8% CASHBACK
on weekend Online^, Grab,
Dining and Entertainment* spend
3% CASHBACK
on weekday Online^, Grab,
Dining and Entertainment* spend
UP TO 3.88% P.A.
interest rates with UOB One Account+
(insured up to S$50k by SDIC)

INSTANT DINING CHOICES AT YOUR FINGERTIPS

 
 
GET STARTED
UOB YOLO Deal:

Terms and conditions apply.

Live to eat or eat to live? Don't worry
this place doesn't judge:

UOB YOLO Deal:

Terms and conditions apply.

Card 
Features

ON ONLINE^, GRAB, DINING & ENTERTAINMENT* SPEND
From 2 Jan 2019 to 31 Mar 2019, you can enjoy bonus cashback^ on your online spend
with min. S$600 spend per qualifying period – giving you a total of 8% cashback^!
Categories Weekday
cashback
Weekend
cashback
Online fashion and travel spend^ 3% 3% + Bonus 5%
Other online^ spend Bonus 3% Bonus 8%
Grab, dining and entertainment* spend 3% 8%
All other spend 0.3%
If you are an existing UOB YOLO Cardmember (with card approved before 2 Jan 2019), simply register via SMS by sending YOLOBONUS<space>NRIC/Passport number as per Bank’s record to 77862 (e.g. YOLOBONUS S1234567A).

New UOB YOLO Cardmembers (with card approved between 2 Jan 2019 and 31 Mar 2019) are automatically enrolled to participate in the promotion and no SMS registration is required.

Click here for FAQs.
Prevailing UOB YOLO cashback:
WEEKEND GRAB, DINING
& ENTERTAINMENT
(local & overseas)
3% CASHBACK*
  • WEEKDAY GRAB, DINING & ENTERTAINMENT (local and overseas)
  • ONLINE FASHION & TRAVEL
0.3% CASHBACK*
  • ALL OTHER SPEND

First Quick Read Card in South East Asia


The 16 digit card number in this innovative card design is vertically stacked in 4 rows, allowing you to read the card number more easily. Paying for your online or phone transactions has never been easier.

What's more, enjoy the convenience of a Visa Signature Card with ATM and transit functions all in one card.


PAY AND DINE WITH YOUR MOBILE PHONE

Pay with a simple, secured tap at more than 10,000 store terminals with Apple Pay, Android Pay, Samsung Pay and UOB Mighty. Simply digitize your UOB YOLO to start paying with your mobile phone. Plus, enjoy the latest deals that UOB YOLO has to offer in an instant through your mobile phone.


AUTO ENROLMENT TO ESTATEMENT


Delight in a peace of mind knowing that UOB archives your credit cards statements electronically for 5 years from the time of subscription.

If you are our existing UOB Credit cardmember, all the physical copies of your existing credit cards statements (if any) will be converted to eStatement.

For more information on eStatement, check out our FAQ page or click here.

@iwannayolo

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UPSIZE YOUR YOLO

Upsize your UOB YOLO to the Young Professionals Solution by pairing it with UOB One Account.
Get more when you pair your UOB YOLO with UOB One Account.
Plus, kickstart investing by sweeping your rebate and interests into a Unit Trust investment - all while you're having fun.
What you spend on your
UOB YOLO   can earn you up to 3.88% p.a. interest+ on your UOB One Account.
Automatically invest your rebate and   interests with:
• No upfront cash
• No sales charge
• No hassle

More details
If you are a foreigner, kindly visit any UOB Branch to upsize your YOLO.

Apply Now

GET S$200# + UP TO 8% CASHBACK ON ONLINE^,
GRAB, DINING & ENTERTAINMENT* SPEND!
(2 Jan 2019 - 31 Mar 2019)
UOB YOLO

Apply & Pay
 

Singapore citizen/PR: Min. annual income S$30K OR Fixed Deposit collateral of minimum S$10,000

Foreigners: Min. annual income S$40K OR Fixed Deposit collateral of minimum S$10,000

Age: ≥ 21 years old

Annual Fee:
Principal Card — S$192.60 (First 1 year card fee waiver)
1st Supplementary Card — Free for life
2nd Supplementary Card onwards — S$96.30


With effect from 1 December 2018, all UNI$/ cash rebates/ SMART$ will no longer be awarded for any payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency), amongst current exclusions.

UOB SMART$ rebates will no longer be available at Metro from April 2019. You can continue to utilize your UOB SMART$ rebates at over 300 participating outlets islandwide. Visit uob.com.sg/SMART for more information.

*Up to S$200 comprises of i) S$100 worth of Free Grab rides for Credit Card Applicants ii) S$100 Cash Credit when you open an UOB One Account. i) S$100 worth of Free Grab rides for Credit Card Applicants: Limited to the first 400 qualifying new-to-UOB Principal Credit Cardmembers (with application successfully approved from 24 Jan to 31 Mar 2019) who spend a minimum of S$1,000 within the first 30 days of their new card approval. S$100 worth of free rides will be given in the form of 1 Grab promo code which is valid for 10 unique redemptions, and each redemption shall be capped at S$10 per transaction. Full terms and conditions apply, click here for more information. ii) S$100 Cash Credit for UOB One Account: Limited to the first 200 new to UOB Deposits customers only. Terms and conditions of the UOB Savers Promotion IV (4 to 31 March 2019) ("Promotion") apply.

^Online refers to transactions (whether made locally or overseas) for the purchase of goods or services (for fashion, selected travel sites, department stores, electronics, computer software, drug stores, pharmacies, book stores, game shops, florists) made online. Promotion is applicable to UOB YOLO Cardmembers who: (1) have their UOB YOLO Card approved from 2 Jan 2019 – 31 Mar 2019; OR (2) have an existing UOB YOLO Card and successfully registered for the promotion via SMS before the end of a Qualifying Period. Each participant must incur a minimum spend of S$600 per Qualifying Period to qualify for the bonus cashback on selected transactions. The existing UOB YOLO Cardmembers eligible for the bonus cashback is limited to the first one thousand to incur the minimum spend of S$600 in each Qualifying Period. The Bonus Cashback which a participant may be entitled to is subject to a cap of S$20 per Qualifying Period. Qualifying Periods are: (i) 2 Jan 2019 – 30 Jan 2019; (ii) 1 Feb 2019 – 28 Feb 2019; (iii) 1 Mar 2019 – 31 Mar 2019. Full terms and conditions at uob.com.sg/yolobonus.

"Weekend" means 0000 Hour on Saturday to 2359 Hour on Sunday (based on the local time of the country you are in). 

*To earn your additional cashback (8% and 3%), a minimum spend of S$600 per statement month is required. Total cashback is capped at S$60 per month. If the minimum qualifying spend of S$600 is not met, Cardmembers will earn 0.3% cashback on all spend. Exclusions and other terms and conditions apply.

Travel means the online Card Transaction(s) made at www.agoda.com, www.airasia.com, www.airbnb.com, www.cathaypacific.com, www.expedia.com, www.hotels.com, www.jetstar.com, www.flyscoot.com, www.singaporeair.com, www.uobtravel.com.

+Maximum effective interest rate (EIR) on the One Account is 1.50% p.a. for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Maximum effective interest rate (EIR) on the One Account is 2.44% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 Card Spend AND (a) a min. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Visit uob.com.sg/oneaccount for the full set of Terms and Conditions.

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$50,000 for each depositor per Scheme member.