Receive an Apple AirTag when you apply for Mighty FX online from now till 31 March 2024. T&Cs apply.

Benefits

More interest, more miles

More interest, more miles

Earn miles whether you’re saving or spending

Exclusive privileges

Exclusive privileges

Earn interest on your savings, no conversion fee and more

Travel privileges

Travel privileges

Never get left behind on travel privileges with ChangiWiFi, Grab and Scoot.

1 KrisFlyer mile per S$1 spend

1 KrisFlyer mile per S$1 spend

on Singapore Airlines, Scoot, KrisShop and Kris+ purchases

0.4 KrisFlyer miles per S$1 spend

0.4 KrisFlyer miles per S$1 spend

on all other spend

Up to 7 KrisFlyer miles per S$1 spend

Up to 7 KrisFlyer miles per S$1 spend

when you spend and save with the KrisFlyer UOB Debit Card and Account

Other benefits

Accessibility around the world

Accessibility around the world

Accepted at over 43 million Mastercard acceptance locations globally including e-shopping, mail and phone orders.

Everything in Your Hands

Everything in Your Hands

Pay for your everyday purchases and public transport with just a tap, and enjoy quicker, paperless access to your bank statements

Complete Peace of Mind

Complete Peace of Mind

Safeguard your online purchases while tracking your expenses with the UOB TMRW app.

Privileges

  • All
  • Exclusive
  • Travel
  • Scoot benefits
enjoy_additional_5%_miles-back_on_your_sia_promo_award_tickets
Exclusive

Enjoy additional 5% miles-back on your SIA Promo award tickets

From 15 February to 29 February 2024, get 5% miles-back when you redeem flights under the KrisFlyer Spontaneous Escapes Promotion. T&Cs apply.

 

SMS KFSPE‹space› last 4 alphanumeric digits of Principal Cardmember's NRIC or Passport Number‹space›booking reference number to 77862 to register now.

    s$10_sign_up_bonus_on_kris+
    Exclusive

    S$10 Sign Up Bonus on Kris+

    From 1 August 2023 to 31 December 2024 , get S$10 when you sign up for Kris+ and input the code KPUOB2324 during your first login; S$10 can be used at over 1,500 Kris+ partner outlets islandwide

      earn_up_to_2.5_miles_per_dollar_spend_at_krisshop
      Exclusive

      Earn up to 2.5 miles per dollar spend at KrisShop

      1 KrisFlyer mile per S$1 spend are credited under the Singapore Airlines Group related card transactions for KrisFlyer UOB Debit Card by UOB while 1.5 KrisFlyer miles per S$1 spend are awarded by KrisShop.

        earn_interest_on_your_savings
        Exclusive

        Earn interest on your savings

          3,000_welcome_miles
          Travel

          3,000 Welcome miles

          From 1 November 2022 onwards (inclusive of the date mentioned), new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least Singapore Five Dollars (S$5) is successfully charged to your KrisFlyer UOB Debit Card.

            no_conversion_fee
            Travel

            No conversion fee

            All KrisFlyer miles earned are directly credited to your KrisFlyer Account with no conversion fee.

              s$10_off_changiwifi
              Travel

              S$10 off ChangiWiFi

              Stay connected on your travels with extra savings on ChangiWiFi.

                s$10_off_grab_rides
                Travel

                S$10 off Grab rides

                Enjoy savings on airport transfers with S$10 off Grab rides to or from the airport.Promo code: KFUOB

                  priority_check-in_and_boarding
                  Scoot benefits

                  Priority check-in and boarding

                  additional_baggage_allowance
                  Scoot benefits

                  Additional baggage allowance

                  standard_seat_selection
                  Scoot benefits

                  Standard seat selection

                  booking_flexibility_waiver
                  Scoot benefits

                  Booking Flexibility Waiver

                  Compare accounts

                  KrisFlyer UOB Mighty FX

                  Great exchange rates for all your travel, shopping and investment needs
                  24/7 access to competitive rates

                  24/7 access to competitive rates

                  Skip the queue at money changers. Use your UOB TMRW app to convert currencies at attractive and transparent rates anytime.
                  We support 11 major currencies.

                  No monthly spend cap and no admin fee

                  No monthly spend cap and no admin fee

                  Pay with your Mighty FX Debit Card when you shop overseas or online and save on admin fees.

                  Withdraw cash anywhere

                  Withdraw cash anywhere

                  Carry less cash and travel light and securely. Besides paying for overseas spends, you can also use your Mighty FX Debit Card to make cash withdrawals at any overseas Mastercard-enabled ATM.

