KrisFlyer UOB Account

  • KrisFlyer UOB AccountKrisFlyer UOB Account

    Accelerate your KrisFlyer miles earning power

    Unlock up to 6 bonus KrisFlyer miles per S$1 spend when you save with the KrisFlyer UOB Account. Apply now and get up to 6,000 welcome miles. T&Cs apply.

    Find out more

How it works

Get the only savings account that rewards you with miles for the experiences you love, on top of interest on your savings! Earn interest of 0.05% p.a. on your balance and earn additional 6 bonus KrisFlyer miles per S$1 spend on eligible UOB Cards with a KrisFlyer UOB Deposit Account.

Earn base interest on your savings Earn bonus KrisFlyer miles*
with Deposit Balance (Monthly Average Balance#) of S$1,000 and above

Earn 0.05% p.a. on your account balance

+5 bonus miles per S$1 spend
on eligible credit cards

+6 bonus miles per S$1 spend on eligible credit cards and with
salary crediting^ (min. S$2,000 monthly)


No account linkage or application is required. Bonus KrisFlyer miles earned is credited directly to your KrisFlyer membership account (No conversion fee required!), and capped at 5% of your Monthly Average Balance. Interest accrues daily based on each day-end balance and is credited to your KrisFlyer UOB account at the end of each calendar month. Other terms and conditions.


Eligible cards include:



Here’s an example of how much bonus miles you can earn in a year:



Try out our Miles Calculator to see how much miles you can earn!


Other benefits

A KrisFlyer UOB Debit Card will be sent to you when you open a KrisFlyer UOB Account.

Enjoy 0.4 miles per S$1 spend, enhanced privileges and exclusive benefits for your future travels.

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Enjoy competitive exchange rates with KrisFlyer UOB Mighty FX

Link your KrisFlyer UOB Account with Mighty FX and enjoy competitive exchange rates.

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1,000 welcome miles
When a single Eligible Transaction of at least Singapore Five Dollars (S$5.00) is successfully charged to your KrisFlyer UOB Debit Card.

The Welcome Miles will be automatically credited directly into the eligible Cardmember’s KrisFlyer membership account linked to his/her KrisFlyer UOB Debit Card in the following month after such Eligible Transaction is made. Only new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 July 2019 are eligible for the Welcome Miles. All other persons (including existing Cardmembers who were approved as Cardmembers before 1 July 2019 and former Cardmembers who have cancelled their KrisFlyer UOB Debit Card) will not be eligible for the Welcome Miles. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services applies. Spend exclusion applies.

2 x S$5 GrabFood vouchersNEW!
Enjoy savings on your food delivery with 2 x S$5 off GrabFood with min. S$30 GrabFood spend per order. Use promo code: KFUOB

Valid from 22 April 2021 to 31 December 2021 and is limited to the first three thousand and five hundred (3,500) redemptions on a first-come, first-served basis. No refund or exchange of any unused GrabFood Promo Code is allowed.

S$12 off With Love, SGNEW!
Enjoy S$12 off With Love, SG on local collections ranging from food to fashion, beauty, home and living, and take home a uniquely Singapore memento. Valid with min. S$70 nett spend (before GST). Use code KFUOBSG12 during checkout. Click here to shop now!

The With Love, SG Promo Code may be redeemed from 1 May 2021 to 31 December 2021 (both dates inclusive) and is limited to the first two hundred (200) redemptions per month on a first-come-first-serve basis.

S$10 off Grab rides to/from the airport

Valid for Grab ride to or from Singapore Changi Airport with promo code KFUOB. Payment for the ride must be made with a KrisFlyer UOB Debit Card via the Grab mobile application. Valid on all Grab rides except GrabShuttle and GrabHitch. Limited to one redemption per half yearly per cardmember.

S$10 off Changi WIFI
Stay connected on your future travels with extra savings on ChangiWiFi.
  • SMS KFUOB‹space›16 digits card number to 77862 to get a unique e-Cash redemption code.
  • To redeem the e-Cash redemption code, simply present the SMS together with your ChangiWiFi booking upon payment at the Changi Recommends Counter.

Payment must be made with KrisFlyer UOB Debit Card at Changi Recommends counter. Limited to one redemption per calendar year per cardmember. Offer is subject to WiFi router availability.

