UOB Lunar New Year Savings Promotion

  • Lunar New Year Savings PromotionLunar New Year Savings Promotion

    Usher in a bountiful year of the Rabbit when you save with UOB

    Simply top up your UOB savings account and participate now to receive up to S$1,888 Hongbao.

    Plus, receive up to 3 additional S$28 Hongbaos when you complete selected actions to collect Golden Carrots!

    T&Cs apply. Promotion ends 28 February 2023.

    Find out more
  • The One Account – An easy way to get up to 3.0% p.a. interestThe One Account – An easy way to get up to 3.0% p.a. interest

    Up to 7.8% p.a. with UOB One Account

    Get the highest interest rate ever on your savings with One Account in just 2 simple steps.

    Get to a prosperous start of the year when you apply online and receive up to S$178 cash credit today! This limited time offer ends 18 January 2023. T&Cs apply.

    Apply now

Lunar New Year Savings Promotion

Usher in a bountiful year of the Rabbit when you save with UOB! Simply top up your UOB savings account and participate now to receive up to S$1,888 Hongbao*.

 

Here’s how you can get a guaranteed Hongbao of up to S$1,888*:

Step 1: Register your participation here by 28 February 2023.

Step 2: Deposit a minimum of S$50,000 in Incremental Fresh Funds8 in an Eligible Account9 by 28 February 2023. The Incremental Fresh Funds will be earmarked for approximately 4 months10.

Incremental Fresh Funds Amount
Cash Credit
S$50,000 S$388
S$100,000 S$888
S$200,000 S$1,888

BONUS! Be rewarded with an additional S$28 Hongbao for each Golden Carrot you collect, up to 3 per customer! Get a Golden Carrot for each action completed below.
(a)   Register for PayNow with UOB
(b)   Credit your monthly salary of min. S$1,600 to your UOB account
(c)   Refer a friend11 to top up and participation in this promotion here

 

Want more? Here’s how you can earn an extra S$28 Hongbao^! Be amongst the first 88 customers to correctly guess how many Golden Carrots Rabbit has in its garden! Start counting in the Animated video below. It can also be found on the UOB Facebook page.

To participate, submit your answer via SMS to 77862 in the following format:
CARROTS <space> No. of Golden Carrots (i.e. 8, 88) <space>10-digit UOB account number

Fastest fingers first so start counting now! Promotion ends 5 February 2023. T&Cs apply.

 


8Incremental Fresh Funds are measured against your Eligible Account’s day-end balance as at 31 December 2022.

9Eligible Accounts: UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Uniplus Account, UOB Passbook Savings Account.

10‘Earmarked’ means that the Incremental Fresh Funds deposited will not be reflected in the Eligible Account statements and cannot be withdrawn.

11You are only eligible to receive one Golden Carrot (S$28 Hongbao), regardless of the number of successful referrals you make during the Promotion Period.

 

Promotion ends 28 February 2023. T&Cs apply.

Not a UOB savings accountholder yet? Choose from our savings accounts that reward you with up to 7.8% p.a. interestNEW!, bonus miles or complimentary insurance coverage. Get up to S$1187 when you apply online and credit your salary now.

 

Participate now

 

Send well wishes to your loved ones this Lunar New Year! Download our Lunar New Year Savings Greeting Animation below to wish your friends and family a prosperous start to the year.
Instructions
Desktop: Click on the image below > Right Click on video > ‘Save video as’
iPhone: Tap on the image below > Click on ‘Share’ button (box with arrow pointing up) > Save to Files
Android: Tap on the image below > Press and hold on video > Download video

 

Apply Now

Select a savings account to suit your needs

 

STASH ACCOUNT®

 

LADY'S SAVINGS ACCOUNT

 

UOB ONE ACCOUNT

 

KRISFLYER UOB ACCOUNT

 

UNIPLUS ACCOUNT

 

 

 

 

Earn higher interest
rates on your savings
when you maintain or
increase your Monthly
Average Balance2.

 

A unique savings
account that provides
you with free female
cancer coverage based
on your savings

 

Just 2 steps to earn
higher interest of up
to 7.8% p.a.on your
savings.

 

Accelerate your miles
earning power when
you spend and save.

 

A simple, fuss-free
savings account with
monthly statement to
track your banking
transactions easily.
  • Earn up to 1%
    p.a.1 interest on
    your savings!



View details

 

  • Female cancer
    coverage of up to
    S$200,000
  • Increased entry age of 55 years old for Female Cancer Benefit Eligibility
  • Interest of
    0.05% p.a. on
    all balances
  • S$13 medical
    consultation at 500
    clinics islandwide
  • Free Annual
    Health Screening
  • Teeth whitening treatment at S$1,288, which includes in-clinic whitening treatment and a take-home whitening kit for maintenance
  • Dental wellness at S$98, which includes scaling, polishing, and fluoride treatment
  • Access to exclusive
    UOB Card Deals
    and discounts on
    insurance purchase



View details

 

  • Get up to 7.8%
    p.a. interest
    3
    (approx. S$5,000 a year3) with
    min. S$500 Card Spend
    + S$1,600 Salary Credit
  • Unable to credit your salary? Enjoy the flexibility of choosing to make 3 GIRO payments monthly!