                  Set rate alerts

                  Set rate alerts

                  Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.

                  Earn interest

                  Earn interest

                  Earn interest on your SGD, USD, AUD, NZD and CNH accounts

                  Earn more KrisFlyer miles

                  Earn more KrisFlyer miles

                  Earn 200 KrisFlyer miles with every conversion of S$1,000.

                  Your foreign currency spend charge to your KrisFlyer UOB Debit Card earns you Base and Bonus KrisFlyer miles too.

                  Things you should know

                  Eligibility and fees
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                  Eligibility
                  • Minimum 18 years old
                  • Singapore citizen/ Permanent Resident/ Foreigner
                  • No minimum income requirement
                  • Initial amount of S$1,000 to open account

                  Now, you can open and transact with your account instantly
                  • A KrisFlyer UOB Debit Card will be sent to you when you open a KrisFlyer UOB Deposit Account for cash withdrawals and debit card payments.

                  Start saving instantly from the comfort of your home
                  • Whether you are an existing UOB saver or a new customer, you can open a savings account online, get approval within minutes^ and start transacting instantly without ever leaving home.
                  Fees
                  Annual fee
                  • S$54.50* yearly
                  • First year annual fee waived

                  Account fees
                  • Fall-below fee of S$2 per month (below S$1,000 balance)
                  • S$30 for closing of account within 6 months from opening
                  • S$10 per additional cheque book (50 leaves)
                  • No initial deposit or fall below fee on your foreign currency accounts.
                  • Learn more about account fees and charges


                  *Inclusive of Singapore’s prevailing Goods and Services Tax (GST)
                  Apply & Pay

                  Applying for your credit card is now faster, simpler and more secure when you apply via UOB Personal Internet Banking or Singpass (MyInfo) - no more endless fields to fill in and documents to upload. Complete your application journey within minutes!

                   

                  What’s more, you can digitize your card to enjoy convenience of mobile contactless payment when you receive your card!

                   

                  Click here to find out more common FAQs about your credit card

                   

                  Click here to find out more about digital banking solutions

                  W.e.f. 19 March 2024, there will be revisions made to privileges on Scoot for KrisFlyer UOB Debit Cardmembers. Click here to find out more.

                  W.e.f. 1 December 2021, please be informed that transactions made at SPC Service Stations will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

                  W.e.f. 1 March 2022, please be informed that transactions with transaction descriptions “TRANSIT*” and “AMAZE* TRANSIT*” will be excluded from the awarding of KrisFlyer miles on the KrisFlyer UOB Debit Card and bonus miles on the KrisFlyer UOB Account.

                  W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM and Razer Pay and payments for utilities will be excluded from the awarding of KrisFlyer Miles.

                  Terms and conditions apply for all above mentioned privileges and promotions. For details, click here for the Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Services.

                  1From 1 November 2022 onwards, new first time applicants of the KrisFlyer UOB Debit Card who are approved as Cardmembers on or after 1 November 2022 will receive 3,000 KrisFlyer miles when a single Eligible Transaction of at least S$5 is successfully charged to his/her KrisFlyer UOB Debit Card. Terms and Conditions governing KrisFlyer United Overseas Bank Limited Debit Card and KrisFlyer UOB Accounts and Service applies . Spend exclusion applies.

                  ^Applicable to New to UOB customers who are Singaporeans/ PRs with MyInfo login and existing UOB customers applying as a single-named applicant with Myinfo login or bank details online. Applications submitted between 8.30am to 9pm will be opened instantly. Applications received outside these times will be processed the next working day. Applications are subject to UOB’s approval.

                  ~Get Up to S$198 cash credit comprising of 1a) S$68 cash credit or 1b) S$28 cash credit and 2) up to S$130 cash credit

                  1) S$68 Cash Credit or S$28 Cash Credit:

                  1. S$68 cash credit will be awarded to the first 200 New-to-UOB Deposit participants in each calendar month (i) who submit an online account opening application between 1 January to 31 March 2024 for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account, UOB Lady’s Saving Account or UOB One Account, (ii) whose application is successfully approved by 31 March 2024, (iii) deposit min. S$5,000 of fresh funds into their new UOB account during the account opening month, and (iv) hold the deposited fresh funds till the end of the following calendar month.

                  OR

                  1. S$28 cash credit will be awarded to the first 200 Existing-UOB-Deposit customers per calendar month who meet (i) to (iv) mentioned in (a) above. The fresh funds deposited into the new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts before your account opening month.

                  Full Terms and Conditions governing UOB Online Account Opening Promotion (1 January to 31 March 2024) apply.

