UP TO 8% CASHBACK
on Dining, Grab &
Online spend*
NO FX FEES^
on Overseas spend
(for a limited period)
UP TO 3.88% P.A.
interest rates with UOB One Account+

INSTANT DINING CHOICES AT YOUR FINGERTIPS

 
 
GET STARTED
UOB YOLO Deal:

Terms and conditions apply.

Live to eat or eat to live? Don't worry
this place doesn't judge:

UOB YOLO Deal:

Terms and conditions apply.

Card 
Features

  • WEEKEND DINING & ENTERTAINMENT
  • WEEKEND GRAB (EXCLUDES TOP-UPS W.E.F. 30 NOV 2019)
  • WEEKEND UOB TRAVEL SPEND (EXCLUDES ONLINE, FLIGHT ONLY BOOKINGS AND RELEVANT TAXES)NEW
3% CASHBACK*
  • ONLINE FASHION & TRAVEL SPEND
  • WEEKDAY DINING & ENTERTAINMENT
  • WEEKDAY GRAB (EXCLUDES TOP-UPS W.E.F. 30 NOV 2019)
  • WEEKDAY UOB TRAVEL SPEND (EXCLUDES ONLINE, FLIGHT ONLY BOOKINGS AND RELEVANT TAXES)NEW
0.3% CASHBACK*
  • ALL OTHER SPEND
NO FX FEES^ EXTENDED
  • ON OVERSEAS SPEND
    From 5 Nov 2019 till 31 Jan 2020, enjoy 3.1% cashback^ on all your overseas spend!

    Simply follow the simple steps below to start earning:
Step 1: SMS YOLOFX<space>8-digit mobile number registered with UOB to 77862 to register (Example: SMS “YOLOFX 98765432” to 77862)
Step 2: Spend min. S$800 overseas during any one qualifying period:
  • 5 to 30 Nov 2019
  • 1 to 31 Dec 2019
  • 1 to 31 Jan 2020
Visit UOB Privileges Passport for more overseas privileges and here for travel deals you can enjoy for your upcoming holiday!

HOW IT WORKS:
Category Spend Cashback Cashback
Earned
Weekend Grab spend (exclude top-ups w.e.f. 30 Nov 2019) $100 8% $8.00
Weekend Dining & Entertainment spend $380 8% $30.40
Weekday Grab spend (exclude top-ups w.e.f. 30 Nov 2019) $120 3% $3.60
Weekday Dining & Entertainment spend $300 3% $9.00
Online Fashion & Travel spend $300 3% $9.00
  $1,200   $$60.00

First Quick Read Card in South East Asia


The 16 digit card number in this innovative card design is vertically stacked in 4 rows, allowing you to read the card number more easily. Paying for your online or phone transactions has never been easier.

What's more, enjoy the convenience of a Visa Signature Card with ATM and transit functions all in one card.


PAY AND DINE WITH YOUR MOBILE PHONE

Pay with a simple, secured tap at more than 10,000 store terminals with Apple Pay, Google Pay, Samsung Pay and UOB Mighty. Simply digitize your UOB YOLO to start paying with your mobile phone. Plus, enjoy the latest deals that UOB YOLO has to offer in an instant through your mobile phone.


AUTO ENROLMENT TO ESTATEMENT


Delight in a peace of mind knowing that UOB archives your credit cards statements electronically for 5 years from the time of subscription.

If you are our existing UOB Credit cardmember, all the physical copies of your existing credit cards statements (if any) will be converted to eStatement.

For more information on eStatement, check out our FAQ page or click here.

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UPSIZE YOUR YOLO

Get more when you pair your UOB YOLO with UOB One Account.
What you spend on your
UOB YOLO   can earn you up to 3.88% p.a. interest+ on your UOB One Account.
If you are a foreigner, kindly visit any UOB Branch to upsize your YOLO.

