Get the only savings account that rewards you with miles for the experiences you love, on top of interest on your savings! Earn interest of 0.05% p.a. on your balance and earn additional 6 bonus KrisFlyer miles per S$1 spend on eligible UOB Cards with a KrisFlyer UOB Deposit Account.
|Earn base interest on your savings||Earn bonus KrisFlyer miles*
with Deposit Balance (Monthly Average Balance#) of S$1,000 and above
Earn 0.05% p.a. on your account balance
+5 bonus miles per S$1 spend
on eligible credit cards
+6 bonus miles per S$1 spend on eligible credit cards and with
salary crediting^ (min. S$2,000 monthly)
No account linkage or application is required. Bonus KrisFlyer miles earned is credited directly to your KrisFlyer membership account (No conversion fee required!), and capped at 5% of your Monthly Average Balance. Interest accrues daily based on each day-end balance and is credited to your KrisFlyer UOB account at the end of each calendar month. Other terms and conditions.
Eligible cards include:
|1,000 welcome miles
When a single Eligible Transaction of at least Singapore Five Dollars (S$5.00) is successfully charged to your KrisFlyer UOB Debit Card.
The Welcome Miles will be automatically credited directly into the eligible Cardmember’s KrisFlyer membership account linked to his/her KrisFlyer UOB Debit Card in the following month after such Eligible Transaction is made. Only new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 July 2019 are eligible for the Welcome Miles. All other persons (including existing Cardmembers who were approved as Cardmembers before 1 July 2019 and former Cardmembers who have cancelled their KrisFlyer UOB Debit Card) will not be eligible for the Welcome Miles. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services applies. Spend exclusion applies.
|2 x S$5 GrabFood vouchersNEW!
Enjoy savings on your food delivery with 2 x S$5 off GrabFood with min. S$30 GrabFood spend per order. Use promo code: KFUOB
Valid from 22 April 2021 to 31 December 2021 and is limited to the first three thousand and five hundred (3,500) redemptions on a first-come, first-served basis. No refund or exchange of any unused GrabFood Promo Code is allowed.
|S$12 off With Love, SGNEW!
Enjoy S$12 off With Love, SG on local collections ranging from food to fashion, beauty, home and living, and take home a uniquely Singapore memento. Valid with min. S$70 nett spend (before GST). Use code KFUOBSG12 during checkout. Click here to shop now!
The With Love, SG Promo Code may be redeemed from 1 May 2021 to 31 December 2021 (both dates inclusive) and is limited to the first two hundred (200) redemptions per month on a first-come-first-serve basis.
|S$10 off Grab rides to/from the airport
Valid for Grab ride to or from Singapore Changi Airport with promo code KFUOB. Payment for the ride must be made with a KrisFlyer UOB Debit Card via the Grab mobile application. Valid on all Grab rides except GrabShuttle and GrabHitch. Limited to one redemption per half yearly per cardmember.
|S$10 off Changi WIFI
Stay connected on your future travels with extra savings on ChangiWiFi.
Payment must be made with KrisFlyer UOB Debit Card at Changi Recommends counter. Limited to one redemption per calendar year per cardmember. Offer is subject to WiFi router availability.
Exclusive benefits on Scoot via www.flyscoot.com/KrisFlyerUOB
Note: Seat selection and priority boarding privileges are suspended till further notice due to Covid-19 precautionary measures put in place for passenger and crew safety. Please refer to Scoot’s official travel advisory for the latest updates.
Click here for full details.
1. Skip the queue at the money changer with competitive exchange rates available right in your UOB Mighty App.
2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!
3. Convert into the foreign currency you need and withdraw with your KrisFlyer UOB Debit Card at any overseas Mastercard-enabled ATMs^^. Each overseas ATM withdrawal incurs a flat fee of S$5 or in the foreign currency equivalent.~
4 Earn 200 KrisFlyer miles^ with every conversion of S$1,000. Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too. Enjoy the double dip on cash savings and miles accumulation!
