AT A GLANCE

Journey towards financial freedom

Daunting as it may, starting your first job is both a nerve-wrecking, yet exciting experience. Get the headstart you need by tapping into our suite of banking solutions and offerings designed to give you a boost as you venture out into the working world.

UOB One Debit Card

UOB One Debit Card

Up to 4% cashback on lifestyle brands and mobile payments!

Up to 4% cashback on:

• Grab (excludes Grab wallet top-ups)
• McDonald’s (in-store and McDelivery)
• Shopee Singapore (excluding ShopeePay transactions)
• SimplyGo (bus and train rides)

Plus, earn 1% cashback on:

• Mobile payments via Apple Pay, Google Pay and Samsung Pay
• Singtel and GOMO (recurring bill payments)
• Singapore Power Utilities (excluding payments via AXS)

Terms and Conditions apply. A minimum spend of S$300 per calendar month is required. Cashback capped at S$30 per calendar month.

Products for you

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Wealth accumulation
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Insure

Wealth accumulation

We all hope for a bright future but that is often the result of what we do today. Set aside enough savings to be ready for life’s moments as they unfold.

    Protection
    protection
    Insure

    Protection

    You cannot predict life’s unforeseen circumstances, but you can secure the financial future of your loved ones today.

      Retirement
      retirement
      Insure

      Retirement

      Retirement can be the best years of your life. Sett a vision for the future and plan for it today.

        UOB FX+ Debit Card
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        Spend

        UOB FX+ Debit Card

        Now with no FX fees, it all adds up!

        • No FX fees when you spend worldwide
        • No mark-ups when you convert currencies
        • Auto-convert currencies at your preferred rate
        • S$5 cashback on overseas ATM withdrawals

         

        T&Cs apply.

          United CIO Funds
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          Invest

          United CIO Funds

          Tap on insights and research from UOB Private Bank Chief Investment Office

          • United CIO Income Fund: Receive regular income from equities and bonds
          • United CIO Growth Fund: Capital growth from equities and downside protection with fixed income
          Wealth on UOB TMRW
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          Invest

          Wealth on UOB TMRW

          View and manage all your wealth holdings in one app. Set and track your goals and capture timely investment opportunities with relevant insights.

          • Choose from four expertly curated fund portfolios on UOB TMRW based on your goals and risk appetite
          • Or build your own portfolio from a curated list of over 100 unit trusts
          UOB Stash Account
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          Save

          UOB Stash Account

          It’s so easy to Stash it and let your savings grow – now with up to 2% p.a. interest!

          • Simply maintain or increase your balance every month
          • No lock-in period! This means having access to your savings anytime while still earning interest every month.
          UOB One Credit Card
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          Spend

          UOB One Credit Card

          Highest cashback card for your daily favourites

          • Up to 10% cashback on daily spend at McDonald's, DFI Retail Group, Grab, SimplyGo, Shopee and UOB Travel
          • Up to 4.33% cashback on Singapore Power utilities bill
          • Up to 3.33% cashback on all retail spend
          • Fuel savings of up to 24% at Shell and SPC
          • Greater savings with up to 3.4% p.a. interest with UOB One Account

            UOB One Debit Card
            uob_one_debit_card
            Spend

            UOB One Debit Card

            Up to 4% cashback on:

            • Grab (excludes Grab wallet top-ups)
            • McDonald’s (in-store and McDelivery)
            • Shopee Singapore (excluding ShopeePay transactions)
            • SimplyGo (bus and train rides)

            Plus, earn 1% cashback on:

            • Mobile payments via Apple Pay, Google Pay, and Samsung Pay
            • GOMO (recurring bill payments)
            • Singtel (recurring bill payments)
            • Singapore Power Utilities (excluding payments via AXS)

            Up to 3.4% p.a. interest on your savings with UOB One Account, when you spend S$500 monthly.

              UOB One Account
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              Save

              UOB One Account

              Maximise interest​ in just two steps.