View details

 

  • Earn up to 6 bonus
    KrisFlyer miles per S$1
    spend4 on your card
    when you save and
    credit your salary5.
  • Enjoy interest on your savings



View details

 

  • No min spend, no
    cap on the cashback
    received!



View details

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Start saving instantly from the comfort of your home

Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes6 and start transacting instantly without having to leave your home.

 

Terms & Conditions

*Eligible Accounts: UOB Passbook Savings Account, UOB Uniplus Account, UOB One Account, UOB Stash Account and UOB Lady's Savings Account. UOB Lunar New Year Savings Promotion (1 January 2023 to 28 February 2023) (“Promotion”) is only valid from 1 January 2023 to 28 February 2023, both dates inclusive (“Promotion Period”). You are required to deposit incremental fresh funds in the specified amount (“Participating Deposit”) into your Eligible Account during the Promotion Period, successfully submit an online participation form to UOB for this Promotion during the Promotion Period and maintain the Participating Deposit in your Eligible Account until the end of Earmark Period. Cash credit awarded in this Promotion depends on your actual Participating Deposit amount for this Promotion. Participants who are eligible to receive a cash credit under this Promotion will get to collect up to three (3) Golden Carrot Rewards, each consists of an additional cash credit of S$28, if they successfully perform certain actions. Full terms and conditions apply and can be accessed here.

^UOB Lunar New Year Exclusive Promotion (30 January 2023 to 5 February 2023) (“Promotion”) is only valid from 30 January 2023 to 5 February 2023, both dates inclusive (“Promotion Period”), and open to all individuals who are primary holders of a UOB Savings or Current Account. An Animated Image will be published on https://go.uob.com/goldencarrots and UOB Facebook page. To participate in this Promotion, you must successfully submit your answer on the total number of golden carrots in the Animated Image via SMS in the prescribed format during the Promotion Period. If you are amongst the first 88 participants of this Promotion to guess the total number of golden carrots in the Animated Image correctly, you shall be eligible to receive a one-time cash credit of S$28 (the “Hongbao”). Full terms and conditions apply and can be accessed here.

Terms and conditions apply. Please visit uob.com.sg/stash for details.

1Maximum effective interest rate (EIR) on the UOB Stash Account® is 0.58% p.a. for deposits of S$100,000, provided the customer’s Monthly Average Balance for the present calendar month is equal to or more than the Monthly Average Balance for the preceding calendar month. 2Monthly Average Balance refers to the summation of each day-end balance in the UOB Stash Account® for each calendar month divided by the number of calendar days for that month.

Terms and conditions apply. Please visit uob.com.sg/ladysaccount for details.

Terms and conditions apply. Please visit go.uob.com/oneaccount for details.

3Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Terms and conditions apply. Visit uob.com.sg/KrisFlyerUOB for full terms and conditions.

4KrisFlyer miles will be calculated for every S$5.00 of the monthly sum of your Eligible Transactions. Minimum S$1,000 deposit balance must be maintained in KrisFlyer UOB account to earn bonus KrisFlyer miles. Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB account. Interest is not payable on the credit balance of a KrisFlyer UOB Account.

5Only valid for salary credited (S$2,000) through GIRO with the transaction reference "SALA".

6Applicable to New to UOB customers who are Singaporeans/PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

7Up to S$118 cash credit comprising EITHER 1a) S$68 cash credit, OR 1b) S$28 cash credit and (2) S$50 cash credit

1a) S$68 cash credit is only for the first 200 New-to-UOB Deposits customers per calendar month who:

  1. successfully open a UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account and/or UOB One Account  online from 1 January 2023 to 28 February 2023, and
  2. deposit at least S$5,000 of Fresh Funds into their new UOB account within the account opening month and hold it till the end of the following calendar month.

OR

1b) S$28 Cash Credit is only for the first 200 existing-to-UOB Deposits customers per calendar month:  

  1. who successfully open a UOB Lady’s Savings Account, UOB Uniplus Account, UOB Stash Account, KrisFlyer UOB Account and/or UOB One Account online from 1 January 2023 to 28 February 2023;
  2. who deposit at least S$5,000 of Fresh Funds into their new UOB Account within the account opening month and hold it till the end of the following calendar month; and
  3. whose Fresh Funds deposited into the new UOB Account must result in a corresponding increase of at least S$5,000 when compared against the total amount standing to the credit of all other UOB current accounts and/or savings accounts of the customer as at 31 December 2022.

Click here for full terms and conditions.

AND

2) S$50 cash credit is available under the UOB Salary Credit Campaign (1 January 2023 to 30 June 2023) for customers who have:

  1. successfully submitted an online participation form here; and
  2. successfully credit monthly salary (of at least S$1,600) into an Eligible UOB Account via GIRO or PayNow within two calendar months from the date of submission of the participation form.

Click here for the Terms and Conditions governing UOB Salary Credit Campaign (1 January 2023 to 30 June 2023).

More information

Deposit Insurance Scheme

Providing limited compensation to selected eligible deposits

Find out more

Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.