Apply Now

GET S$180# + UP TO 8% CASHBACK ON
DINING, GRAB & ONLINE SPEND*!
UOB YOLO

Apply & Pay
 

Singapore citizen/PR: Min. annual income S$30K OR Fixed Deposit collateral of minimum S$10k

Foreigners: Min. annual income S$40K OR Fixed Deposit collateral of minimum S$10k

Age: ≥ 21 years old

Annual Fee:
Principal Card — S$192.60 (First 1 year card fee waiver)
1st Supplementary Card — Free for life
2nd Supplementary Card onwards — S$96.30


With effect from 30 November 2019, please be informed that:
1) any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations will be excluded from earning cashback; and
2) Grab mobile wallet top-ups will not be eligible for earning accelerated cashback.
For details, click here for the UOB YOLO full terms and conditions.

With effect from 1 September 2019, please be informed that payments to educational institutions will be excluded from cash rebate (min spend and awarding).

*Up to S$180 comprises of i) S$100 Cash Credit when you apply for a new Credit Card ii) S$80 Cash Credit when you open a UOB One Account. i) S$100 cash credit when you apply online for a new Credit Card from 1 – 31 Jan 2020: Minimum S$1,000 spend within 30 days from the approval date of the Credit Card. Gift is limited to the first 200 eligible applicants who meet the minimum spend. Full terms and conditions apply, click here for more information. ii) S$80 Cash Credit for UOB One Account: Limited to the first 200 new to UOB Deposits customers who successfully apply for their new UOB account online, deposits at least S$5,000 in fresh funds into their new UOB account and maintains such fresh funds in their new UOB account for 6 consecutive months. Terms and conditions of the UOB Online Promotion (1 to 31 January 2020) apply.

"Weekend" means 0000 Hour on Saturday to 2359 Hour on Sunday (based on the local time of the country you are in).

*To earn your additional cashback (8% and 3%), a minimum spend of S$600 per statement month is required. Total cashback is capped at S$60 per month. If the minimum qualifying spend of S$600 is not met, Cardmembers will earn 0.3% cashback on all spend. . Grab mobile wallet top-ups will not be eligible for earning additional cashback (8% and 3%). UOB Travel transactions excludes online, flight only bookings and relevant taxes.
  • Land packages: The cash rebate applies to main package price excluding taxes, fuel surcharges, destination/resort fees, gratuities, port charges, additional add-on services and cruise/train/flight portions.
  • Hotels: The cash rebate is valid for pre-paid hotel bookings to UOB Travel only. Taxes and surcharges are generally included in the room rate upon quotation. However, there may be exceptions where additional taxes/fees must be paid locally upon check-in. This will be advised by our Travel Consultants.
  • Names cannot be changed once reservation is made. Incorrect names may incur penalties or invalidate your reservation(s). Cancellation, refunds and changes (where permitted by supplier) may incur penalties. UOB Travel’s administrative fees on top of supplier’s penalties (if any) will apply on per request basis.
  • This promotion is not valid in conjunction with other discounts, promotions, e-vouchers, e-coupons, privileges or purchase of gift certificates, unless stated otherwise.
Exclusions and other terms and conditions apply.

Travel means the online Card Transaction(s) made at www.agoda.com, www.airasia.com, www.airbnb.com, www.cathaypacific.com, www.expedia.com, www.hotels.com, www.jetstar.com, www.flyscoot.com, www.singaporeair.com.

^Enjoy 3.1% cashback on your overseas spend, subject to a maximum amount of S$40. Valid from 5 Nov 2019 to 31 Jan 2020 (the "Promotion Period") for UOB YOLO Cardmembers who (1) register via SMS by sending YOLOFX‹space›8-digit mobile number registered with UOB to 77862 during the Promotion Period and (2) successfully charge a total of at least S$800 worth of overseas card transactions during (i) 5 Nov 2019 – 30 Nov 2019 or (ii) 1 Dec 2019 – 31 Dec 2019 or (iii) 1 Jan 2020 – 31 Jan 2020. Full terms and conditions apply. Click here for details.

+Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member.