              • Get up to 3.4% p.a. interest on your savings (up to S$2,850​ in interest a year on up to S$150,000 deposits)
              • Spend a min. of S$500 monthly on an eligible UOB Card and credit your salary OR make 3 GIRO transactions per month
              KrisFlyer UOB Credit Card
              krisflyer_uob_credit_card
              Spend

              KrisFlyer UOB Credit Card

              Let your daily spend lead to experiences - on repeat. Unlock more KrisFlyer miles and exclusive privileges with the KrisFlyer UOB Credit Card.

              • Every S$1 spend will earn you:
                • 3 KrisFlyer miles on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
                • Up to 3 KrisFlyer miles on dining, food delivery, online shopping and travel, and transport spend
                • 1.2 KrisFlyer miles on all other spend
              • Exclusive privileges on KrisShop, Scoot, Grab rides and more!

                UOB EVOL Card
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                Spend

                UOB EVOL Card

                Own every evolution with up to 10% cashback

                • 10% cashback on Online and Mobile Contactless spend
                • 10% cashback on Overseas In-store FX spend
                • Greater savings with up to 3.4% p.a. interest with UOB One Account
                • Southeast Asia's first bio-sourced card with a suite of sustainable privileges
                • No annual fees when you make 3 transactions monthly
                KrisFlyer UOB Debit Card and Account
                krisflyer_uob_debit_card_and_account
                Save

                KrisFlyer UOB Debit Card and Account

                The debit card and account that are miles ahead.

                • For every S$1 spend:
                  • Earn 1 mile on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
                  • Earn 0.4 miles on all other spend
                • Plus, get up to additional 6 miles per S$1 spend when you spend and save with KrisFlyer UOB Account.
                • Get S$10 off ChangiWifi and Grab rides to or from the Airport
                • Exclusive benefits from Scoot (via flyscoot.com/KrisFlyerUOB) such as priority check-in and boarding, additional baggage allowance and more!

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                  Activate Money Lock to protect your savings from digital scams

                  Activate Money Lock to protect your savings from digital scams

                  Scammers are becoming increasingly sophisticated, which is why it’s more important than ever to safeguard your money. By enhancing anti-scam measures that give you peace of mind, we continue our fight against digital scams with diligence and innovation.

                  Set a Money Lock amount in your existing UOB accounts to prevent unauthorised withdrawals. Rest assured, your money continues to earn the same interest and/or rewards. Simply use the UOB TMRW app, UOB Personal Internet Banking or visit any UOB ATM in Singapore to lock any amount, anytime. You can unlock your funds at any UOB ATM in Singapore.   

                  Our digital solutions

                  UOB TMRW
                  Digital Banking

                  UOB TMRW

                  The all-in-one banking app built around you and your needs.

                  Featuring AI-driven insights to better manage your money, rewards personalised to you, and investing made simple through our expert wealth solutions.

                  Wealth on UOB TMRW
                  Invest

                  Wealth on UOB TMRW

                  View and manage all your wealth holdings in one app. Set and track your goals and capture timely investment opportunities with relevant insights.

                  • Choose from four expertly curated fund portfolios on UOB TMRW based on your goals and risk appetite
                  • Or build your own portfolio from a curated list of over 100 unit trusts
                  Insure on UOB TMRW
                  Insure

                  Insure on UOB TMRW

                  Subscribe to peace of mind with just a few taps – apply for PRUCancer 360 on UOB TMRW.

                  • 100% payout for all cancer stages
                  • Hassle-free, easy application
                  • Affordable, customisable protection

                  Promotions

                  Get inspired

                  The Dining Advisor

                  Short-circuit your search for good food with a comprehensive new food guide designed to feed your food obsessions.

                  The Travel Insider

                  The new travel portal that inspires, helps you plan and lets you book in one place.

                  SDIC

                  Deposit Insurance Scheme

                  Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


                  Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

                  We're here to help

                  Take charge with UOB TMRW, download now