UP TO 8% CASHBACK*
on Grab, Dining and Entertainment
3% CASHBACK*
on Online Fashion and Travel
UP TO 3.88% P.A.
interest rates with UOB One Account
(insured up to S$50k by SDIC)
+
BONUS
10% CASHBACK^ ON ONLINE SPEND!
(FOR A LIMITED TIME ONLY)

INSTANT DINING CHOICES AT YOUR FINGERTIPS

 
 
GET STARTED
UOB YOLO Deal:

Terms and conditions apply.

Live to eat or eat to live? Don't worry
this place doesn't judge:

UOB YOLO Deal:

Terms and conditions apply.

Card 
Features

ON ONLINE SPEND
From 1 Oct to 31 Dec 2018, you can enjoy bonus 10% cashback^ on your online spend
— letting you earn up to 18% cashback^!
Category Prevailing
cashback
Bonus
cashback
Weekend
Grab, Dining and Entertainment
8% + 10%^
For online spend

(Promo period:
1 Oct - 31 Dec 2018)
Weekday
Grab, Dining and Entertainment
3%
Online Fashion and Travel 3%
All other spend 0.3%
If you are an existing UOB YOLO Cardmember (with card approved before 1 Oct 2018), simply register via SMS by sending BONUS10<space>NRIC/Passport number as per Bank's record to 77862 (e.g. BONUS10 S1234567A).

New UOB YOLO Cardmembers (with card approved between 1 Oct – 31 Dec 2018) are automatically enrolled to participate in the promotion and no SMS registration is required.

Click here for FAQs.
Prevailing UOB YOLO cashback:
WEEKEND GRAB, DINING
& ENTERTAINMENT
(local & overseas)
3% CASHBACK*
  • WEEKDAY GRAB, DINING & ENTERTAINMENT (local and overseas)
  • ONLINE FASHION & TRAVEL
0.3% CASHBACK*
  • ALL OTHER SPEND

First Quick Read Card in South East Asia


The 16 digit card number in this innovative card design is vertically stacked in 4 rows, allowing you to read the card number more easily. Paying for your online or phone transactions has never been easier.

What's more, enjoy the convenience of a Visa Signature Card with ATM and transit functions all in one card.


PAY AND DINE WITH YOUR MOBILE PHONE

Pay with a simple, secured tap at more than 10,000 store terminals with Apple Pay, Android Pay, Samsung Pay and UOB Mighty. Simply digitize your UOB YOLO to start paying with your mobile phone. Plus, enjoy the latest deals that UOB YOLO has to offer in an instant through your mobile phone.


AUTO ENROLMENT TO ESTATEMENT


Delight in a peace of mind knowing that UOB archives your credit cards statements electronically for 5 years from the time of subscription.

If you are our existing UOB Credit cardmember, all the physical copies of your existing credit cards statements (if any) will be converted to eStatement.

For more information on eStatement, check out our FAQ page or click here.

@iwannayolo

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UPSIZE YOUR YOLO

Upsize your UOB YOLO to the Young Professionals Solution by pairing it with UOB One Account.
Get more when you pair your UOB YOLO with UOB One Account.
Plus, kickstart investing by sweeping your rebate and interests into a Unit Trust investment - all while you're having fun.
What you spend on your
UOB YOLO   can earn you up to 3.88% p.a. interest1 on your UOB One Account.
Automatically invest your rebate and   interests with:
• No upfront cash
• No sales charge
• No hassle

More details
If you are a foreigner, kindly visit any UOB Branch to upsize your YOLO.

Apply Now

GET UP TO S$200 CASH CREDIT# + 18% CASHBACK^ ON ONLINE SPEND
(1 Oct – 31 Dec 2018)
UOB YOLO

 
Plus, apply for a supplementary card now
and get S$20 Grab credits+!