                  AND

                  2) Up to S$130 cash credit is for customers who have successfully submitted an online participation form available at UOB Singapore website to participate in the UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024):

                  1. S$30 GIRO Payment Cash Reward for customers who successfully perform a bill payment of min. S$30 per transaction from an eligible UOB Account via GIRO within the next two calendar months from the date of submission of the online participation form.
                  2. S$50 Salary Cash Reward for customers who successfully credit monthly salary of min. S$1,600 into an eligible UOB Account via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form. Full-time National Serviceman (NSF) customers must successfully credit a monthly salary or allowance of min. S$500.
                  3. S$50 CDP Credit Cash Reward for customers who successfully credit CDP dividends of min. S$50 per transaction into an eligible UOB Account via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

                  Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account.

                  Full Terms and Conditions governing UOB SalaryPlus Promotion (1 January 2024 to 31 March 2024) apply.

                  SGD deposits are insured up to S$75k by SDIC.


                  Apply now

                  KrisFlyer UOB Account with Mighty FX

                  KrisFlyer UOB Account with Mighty FX

                  KrisFlyer UOB Account

                  KrisFlyer UOB Account

                  KrisFlyer UOB Bundle

                  KrisFlyer UOB Bundle

                  Apply now and get up to S$198 cash credit~ plus 3,000 welcome miles

                  Apply now and get up to S$198 cash credit~ plus 3,000 welcome miles

                    Frequently asked questions

                    What if I cannot recall my KrisFlyer membership no. during the Account opening?
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                    You can visit here to retrieve your KrisFlyer membership number, First Name and Last Name.

                    We will assign and create KrisFlyer membership account number for you. All you need to do is to provide your First Name and Last Name for your KrisFlyer membership account.

                    If you already hold a KrisFlyer UOB Credit and/or KrisFlyer UOB Debit Card, there’s no additional step required as no account linkage or application is required.
                    To start earning bonus miles, simply:
                    • Save on your KrisFlyer UOB Account (maintain a S$1,000 Monthly Average Balance (MAB)) and credit your salary to the account; and
                    • Spend on your eligible UOB debit / credit card to earn bonus miles from 1st dollar

                    For Singaporeans and PRs:
                    Apply online for a new UOB account 24/7 by retrieving your personal information via MyInfo with no submission of documents required. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. Applications received outside these times will be processed the next working day.

                    For Foreigners and U.S Persons:
                    Please proceed to any UOB branch for application.

                    To set up your salary crediting account, please inform your HR department of your new account number. If applicable, you can use the template we have developed for you to send it to your HR department. Download it here.

                    • Only valid for salary credited through GIRO with the transaction reference "SALA"
                    • Credit your salary (min S$1,600) monthly to your KrisFlyer UOB Account to earn more miles

                    KrisFlyer UOB Debit and Credit Cards
                    • Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                    • Base KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.

                    KrisFlyer UOB Account:
                    • Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
                    • Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                    • Bonus KrisFlyer miles will be credited with first 7 working days of each month, for the miles earned in the preceding month.
                    • Please refer to full terms and conditions for details.

                    KrisFlyer UOB Credit and Debit Cards:
                    • Base KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                    • Base KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.

                    Eligible UOB Credit Cards (UOB PRVI Miles Card, UOB Privilege Banking Card, UOB Visa Infinite Card, UOB Reserve Card):
                    • Cardmembers will earn miles in the form of UNI$ which will be credited to your UOB card account.
                    • Cardmembers may choose to convert into KrisFlyer miles. Click here for more information.
                    • Please refer to the respective credit cards pages for more information.

                    KrisFlyer UOB Account:
                    • Bonus KrisFlyer miles earned will be capped at 5% of the Monthly Average Balance in KrisFlyer UOB Account.
                    • Bonus KrisFlyer miles earned will be credited to your KrisFlyer membership account directly every month.
                    • Bonus KrisFlyer miles will be credited within first 7 working days of each month, for the miles earned in the preceding month.
                    • Please refer to full terms and conditions for details.

                    It is for illustrative purposes only, and is not a representation, warranty or assurance of applicable Monthly Average Balance of Apr 2019 under this Promotion:

                    Click here to find out more


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                    Own every evolution with the UOB EVOL Card. Get rewarded for shopping at all your go-tos, in-app or online.

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                    Other useful links

                    UOB Debit Cardmembers’ Agreement
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                    Click here for a copy of the UOB Debit Cardmembers’ Agreement.

                    Click here for a copy of the UOB Debit Card Fees and Charges.

                    Make TMRW yours, download now!