^^Supported currencies include SGD, USD, JPY, GBP, HKD, EUR, CAD, AUD, CHF, NZD, CNH (CNH unavailable for POS/online transactions and overseas ATM cash withdrawals).
~The overseas ATM bank may also charge withdrawal fees or Dynamic Currency Conversion (DCC) fees at their sole discretion.
^Capped at a maximum of 4 conversions (SGD to any of supported currencies on KrisFlyer UOB Mighty FX) per calendar year per cardmember.
Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.
From now till 28 February 2022, accumulate status credits on the KrisFlyer UOB Account and KrisFlyer UOB Debit Card, to count towards your PPS Club or KrisFlyer Elite membership renewal that is due between March 2022 and February 2023, or to upgrade your membership status.
Find out more
Unlock more miles when you bundle with the KrisFlyer UOB Credit Card! Apply for the KrisFlyer UOB Account and Credit Card and receive up to 16,000 welcome miles. Find out more here.
It’s always a great idea to save as a family!
Receive S$10 cash credit1 (capped at S$120) and 1 lucky draw chance in our Family Savings Festival Grand Draw1 for every S$10,000 in incremental fresh funds deposited into an eligible UOB savings account. The more you save, the more cash credit you will receive and the higher your chances are in our Grand Draw.
With all participants of our Family Savings Festival automatically enrolled into the Family Savings Festival Grand Draw, you could be one of 10 lucky savers1 to walk away with attractive prizes, including a 2D1N stay at The Barracks Hotel Sentosa, Nintendo Switch and more. Start saving to win big today!
Deposit incremental fresh funds into an eligible UOB Account in multiples of S$10,000 between 1 April 2021 to 30 June 2021 (the “Promotion Period”).
Register your participation and provide your consent to earmark the incremental fresh funds deposited online (accessible here) during the Promotion Period.
Kindly note that this Promotion is applicable for Primary Accountholders only. Fresh Funds deposited will be measured against your Account’s Monthly Average Balance (MAB) as at 31 March 2021. The amount of Fresh Funds indicated in your participation form for this Promotion and deposited into your participating UOB account will be earmarked for approximately 6 months.
Look out for our Family Savings Festival Grand Draw happening on 27 August 2021 to see if you’re one of 10 lucky winners to walk away with a prize for you and your family. Good luck!
1The UOB Family Savings Festival (1 April 2021 to 30 June 2021) is valid from 1 April 2021 to 30 June 2021, both dates inclusive. Full terms and conditions apply.
|Example 1||Example 2||Example 3||Example 4|
|Monthly Card Spend^||S$200||S$500||$S1,000||S$2,500|
|Monthly Average Balance^||S$15,000||S$15,000||S$100,000||S$350,000|
|5% MAB cap on Bonus KrisFlyer miles||S$15,000 x 5% = 750 miles||S$15,000 x 5% = 750 miles||S$100,000 x 5% = 5,000 miles||S$350,000 x 5% = 17,500 miles|
|Base KrisFlyer miles||$200 x 0.4 = 80 miles||$500 x 0.4 = 200 miles||$1,000 x 0.4 = 400 miles||$2,500 x 0.4 = 1,000 miles|
|Bonus KrisFlyer miles||S$200 x 5 = 1,000
(cap at 750 miles)
|S$500 x 6 = 3,000
(cap at 750 miles)
|S$1,000 x 6 = 6,000
(cap at 5,000 miles)
|S$2,500 x 5 = 12,500
(cap at 17,500 miles)
|Total KrisFlyer miles||80 + 750 = 830 miles||200 + 750 = 950 miles||400 + 5,000 = 5,400 miles||1,000 + 12,500 = 13,500 miles|
|Effective Miles earn rate||4.15 miles||1.9 miles||5.4 miles||5.4 miles|
^This calculation is for illustration purposes only. KrisFlyer miles displayed are based on a customer’s monthly average balance and total spend for 1 month only. Monthly average balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month.
*KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. KrisFlyer UOB Account Full terms and conditions apply.
#Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month.
^Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA" To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.
~Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8:30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.