Promotion.
Click here for full terms and conditions.
And
2) Up to S$160 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 October 2024 to 31 December 2024) by successfully submitting an online participation form (available at the official UOB website) between 1 October 2024 to 31 December 2024, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB Savings Account in this Promotion via GIRO with the transaction description “GIRO-Inward Debit”, and/or who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB Savings Account for this promotion, in each case, within the next two calendar months from the date of submission of the online participation form.
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB Savings Account for this promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB Savings Account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB Savings Account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.
~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.
“eligible UOB savings account” means a UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.
Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.
CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.
Eligible UOB savings account: UOB One Account, UOB Stash Account, UOB Lady's Savings Account, UOB Uniplus Account and KrisFlyer UOB Account.
New-to-UOB Deposit means that you are not an existing holder of a UOB current account or savings account at the time of submitting your new account application and you must not have held and/or closed any UOB current account or savings account from 1 October 2022 to the date of the application, both dates inclusive.
'new funds' refers to incremental Fresh Funds brought in to UOB (not transferred from an existing UOB current/savings account) and deposited in a UOB savings account.
Reward | How to Qualify |
Online Account Opening Weekly Promotion: 1 September to 31 October 2024 For the first 150 customers per promotion week:
Limited to the first 150 New Accountholders per promotion week who must not have held and/or closed the same bank account as the new Account applied for in your application from 1 September 2023 to the date of the Application, both dates inclusive. |
‘new funds’ refers to fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings/fixed deposit account and deposited into your new eligible UOB savings account. |
Flash Deal Friday: 4 to 25 October 2024
Limited to New Accountholders who must not have held and/or closed the same bank account as the new Account applied for in your application from 1 October 2023 to the date of the Application, both dates inclusive. |
|
Receive up to S$160 cash reward |
|
Get a Delsey Freestyle 70cm Luggage and/or Up to S$180 cash credit comprising of EITHER 1) S$50 cash credit and 2) up to S$130 cash credit
1) Delsey Freestyle 70cm Luggage and/or S$50 cash credit:
Delsey Freestyle 70cm Luggage (worth S$540) is only for the first 50 customers per calendar day (i) who submit an online account opening application between 12 to 14 July 2023 for a new KrisFlyer UOB Account or UOB One Account along with a new application for Mighty FX, (ii) whose application is successfully approved by 31 July 2023, and (iii) who deposit at least S$5,000 Fresh Funds into their new KrisFlyer UOB Account or UOB One Account by 31 July 2023 and hold it till 31 August 2023 (inclusive of the date indicated). Customers who are not within the first 50 eligible customers per calendar day as described above, or customers who only applied for a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account, UOB One Account or UOB Mighty FX, will receive a S$50 cash credit instead. For Existing-to-UOB Deposit customers, the Fresh Funds deposited into the new SGD UOB account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all your other UOB current accounts and/or savings accounts as at 30 April 2023. Available colours: Graphite or Sky Blue or Almond colors.
Click here for full terms and conditions governing the UOB Online Account Opening Flash Deal Promotion (12 to 14 July 2023).
And
2) S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB Transactional Campaign (1 July 2023 to 30 September 2023):
i. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
ii. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
iii. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends (min. S$50) into an eligible UOB Account via Direct Credit Service within the next six calendar months from the date of submission of the online participation form.
Click here for full terms and conditions governing UOB Transactional Campaign (1 July 2023 to 30 September 2023) apply.
How to Qualify: | Reward |
|
Receive up to S$180 cash (S$30^ Online Account Opening Cash Reward + S$20^ Mighty FX Platform Acquisition Reward + up to S$130 for UOB Transactional Campaign Cash Reward) ^Limited to the first 580 New-to-UOB Deposits/Existing-to-UOB Deposits customers |
‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings/fixed deposit account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.
Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.
UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.
Participate in the UOB SalaryPlus Promotion (1 July 2025 to 30 September 2025) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2025 to 30 September 2025, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 January 2025 to 30 June 2025.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible.
~CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
Insured up to S$100k by SDIC.
Up to S$198 cash credit comprising of 1a) S$68 cash credit or 1b) S$28 cash credit and 2) up to S$130 cash credit
1) S$68 Cash Credit or S$28 Cash Credit
a) S$68 cash credit will be awarded to the first 200 New-to-UOB Deposit participants in each calendar month (i) who submit an online account opening application between 1 January to 31 March 2024 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 31 March 2024, (iii) deposit min. S$5,000 of fresh funds into their new UOB account during the account opening month, and (iv) hold the deposited fresh funds till the end of the following calendar month.
OR
b) S$28 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iv) mentioned in (a) above. The fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts before your account opening month.
Full Terms and Conditions governing UOB Online Account Opening Promotion (1 January to 31 March 2024) apply.
