Skip to the good part with One Account
With just 2 simple steps, you can now earn up to S$2,850 in interest a year for deposits of up to S$150,000.

We make it so easy
Whether you choose to make 3 GIRO payments or credit your salary, you still earn bonus interest! We keep it flexible so that you can achieve your goals easily.

Don’t miss out on interest
Track your progress towards earning bonus interest monthly with the UOB TMRW app.

Get more savings out of your travels
Link your One Account to FX+ and convert SGD to popular currencies in advance on UOB TMRW, at rates as good as what you see online.
With UOB FX+ Debit Card,
• Spend worldwide at 0% FX fees – no cap, no minimum spend
• Enjoy extra travel perks like cashback on overseas ATM withdrawals
• Your spends count towards the S$500 minimum spend needed to unlock bonus interest on the One Account monthly
T&Cs apply.
Managing your expenses is easier than ever with UOB Insights
Monitor your inflows and outflows easily to keep track of your expenses and payments
No more missed payments or important transfers with friendly reminders and alerts.
Here’s how your interest stacks up with UOB One Account
-
Account Monthly Average Balance (MAB)
| Account Monthly Average Balance (MAB) |
| First S$75,000 |
| Next S$50,000 |
| Next S$25,000 |
| Above S$150,000 |
Monthly average balance is the summation of each day-end balance for each month divided by the number of calendar days for that month.
One Account calculator
Subject to qualifying criteria. T&Cs apply.
Promotions

Flash Deal Fridays
Coming your way every Friday – Get a Samsung Galaxy S26 Ultra (worth S$2,128) or up to S$150 cash when you apply for a UOB savings account online and save with UOB!![]()
Get up to S$150 cash when you top up a min. of S$5,000 new funds into your new eligible UOB savings account from 10 April to 26 June 2026
.
– New-to-UOB customers: S$150 cash
– New-to-UOB Deposits customers: S$80 cash
– Existing UOB Deposits customers: S$40 cash
That’s not all! Be the first 5 eligible new deposit customers on every Friday from 17 April to 26 June 2026 to get a Samsung Galaxy S26 Ultra (worth S$2,128) when you apply for an eligible UOB savings account online, register for the promotion and deposit at least S$150,000 in new funds into your new account
.
Plus, stack your rewards with up to additional S$180 cash when you pay your bills, credit your salary and dividends with UOB
.
Cash rewards will be automatically credited.
All promotions are subject to qualifying criteria. T&Cs apply.![]()

Activate Money Lock to protect your savings from digital scams
Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.
Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.
Ready to apply? Open and transact with your account instantly.
Ready to apply? Open and transact with your account instantly.
Online Account Opening Exclusive: Get a Samsung Galaxy S26 Ultra (worth S$2,128) or up to S$150 cash when you apply for a
UOB savings account online and save with UOB. Plus, up to additional S$180 when
you transact with us. T&Cs apply.
Bundle up for even more benefits

Everyday
One Account with UOB FX+
Link your One Account to FX+ and convert SGD to popular currencies in advance on UOB TMRW, at rates as good as what you see online.
Simply register and deposit US$2,000 to US$50,000 in USD fresh funds into your UOB FX+ Account to earn 3.30% p.a. for up to 3 months.
Promotion ends 29 April 2026. Deposit fresh USD directly into your UOB FX+ Account, or deposit new funds and convert them to USD via UOB FX+ to qualify. Please register here to participate in the promotion.
With UOB FX+ Debit Card,
- Spend worldwide at 0% FX fees – no cap, no minimum spend
- Enjoy extra travel perks like cashback on overseas ATM withdrawals
Subject to qualifying criteria. T&Cs apply.
Make banking simpler with these services

Get deeper insight into your interests
Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.
Withdraw cash via your phone
With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler
Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

Better commutes with SimplyGo
Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.
Here's something else you may like
UOB Stash Account
Accumulate even more savings with up to 2% p.a. interest when you maintain or increase your Monthly Average Balance.
UOB EVOL Card
With the best cashback card for travel, enjoy 0% FX fees worldwide and up to 1% cashback (till 31 Dec 2026) on overseas FX spend with no min. spend and no cap! Plus, up to 10% cashback on local online, mobile spend & more with UOB EVOL Card.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

Online Account Opening Promotion: Get a Samsung Galaxy S26 Ultra or up to S$150 cash
Simply apply for a UOB One Account, save and transact with UOB.


























