Uniplus Account

Uniplus Account

The simple and fuss-free account with low initial deposit for your saving needs.

Get up to S$198 cash when you apply for an eligible UOB savings account online, deposit new funds, pay your bills and credit your salary and dividends! 

Earn rewards when you save and spend

Watch your savings grow

Watch your savings grow

Earn a base interest of 0.05% p.a. on your savings.

100% protection

Greater perks

Your UOB Uniplus Account comes with a UOB One Debit Card which you can use to get up to 10% cashback on diningENHANCED, online shopping, groceries, transport, and more.

Get started with 3 simple steps

1) Open your account

Apply online with your PIB, Myinfo or with your ATM/Debit/Credit Card and PIN. Plus, enjoy exclusive rewards upon instant account opening

2) Start saving

Deposit just S$500, and earn daily interest on your savings

3) Review your account regularly to stay on track

Use the UOB TMRW app or Personal Internet Banking to keep track of your monthly savings and expenses


Get up to S$198 cash when you save with UOB

Get more out of your savings with UOB! Receive up to S$68 cash when you apply for an eligible UOB savings account online from 1 January to 31 March 2024 and bring in at least S$5,000 in new funds to deposit with us. Plus, receive up to additional S$130 cash when you pay your bills and credit your salary and dividends with UOB.

T&Cs apply.


Things you should know

Eligibility and Fees
16 years old and above for online application
15 years old and above for application via branch
Fall-below Fee
S$2 if min. average daily balance is less than S$500
Waived for first 6 months for accounts opened online
Early Account Closure Fee
Within 6 months from opening
Min. Initial Deposit
S$500 (Singaporeans/Permanent Residents)
S$20 (Singaporeans/Permanent Residents with a monthly income of less than S$2,000)
S$1,000 (Foreigners)

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

How to apply:

  1. Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
  2. Personal Internet Banking login details – applicable to existing to UOB customers
  3. Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application


For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. Please bring along your:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services
Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Get up to S$198 cash when you open a UOB Uniplus Account online.

You may also open your account on UOB TMRW or visit one of our branches today.

    Joint Uniplus Savings Account

    An easier way to manage finances with your family


    Reduce the hassle of transferring funds between separate accounts


    Monitor household expenses on one convenient platform, to better plan your family budget and reach financial goals together

    Make banking simpler with these services

    Better commutes with SimplyGo

    Better commutes with SimplyGo

    Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.

    Withdraw cash via your phone

    Withdraw cash via your phone

    With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

    Make payments simpler

    Make payments simpler

    Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

    Enjoy the deals you love with UOB Rewards+

    Enjoy the deals you love with UOB Rewards+

    Enjoy over 1,000 deals, cashback and rewards across over 20,000 locations islandwide with Singapore's biggest rewards programme.

    Here’s something else you may like

    UOB One Account with UOB One Card

    Skip to the good part in just two steps. Get up to 7.8% p.a. interest when you spend on an eligible credit card and credit your salary or make 3 GIRO debit transactions monthly. Score up to 15% cashback on daily spends with UOB One Credit Card.

      UOB Stash Account

      Accumulate even more savings with up to 5.0% p.a. interest when you maintain or increase your Monthly Average Balance.

        UOB EVOL Card

        Own every evolution with 8% cashback on online and mobile spend with UOB EVOL Card, Southeast Asia’s first bio-sourced card.