AND
2) Up to S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024):
(i) S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
(ii) S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
(iii) S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Full Terms and Conditions governing UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) apply.
New Funds Amount | Guaranteed Cash Credit Amount |
S$20,000 | S$80 |
S$50,000 | S$250 |
S$100,000 | S$550 |
S$150,000NEW! | S$1,000 |
HOW TO QUALIFY | REWARD |
|
Receive up to S$160 cash (S$30^ Online Account Opening Cash Reward + up to S$130 for UOB SalaryPlus Promotion Cash Reward) ^Limited to the first 200 New-to-UOB Deposits/Existing-to-UOB Deposits customers per month during the promotion period |
Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
New Funds Amount | Guaranteed Cash Credit Amount |
S$20,000 | S$80 |
S$50,000 | S$250 |
S$100,000 | S$550 |
S$150,000NEW! | S$1,000 |
‘new funds’ means fresh funds brought in to UOB and which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your new eligible UOB savings account. It is measured against your eligible UOB savings account’s March 2024 Monthly Average Balance.
Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.
UOB Big Savings Payout Promotion (“Promotion”) is valid from 1 April 2024 to 29 June 2024, both dates inclusive (“Promotion Period”). To qualify, you must deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account and successfully submit an online participation form to UOB for this Promotion during the Promotion Period, and maintain the Participating Deposit in your Eligible Account until the end of the Earmark Period. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the Lucky Draw and stand a chance to be one of the 10 winners to share S$12,000 worth of NTUC shopping vouchers. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply and can be accessed here.
Promotion Week
- 1 to 8 Sep
- 9 to 15 Sep
- 16 to 22 Sep
- 23 to 29 Sep
- 30 Sep to 6 Oct
- 7 to 13 Oct
- 14 to 20 Oct
- 21 to 27 Oct
- 28 to 31 Oct
UOB Online Account Opening Weekly Promotion (1 September to 31 October 2024)
Valid from 1 September 2024 to 31 October 2024 (“Promotion Period”). Limited to the first 150 customers of each Tactical Promotion Week, namely from 1 to 8 September and every calendar week from 9 September to 31 October 2024, (i) who submit an online account opening application during a Tactical Promotion Week for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into the new UOB account within the same calendar month of the new UOB account’s opening calendar month, and (iv) hold the deposited Fresh Funds till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 31 August 2024. Eligible new-to-UOB customers will be eligible to receive S$80 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB Cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new UOB account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.
“new funds” means fresh funds in the form of non-UOB cheques or non-UOB cashier’s order which are not transferred or withdrawn from an existing UOB current/savings account and deposited into your eligible UOB savings account, and must result in at least a corresponding increment in your eligible UOB saving account’s day-end balance throughout the promotion period and earmark period when compared against your eligible UOB savings account’s Monthly Average Balance for the calendar month of June 2025.
Monthly Average Balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
Login to UOB Personal Internet Banking, click into the Account and you will be able to view last 3 months of Monthly Average Balance.
New Funds Amount | Cash Credit Amount |
S$20,000 | S$40 |
S$50,000 | S$100 |
S$100,000 | S$210 |
S$150,000 | S$340 |
Get up to S$600 cash credit comprising:
1) Up to S$340 cash credit
AND
2) either S$100 or S$60 or S$30 cash credit
AND
3) up to S$160 cash credit
1) *UOB Nation of Savers SG60 Bonanza (“Promotion”) is valid from 1 July 2025 to 30 September 2025, both dates inclusive (“Promotion Period”). To participate, you must (i) deposit fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account, (ii) submit an online participation form to UOB for this Promotion during the Promotion Period, (ii) maintain the Participating Deposit in your Eligible Account until the end of the applicable earmark period; and (iv) your Participating Deposit must also result in at least a corresponding increase in your Participating Account’s day-end balance throughout the Promotion Period and applicable earmark period when compared against your Participating Account’s Monthly Average Balance for June 2025. The amount of cash credit awarded under this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will automatically be enrolled into the lucky draw organised for this Promotion and stand a chance to be one of the 60 winners to share the total cash prize of S$21,800. Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. Full terms and conditions apply. Visit the official UOB website for details.