Exclusive benefits on Scoot via

Note: Seat selection and priority boarding privileges are suspended till further notice due to Covid-19 precautionary measures put in place for passenger and crew safety. Please refer to Scoot’s official travel advisory for the latest updates.

  • Priority check-in and boarding
  • Additional baggage allowance
  • Standard seat selection
  • Booking Flexibility Waiver

Click here for full details.


1. Skip the queue at the money changer with competitive exchange rates available right in your UOB Mighty App.


2. Convert into the foreign currency you need and pay for your overseas purchases with your KrisFlyer UOB Debit Card with no admin fees!


3. Convert into the foreign currency you need and withdraw with your KrisFlyer UOB Debit Card at any overseas Mastercard-enabled ATMs^^. Each overseas ATM withdrawal incurs a flat fee of S$5 or in the foreign currency equivalent.~


4 Earn 200 KrisFlyer miles^ with every conversion of S$1,000. Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too. Enjoy the double dip on cash savings and miles accumulation!


^^Supported currencies include SGD, USD, JPY, GBP, HKD, EUR, CAD, AUD, CHF, NZD, CNH (CNH unavailable for POS/online transactions and overseas ATM cash withdrawals).

~The overseas ATM bank may also charge withdrawal fees or Dynamic Currency Conversion (DCC) fees at their sole discretion.

^Capped at a maximum of 4 conversions (SGD to any of supported currencies on KrisFlyer UOB Mighty FX) per calendar year per cardmember.


NewJoint Account now available online

Apply for a joint account from the comfort of your home and enjoy an easy and transparent way to manage shared finances.

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NewStart saving instantly from the comfort of your home

Whether you are an existing UOB saver or a new customer, you can open a savings account online and start transacting instantly without ever leaving home.

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  • You can only hold 1 account as Primary Account Holder
  • Only allow Joint Alternate (either party is allowed to sign)
  • Only transaction charged by the Primary Account Holder’s Debit Card will be applicable to earn base and bonus miles.

Note: Customer can choose to apply for a joint account in the application by providing the joint applicant details. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. The joint applicant would be required to complete the application within 7 working days.


  • Get approval within minutes~ to start saving instantly.
  • Apply for more than one savings account in a single application.
  • You can also apply for a new savings account using your UOB Credit/Debit Card and Personal Identification Number (PIN).

Local experiences with miles

Planning your next break? With KrisFlyer vRooms, you can pay in full or mix KrisFlyer miles with cash to book hotels or rent a car for your next adventure.


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Shop for beauty, electronics, wine, spirits, travel essentials and more anytime at! You may also choose to mix KrisFlyer miles with cash to pay for your purchases.

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From now till 28 February 2022, accumulate status credits on the KrisFlyer UOB Account and KrisFlyer UOB Debit Card, to count towards your PPS Club or KrisFlyer Elite membership renewal that is due between March 2022 and February 2023, or to upgrade your membership status.


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Apply for the KrisFlyer UOB Account online from now till 31 Jul 2021 and get up to 6,000 welcome miles.

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Be rewarded with up to S$120 cash credit when you take part in the UOB Family Savings Festival. Plus, be one of 10 lucky savers to win attractive prizes at our Family Savings Festival Grand Draw!

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Go on a local adventure with UOB Cards to enjoy up 35% off staycations, attractions and more!


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How it works:



Unlock more miles when you bundle with the KrisFlyer UOB Credit Card! Apply for the KrisFlyer UOB Account and Credit Card and receive up to 16,000 welcome miles. Find out more here.



It’s always a great idea to save as a family!

Receive S$10 cash credit1 (capped at S$120) and 1 lucky draw chance in our Family Savings Festival Grand Draw1 for every S$10,000 in incremental fresh funds deposited into an eligible UOB savings account. The more you save, the more cash credit you will receive and the higher your chances are in our Grand Draw.

With all participants of our Family Savings Festival automatically enrolled into the Family Savings Festival Grand Draw, you could be one of 10 lucky savers1 to walk away with attractive prizes, including a 2D1N stay at The Barracks Hotel Sentosa, Nintendo Switch and more. Start saving to win big today!

