Starting Your First Job

Enjoy up to 4% cashback on Grab transactions (excludes mobile wallet top-ups), Shopee Singapore transactions (excludes ShopeePay), SimplyGo transactions (bus and train rides), McDonald’s transactions and 1% cashback on GOMO recurring transactions, Singapore Power utilities bill (excluding payments via AXS), Singtel recurring transactions, and Mobile Pay transactions such as Apple Pay, Google Pay and Samsung Pay. A minimum spend of S$300 per calendar month is required. Cashback is capped at S$30 per calendar month across all eligible transactions. Please click here for the full terms and conditions.

Participate in the UOB SalaryPlus Promotion (1 April 2026 to 30 June 2026) by successfully submitting an online participation form between 1 April 2026 to 30 June 2026, both dates inclusive, to receive the following cash rewards:
(i) S$100 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman) into their designated Eligible UOB savings account for this Promotion via GIRO, PayNow or FAST^{^} within the next two calendar months from the date of submission of the online participation form; and
(ii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service^# within the next two calendar months from the date of submission of the online participation form; and
(iii) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO^~, or who successfully perform a loan repayment transaction for their UOB car loan^~ or UOB home loan^~ from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB One Account, UOB Lady’s Savings Account, UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB Passbook Savings Account.

Customers must not have received any prior reward (whether in the form of cash credit or otherwise) in similar UOB promotions, or have the respective transaction history in any UOB current or savings account during the period between 1 October 2025 to 31 March 2026.

Subject to qualifying criteria. Full terms and conditions apply and can be accessed here.

^{^}Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” or “FAST SALA” to be eligible.
^#CDP dividends must be credited from the Central Depository with the transaction description “CDP Dividend” to be eligible.
^~Bill payment via GIRO must be reflected with the transaction description “GIRO-Inward Debit” to be eligible. Repayment of your UOB car and home loan instalment must be reflected with the transaction description “Misc Debit” and bank reference of "Trf. Wd. Loans” to be eligible.

Insured up to S$100k by SDIC.

Salary must be credited with the transaction description as “GIRO-SALA” or “PAYNOW SALA” or “FAST SALA” to be eligible.

Pay your bills of at least S$30 per transaction via GIRO — this can be your mobile bills!

Eligible UOB savings accounts include UOB Uniplus Account, UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, KrisFlyer UOB Account and UOB FX+ Account.​

Valid from 10 April 2026 to 31 July 2026 (“Promotion Period”). Limited to customers who are new-to-UOB, aged between 16 and 24 years, and who: (i) submit an online application for a new Eligible UOB Account as the primary accountholder during the Promotion Period; (ii) whose application is successfully approved during the Promotion Period, and (iii) successfully register for PayNow via the UOB TMRW App using their mobile number or NRIC/FIN during the month of account approval.

Eligible customers will receive one (1) digital CHAGEE gift code for three (3) free drinks of up to S$7.40 each, valued at S$22.20 (“Sign-up Gift”). Each customer is eligible for one (1) Sign-up Gift only. The Sign-up Gift will be sent via SMS to the customer’s mobile number registered with UOB, according to the applicable fulfilment schedule. The gift code must be entered into the CHAGEE mobile application by the redemption deadline stated in the SMS and is valid for two (2) months from date of entry, for use on the CHAGEE mobile application (CHAGEE account and internet access required) and in Singapore only, and strictly no extension will be granted.

Sign-up Gifts are non-exchangeable and may be substituted at UOB’s discretion. Customers who de-register PayNow within three (3) months after the Promotion Period will be disqualified.

Eligible UOB Accounts means a UOB Stash Account, UOB Uniplus Account, UOB One Account, KrisFlyer UOB Account, UOB FX+ Account or UOB Lady’s Savings Account.

Terms and conditions apply. Please refer to the full Terms and Conditions here.

Valid for new‑to‑UOB debit card customers who apply for and are approved for a UOB One Debit Mastercard from 1 May to 31 July 2026. Eligible customers enjoy additional 6% promotional cashback on Grab rides and SimplyGo bus & train rides, excluding all top‑up transactions on Grab and SimplyGo, for 3 consecutive months starting from the month after card approval, with a minimum spend of S$300 on eligible retail transactions per calendar month. Promotional cashback is capped at S$20 per card per month, and is in addition to base cashback under the UOB One Debit Card Cashback Programme, which remains subject to its own terms and cashback caps. Promotional cashback is credited monthly in the following calendar month. Transactions, eligibility, qualifying spend and cashback calculations are based on UOB’s records and subject to UOB‘s final determination. Subject to qualifying criteria and full T&Cs. Visit UOB One Debit Card website for full details.​​

From 1 November 2022 onwards (inclusive of the date mentioned), new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least Singapore Five Dollars (S$5) is successfully charged to your KrisFlyer UOB Debit Card

The Welcome Miles will be automatically credited directly into the eligible Cardmember’s KrisFlyer membership account linked to his/her KrisFlyer UOB Debit Card in the following month after such Eligible Transaction is made. Only new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 July 2019 are eligible for the Welcome Miles. All other persons (including existing Cardmembers who were approved as Cardmembers before 1 July 2019 and former Cardmembers who have cancelled their KrisFlyer UOB Debit Card) will not be eligible for the Welcome Miles.

Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services apply. Spend exclusions apply.

Your total monthly RIS amount determines your reward tier. You may spread your monthly investment across multiple funds, and the combined amount will determine your reward tier.