Maximise savings with your UNI$
Earn UNI$ 1 with every S$5 spend on your UOB Card and redeem rewards you love. With the UNI$ programme, redeem for things you love, pay your bills, or auto convert to cash rebates! We have all the right deals for your lifestyle needs across dine, shop, travel and more.
With effect from mid-July 2026, rewards redemption via UOB website catalogue will be discontinued. Log in to Rewards+ on UOB TMRW to continue redeeming your rewards.
Ways to redeem
Use your UNI$ to redeem your favourite treats from participating brands across dining, fashion, home and electronics, travel and more! Alternatively, you can use it to offset your spend instantly at KrisPay, SP Utilities and other e-commerce platforms.
Redeem all the things you love
Treat yourself at your favourite restaurant, enjoy some retail therapy and more. Check out our picks via Rewards+ on UOB TMRW.
Instant redemption
Use your UNI$ to offset your purchases immediately at participating merchants when you pay with your UOB Card
Pay with UNI$
Offset bills and purchases with UNI$ instantly on key partners’ platforms or convert your UNI$ for merchants’ rewards.
Redeem all the things you love
Treat yourself at your favourite restaurant, enjoy some retail therapy and more. Check out our picks via Rewards+ on UOB TMRW.
Instant redemption
Use your UNI$ to offset your purchases immediately at participating merchants when you pay with your UOB Card
Pay with UNI$
Offset bills and purchases with UNI$ instantly on key partners’ platforms or convert your UNI$ for merchants’ rewards.
Learn how to redeem your UNI$ on the go with UOB TMRW
step 1
Get started on UOB TMRW
step 2
Select "Redeem UNI$"
step 3
Explore UNI$ rewards catalogue
step 4
Select reward for redemption
step 5
Select specific UOB Card to use
step 6
Confirmation of successful redemption
step 1
Get started on UOB TMRW
Open UOB TMRW and tap on "Rewards+" from the bottom navigation bar.
Key rewards you’ll love
Browse and redeem your UNI$ via Rewards+ on UOB TMRW to enjoy the widest selection of rewards in Singapore across dine, shop, travel and more! Check out our top picks below.
Discovery Eclipse Trolley (Cabin)
UNI$6,000
Dyson Supersonic Hair Dryer
UNI$63,000
Ninja 11-in-1 Multi Cooker 6L
UNI$50,000
Crystal Jade S$20 Voucher (in-store instant redemption)
UNI$2,375
JD Sports S$30 Voucher (in-store instant redemption)
UNI$3,300
Paris Miki S$20 Voucher (in-store instant redemption)
UNI$2,200
S$100 Cash Rebate
UNI$10,000
Far East Mall S$20 e-Voucher
UNI$2,000
Discovery Eclipse Trolley (Cabin)
UNI$6,000
Dyson Supersonic Hair Dryer
UNI$63,000
Ninja 11-in-1 Multi Cooker 6L
UNI$50,000
Crystal Jade S$20 Voucher (in-store instant redemption)
UNI$2,375
JD Sports S$30 Voucher (in-store instant redemption)
UNI$3,300
Paris Miki S$20 Voucher (in-store instant redemption)
UNI$2,200
S$100 Cash Rebate
UNI$10,000
Far East Mall S$20 e-Voucher
UNI$2,000
View and redeem your rewards with UOB TMRW
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Exclusive deals
Get access to dining, retail and other lifestyle privileges on Singapore's most well-loved brands.
Instant cashback
Enjoy instant cashback islandwide with UOB$ and FavePay.
UOB Coupons
Fastest fingers first! Set your alarms to grab weekly coupons once they’re released.
Get more with UOB Cards
UOB One Card
Get the most generous savings of up to 10% cashback on your daily essentials, food deliveries, online shopping and more.
UOB EVOL Card
0% FX fees worldwide and cashback on FX spend with no min spend & no cap. Plus, up to 10% cashback on local online, mobile spend & more!
UOB Absolute Cashback Card
A great idea for cashback, made simple with 1.7% limitless cashback, no minimum spend and no exclusions.
Things you should know
Important notice
With effect from 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay and payments for utilities will be excluded from the awarding of UNI$.
Payments below, but not limited to, will be excluded from awarding of UNI$
- IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, and Razer Pay (w.e.f. 1 Aug 2022);
- Utilities (w.e.f. 1 Aug 2022);
- Payments with transaction description “NORWDS*” (w.e.f 21 Jul 2024) and "AMAZE*" (w.e.f 1 Oct 2024)
Please refer here for full Rewards Programme Terms and Condition.
Frequently Asked Questions
Click here for the full list of Frequently Asked Questions (FAQs).
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