Register your participation now


How to participate


Step 1

Deposit incremental fresh funds into an eligible UOB Account in multiples of S$10,000 between 1 April 2021 to 30 June 2021 (the “Promotion Period”).

Step 2

Register your participation and provide your consent to earmark the incremental fresh funds deposited online (accessible here) during the Promotion Period.

Kindly note that this Promotion is applicable for Primary Accountholders only. Fresh Funds deposited will be measured against your Account’s Monthly Average Balance (MAB) as at 31 March 2021. The amount of Fresh Funds indicated in your participation form for this Promotion and deposited into your participating UOB account will be earmarked for approximately 6 months.

Step 3

Look out for our Family Savings Festival Grand Draw happening on 27 August 2021 to see if you’re one of 10 lucky winners to walk away with a prize for you and your family. Good luck!

1The UOB Family Savings Festival (1 April 2021 to 30 June 2021) is valid from 1 April 2021 to 30 June 2021, both dates inclusive. Full terms and conditions apply.

How much miles I can earn

Monthly Eligible Card Spend
Salary Crediting?
Monthly Account Balance
Bonus annual KrisFlyer Miles earned from the Account
 Example 1Example 2Example 3Example 4
Monthly Card Spend^ S$200 S$500 $S1,000 S$2,500
Monthly Average Balance^ S$15,000 S$15,000 S$100,000 S$350,000
5% MAB cap on Bonus KrisFlyer miles S$15,000 x 5% = 750 miles S$15,000 x 5% = 750 miles S$100,000 x 5% = 5,000 miles S$350,000 x 5% = 17,500 miles
Salary Credit N Y Y N
Base KrisFlyer miles $200 x 0.4 = 80 miles $500 x 0.4 = 200 miles $1,000 x 0.4 = 400 miles $2,500 x 0.4 = 1,000 miles
Bonus KrisFlyer miles S$200 x 5 = 1,000
(cap at 750 miles)
S$500 x 6 = 3,000
(cap at 750 miles)
S$1,000 x 6 = 6,000
(cap at 5,000 miles)
S$2,500 x 5 = 12,500
(cap at 17,500 miles)
Total KrisFlyer miles 80 + 750 = 830 miles 200 + 750 = 950 miles 400 + 5,000 = 5,400 miles 1,000 + 12,500 = 13,500 miles
Effective Miles earn rate 4.15 miles 1.9 miles 5.4 miles 5.4 miles

^This calculation is for illustration purposes only. KrisFlyer miles displayed are based on a customer’s monthly average balance and total spend for 1 month only. Monthly average balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month.

Apply Now


  • Minimum 18 years old
  • Singapore citizen/ Permanent Resident/ Foreigner
  • No minimum income requirement
  • Initial amount of S$1,000 to open account


A KrisFlyer UOB Debit Card will be sent to you when you open a Krisflyer UOB Account.


KrisFlyer UOB Debit Card Annual Fee

S$53.50 yearly (inclusive of GST)
First year annual fee waiver


KrisFlyer UOB Account (Joint account now available online)

Online Account Opening
Online Joint Account Opening
Appointment for Account Opening at Branch


KrisFlyer UOB Account with Mighty FX

Online Account Opening
Appointment for Account Opening at Branch

Actions or documents required

  • Fall-below fee of S$2 per month (below S$1,000 balance)^
  • S$30 for closing of account within 6 months from opening
  • S$10 per cheque book, issued upon request
  • No initial deposit or fall below fee on your foreign currency accounts.
  • learn more about account fees and charges


You can open a savings account online and start transacting instantly (where applicable).

How to apply:

  • Retrieve with MyInfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants
  • Personal Internet Banking login details – applicable to existing to UOB customers
  • Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application


For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/ S Pass/ Dependent Pass

Click here to download


*KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. KrisFlyer UOB Account Full terms and conditions apply.

#Monthly Average Balance is the summation of each day end balance in KrisFlyer UOB account for each month divided by the number of calendar days for that month.

^Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA" To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.

~Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8:30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

KrisFlyer UOB Account Full terms and conditions apply.

Cessation of Cheque Book Delivery to Overseas Mailing Addresses 

Important Notices

Important information on the use of UOB Accounts and Services

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

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Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.