And
2) UOB Online Account Opening Weekly Promotion (1 July to 30 September 2025)
Valid from 1 July to 30 September 2025 (“Promotion Period”). Limited to the first 80 customers of each Promotion Week, namely the week between 1 and 6 July 2025 and every calendar week between 7 July 2025 and 30 September 2025, (i) who submit an online account opening application during a Promotion Week for a new Eligible UOB Account, and (ii) whose application is successfully approved during the Promotion Period, and (iii) deposit min. S$5,000 of Fresh Funds into their new Eligible UOB Account within the same calendar month as their new account opening calendar month, and (iv) maintain a balance of at least S$5,000 in their new Eligible UOB Account till the end of the following calendar month. For existing UOB deposit customers, the Fresh Funds deposited into their new Eligible UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all their other UOB current accounts and/or savings accounts as at 30 June 2025 and such increase must also be maintained till the end of the following calendar month. Eligible new-to-UOB customers will be eligible to receive S$100 cash credit, eligible new-to-UOB deposit customers will be eligible to receive S$60 cash credit, and eligible existing-to-UOB deposit customers will be eligible to receive S$30 cash credit. “Fresh Funds” means funds (a) in the form of non-UOB cheques or non-UOB cashier’s order; (b) that are not transferred from any existing UOB current/savings or fixed deposit account; and (c) that are not withdrawn from any existing UOB current/savings or fixed deposit account and re-deposited (whether part or all of the amounts withdrawn) into the new Eligible UOB Account at any time during the Promotion Period. T&Cs apply. Click here for full terms and conditions.
Eligible UOB Account means: (i) for the period commencing from 1 July 2025 to 30 September 2025 (both dates inclusive), a UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Savings Account or UOB One Account.
And
3) Participate in the UOB SalaryPlus Promotion (1 July 2025 to 30 Sep 2025) by successfully submitting an online participation form (available at the official UOB website) between 1 July 2025 to 30 Sep 2025, both dates inclusive, to receive the following cash rewards:
(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, and/or who successfully perform a loan repayment transaction for their UOB car loan^ or UOB home loan^ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.;
(ii) S$80 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service~ within the next two calendar months from the date of submission of the online participation form.
Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.
Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in this Promotion or other similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 January 2025 to 30 June 2025.
Full terms and conditions apply and can be accessed here.
^Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.
#Salary must be credited with the transaction description as "GIRO-SALA" or "PAYNOW SALA" to be eligible
~CDP dividends must be credited from the Singapore Central Depository with the transaction description “CDP Dividend” to be eligible.
Repayment of your UOB car or home loan instalment must reflect the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

Activate Money Lock to protect your savings from digital scams
Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.
Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.
Things you should know
Eligibility and Fees
Age
16 years old and above for online application15 years old and above for application via branch
Fall-below Fee
S$2 if min. average daily balance is less than S$500Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30Within 6 months from opening
Min. Initial Deposit
S$500 (Singaporeans/Permanent Residents)S$20 (Singaporeans/Permanent Residents on Community Development Council social assistance scheme
S$1,000 (Foreigners)
Statement Type
eStatementActions or documents required
You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).
How to apply:
- Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
- Personal Internet Banking login details – applicable to existing to UOB customers
- Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application
For Foreigners and U.S Persons
Please proceed to any UOB Branch for application. You will need to bring along original copies of:
- Your Physical Passport (Min 6 months validity is required)
- Proof of Residential Address (E.g. Utilities or Telecommunication bills)
- Employment Pass/S Pass/Dependent Pass
Please note that photocopied or digital copies of the above documents will not be accepted for processing.
Important notice
Important information on the use of UOB Accounts and Services
Terms & Conditions
Sales representatives, if any, may be remunerated for the recommendation or sale of this account.
Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
Ready to apply? Open and transact with your account instantly.
Ready to apply? Open and transact with your account instantly.
*Online Account Opening Exclusive: Get up to S$260 cash when you open a Uniplus Savings Account online.
You may also open your account on UOB TMRW or visit one of our branches today.
Only the Primary Account Holder can participate in our promotions.
Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.
Who is a Primary Account Holder?
The Primary Account Holder will be the main applicant when the application is submitted. It will be displayed as the first name under the Account Holder’s Name.
For illustration purposes only:
Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan
Primary Account Holder: Ms Wendy Tan
Secondary Account Holder: Ms Alice Tan
Make banking simpler with these services

Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

Enjoy the deals you love with UOB Rewards+
Enjoy over 1,000 deals, cashback and rewards across over 20,000 locations islandwide with Singapore's biggest rewards programme.
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Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.
Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.
The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
T&Cs apply. Insured up to S$100k by SDIC.
Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$150,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.
Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 1.90% p.a. for deposits of S$125,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month. Maximum effective interest rate (EIR) on the One Account is 3.30% p.a. for deposits of S$150,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA” / “PAYNOW SALA”) in each calendar month.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.
UOB One Debit Card
Enjoy up to 4% cashback on Grab transactions (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo transactions (bus and train rides), McDonald’s transactions and 1% cashback on GOMO recurring transactions, Singapore Power utilities bill (excluding payments via AXS), Singtel recurring transactions, and Mobile Pay transactions such as Apple Pay, Google Pay and Samsung Pay. A minimum spend of S$300 per calendar month is required. Cashback is capped at S$30 per calendar month across all eligible transactions. Please click here for the full terms and conditions.
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