Singapore citizen/PR: Min. annual income S$30K OR Fixed Deposit collateral of minimum S$10,000

Foreigners: Min. annual income S$40K OR Fixed Deposit collateral of minimum S$10,000

Age: ≥ 21 years old

Annual Fee:
Principal Card — S$192.60 (First 1 year card fee waiver)
1st Supplementary Card — Free for life
2nd Supplementary Card onwards — S$96.30


With effect from 1 December 2018, all UNI$/ cash rebates/ SMART$ will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions.

#S$150 Cash Credit for Credit Card Application: Cash credit limited to the first 500 qualifying new UOB Principal Credit Cardmembers. New Cardmembers must spend a minimum of S$1,200 within the first 30 days of card approval. Valid 16 Jul – 16 Oct 2018. Other terms and conditions apply. S$50 Cash Credit for UOB One Account: Limited to new to UOB Deposits customers only. Terms and conditions of the UOB Savers Promotion (1 Sep – 31 Oct 2018) ("Promotion") apply.

^Computation of “18% cashback” is based on aggregate of the 10% bonus cashback that you may earn under the UOB YOLO Online Bonus Cashback Promotion, together with the existing cashback that are awarded based on the prevailing Terms and Conditions Governing UOB YOLO. Promotion is applicable to UOB YOLO principal cardmembers who: (1) have their UOB YOLO principal cards approved from 1 October 2018 to 31 December 2018; OR (2) who are already existing principal holders of a UOB YOLO card as at 1 October 2018, including UOB YOLO principal cardmembers who cancelled their card between 1 May 2018 to 31 July 2018 but reapplied for UOB YOLO principal card within the Promotion Period, and successfully registered for the promotion via SMS before 31 December 2018. Each participant must make a minimum spend of S$600 per Qualifying Period to qualify for the bonus cashback. Limited to the first 2,000 existing UOB YOLO principal cardmembers to fulfil minimum S$600 spend and with successful SMS enrolment. The Bonus Cashback which a Qualifying Participant may be entitled to is subject to a cap of S$20 per Qualifying Period. Qualifying Periods are: (a) 1 to 31 October 2018; (b) 1 to 30 November 2018; and (c) 1 to 31 December 2018. Full terms and conditions at uob.com.sg/bonus10.

+This UOB YOLO Supplementary Card S$20 Grab Promo Codes Promotion (“Promotion”) is only valid during the period from 1 October 2018 to 31 December 2018 (both dates inclusive) (“Promotion Period”) and is only open to Principal Holders of a UOB YOLO Card who have: (a) within the Promotion Period submitted a successful application to have a Supplementary Holder of their UOB YOLO Card (“Application”), (b) such Application is approved by United Overseas Bank Limited (“UOB”) within the Promotion Period, and (c) the UOB YOLO Card issued to the Supplemental Holder pursuant to such approval, and provided that the Supplementary Holder under the Application is not an existing principal holder or supplementary holder of any UOB Card. The first 200 successful principal holders whose Supplementary Holder charges at least S$200 in eligible transactions to their supplementary UOB YOLO Card within 30 calendar days from the date the supplementary UOB YOLO Card is issued will receive S$20 Grab Promo Codes each. The S$20 Grab Promo Codes are to be utilised across 4 Grab rides at a maximum of S$5 per ride. The Promo Code will be sent via SMS to the successful principal holder’s registered mobile phone number with the bank by 31 March 2019. Visit uob.com.sg/yolosuptnc for the full Promotion Terms and Conditions.

"Weekend" means 0000 Hour on Saturday to 2359 Hour on Sunday (based on the local time of the country you are in). 

*To earn your additional cashback (8% and 3%), a minimum spend of S$600 per statement month is required. Total cashback is capped at S$60 per month. If the minimum qualifying spend of S$600 is not met, Cardmembers will earn 0.3% cashback on all spend. Exclusions and other terms and conditions apply.

Travel means the online Card Transaction(s) made at www.agoda.com, www.airasia.com, www.airbnb.com, www.cathaypacific.com, www.expedia.com, www.hotels.com, www.jetstar.com, www.flyscoot.com, www.singaporeair.com, www.uobtravel.com.

1Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions. Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.